GHS (GHS)
- § 1–101
- § 1–102
- § 2–101
- § 2–102
- § 2–103
- § 2–104
- § 2–105
- § 2–106
- § 2–107
- § 2–108
- § 2–109
- § 2–110
- § 2–111
- § 2–112
- § 2–113
- § 2–114
- § 2–115
- § 2–116
- § 2–201
- § 2–202
- § 2–203
- § 2–204
- § 2–301
- § 2–302
- § 2–303
- § 2–401
- § 2–402
- § 3–101
- § 3–102
- § 3–103
- § 3–104
- § 3–201
- § 3–202
- § 3–203
- § 3–204
- § 3–205
- § 3–206
- § 3–207
- § 3–208
- § 4–101
- § 4–102
- § 4–103
- § 4–104
- § 4–201
- § 4–202
- § 4–203
- § 4–204
- § 4–205
- § 4–206
- § 4–207
- § 4–208
- § 4–211
- § 4–212
- § 4–213
- § 4–214
- § 4–215
- § 4–215.1
- § 4–216
- § 4–217
- § 4–218
- § 4–219
- § 4–220
- § 4–221
- § 4–222
- § 4–223
- § 4–225
- § 4–226
- § 4–227
- § 4–228
- § 4–229
- § 4–230
- § 4–231
- § 4–232
- § 4–232.1
- § 4–233
- § 4–233.1
- § 4–234
- § 4–235
- § 4–236
- § 4–237
- § 4–238
- § 4–239
- § 4–240
- § 4–241
- § 4–242
- § 4–244
- § 4–245
- § 4–246
- § 4–247
- § 4–248
- § 4–249
- § 4–250
- § 4–251
- § 4–252
- § 4–253
- § 4–255
- § 4–301
- § 4–302
- § 4–303
- § 4–304
- § 4–305
- § 4–306
- § 4–307
- § 4–308
- § 4–309
- § 4–401
- § 4–402
- § 4–403
- § 4–404
- § 4–405
- § 4–406
- § 4–407
- § 4–408
- § 4–409
- § 4–410
- § 4–411
- § 4–501
- § 4–501.1
- § 4–502
- § 4–503
- § 4–504
- § 4–505
- § 4–506
- § 4–507
- § 4–508
- § 4–509
- § 4–511
- § 4–512
- § 4–601
- § 4–602
- § 4–603
- § 4–604
- § 4–605
- § 4–606
- § 4–607
- § 4–608
- § 4–609
- § 4–610
- § 4–611
- § 4–612
- § 4–701
- § 4–702
- § 4–703
- § 4–704
- § 4–705
- § 4–706
- § 4–707
- § 4–708
- § 4–709
- § 4–710
- § 4–711
- § 4–712
- § 4–801
- § 4–802
- § 4–803
- § 4–804
- § 4–805
- § 4–806
- § 4–807
- § 4–808
- § 4–809
- § 4–810
- § 4–811
- § 4–812
- § 4–813
- § 4–814
- § 4–815
- § 4–816
- § 4–901
- § 4–902
- § 4–903
- § 4–904
- § 4–905
- § 4–906
- § 4–907
- § 4–908
- § 4–909
- § 4–909.1
- § 4–910
- § 4–911
- § 4–912
- § 4–913
- § 4–914
- § 4–915
- § 4–916
- § 4–917
- § 4–918
- § 4–919
- § 4–920
- § 4–921
- § 4–922
- § 4–923
- § 4–926
- § 4–927
- § 4–928
- § 4–930
- § 4–931
- § 4–933
- § 4–1001
- § 4–1002
- § 4–1003
- § 4–1004
- § 4–1005
- § 4–1101
- § 4–1102
- § 4–1103
- § 4–1104
- § 4–1105
- § 4–1201
- § 4–1202
- § 4–1203
- § 4–1204
- § 4–1205
- § 4–1206
- § 4–1207
- § 4–1208
- § 4–1209
- § 4–1301
- § 4–1302
- § 4–1303
- § 4–1304
- § 4–1305
- § 4–1306
- § 4–1307
- § 4–1308
- § 4–1401
- § 4–1402
- § 4–1403
- § 4–1404
- § 4–1405
- § 4–1406
- § 4–1601
- § 4–1602
- § 4–1603
- § 4–1604
- § 4–1605
- § 4–1606
- § 4–1607
- § 4–1608
- § 4–1609
- § 4–1610
- § 4–1701
- § 4–1702
- § 4–1703
- § 4–1704
- § 4–1705
- § 4–1706
- § 4–1707
- § 4–1708
- § 4–1709
- § 4–1710
- § 4–1801
- § 4–1802
- § 4–1803
- § 4–1804
- § 4–1805
- § 4–1806
- § 4–1807
- § 4–1808
- § 4–1809
- § 4–1810
- § 4–1811
- § 4–1812
- § 4–1813
- § 4–1901
- § 4–1902
- § 4–1903
- § 4–1904
- § 4–1905
- § 4–2001
- § 4–2002
- § 4–2003
- § 4–2004
- § 4–2005
- § 4–2006
- § 4–2101
- § 4–2102
- § 4–2103
- § 4–2104
- § 4–2105
- § 4–2106
- § 4–2107
- § 4–2108
- § 4–2201
- § 4–2202
- § 4–2203
- § 4–2204
- § 4–2205
- § 4–2206
- § 4–2207
- § 4–2208
- § 4–2209
- § 4–2301
- § 4–2302
- § 4–2303
- § 4–2304
- § 4–2305
- § 4–2306
- § 4–2307
- § 4–2401
- § 4–2501
- § 4–2502
- § 4–2503
- § 4–2504
- § 4–2505
- § 4–2601
- § 4–2602
- § 4–2603
- § 4–2604
- § 4–2605
- § 4–2701
- § 4–2702
- § 4–2703
- § 4–2704
- § 4–2705
- § 4–2706
- § 4–2707
- § 4–2708
- § 4–2801
- § 4–2802
- § 4–2803
- § 4–2804
- § 4–2805
- § 4–2806
- § 4–2901
- § 4–2902
- § 4–2903
- § 4–2904
- § 4–2905
- § 4–2906
- § 4–2907
- § 4–2908
- § 4–2909
- § 4–2910
- § 4–2911
- § 4–2912
- § 4–2913
- § 4–2914
- § 4–2915
- § 4–2916
- § 4–2917
- § 4–2918
- § 4–2919
- § 4–2920
- § 4–2921
- § 4–3001
- § 4–3002
- § 4–3003
- § 4–3004
- § 4–3005
- § 5–101
- § 5–102
- § 5–103
- § 5–104
- § 6–101
- § 6–102
- § 6–103
- § 6–104
- § 6–201
- § 6–202
- § 6–203
- § 6–204
- § 6–205
- § 6–206
- § 6–207
- § 6–208
- § 6–209
- § 6–210
- § 6–211
- § 6–212
- § 6–301
- § 6–302
- § 6–303
- § 6–304
- § 6–305
- § 6–307
- § 6–308
- § 6–308.1
- § 6–308.2
- § 6–308.3
- § 6–308.4
- § 6–309
- § 6–310
- § 6–311
- § 6–401
- § 6–402
- § 6–403
- § 6–404
- § 6–405
- § 6–406
- § 6–501
- § 6–502
- § 6–503
- § 6–504
- § 6–505
- § 6–506
- § 6–507
- § 6–508
- § 6–509
- § 6–510
- § 6–601
- § 6–602
- § 6–603
- § 6–604
- § 6–605
- § 6–606
- § 6–607
- § 6–608
- § 6–609
- § 6–701
- § 6–702
- § 6–703
- § 6–704
- § 6–705
- § 6–706
- § 6–707
- § 6–708
- § 6–709
- § 6–710
- § 6–901
- § 6–902
- § 6–903
- § 6–904
- § 6–905
- § 6–1101
- § 6–1102
- § 6–1103
- § 6–1201
- § 6–1202
- § 6–1203
- § 6–1301
- § 6–1302
- § 6–1303
- § 6–1304
- § 6–1305
- § 6–1306
- § 6–1307
- § 6.5-101
- § 6.5-102
- § 6.5-103
- § 6.5-104
- § 6.5-105
- § 6.5-106
- § 6.5-107
- § 6.5-108
- § 7–101
- § 7–102
- § 7–103
- § 7–104
- § 7–105
- § 7–106
- § 7–201
- § 7–202
- § 7–203
- § 7–204
- § 7–205
- § 7–206
- § 7–207
- § 7–208
- § 7–209
- § 7–210
- § 7–211
- § 7–212
- § 7–213
- § 7–214
- § 7–215
- § 7–216
- § 7–217
- § 7–218
- § 7–219
- § 7–220
- § 7–301
- § 7–302
- § 7–303
- § 7–304
- § 7–305
- § 7–306
- § 7–307
- § 7–401
- § 7–402
- § 7–403
- § 7–404
- § 7–501
- § 8–101
- § 8–102
- § 8–103
- § 8–104
- § 8–105
- § 8–106
- § 8–107
- § 8–107.1
- § 8–108
- § 8–109
- § 8–110
- § 9–101
- § 9–102
- § 9–201
- § 9–202
- § 9–203
- § 9–204
- § 9–301
- § 9–302
- § 9–303
- § 9–304
- § 9–305
- § 9–306
- § 9–307
- § 9–401
- § 9–402
- § 9–403
- § 9–404
- § 9–501
- § 10–101
- § 10–102
- § 10–103
- § 10–104
- § 10–105
- § 10–106
- § 10–107
- § 10–108
- § 10–109
- § 10–110
- § 10–201
- § 10–202
- § 10–203
- § 10–204
- § 10–205
- § 10–206
- § 10–301
- § 11–101
- § 11–102
- § 11–103
- § 11–104
- § 11–105
- § 11–106
- § 11.5-101
- § 11.5-102
- § 11.5-103
- § 11.5-104
- § 11.5-105
- § 11.5-106
- § 11.5-107
- § 11.5-108
- § 11.5-109
- § 11.5-110
- § 11.5-111
- § 12–101
- § 12–102
- § 12–103
- § 12–104
- § 12–105
- § 12–106
- § 12–107
- § 12–201
- § 12–202
- § 12–203
- § 12–204
- § 12–205
- § 12–206
- § 12–207
- § 12–208
- § 12–301
- § 12–302
- § 12–303
- § 12–304
- § 12–305
- § 12–306
- § 12–307
- § 12–308
- § 12–309
- § 12–310
- § 12–311
- § 12–312
- § 12–401
- § 12–402
- § 12–403
- § 12–404
- § 12–405
- § 12–501
- § 12–502
- § 12–503
- § 12–504
- § 12–505
- § 12–506
- § 12–507
- § 12–601
- § 12–602
- § 12–603
- § 12–604
- § 12–605
- § 12–606
- § 12–607
- § 12–701
- § 12–702
- § 12–703
- § 12–704
- § 12–705
- § 13–101
- § 13–102
- § 13–103
- § 13–104
- § 13–105
- § 13–106
- § 13–107
- § 13–108
- § 13–109
- § 13–110
- § 13–111
- § 13–112
- § 14–101
- § 14–102
- § 14–103
- § 15–101
- § 15–102
- § 15–103
- § 15–104
- § 15–105
- § 15–106
- § 15–107
- § 15–108
- § 15–109
- § 16–101
- § 16–102
- § 16–103
- § 16–104
- § 16–105
- § 16–106
- § 16–107
- § 16–107.1
- § 16–108
- § 16–109
- § 16–110
- § 16–111
- § 16–112
- § 16–113
- § 16–201
- § 16–202
- § 16–203
- § 16–204
- § 16–205
- § 16–206
- § 16–207
- § 16–208
- § 16–209
- § 16–210
- § 16–211
- § 16–301
- § 16–302
- § 16–303
- § 16–304
- § 16–305
- § 16–306
- § 16–307
- § 16–308
- § 16–308.1
- § 16–309
- § 16–310
- § 16–310.1
- § 16–311
- § 16–312
- § 16–313
- § 16–314
- § 16–315
- § 16–316
- § 16–317
- § 16–318
- § 16–319
- § 16–401
- § 16–402
- § 16–403
- § 16–404
- § 16–405
- § 16–406
- § 16–407
- § 17–101
- § 17–102
- § 17–103
- § 17–104
- § 17–105
- § 17–106
- § 17–107
- § 18–101
- § 18–102
- § 18–103
- § 18–104
- § 18–105
- § 19–101
- § 19–102
- § 20–101
- § 20–102
- § 21–101
- § 21–102
- § 21–103
- § 21–104
- § 21–105
- § 21–106
- § 22–101
- § 22–102
- § 22–103
- § 23–101
§ 1–101
(a)
In this Division I of this article the following words have the meanings indicated.
# Md. Code Ann., GHS § 1-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 1-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Community assistance” means activities designed to enhance the physical, social, or economic environment of a community to improve the health, safety, or socio–economic welfare of its citizens.
# Md. Code Ann., GHS § 1-101(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Community assistance” includes the promotion of activities specified in paragraph (1) of this subsection through the concentration and coordination in communities in the State of federal, State, regional, and local public and private resources.
# Md. Code Ann., GHS § 1-101(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“County” means a county of the State or Baltimore City.
# Md. Code Ann., GHS § 1-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Department” means the Department of Housing and Community Development.
# Md. Code Ann., GHS § 1-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 1-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Financial assistance” means any form of assurance, guarantee, grant, payment, or other assistance.
# Md. Code Ann., GHS § 1-101(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Financial assistance” includes a loan, loan guarantee, or reduction in the principal obligations of or rate of interest payable on a loan or portion of a loan.
# Md. Code Ann., GHS § 1-101(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Governmental unit” means an agency, authority, board, commission, council, office, or other unit or instrumentality of the government of the State or of a political subdivision of the State.
# Md. Code Ann., GHS § 1-101(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Nonprofit organization” means a corporation, foundation, or other legal entity, no part of the net earnings of which inures to the benefit of a private shareholder or individual holding an interest in the entity.
# Md. Code Ann., GHS § 1-101(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Person” means an individual, receiver, trustee, guardian, personal representative, fiduciary, representative of any kind, partnership, firm, association, corporation, or other entity.
# Md. Code Ann., GHS § 1-101(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Political subdivision” means a county or municipal corporation of the State.
# Md. Code Ann., GHS § 1-101(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Secretary” means the Secretary of Housing and Community Development.
# Md. Code Ann., GHS § 1-101(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Veteran” has the meaning stated in § 9–901 of the State Government Article.
# Md. Code Ann., GHS § 1-101(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 1-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 1–102
(a)
# Md. Code Ann., GHS § 1-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 1-102(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Adaptive reuse” means the retrofitting and repurposing of an existing building to develop new dwelling units.
# Md. Code Ann., GHS § 1-102(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Affordable multifamily housing” means a multifamily dwelling where all or a portion of the dwelling units are reserved for individuals whose household income is less than or equal to a certain limit on maximum household income.
# Md. Code Ann., GHS § 1-102(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 1-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to paragraph (2) of this subsection, this section applies to any program operated by the Department that awards loans that may be used to develop affordable multifamily housing.
# Md. Code Ann., GHS § 1-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the laws or regulations governing a particular program establish more specific rules regarding the use of loan proceeds for adaptive reuse, the more specific rules shall apply.
# Md. Code Ann., GHS § 1-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 1-102(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Adaptive reuse of a property to develop affordable multifamily housing is an eligible use of the proceeds of a loan covered under this section.
# Md. Code Ann., GHS § 1-102(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 1-102(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Subject to subparagraph (ii) of this paragraph, the Department shall notify applicants for a loan covered under this section that adaptive reuse of a property to develop affordable multifamily housing is an eligible use of loan proceeds.
# Md. Code Ann., GHS § 1-102(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The notice requirement under subparagraph (i) of this paragraph does not apply when an individual applies for a loan under a Department program that does not focus on housing, including programs within the Division of Neighborhood Revitalization.
# Md. Code Ann., GHS § 1-102(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 1-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–101
There is a Department of Housing and Community Development, established as a principal department of State government.
# Md. Code Ann., GHS § 2-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–102
(a)
The Department shall:
# Md. Code Ann., GHS § 2-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
encourage and assist political subdivisions and public and private community organizations to develop mutual and cooperative solutions to their common problems;
# Md. Code Ann., GHS § 2-102(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
serve as a clearinghouse for information and materials that may be pertinent to sound community assistance, including information on available federal, State, and private financial assistance and technical assistance;
# Md. Code Ann., GHS § 2-102(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
implement model or demonstration programs and projects or otherwise provide a program of practical research in community assistance;
# Md. Code Ann., GHS § 2-102(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
provide grants and loans for energy conservation and the use of solar energy in commercial and residential buildings;
# Md. Code Ann., GHS § 2-102(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
provide advisory, consultative, training, and educational services, and technical assistance to any political subdivision, local public agency, or nonprofit organization for community assistance purposes;
# Md. Code Ann., GHS § 2-102(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
contract for and accept a gift, grant, contribution, or loan of money, property, or other aid for community assistance from a governmental unit, the federal government, or another source and comply with the terms and conditions of that aid;
# Md. Code Ann., GHS § 2-102(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
attach terms and conditions to financial assistance as the Secretary determines;
# Md. Code Ann., GHS § 2-102(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
participate with political subdivisions, regional governments, organizations, and the federal government in developing, financing, and implementing a program to build the management capabilities of municipal corporations by supplying needed managerial expertise through circuit riding managers;
# Md. Code Ann., GHS § 2-102(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
administer federal programs relating to community assistance; and
# Md. Code Ann., GHS § 2-102(a)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
develop and implement a weatherization program in accordance with Title 4 of this article and administer the low–income weatherization component of the electric universal service program in accordance with § 7–512.1 of the Public Utilities Article.
# Md. Code Ann., GHS § 2-102(a)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may:
# Md. Code Ann., GHS § 2-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
sell any mortgage or other obligation that the Department holds at public or private sale, with or without public bidding;
# Md. Code Ann., GHS § 2-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
retain the servicing rights and charge servicing fees for any mortgage or other obligation that the Department sells; and
# Md. Code Ann., GHS § 2-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
apply the proceeds from any sale and servicing fees earned to any of the funds established under Title 4, Subtitle 5 of this article.
# Md. Code Ann., GHS § 2-102(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–103
(a)
# Md. Code Ann., GHS § 2-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
With the advice and consent of the Senate, the Governor shall appoint the Secretary.
# Md. Code Ann., GHS § 2-103(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary is the head of the Department.
# Md. Code Ann., GHS § 2-103(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Before taking office, the Secretary shall take the oath required by Article I, § 9 of the Maryland Constitution.
# Md. Code Ann., GHS § 2-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 2-103(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Secretary serves at the pleasure of the Governor and is directly responsible to the Governor.
# Md. Code Ann., GHS § 2-103(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary shall counsel and advise the Governor on all matters assigned to the Department and is responsible for carrying out the Governor’s policies on those matters.
# Md. Code Ann., GHS § 2-103(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Secretary is entitled to the compensation provided in the State budget.
# Md. Code Ann., GHS § 2-103(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–104
(a)
The Secretary is responsible for the operation of the Department and shall establish guidelines and procedures to promote the orderly and efficient administration of the Department.
# Md. Code Ann., GHS § 2-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary may establish, reorganize, or abolish areas of responsibility in the Office of the Secretary as necessary to fulfill the duties assigned to the Secretary.
# Md. Code Ann., GHS § 2-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–105
The Secretary shall have a seal.
# Md. Code Ann., GHS § 2-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–106
(a)
With the approval of the Governor, the Secretary shall appoint a deputy secretary.
# Md. Code Ann., GHS § 2-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The deputy secretary:
# Md. Code Ann., GHS § 2-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
serves at the pleasure of the Secretary; and
# Md. Code Ann., GHS § 2-106(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is entitled to the compensation provided in the State budget.
# Md. Code Ann., GHS § 2-106(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The deputy secretary shall have the duties provided by law or delegated by the Secretary.
# Md. Code Ann., GHS § 2-106(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–107
(a)
# Md. Code Ann., GHS § 2-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In the Office of the Secretary, the Secretary shall have assistants, professional consultants, and employees as provided in the State budget.
# Md. Code Ann., GHS § 2-107(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary may designate a staff assistant to be in charge of a particular area of responsibility within the Office of the Secretary.
# Md. Code Ann., GHS § 2-107(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In the Office of the Secretary:
# Md. Code Ann., GHS § 2-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
each staff assistant in charge of a particular area of responsibility and each professional consultant serves at the pleasure of the Secretary; and
# Md. Code Ann., GHS § 2-107(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
except as otherwise provided by law, the Secretary shall appoint and may remove all other employees in accordance with the State Personnel and Pensions Article.
# Md. Code Ann., GHS § 2-107(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–108
(a)
The appointment or removal of personnel by a governmental unit in the Department is subject to the approval of the Secretary.
# Md. Code Ann., GHS § 2-108(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary may delegate this power of approval to the head or governing body of the governmental unit.
# Md. Code Ann., GHS § 2-108(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–109
Each governmental unit in the Department shall report to the Secretary or the Secretary’s designee as provided in regulations or written directives that the Secretary issues.
# Md. Code Ann., GHS § 2-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–110
Whenever law provides that an appointment is to be made by the Secretary with the approval of the Governor and the appointee is to serve at the pleasure of the Secretary, the Secretary may not remove the appointee without the prior approval of the Governor.
# Md. Code Ann., GHS § 2-110 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–111
(a)
The Secretary is responsible for adopting regulations for the Office of the Secretary.
# Md. Code Ann., GHS § 2-111(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary shall review and may approve, disapprove, or revise the regulations of each governmental unit in the Department.
# Md. Code Ann., GHS § 2-111(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-111 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–112
The Secretary is responsible for the budget of each governmental unit in the Department.
# Md. Code Ann., GHS § 2-112 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–113
(a)
The Secretary is responsible for the coordination and direction of all planning initiatives of the Secretary.
# Md. Code Ann., GHS § 2-113(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary shall keep apprised of and may approve, disapprove, or modify plans, proposals, and projects of the Department and its governmental units.
# Md. Code Ann., GHS § 2-113(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-113 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–114
The Secretary may call a special meeting of a governmental unit in the Department whenever the Secretary considers it necessary.
# Md. Code Ann., GHS § 2-114 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–115
The Secretary may exercise or perform any power, duty, responsibility, or function assigned to a governmental unit in the Department.
# Md. Code Ann., GHS § 2-115 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–116
(a)
This section does not apply to a governmental unit in the Department to the extent that the governmental unit is authorized by law to employ its own legal adviser or counsel.
# Md. Code Ann., GHS § 2-116(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Attorney General is the legal adviser to the Department.
# Md. Code Ann., GHS § 2-116(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Attorney General shall assign to the Department the number of assistant Attorneys General authorized by law for the Department and its governmental units.
# Md. Code Ann., GHS § 2-116(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
An assistant Attorney General shall be a lawyer of the State in good standing.
# Md. Code Ann., GHS § 2-116(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
An assistant Attorney General is entitled to the compensation provided in the State budget.
# Md. Code Ann., GHS § 2-116(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 2-116(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Attorney General shall designate one of the assistant Attorneys General as counsel to the Department and may not reassign the counsel without consulting the Secretary.
# Md. Code Ann., GHS § 2-116(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The counsel to the Department has no duty other than to:
# Md. Code Ann., GHS § 2-116(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
give the legal aid, advice, and counsel that the Secretary and the other officials of the Department require; and
# Md. Code Ann., GHS § 2-116(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
supervise the other assistant Attorneys General assigned to the Department.
# Md. Code Ann., GHS § 2-116(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The counsel shall perform the duties specified in paragraph (2) of this subsection subject to the control and discretion of the Attorney General.
# Md. Code Ann., GHS § 2-116(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 2-116(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The counsel and the other assistant Attorneys General in the Department shall perform those duties that the Attorney General assigns.
# Md. Code Ann., GHS § 2-116(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Attorney General may require an assistant Attorney General to perform, subject to the Attorney General’s control and discretion, any duty for the Department required of the Attorney General by law.
# Md. Code Ann., GHS § 2-116(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-116 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–201
The Department consists of:
(1)
the Division of Credit Assurance;
# Md. Code Ann., GHS § 2-201(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Division of Development Finance;
# Md. Code Ann., GHS § 2-201(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Division of Neighborhood Revitalization;
# Md. Code Ann., GHS § 2-201(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the Community Development Administration;
# Md. Code Ann., GHS § 2-201(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Community Legacy Program;
# Md. Code Ann., GHS § 2-201(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the Housing Finance Review Committee;
# Md. Code Ann., GHS § 2-201(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the Lead Hazard Advisory Committee;
# Md. Code Ann., GHS § 2-201(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
the Maryland Housing Fund;
# Md. Code Ann., GHS § 2-201(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
the Neighborhood Business Development Program;
# Md. Code Ann., GHS § 2-201(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
the Historic Property Revitalization Director; and
# Md. Code Ann., GHS § 2-201(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
any other governmental unit that under law is a part of the Department.
# Md. Code Ann., GHS § 2-201(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–202
(a)
# Md. Code Ann., GHS § 2-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall establish advisory councils, boards, and committees as the Governor and the Secretary determine.
# Md. Code Ann., GHS § 2-202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Governor and the Secretary shall determine:
# Md. Code Ann., GHS § 2-202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the size of the advisory bodies;
# Md. Code Ann., GHS § 2-202(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the qualifications, method of appointment, terms, and compensation of members;
# Md. Code Ann., GHS § 2-202(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the manner of removal of members; and
# Md. Code Ann., GHS § 2-202(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the method of filling vacancies.
# Md. Code Ann., GHS § 2-202(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The advisory units shall advise and assist the Secretary on policies, programs, and activities of the Department.
# Md. Code Ann., GHS § 2-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–203
(a)
# Md. Code Ann., GHS § 2-203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 2-203(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Affordable housing” means residential property that is rented or sold to the public as low–income housing or workforce housing.
# Md. Code Ann., GHS § 2-203(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Area median income” has the meaning stated in § 4–1801 of this article.
# Md. Code Ann., GHS § 2-203(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
“Low–income housing” means housing that is affordable for a household with an aggregate annual income that is below 60% of the area median income.
# Md. Code Ann., GHS § 2-203(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
“Workforce housing” has the meaning stated in § 4–1801 of this article.
# Md. Code Ann., GHS § 2-203(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 2-203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 2-203(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Not later than 60 days after the notice provided under § 5–310(d) of the State Finance and Procurement Article, the Department shall, in consultation with the unit of State government that controls the property, determine if the property is suitable for use or redevelopment as affordable housing.
# Md. Code Ann., GHS § 2-203(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The Department may not identify a property as suitable for use or redevelopment as affordable housing if the property:
# Md. Code Ann., GHS § 2-203(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
is located outside an area designated as a priority funding area under Title 5, Subtitle 7B of the State Finance and Procurement Article; or
# Md. Code Ann., GHS § 2-203(b)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
belongs in a category of property listed in § 5–310(c)(1)(i) of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 2-203(b)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
When determining if a property is suitable for use or redevelopment as affordable housing, the Department shall consider whether the property:
# Md. Code Ann., GHS § 2-203(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
is adequately sized for any type of residential use;
# Md. Code Ann., GHS § 2-203(b)(1)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
has access to public utilities;
# Md. Code Ann., GHS § 2-203(b)(1)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
has access to feasible ingress and egress points; and
# Md. Code Ann., GHS § 2-203(b)(1)(iii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
meets any other factors determined by the Department that are necessary for the property to be used or redeveloped as affordable housing.
# Md. Code Ann., GHS § 2-203(b)(1)(iii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall compile and regularly update a list of properties it has determined are suitable for use or redevelopment as affordable housing.
# Md. Code Ann., GHS § 2-203(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
For each property included in the list required under paragraph (2) of this subsection, the Department shall:
# Md. Code Ann., GHS § 2-203(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
give notice of the determination to:
# Md. Code Ann., GHS § 2-203(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the unit of State government that controls the property; and
# Md. Code Ann., GHS § 2-203(b)(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the State Treasurer; and
# Md. Code Ann., GHS § 2-203(b)(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
advise the unit of State government of the requirements of subsection (c) of this section.
# Md. Code Ann., GHS § 2-203(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The list required under paragraph (2) of this subsection shall be made available to the public.
# Md. Code Ann., GHS § 2-203(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 2-203(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 2-203(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Except as provided in paragraphs (4) and (5) of this subsection, on receipt of the notice required under subsection (b)(3) of this section, the unit of State government shall, in consultation with the Department and the Department of Planning, develop a proposal to donate or sell the listed property by:
# Md. Code Ann., GHS § 2-203(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
donating or selling the property to a nonprofit organization that contracts to use or redevelop the property as affordable housing; or
# Md. Code Ann., GHS § 2-203(c)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
selling the property to a buyer that contracts to use or redevelop the property as affordable housing.
# Md. Code Ann., GHS § 2-203(c)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
If, after reasonable effort, the unit is unable to identify a suitable nonprofit organization or buyer in accordance with subparagraph (i) of this paragraph, the unit shall develop a proposal to sell the property at auction.
# Md. Code Ann., GHS § 2-203(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
A proposal developed under this paragraph shall be submitted to the Board of Public Works for consideration in accordance with § 10–305 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 2-203(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The unit of State government shall consider the proposed period of affordability, the number of affordable housing units created, and the viability of an offer when evaluating offers from multiple nonprofit organizations or buyers under this subsection.
# Md. Code Ann., GHS § 2-203(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
When a property is donated or sold in accordance with a proposal developed under this subsection, the unit shall give notice of the disposition to the Department.
# Md. Code Ann., GHS § 2-203(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A unit may not propose to donate or sell a property under this subsection if the donation or sale would:
# Md. Code Ann., GHS § 2-203(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
violate any covenant or applicable federal law; or
# Md. Code Ann., GHS § 2-203(c)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in the opinion of the State Treasurer, adversely affect the tax–exempt status of an outstanding State bond, the proceeds of which were allocated to purchase or improve the property.
# Md. Code Ann., GHS § 2-203(c)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
Nothing in this subsection shall be construed to supersede the right of a person from whom real property was acquired or their successor in interest to reacquire the property under § 8–309 of the Transportation Article.
# Md. Code Ann., GHS § 2-203(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
On or before December 31, 2024, and each December 31 thereafter, the Department shall report to the General Assembly, in accordance with § 2–1257 of the State Government Article:
# Md. Code Ann., GHS § 2-203(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the number of proposals submitted to the Board of Public Works under this section;
# Md. Code Ann., GHS § 2-203(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the number of properties that were donated pursuant to proposals developed under this section; and
# Md. Code Ann., GHS § 2-203(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the number of properties that were sold pursuant to proposals developed under this section.
# Md. Code Ann., GHS § 2-203(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–204
(a)
There is a Historic Property Revitalization Director.
# Md. Code Ann., GHS § 2-204(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Historic Property Revitalization Director shall:
# Md. Code Ann., GHS § 2-204(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
support the work of the Sustainable Growth Subcabinet;
# Md. Code Ann., GHS § 2-204(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
collect and maintain from State agencies that own property an inventory of State–owned buildings that are greater than 50 years old to be used for prioritizing physical assessments and, if applicable, determining eligibility for the National Register of Historic Places;
# Md. Code Ann., GHS § 2-204(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
in consultation with the Sustainable Growth Subcabinet and to determine the highest and best value for the State’s disposition of property, support studies and consultations relevant to:
# Md. Code Ann., GHS § 2-204(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
stabilization;
# Md. Code Ann., GHS § 2-204(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
mothballing;
# Md. Code Ann., GHS § 2-204(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
environmental impacts;
# Md. Code Ann., GHS § 2-204(b)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
economic prospects; and
# Md. Code Ann., GHS § 2-204(b)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
long–term ground leases;
# Md. Code Ann., GHS § 2-204(b)(3)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
work with the Department, the Department of Commerce, and other members of the Sustainable Growth Subcabinet to identify existing State and federal programs and financing mechanisms that may be leveraged to enhance the successful redevelopment of property;
# Md. Code Ann., GHS § 2-204(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
work with the Department of General Services Office of Real Estate during the disposition process of relevant property; and
# Md. Code Ann., GHS § 2-204(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
on or before October 1, 2026, and each October 1 thereafter, and in consultation with the Sustainable Growth Subcabinet, report to the General Assembly, in accordance with § 2–1257 of the State Government Article, on the progress of efforts under this subsection.
# Md. Code Ann., GHS § 2-204(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Historic Property Revitalization Director shall receive a salary as provided in the State budget.
# Md. Code Ann., GHS § 2-204(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–301
On or before December 1, 2019, and each December 1 thereafter, the Department shall submit a report to the Governor and, in accordance with § 2–1257 of the State Government Article, to the General Assembly on:
(1)
with respect to financial assistance provided under Title 4, Subtitle 2 of this article:
# Md. Code Ann., GHS § 2-301(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the number of projects that qualified as business projects under § 4–223 of this article;
# Md. Code Ann., GHS § 2-301(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the location of each business project, including whether the business project is located:
# Md. Code Ann., GHS § 2-301(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
in an area designated as a priority funding area under § 5–7B–02 of the State Finance and Procurement Article; or
# Md. Code Ann., GHS § 2-301(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
only in a qualified opportunity zone designated under § 1400Z–1 of the Internal Revenue Code; and
# Md. Code Ann., GHS § 2-301(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the amount of grants or loans provided for the development of each business project;
# Md. Code Ann., GHS § 2-301(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
with respect to the Strategic Demolition and Smart Growth Impact Fund established under § 4–508 of this article:
# Md. Code Ann., GHS § 2-301(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the number and amount of grants and loans provided to government agencies and community development organizations during the immediately preceding fiscal year; and
# Md. Code Ann., GHS § 2-301(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the location of each revitalization project for which a grant or loan was provided, including whether the revitalization project is located:
# Md. Code Ann., GHS § 2-301(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
in an area designated as a Sustainable Community; or
# Md. Code Ann., GHS § 2-301(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
only in a qualified opportunity zone designated under § 1400Z–1 of the Internal Revenue Code;
# Md. Code Ann., GHS § 2-301(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
with respect to the Community Legacy Program established under Title 6, Subtitle 2 of this article:
# Md. Code Ann., GHS § 2-301(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the location of each community legacy project, including whether the community legacy project is located:
# Md. Code Ann., GHS § 2-301(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
in a sustainable community; or
# Md. Code Ann., GHS § 2-301(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
only in an eligible opportunity zone; and
# Md. Code Ann., GHS § 2-301(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the amount of financial assistance provided for each community legacy project; and
# Md. Code Ann., GHS § 2-301(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
with respect to the Business Development Program established under Title 6, Subtitle 3 of this article:
# Md. Code Ann., GHS § 2-301(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the names of approved entities awarded financial assistance under that program;
# Md. Code Ann., GHS § 2-301(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the location of the approved entity’s operation, including whether the approved entity’s operation is located:
# Md. Code Ann., GHS § 2-301(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
in a priority funding area; or
# Md. Code Ann., GHS § 2-301(4)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
only in an eligible opportunity zone; and
# Md. Code Ann., GHS § 2-301(4)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the amount of each financial assistance award.
# Md. Code Ann., GHS § 2-301(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–302
(a)
On or before December 1, 2023, and on or before December 1 every 5 years thereafter, the Department, in consultation with political subdivisions and housing authorities, shall submit a report to the Governor and, in accordance with § 2–1257 of the State Government Article, to the General Assembly on:
# Md. Code Ann., GHS § 2-302(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the efforts by the State, political subdivisions, and housing authorities to promote fair housing choice and racial and economic housing integration, and the results of those efforts, delineated by county; and
# Md. Code Ann., GHS § 2-302(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any assessment of fair housing required under § 3–114(d)(2) of the Land Use Article completed since the most recent report required under this subsection, including any assessment of fair housing completed or revised under the federal Department of Housing and Urban Development’s most recently published Affirmatively Furthering Fair Housing Rule.
# Md. Code Ann., GHS § 2-302(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The report required under subsection (a) of this section shall provide an update on the actions being taken by local jurisdictions to affirmatively further fair housing.
# Md. Code Ann., GHS § 2-302(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall work in partnership with each local jurisdiction to jointly develop and complete a template to capture data in the jurisdiction related to affirmatively furthering fair housing.
# Md. Code Ann., GHS § 2-302(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–303
(a)
# Md. Code Ann., GHS § 2-303(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 2-303(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Common ownership community” means:
# Md. Code Ann., GHS § 2-303(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a condominium, as defined in § 11–101 of the Real Property Article;
# Md. Code Ann., GHS § 2-303(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a cooperative housing corporation, as defined in § 5–6B–01 of the Corporations and Associations Article; or
# Md. Code Ann., GHS § 2-303(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a homeowners association, as defined in § 11B–101 of the Real Property Article.
# Md. Code Ann., GHS § 2-303(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Local common ownership community program” means a program operated by a local jurisdiction for the regulation or oversight of common ownership communities.
# Md. Code Ann., GHS § 2-303(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall establish and maintain a website that provides information for individuals living in a common ownership community.
# Md. Code Ann., GHS § 2-303(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall make publicly available on the website:
# Md. Code Ann., GHS § 2-303(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a hyperlink to the website of each local common ownership community program in the State;
# Md. Code Ann., GHS § 2-303(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
information on statewide legislation enacted in the prior legislative session regarding the rights and responsibilities of individuals living in a common ownership community, including, for each bill that is enacted:
# Md. Code Ann., GHS § 2-303(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the bill title;
# Md. Code Ann., GHS § 2-303(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the bill and chapter number;
# Md. Code Ann., GHS § 2-303(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the effective date of the bill; and
# Md. Code Ann., GHS § 2-303(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a hyperlink to the bill information on the General Assembly website;
# Md. Code Ann., GHS § 2-303(c)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 2-303(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a summary of the requirements for the governing body of a common ownership community and for an individual seeking to install electric vehicle recharging equipment in a common ownership community under § 5–6B–23.1 of the Corporations and Associations Article and §§ 11–111.4 and 11B–111.8 of the Real Property Article;
# Md. Code Ann., GHS § 2-303(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
information on contractors, including specific information on contractors certified through labor–management training programs, and insurers for the installation of electric vehicle recharging equipment in a common ownership community; and
# Md. Code Ann., GHS § 2-303(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a point of contact in the Department to assist individuals with questions relating to electric vehicle recharging equipment in common ownership communities; and
# Md. Code Ann., GHS § 2-303(c)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
information on resources available to individuals living in common ownership communities to aid in dispute resolution between the individual and the common ownership community.
# Md. Code Ann., GHS § 2-303(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The information required under subsection (c)(2) of this section shall be posted on the Department’s common ownership community website on or before June 1 each year.
# Md. Code Ann., GHS § 2-303(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–401
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 2-401(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 2-401(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Affirmatively further fair housing” means to take meaningful actions, in addition to actions aimed at combating discrimination, to:
# Md. Code Ann., GHS § 2-401(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
overcome patterns of segregation; and
# Md. Code Ann., GHS § 2-401(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
foster inclusive communities free from barriers that restrict access to housing and opportunity based on protected characteristics.
# Md. Code Ann., GHS § 2-401(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Affirmatively further fair housing” includes to take meaningful actions that, taken together:
# Md. Code Ann., GHS § 2-401(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
address significant disparities in housing needs and access to opportunity;
# Md. Code Ann., GHS § 2-401(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
replace segregated living patterns with truly integrated and balanced living patterns;
# Md. Code Ann., GHS § 2-401(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
transform racially and ethnically concentrated areas of poverty into areas of opportunity; and
# Md. Code Ann., GHS § 2-401(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
foster and maintain compliance with civil rights and fair housing laws.
# Md. Code Ann., GHS § 2-401(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Meaningful action” means a significant action that is designed and can be reasonably expected to achieve a material positive change by, for example, increasing fair housing choice or decreasing disparities in access to opportunity.
# Md. Code Ann., GHS § 2-401(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 2–402
(a)
The Department:
# Md. Code Ann., GHS § 2-402(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall administer its programs and activities related to housing and community development to affirmatively further fair housing;
# Md. Code Ann., GHS § 2-402(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall explore ways to ensure it is collaborating with and supporting nonprofit and governmental entities devoted to furthering fair housing; and
# Md. Code Ann., GHS § 2-402(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
may not take any action that is materially inconsistent with the obligation to affirmatively further fair housing.
# Md. Code Ann., GHS § 2-402(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 2-402(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall require political subdivisions and housing authorities to affirmatively further fair housing.
# Md. Code Ann., GHS § 2-402(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
To ensure that political subdivisions and housing authorities affirmatively further fair housing, the Department shall, in accordance with § 3–114(d)(2) of the Land Use Article, require a political subdivision or housing authority to submit an assessment of fair housing to the Department as part of the housing element of a comprehensive plan.
# Md. Code Ann., GHS § 2-402(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
This section does not:
# Md. Code Ann., GHS § 2-402(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
require a political subdivision or housing authority to take a specific action to affirmatively further fair housing; or
# Md. Code Ann., GHS § 2-402(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
prohibit a political subdivision or housing authority from taking a specific action to affirmatively further fair housing.
# Md. Code Ann., GHS § 2-402(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 2-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–101
In this subtitle, “Division” means the Division of Credit Assurance.
# Md. Code Ann., GHS § 3-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–102
There is a Division of Credit Assurance.
# Md. Code Ann., GHS § 3-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–103
The Division includes:
(1)
the Maryland Housing Fund, a governmental unit of the Department; and
# Md. Code Ann., GHS § 3-103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
loan asset management for the Department.
# Md. Code Ann., GHS § 3-103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–104
The Division shall administer each program assigned to the Division by law or by the Secretary.
# Md. Code Ann., GHS § 3-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–201
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 3-201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Business project” has the meaning stated in § 4–201 of this article.
# Md. Code Ann., GHS § 3-201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Credit enhancement” means a guarantee, including a guarantee of an obligation backed by a pool of mortgages, or other assurance or security device issued to:
# Md. Code Ann., GHS § 3-201(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
improve the credit of a qualified borrowing entity; or
# Md. Code Ann., GHS § 3-201(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
upgrade the security or rating of a financial obligation, including:
# Md. Code Ann., GHS § 3-201(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a mortgage backed security;
# Md. Code Ann., GHS § 3-201(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a certificate of participation; and
# Md. Code Ann., GHS § 3-201(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a bond or note issued to finance a development activity described in this subtitle.
# Md. Code Ann., GHS § 3-201(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Energy conservation project” has the meaning stated in § 4–201 of this article.
# Md. Code Ann., GHS § 3-201(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Financing” includes acquisition financing, permanent financing, short–term bridge financing, construction financing, and refinancing of a loan or project authorized under this subtitle.
# Md. Code Ann., GHS § 3-201(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Fund” means the Maryland Housing Fund.
# Md. Code Ann., GHS § 3-201(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Housing” includes:
# Md. Code Ann., GHS § 3-201(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a single dwelling unit;
# Md. Code Ann., GHS § 3-201(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a multiple dwelling unit;
# Md. Code Ann., GHS § 3-201(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
an accessory unit residential facility;
# Md. Code Ann., GHS § 3-201(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a shared–living unit facility, accommodating at least two individuals or families, in which some or all of the living, dining, kitchen, or sanitary facilities are shared; and
# Md. Code Ann., GHS § 3-201(g)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
an ancillary commercial or other facility that is related to, incidental to, and supportive of the housing.
# Md. Code Ann., GHS § 3-201(g)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Infrastructure project” has the meaning stated in § 4–201 of this article.
# Md. Code Ann., GHS § 3-201(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Mortgage” includes:
# Md. Code Ann., GHS § 3-201(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a deed of trust, a security agreement, and a pledge; and
# Md. Code Ann., GHS § 3-201(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any other security arrangement securing a loan, including a mortgage, to finance:
# Md. Code Ann., GHS § 3-201(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the purchase of stock or membership in a cooperative ownership housing corporation; or
# Md. Code Ann., GHS § 3-201(i)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the construction or rehabilitation of dwelling units in a cooperative ownership housing corporation.
# Md. Code Ann., GHS § 3-201(i)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Public purpose project” has the meaning stated in § 4–201 of this article.
# Md. Code Ann., GHS § 3-201(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Solar energy project” has the meaning stated in § 4–201 of this article.
# Md. Code Ann., GHS § 3-201(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–202
(a)
# Md. Code Ann., GHS § 3-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The General Assembly finds that:
# Md. Code Ann., GHS § 3-202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the flow of private investment capital into businesses and adequate housing can be stimulated by a system insuring qualified lending institutions against losses resulting from nonpayment of money owed under the terms of a note, bond, or other evidence of indebtedness; and
# Md. Code Ann., GHS § 3-202(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the insurance can help State and local activity to finance businesses, housing, and rehabilitation.
# Md. Code Ann., GHS § 3-202(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The General Assembly also finds that adequate housing can and should be provided by private capital under our free enterprise system and in accordance with sound investment practices.
# Md. Code Ann., GHS § 3-202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The General Assembly finds as a subject of concern that:
# Md. Code Ann., GHS § 3-202(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
many residents of the State are living in substandard housing; and
# Md. Code Ann., GHS § 3-202(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
there is a shortage of housing at reasonable costs for various income levels.
# Md. Code Ann., GHS § 3-202(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The General Assembly finds that it is in the public interest to promote energy conservation projects and solar energy projects by providing insurance for:
# Md. Code Ann., GHS § 3-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
loans made by qualified lending institutions; and
# Md. Code Ann., GHS § 3-202(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
bonds or notes issued to finance the projects.
# Md. Code Ann., GHS § 3-202(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The General Assembly finds that the sale of pooled mortgages or securities backed by mortgages to private or public investors, including public and private pension funds, is in the public interest and could increase the investment capital available to make mortgage loans to:
# Md. Code Ann., GHS § 3-202(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
acquire, construct, and rehabilitate housing; and
# Md. Code Ann., GHS § 3-202(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
acquire, operate, construct, and rehabilitate businesses.
# Md. Code Ann., GHS § 3-202(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 3-202(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this subsection, “distressed area” has the meaning stated in § 4–201 of this article.
# Md. Code Ann., GHS § 3-202(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The General Assembly finds that it is in the public interest to encourage the financing of, and otherwise to support, the planning, acquisition, development, construction, reconstruction, rehabilitation, repair, renovation, and other improvement of:
# Md. Code Ann., GHS § 3-202(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
public purpose projects in distressed areas in the State; and
# Md. Code Ann., GHS § 3-202(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
infrastructure projects.
# Md. Code Ann., GHS § 3-202(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The General Assembly finds that the flow of public and private capital to support the activities specified in this section will be encouraged and expanded by:
# Md. Code Ann., GHS § 3-202(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
insuring:
# Md. Code Ann., GHS § 3-202(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
loans made by qualified lending institutions;
# Md. Code Ann., GHS § 3-202(e)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
bonds or notes issued by qualified issuers; and
# Md. Code Ann., GHS § 3-202(e)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
obligations backed by mortgages; and
# Md. Code Ann., GHS § 3-202(e)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
providing other credit enhancements.
# Md. Code Ann., GHS § 3-202(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–203
(a)
There is a Maryland Housing Fund.
# Md. Code Ann., GHS § 3-203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Fund shall further the State interests expressed in § 3-202 of this subtitle.
# Md. Code Ann., GHS § 3-203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall manage and supervise the Fund.
# Md. Code Ann., GHS § 3-203(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 3-203(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a continuing, nonlapsing special fund that is not subject to § 7-302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 3-203(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall deposit money for the Fund with the State Treasurer.
# Md. Code Ann., GHS § 3-203(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The money shall be held in the financial institutions that the State Treasurer considers proper and shall be accounted for by the Comptroller in a special account known as the “Maryland Housing Fund”.
# Md. Code Ann., GHS § 3-203(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
All premium and fee income shall be credited to the Fund to operate the Fund and to provide additional insurance, guarantees, and credit enhancement.
# Md. Code Ann., GHS § 3-203(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Fund consists of:
# Md. Code Ann., GHS § 3-203(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated by the State to the Fund;
# Md. Code Ann., GHS § 3-203(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
proceeds of any State loan to the extent provided by the General Assembly or any governmental unit authorized to issue bonds for the Fund;
# Md. Code Ann., GHS § 3-203(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
fees and premiums that the Department receives in connection with insurance or other credit enhancement provided by the Fund; and
# Md. Code Ann., GHS § 3-203(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
all other money made available to the Department from any source for the purposes set forth in this subtitle.
# Md. Code Ann., GHS § 3-203(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
Money in the Fund shall be invested in the same manner as other State money.
# Md. Code Ann., GHS § 3-203(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 3-203(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Money in the Fund shall be used to:
# Md. Code Ann., GHS § 3-203(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
insure loans that the Department accepts under this subtitle;
# Md. Code Ann., GHS § 3-203(g)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
insure bonds or notes issued to finance a project that is eligible for insurance under this subtitle; and
# Md. Code Ann., GHS § 3-203(g)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
provide other forms of credit enhancement under this subtitle.
# Md. Code Ann., GHS § 3-203(g)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Money in the Fund that by agreement, contract, secretarial determination, or regulation has been created as an identifiable insurance or credit reserve may be used only in conformance with the terms and conditions creating the reserve.
# Md. Code Ann., GHS § 3-203(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
The Secretary may transfer to any reserve:
# Md. Code Ann., GHS § 3-203(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operational money;
# Md. Code Ann., GHS § 3-203(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
earnings not yet allocated to a particular reserve;
# Md. Code Ann., GHS § 3-203(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
State appropriated money;
# Md. Code Ann., GHS § 3-203(h)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
proceeds of State general obligation bonds; or
# Md. Code Ann., GHS § 3-203(h)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
other money received and not allocated to a particular reserve.
# Md. Code Ann., GHS § 3-203(h)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 3-203(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Beginning in fiscal year 2010, if the balance of the unallocated reserve of the Fund at the end of any fiscal year exceeds $10,000,000, the excess over $10,000,000 shall be transferred by the Governor to the:
# Md. Code Ann., GHS § 3-203(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Homeownership Programs Fund established under § 4–502 of this article;
# Md. Code Ann., GHS § 3-203(i)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
Rental Housing Programs Fund established under § 4–504 of this article; and
# Md. Code Ann., GHS § 3-203(i)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
Special Loan Programs Fund established under § 4–505 of this article.
# Md. Code Ann., GHS § 3-203(i)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The distribution of any money transferred from the Fund to the Homeownership Programs Fund, the Rental Housing Programs Fund, and the Special Loan Programs Fund shall be at the discretion of the Secretary.
# Md. Code Ann., GHS § 3-203(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–204
Insurance, a guarantee, or other credit enhancement provided under this subtitle:
(1)
does not pledge the faith, credit, or taxing power of the State or the Department; and
# Md. Code Ann., GHS § 3-204(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is payable only to the extent of the reserve or other identified money backing the insurance, guarantee, or credit enhancement.
# Md. Code Ann., GHS § 3-204(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–205
(a)
In this section, “development costs” has the meaning stated in § 4-201 of this article.
# Md. Code Ann., GHS § 3-205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department, in its own name or in the name of the Fund:
# Md. Code Ann., GHS § 3-205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may insure or guarantee on terms that it specifies a mortgage or pool of mortgages offered or bonds or notes issued that are eligible for insurance under § 3-202 of this subtitle;
# Md. Code Ann., GHS § 3-205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may insure a total of not more than $30,000,000 of bridge loans that are:
# Md. Code Ann., GHS § 3-205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
made for part of the development costs of rental housing projects that are awarded federal low income housing tax credits; and
# Md. Code Ann., GHS § 3-205(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
secured by personal rather than real property;
# Md. Code Ann., GHS § 3-205(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
may provide other forms of credit enhancement on terms that it specifies for qualified lenders and borrowers who otherwise cannot get credit enhancement in the private market;
# Md. Code Ann., GHS § 3-205(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
may issue obligations in any form backed by a pool of mortgages, including:
# Md. Code Ann., GHS § 3-205(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
securities;
# Md. Code Ann., GHS § 3-205(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
certificates of participation;
# Md. Code Ann., GHS § 3-205(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
grantor trusts;
# Md. Code Ann., GHS § 3-205(b)(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
collateralized mortgage obligations; and
# Md. Code Ann., GHS § 3-205(b)(4)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
pass-through certificates;
# Md. Code Ann., GHS § 3-205(b)(4)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
notwithstanding Titles 10 through 17 of the State Finance and Procurement Article, after a default under an obligation that is insured or otherwise backed by a credit enhancement under this subtitle, may acquire, hold, improve, operate pending sale or other disposition, sell, assign, exchange, transfer, convey, lease, mortgage, or otherwise dispose of or encumber:
# Md. Code Ann., GHS § 3-205(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
real property or an interest in real property;
# Md. Code Ann., GHS § 3-205(b)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
personal property or an interest in personal property; or
# Md. Code Ann., GHS § 3-205(b)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
evidence of indebtedness, including:
# Md. Code Ann., GHS § 3-205(b)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
pass-through certificates;
# Md. Code Ann., GHS § 3-205(b)(5)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
residual interests; and
# Md. Code Ann., GHS § 3-205(b)(5)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
other securities backed by real estate or a mortgage; and
# Md. Code Ann., GHS § 3-205(b)(5)(iii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
in connection with a property, whether or not insured by the Fund, acquired by the Department or the Fund through foreclosure, through deed in lieu of foreclosure, or in settlement for a claim for loss:
# Md. Code Ann., GHS § 3-205(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
may contract with a private party for services to secure, maintain, operate, or improve the property in anticipation of disposition of the property, without requiring that the contract comply with Division II of the State Finance and Procurement Article; or
# Md. Code Ann., GHS § 3-205(b)(6)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may make a mortgage loan to assist in the disposition of the property.
# Md. Code Ann., GHS § 3-205(b)(6)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–206
(a)
In offering insurance and other forms of credit enhancement, the Department shall adopt eligibility standards that are reasonable to aid in:
# Md. Code Ann., GHS § 3-206(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
financing the purchase, construction, or rehabilitation of:
# Md. Code Ann., GHS § 3-206(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
housing projects;
# Md. Code Ann., GHS § 3-206(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
special housing facility projects, consisting of the acquisition, rehabilitation, improvement, renovation, construction, financing, or refinancing of a building that:
# Md. Code Ann., GHS § 3-206(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
provides common, shared, or independent living, dining, kitchen, sanitary, and sleeping facilities;
# Md. Code Ann., GHS § 3-206(a)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
may include supportive services or supervisory live–in personnel for individuals with specialized housing needs; and
# Md. Code Ann., GHS § 3-206(a)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
may include nonresidential facilities to serve individuals with special needs who may or may not be residents of the special housing facility;
# Md. Code Ann., GHS § 3-206(a)(1)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
rehabilitation projects, as defined in § 4–901 of this article;
# Md. Code Ann., GHS § 3-206(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
energy conservation projects;
# Md. Code Ann., GHS § 3-206(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
solar energy projects;
# Md. Code Ann., GHS § 3-206(a)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
public purpose projects;
# Md. Code Ann., GHS § 3-206(a)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
infrastructure projects; or
# Md. Code Ann., GHS § 3-206(a)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
business projects; and
# Md. Code Ann., GHS § 3-206(a)(1)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the sale or other transfer of an obligation that is:
# Md. Code Ann., GHS § 3-206(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
denoted as a bond, note, collateralized obligation, grantor trust, conduit, or other form of security or obligation; and
# Md. Code Ann., GHS § 3-206(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
backed directly or indirectly by a mortgage or a payment derived from a mortgage.
# Md. Code Ann., GHS § 3-206(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The standards adopted under subsection (a) of this section shall ensure that a lender benefiting from insurance or other credit enhancement provided by the Department is responsible and able to service the loan.
# Md. Code Ann., GHS § 3-206(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A determination by the Secretary is conclusive if it relates to the eligibility of a project, facility, or undertaking for:
# Md. Code Ann., GHS § 3-206(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
insurance or other credit enhancement; or
# Md. Code Ann., GHS § 3-206(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
other action taken by the Department, in its own name or in the name of the Fund, under this subtitle.
# Md. Code Ann., GHS § 3-206(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–207
(a)
The Department shall adopt regulations that are necessary to carry out the purpose of this subtitle.
# Md. Code Ann., GHS § 3-207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 3-207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Annually, on or before December 1, the Department shall make a written report to the Governor and, subject to § 2-1257 of the State Government Article, to the General Assembly on the financial status of the Fund and its operations for the preceding fiscal year.
# Md. Code Ann., GHS § 3-207(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The report shall include the types and amount of:
# Md. Code Ann., GHS § 3-207(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
insurance reserves;
# Md. Code Ann., GHS § 3-207(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
insurance issued;
# Md. Code Ann., GHS § 3-207(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
premiums charged; and
# Md. Code Ann., GHS § 3-207(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
claims made.
# Md. Code Ann., GHS § 3-207(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 3-207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 3–208
This subtitle shall be liberally construed to carry out the findings set forth in § 3-202 of this subtitle.
# Md. Code Ann., GHS § 3-208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Administration” means the Community Development Administration.
# Md. Code Ann., GHS § 4-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Division” means the Division of Development Finance.
# Md. Code Ann., GHS § 4-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Elderly household” means, except as provided in § 4–2901 of this title, one or more individuals who occupy a residential dwelling unit, at least one of whom meets the age limit specified by the Secretary that:
# Md. Code Ann., GHS § 4-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is greater than or equal to age 55; and
# Md. Code Ann., GHS § 4-101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may vary for different programs or types of projects.
# Md. Code Ann., GHS § 4-101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Nonprofit sponsor” means a sponsor that is:
# Md. Code Ann., GHS § 4-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a nonprofit organization; or
# Md. Code Ann., GHS § 4-101(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a limited partnership, if:
# Md. Code Ann., GHS § 4-101(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 4-101(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
each general partner is a nonprofit organization; or
# Md. Code Ann., GHS § 4-101(e)(2)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
each general partner is a wholly owned subsidiary of a nonprofit organization;
# Md. Code Ann., GHS § 4-101(e)(2)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the limited partnership is formed to undertake a project that is eligible as a whole or in part for a federal program or incentive, including low–income housing tax credits; and
# Md. Code Ann., GHS § 4-101(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a nonprofit organization manages the project or will receive the net cash flow or residual sale proceeds on the sale of the project.
# Md. Code Ann., GHS § 4-101(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–102
There is a Division of Development Finance.
# Md. Code Ann., GHS § 4-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–103
The Division includes:
(1)
the Community Development Administration;
# Md. Code Ann., GHS § 4-103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Disaster Relief Housing Program;
# Md. Code Ann., GHS § 4-103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Down Payment and Settlement Expense Loan Program;
# Md. Code Ann., GHS § 4-103(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
federal and State weatherization programs;
# Md. Code Ann., GHS § 4-103(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Group Home Financing Program;
# Md. Code Ann., GHS § 4-103(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the Lead Hazard Reduction Grant Program;
# Md. Code Ann., GHS § 4-103(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the Lead Hazard Reduction Loan Program;
# Md. Code Ann., GHS § 4-103(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
the local government infrastructure program;
# Md. Code Ann., GHS § 4-103(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
the Maryland Home Financing Program;
# Md. Code Ann., GHS § 4-103(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
the Maryland Housing Rehabilitation Program;
# Md. Code Ann., GHS § 4-103(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
the Neighborhood Housing Services Fund;
# Md. Code Ann., GHS § 4-103(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
the Operating Assistance Grants Demonstration Projects;
# Md. Code Ann., GHS § 4-103(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(13)
the Partnership Rental Housing Program;
# Md. Code Ann., GHS § 4-103(13) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(14)
the Radium Grant Program;
# Md. Code Ann., GHS § 4-103(14) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(15)
the Rental Allowance Program, the Statewide Rental Assistance Voucher Program, and other rental assistance programs;
# Md. Code Ann., GHS § 4-103(15) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(16)
the Rental Housing Program; and
# Md. Code Ann., GHS § 4-103(16) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(17)
the Self–Help Homeownership Technical Assistance Program.
# Md. Code Ann., GHS § 4-103(17) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–104
The Division shall conduct outreach to facilitate the investment by qualified opportunity funds, as defined in § 1400Z–2 of the Internal Revenue Code, in urban, suburban, and rural neighborhoods in the State.
# Md. Code Ann., GHS § 4-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–201
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Business project” means a project that qualifies under § 4–223 of this subtitle.
# Md. Code Ann., GHS § 4-201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Commercial building” means any building that:
# Md. Code Ann., GHS § 4-201(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is used primarily to carry on a business whether or not for profit;
# Md. Code Ann., GHS § 4-201(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is not a residential building; and
# Md. Code Ann., GHS § 4-201(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
is not used primarily to manufacture or produce raw materials, products, or agricultural commodities.
# Md. Code Ann., GHS § 4-201(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Commercial energy audit” means:
# Md. Code Ann., GHS § 4-201(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an energy audit performed for purposes of Title VII of the National Energy Conservation Policy Act, 42 U.S.C. §§ 6201 through 6422; or
# Md. Code Ann., GHS § 4-201(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an onsite inspection of a commercial building that includes a determination of, and provides information on:
# Md. Code Ann., GHS § 4-201(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the type, quantity, and rate of energy consumption of the building;
# Md. Code Ann., GHS § 4-201(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the maintenance and operation procedures to reduce the energy consumption of the building; and
# Md. Code Ann., GHS § 4-201(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the cost of implementing an appropriate energy conservation project, a solar energy project, or both, and the savings in energy costs likely to result from the project.
# Md. Code Ann., GHS § 4-201(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Community development project” means a project that qualifies under § 4–217 of this subtitle.
# Md. Code Ann., GHS § 4-201(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-201(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Development costs” means the costs that the Department considers reasonable and necessary to carry out:
# Md. Code Ann., GHS § 4-201(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a community development project;
# Md. Code Ann., GHS § 4-201(f)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an energy conservation project;
# Md. Code Ann., GHS § 4-201(f)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a home improvement project;
# Md. Code Ann., GHS § 4-201(f)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
an infrastructure project;
# Md. Code Ann., GHS § 4-201(f)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
a public purpose project;
# Md. Code Ann., GHS § 4-201(f)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
a solar energy project;
# Md. Code Ann., GHS § 4-201(f)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
a special housing facility; or
# Md. Code Ann., GHS § 4-201(f)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
a business project.
# Md. Code Ann., GHS § 4-201(f)(1)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Development costs” includes:
# Md. Code Ann., GHS § 4-201(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the costs of:
# Md. Code Ann., GHS § 4-201(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
studies, surveys, plans and specifications, and architectural, engineering, or other special services;
# Md. Code Ann., GHS § 4-201(f)(2)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
acquisition of land and any buildings on the land;
# Md. Code Ann., GHS § 4-201(f)(2)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
site preparation and development, construction, reconstruction, rehabilitation, and improvement; and
# Md. Code Ann., GHS § 4-201(f)(2)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
acquisition of machinery, equipment, and furnishings;
# Md. Code Ann., GHS § 4-201(f)(2)(i)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
expenses incurred in connection with initial occupancy or operation of the project;
# Md. Code Ann., GHS § 4-201(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
an allocable portion of the administrative and operating expenses of the Department;
# Md. Code Ann., GHS § 4-201(f)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the cost of financing the project, including interest on bonds and notes issued to finance the project from the date issued to the date the Department determines that the project is substantially occupied or substantially in operation;
# Md. Code Ann., GHS § 4-201(f)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the cost of other items, including indemnity and surety bonds, premiums on insurance, fees, relocation costs, and charges and expenses of trustees, depositories, and paying agents for bonds and notes issued; and
# Md. Code Ann., GHS § 4-201(f)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
operating and expansion costs for business projects.
# Md. Code Ann., GHS § 4-201(f)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Director” means the Director of the Administration.
# Md. Code Ann., GHS § 4-201(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Energy conservation project” means a project that qualifies under § 4–218 of this subtitle.
# Md. Code Ann., GHS § 4-201(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Family of limited income” means a family or individual whose income does not exceed the upper income limits established by the Secretary under § 4–212 of this subtitle.
# Md. Code Ann., GHS § 4-201(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Home improvement project” means a project that qualifies under § 4–219 of this subtitle.
# Md. Code Ann., GHS § 4-201(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Infrastructure project” means a project that qualifies under § 4–220 of this subtitle.
# Md. Code Ann., GHS § 4-201(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
“Limited dividend corporation” means a corporation that:
# Md. Code Ann., GHS § 4-201(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
qualifies as a limited dividend corporation under the Moderate–Income Rental Program of the National Housing Act, Title 12, Chapter 13 of the United States Code; and
# Md. Code Ann., GHS § 4-201(l)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is operated only to further a community development project.
# Md. Code Ann., GHS § 4-201(l)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(m)
“Local development agency” means the governmental unit of a political subdivision that the chief executive officer of the political subdivision designates to carry out community development under this subtitle.
# Md. Code Ann., GHS § 4-201(m) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(n)
“Local development entity” means a corporation or foundation, no part of the net earnings of which inures to the benefit of a private shareholder or individual, that is organized and operated primarily to foster, encourage, and assist community development in the State.
# Md. Code Ann., GHS § 4-201(n) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(o)
“Local obligation” means a bond, note, or other obligation of a political subdivision or a governmental unit of a political subdivision.
# Md. Code Ann., GHS § 4-201(o) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(p)
“Public purpose project” means a project that qualifies under § 4–221 of this subtitle.
# Md. Code Ann., GHS § 4-201(p) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(q)
“Residential building” means a single family or multifamily structure that is used primarily for human dwelling and that has a system for heating, cooling, or both.
# Md. Code Ann., GHS § 4-201(q) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(r)
“Residential energy audit” means:
# Md. Code Ann., GHS § 4-201(r) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an inspection or energy audit of a residential building or a dwelling unit in a residential building performed for purposes of Title II or Title VII of the National Energy Conservation Policy Act, Title 42, Chapter 91 of the United States Code; or
# Md. Code Ann., GHS § 4-201(r)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an onsite inspection of a residential building or a dwelling unit in a residential building that includes a determination of and provides information on:
# Md. Code Ann., GHS § 4-201(r)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the type, quantity, and rate of energy consumption of the building or dwelling unit;
# Md. Code Ann., GHS § 4-201(r)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
maintenance and operating procedures to reduce the energy consumption of the residential building or dwelling unit; and
# Md. Code Ann., GHS § 4-201(r)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the cost of implementing an appropriate energy conservation project, solar energy project, or both, and the savings in energy costs that are likely to result from the project.
# Md. Code Ann., GHS § 4-201(r)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(s)
“Residential mortgage loan” means a loan, including a temporary loan or advance, that is secured by a mortgage of real property in the State that is:
# Md. Code Ann., GHS § 4-201(s) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
improved by a residential building; or
# Md. Code Ann., GHS § 4-201(s)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
unimproved, if the loan proceeds are to be used to construct a residential building.
# Md. Code Ann., GHS § 4-201(s)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(t)
“Solar energy project” means a project that qualifies under § 4–222 of this subtitle.
# Md. Code Ann., GHS § 4-201(t) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(u)
“Special housing facility” means a project or undertaking for the refinancing, acquisition, rehabilitation, improvement, renovation, or construction of a building that:
# Md. Code Ann., GHS § 4-201(u) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
will be occupied in substantial part by families of limited income;
# Md. Code Ann., GHS § 4-201(u)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
will provide common, shared, or independent living, dining, kitchen, sanitary, and sleeping facilities;
# Md. Code Ann., GHS § 4-201(u)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
may include supportive services or supervisory live–in personnel for individuals with specialized housing needs;
# Md. Code Ann., GHS § 4-201(u)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
may include nonresidential facilities to serve individuals with special needs who need not be residents of the project or undertaking; and
# Md. Code Ann., GHS § 4-201(u)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
is not subject to § 4–213(b) of this subtitle.
# Md. Code Ann., GHS § 4-201(u)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
“Sustainable community” has the meaning stated in § 6–201 of this article.
# Md. Code Ann., GHS § 4-201(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–202
The General Assembly finds that:
(1)
in this era of rapid population growth and expansion and of increasing urbanization, there is a need in many areas of the State to promote sound community development;
# Md. Code Ann., GHS § 4-202(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the political subdivisions do not have adequate resources to deal effectively with all of the problems of sound community development, and the ordinary operations of private enterprise cannot deal with them without State assistance;
# Md. Code Ann., GHS § 4-202(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
there is a need to coordinate and concentrate federal, State, regional, and local public and private community development efforts and resources;
# Md. Code Ann., GHS § 4-202(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
there is a shortage of adequate, safe, and sanitary housing for families of limited income, and increasing the housing supply for families of limited income will ease the shortage and promote sound community development;
# Md. Code Ann., GHS § 4-202(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
increasing opportunities for homeownership is desirable and promotes sound community development;
# Md. Code Ann., GHS § 4-202(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
reducing energy consumption and increasing the use of solar energy by providing financial assistance to encourage energy conservation and solar energy improvements to residential buildings and commercial buildings promote sound community development and the public interest;
# Md. Code Ann., GHS § 4-202(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the public infrastructure maintained by political subdivisions, including streets, sidewalks, curbs, sewer and water systems, bridges, and public buildings, needs rehabilitation and construction;
# Md. Code Ann., GHS § 4-202(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
the resources necessary for financing infrastructure projects have become scarcer in recent years;
# Md. Code Ann., GHS § 4-202(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
providing an additional, accessible, and uncomplicated mechanism to finance infrastructure projects promotes sound community development, is vital to a strong economy, improves the quality of the environment, and otherwise promotes the health, safety, and welfare of the residents of the State;
# Md. Code Ann., GHS § 4-202(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
promoting sound community development is a proper public purpose and State use, for which public money may be spent and property may be acquired; and
# Md. Code Ann., GHS § 4-202(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
the functions and responsibilities of the Administration set forth in this subtitle are necessary to achieve the ends listed in this section.
# Md. Code Ann., GHS § 4-202(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–203
(a)
To attract and retain teachers in the State by increasing homeownership opportunities, the General Assembly finds that there is a need to authorize the Department to develop a program to dedicate up to $25,000,000 over 5 years to provide mortgage loans to teachers at interest rates below the prevailing interest rate for similar programs.
# Md. Code Ann., GHS § 4-203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A mortgage loan under this section shall be available to a teacher who is a first–time home buyer.
# Md. Code Ann., GHS § 4-203(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The loan shall be conditioned on an agreement by the teacher to teach in the State for at least 3 years if work is available for the teacher.
# Md. Code Ann., GHS § 4-203(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The loan shall be used to purchase property in a priority funding area as defined in §§ 5–7B–02 and 5–7B–03 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-203(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Administration shall develop the program in consultation with:
# Md. Code Ann., GHS § 4-203(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the State Department of Education, to ensure that the program is consistent with the State’s strategy to attract and retain teachers; and
# Md. Code Ann., GHS § 4-203(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
local boards of education, to ensure that the program is properly marketed.
# Md. Code Ann., GHS § 4-203(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–204
There is a Community Development Administration.
# Md. Code Ann., GHS § 4-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–205
The Administration is created to:
(1)
coordinate activities and programs that contribute to sound community development;
# Md. Code Ann., GHS § 4-205(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
encourage and facilitate the development of new and existing communities by reducing the costs of development through grants, loans, and other forms of financial assistance;
# Md. Code Ann., GHS § 4-205(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
encourage and facilitate energy conservation and the use of solar energy in residential buildings and commercial buildings through grants, loans, and other forms of financial assistance;
# Md. Code Ann., GHS § 4-205(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
make land available for sound community development; and
# Md. Code Ann., GHS § 4-205(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
assist the efforts of private enterprise, political subdivisions, local public agencies, local development entities, and nonprofit organizations.
# Md. Code Ann., GHS § 4-205(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–206
(a)
Except as provided in subsection (b) of this section, a grant of land or money may be made only to a political subdivision, a local development entity, a local development agency, or a nonprofit organization.
# Md. Code Ann., GHS § 4-206(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-206(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This section does not apply to grants that may be awarded to the Administration under federal law.
# Md. Code Ann., GHS § 4-206(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Administration may award grants to home buyers for settlement expenses as provided by the Department under this title.
# Md. Code Ann., GHS § 4-206(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Administration may award grants under § 4–235(b)(1)(ii) of this subtitle.
# Md. Code Ann., GHS § 4-206(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–207
(a)
With the approval of the Governor, the Secretary shall appoint the Director.
# Md. Code Ann., GHS § 4-207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Director serves at the pleasure of the Secretary.
# Md. Code Ann., GHS § 4-207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The position of Director is in the executive service or management service of the State Personnel Management System.
# Md. Code Ann., GHS § 4-207(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Director shall operate and exercise the powers of the Administration under the direction of the Secretary and in accordance with this subtitle.
# Md. Code Ann., GHS § 4-207(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Director is entitled to:
# Md. Code Ann., GHS § 4-207(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
compensation as provided in the State budget; and
# Md. Code Ann., GHS § 4-207(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
reimbursement for expenses under the Standard State Travel Regulations as provided in the State budget.
# Md. Code Ann., GHS § 4-207(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Director shall have a staff and professional consultants as provided in the State budget.
# Md. Code Ann., GHS § 4-207(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–208
(a)
There is a Housing Finance Review Committee.
# Md. Code Ann., GHS § 4-208(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Housing Finance Review Committee consists of seven members appointed by the Governor on recommendation of the Secretary as follows:
# Md. Code Ann., GHS § 4-208(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
three employees of the Department, one of whom may be the Secretary;
# Md. Code Ann., GHS § 4-208(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
one employee of the Executive Branch of State government who is not employed by the Department; and
# Md. Code Ann., GHS § 4-208(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
three members of the public.
# Md. Code Ann., GHS § 4-208(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-208(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a public member is 4 years and begins on July 1.
# Md. Code Ann., GHS § 4-208(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
At the end of a term, a public member continues to serve until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 4-208(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A public member who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 4-208(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-208(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Housing Finance Review Committee shall review and make recommendations to the Secretary about:
# Md. Code Ann., GHS § 4-208(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
specific loan requests or categories of loan requests; and
# Md. Code Ann., GHS § 4-208(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the investment and project financing policies of the Administration.
# Md. Code Ann., GHS § 4-208(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary may approve a specific loan request without a recommendation of the Housing Finance Review Committee if the request requires urgent action.
# Md. Code Ann., GHS § 4-208(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–211
(a)
The Administration shall:
# Md. Code Ann., GHS § 4-211(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
assist the Governor in coordinating the activities of governmental units of the State that affect the solution of community development problems and the implementation of community plans;
# Md. Code Ann., GHS § 4-211(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
encourage and assist political subdivisions to develop mutual and cooperative solutions to their common problems;
# Md. Code Ann., GHS § 4-211(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
serve as a clearinghouse for information and other materials that may be pertinent to sound community development, including information on available federal, State, and private financial and technical assistance;
# Md. Code Ann., GHS § 4-211(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
carry out continuing studies and analyses of sound community development in cooperation with the Department of Planning;
# Md. Code Ann., GHS § 4-211(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
make recommendations, in cooperation with the Department of Planning, for administrative or legislative action, paying particular attention to the problems of metropolitan, suburban, and other areas;
# Md. Code Ann., GHS § 4-211(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
implement model or demonstration programs and projects, contract to administer functions or services in a political subdivision, or otherwise provide a program of practical research in community development;
# Md. Code Ann., GHS § 4-211(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
promote community development by giving to political subdivisions, local development agencies, local development entities, or nonprofit organizations:
# Md. Code Ann., GHS § 4-211(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
technical assistance and advisory, consultative, training, and educational services; and
# Md. Code Ann., GHS § 4-211(a)(7)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
grants and loans to pay for:
# Md. Code Ann., GHS § 4-211(a)(7)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the services and technical assistance; and
# Md. Code Ann., GHS § 4-211(a)(7)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
any development costs;
# Md. Code Ann., GHS § 4-211(a)(7)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
# Md. Code Ann., GHS § 4-211(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
contract for and accept from the federal government a grant, contribution, or loan of money, property, or other aid in any form for community development; and
# Md. Code Ann., GHS § 4-211(a)(8)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
do all things necessary to qualify for the grant, contribution, or loan, including those things necessary to qualify for assistance as a local public agency or public housing agency under a federal housing or renewal program;
# Md. Code Ann., GHS § 4-211(a)(8)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
contract for and accept from any governmental unit of the State or other source a gift, grant, contribution, or loan of money, property, or other aid in any form for community development and comply with the terms and conditions of the gift, grant, contribution, or loan;
# Md. Code Ann., GHS § 4-211(a)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
attach to a sale or lease of property or to a loan or grant the terms and conditions that the Director determines and the Secretary approves;
# Md. Code Ann., GHS § 4-211(a)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
enter into agreements to make annual payments instead of assessments, charges, or property taxes to a political subdivision in respect to real property that the Administration owns; and
# Md. Code Ann., GHS § 4-211(a)(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
provide money to programs eligible to receive funding from the Neighborhood Business Development Fund under § 6–310 of this article.
# Md. Code Ann., GHS § 4-211(a)(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To implement community development projects and public purpose projects in accordance with Part V of this subtitle, and subject to §§ 4–213(b) and 4–214 of this subtitle, the Administration may:
# Md. Code Ann., GHS § 4-211(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 4-211(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
acquire, own, and hold land that is open, mainly open, or undeveloped, or any interest in the land;
# Md. Code Ann., GHS § 4-211(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
install access and interior streets and roads and sewer and water lines in or to the land and otherwise improve the land; or
# Md. Code Ann., GHS § 4-211(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
transfer, lease, mortgage, or otherwise dispose of or encumber the land;
# Md. Code Ann., GHS § 4-211(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-211(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
acquire, own, and hold land that is not open, mainly open, or undeveloped, as well as personal or mixed property;
# Md. Code Ann., GHS § 4-211(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
manage and operate the property;
# Md. Code Ann., GHS § 4-211(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
clear, improve, construct, or rehabilitate the property;
# Md. Code Ann., GHS § 4-211(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
transfer, lease, mortgage, or otherwise dispose of or encumber the property; or
# Md. Code Ann., GHS § 4-211(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
take assignments of rentals or leases for the property;
# Md. Code Ann., GHS § 4-211(b)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
arrange or contract with a political subdivision or private party in connection with a community development project or public purpose project for:
# Md. Code Ann., GHS § 4-211(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
planning, replanning, zoning, or rezoning;
# Md. Code Ann., GHS § 4-211(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
opening, grading, or closing streets, roads, alleys, or other places;
# Md. Code Ann., GHS § 4-211(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
furnishing facilities;
# Md. Code Ann., GHS § 4-211(b)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
acquiring property or property rights by the political subdivision; or
# Md. Code Ann., GHS § 4-211(b)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
furnishing property or services; and
# Md. Code Ann., GHS § 4-211(b)(3)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
spend Administration money for an undertaking that the Secretary approves.
# Md. Code Ann., GHS § 4-211(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Administration shall develop and implement a weatherization program to provide money for insulation materials and insulation costs to households that qualify based on income and the program eligibility guidelines that the Secretary establishes.
# Md. Code Ann., GHS § 4-211(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-211(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 4-211(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
In this subsection the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-211(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
“Covered building” has the meaning stated in § 2–1601 of the Environment Article.
# Md. Code Ann., GHS § 4-211(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
“Energy conservation project” means a project that qualifies under § 4–218 of this subtitle.
# Md. Code Ann., GHS § 4-211(d)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For the purpose of reducing direct greenhouse gas emissions from multifamily residential buildings in accordance with the standards adopted under § 2–1602 of the Environment Article, the Administration shall develop and implement a program to provide grants and loans for energy conservation projects and projects to install renewable energy generating systems in covered buildings that house primarily low– to moderate–income households.
# Md. Code Ann., GHS § 4-211(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Grants and loans provided under this subsection may not be used for a project to install new equipment that uses fossil fuels or improve the efficiency of existing equipment that uses fossil fuels.
# Md. Code Ann., GHS § 4-211(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
In each of fiscal years 2024 through 2026, the Governor shall include in the annual budget bill an appropriation of $5,000,000 to the Department for the purpose of providing grants and loans under this subsection.
# Md. Code Ann., GHS § 4-211(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
On or before December 1, 2023, and each December 1 thereafter, the Administration shall report to the Governor and, in accordance with § 2–1257 of the State Government Article, the General Assembly on the projects funded under this subsection.
# Md. Code Ann., GHS § 4-211(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-211 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–212
(a)
In establishing the upper income limits for a family of limited income, the Secretary shall consider factors including:
# Md. Code Ann., GHS § 4-212(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the income of the family available for housing;
# Md. Code Ann., GHS § 4-212(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the size of the family;
# Md. Code Ann., GHS § 4-212(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the cost and condition of available housing;
# Md. Code Ann., GHS § 4-212(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the ability of the family to compete in the private housing market; and
# Md. Code Ann., GHS § 4-212(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
standards and definitions established for federal housing programs.
# Md. Code Ann., GHS § 4-212(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The limits established under subsection (a) of this section may vary for different:
# Md. Code Ann., GHS § 4-212(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
types of housing;
# Md. Code Ann., GHS § 4-212(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
programs of the Administration; and
# Md. Code Ann., GHS § 4-212(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
areas of the State.
# Md. Code Ann., GHS § 4-212(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A limit established under subsection (a) of this section may be supplemented for a particular project.
# Md. Code Ann., GHS § 4-212(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-212 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–213
(a)
In accordance with regulations that the Secretary adopts, an agreement that the Administration makes to carry out its functions and responsibilities under §§ 4–211, 4–214, and 4–225 through 4–235 of this subtitle shall be approved by:
# Md. Code Ann., GHS § 4-213(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Secretary; and
# Md. Code Ann., GHS § 4-213(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Board of Public Works, if its approval is required by law.
# Md. Code Ann., GHS § 4-213(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Administration shall provide written notice and a reasonable opportunity to comment to the chief executive officer or the equivalent officer and the head or president of the legislative body of the political subdivision in which a proposed community development project or a public purpose project is located.
# Md. Code Ann., GHS § 4-213(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If the proposed project is located in a municipal corporation, the notice required under subsection (b) of this section shall be sent to the chief executive officer and head or president of the legislative body of the municipal corporation and not to the county.
# Md. Code Ann., GHS § 4-213(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A project that the Administration finances is subject to applicable zoning and building codes.
# Md. Code Ann., GHS § 4-213(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-213(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subsection applies notwithstanding any other provision of this subtitle or other State law.
# Md. Code Ann., GHS § 4-213(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In exercising its functions and responsibilities, the Administration may sell or lease for a term not exceeding 99 years all or part of the real, mixed, or personal property constituting a community development project.
# Md. Code Ann., GHS § 4-213(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A sale or lease under this section may be made:
# Md. Code Ann., GHS § 4-213(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
without public bidding or public sale; and
# Md. Code Ann., GHS § 4-213(e)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
on terms and conditions that make housing in that development economically feasible for families of limited income.
# Md. Code Ann., GHS § 4-213(e)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A sale or lease under this section shall conform with a plan for community development that the Secretary approves at a public hearing held after notice is published in at least one newspaper of general circulation in the political subdivision in which the development is located.
# Md. Code Ann., GHS § 4-213(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
The plan for community development presented at the hearing shall be in accordance with regulations that the Secretary adopts, requiring:
# Md. Code Ann., GHS § 4-213(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a description of the property;
# Md. Code Ann., GHS § 4-213(e)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a statement of the identity of the proposed purchaser or lessee and the proposed use or reuse of the property;
# Md. Code Ann., GHS § 4-213(e)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the price or rental to be paid by the purchaser or lessee; and
# Md. Code Ann., GHS § 4-213(e)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the conditions of the sale or lease that ensure that the community development purposes of this subtitle will be carried out.
# Md. Code Ann., GHS § 4-213(e)(5)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
In carrying out this subtitle, the Administration shall comply with local laws applicable to the community development project.
# Md. Code Ann., GHS § 4-213(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-213(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In carrying out this subtitle, the Administration shall:
# Md. Code Ann., GHS § 4-213(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
foster local initiative and participation in community development activities; and
# Md. Code Ann., GHS § 4-213(g)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
consider local and regional goals and policies as expressed in urban renewal, community renewal, and local comprehensive land use plans and regional plans.
# Md. Code Ann., GHS § 4-213(g)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Wherever possible, the Administration shall carry out community development projects together with and through the use of:
# Md. Code Ann., GHS § 4-213(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
private enterprise;
# Md. Code Ann., GHS § 4-213(g)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
limited dividend corporations;
# Md. Code Ann., GHS § 4-213(g)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
local development agencies; and
# Md. Code Ann., GHS § 4-213(g)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
local development entities.
# Md. Code Ann., GHS § 4-213(g)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-213 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–214
The Administration has the power of eminent domain, but may not exercise it in a political subdivision without the consent of the political subdivision given by ordinance of its governing body for a specific community development project.
# Md. Code Ann., GHS § 4-214 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–215
(a)
The Administration shall administer a home buyer assistance program that:
# Md. Code Ann., GHS § 4-215(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
assists home buyers to receive low–interest mortgage loans, with down payment and closing cost assistance options, for the purchase of homes near their place of employment; and
# Md. Code Ann., GHS § 4-215(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
coordinates with, and matches where appropriate, similar programs offered by private employers and county and municipal governments so as to maximize the total amount that home buyers can receive under the program.
# Md. Code Ann., GHS § 4-215(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
With reference to loans under this program, the Administration shall:
# Md. Code Ann., GHS § 4-215(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
allow home buyers to utilize the loans for the purchase of newly constructed or existing homes; and
# Md. Code Ann., GHS § 4-215(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
require a home purchased under this program to be occupied by the home buyer as a principal residence.
# Md. Code Ann., GHS § 4-215(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Administration shall facilitate the marketing of the program with private employers and county and municipal governments, and, where appropriate, other units of State government and nonprofit organizations.
# Md. Code Ann., GHS § 4-215(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Administration shall adopt regulations to implement the program established under this section.
# Md. Code Ann., GHS § 4-215(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department shall report to the General Assembly on or before December 31 each year, in accordance with § 2–1257 of the State Government Article, on the program established under this section.
# Md. Code Ann., GHS § 4-215(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-215 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–215.1
# Md. Code Ann., GHS § 4-215.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–216
For fiscal year 2018 and each fiscal year thereafter, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $3,000,000 from general funds or the proceeds from the sale of State general obligation bonds for the Shelter and Transitional Housing Facilities Grant Program.
# Md. Code Ann., GHS § 4-216 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–217
(a)
A project, undertaking, or a part of a project or undertaking, including the real, personal, and mixed property involved, qualifies as a community development project if it is planned, acquired, owned, developed, constructed, reconstructed, rehabilitated, repaired, renovated, or improved to promote sound community development.
# Md. Code Ann., GHS § 4-217(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A community development project shall provide for:
# Md. Code Ann., GHS § 4-217(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
new or existing housing:
# Md. Code Ann., GHS § 4-217(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
that is or will be occupied in substantial part by families of limited income; or
# Md. Code Ann., GHS § 4-217(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
at least 20% of which is or will be occupied by families of limited income, if the project is financed with bonds, notes, or other evidences of indebtedness issued by the Administration, the income from which being includable in the holder’s gross income under the Internal Revenue Code as determined by the Administration at the time of issue;
# Md. Code Ann., GHS § 4-217(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any improvements, such as streets, roads, sewer lines, and water lines that are needed to support the housing; and
# Md. Code Ann., GHS § 4-217(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the public or private commercial, educational, cultural, recreational, community, or civic facilities that are needed to support the housing.
# Md. Code Ann., GHS § 4-217(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A community development project may include public or private commercial, educational, cultural, recreational, community, or civic facilities that are not needed to support the housing, if:
# Md. Code Ann., GHS § 4-217(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
they are less than a substantial part of the project; or
# Md. Code Ann., GHS § 4-217(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Secretary finds that they will promote sound community development.
# Md. Code Ann., GHS § 4-217(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-217(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Administration shall administer community development projects that:
# Md. Code Ann., GHS § 4-217(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
are in sustainable communities approved under § 6–305 of this article; and
# Md. Code Ann., GHS § 4-217(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide employees with financial assistance in the form of grants to buy homes near their workplaces.
# Md. Code Ann., GHS § 4-217(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A community development project administered under this subsection is not subject to the provisions of subsection (b)(1) of this section that require part of the housing to be occupied by families of limited income.
# Md. Code Ann., GHS § 4-217(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The community development projects administered under this subsection shall be known as the “Live Near Your Work” program.
# Md. Code Ann., GHS § 4-217(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The Secretary shall adopt regulations to implement the “Live Near Your Work” program established under this subsection.
# Md. Code Ann., GHS § 4-217(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
# Md. Code Ann., GHS § 4-217(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
In fiscal year 2007 and fiscal year 2008, the Governor may include in the State budget $250,000 for the “Live Near Your Work” program established under this subsection.
# Md. Code Ann., GHS § 4-217(d)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
In fiscal year 2009 and every fiscal year thereafter, the Governor may include in the State budget no less than $250,000 and no more than $500,000 for the “Live Near Your Work” program established under this subsection.
# Md. Code Ann., GHS § 4-217(d)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-217(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 4-217(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
In this subsection the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-217(e)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
“Current student” means an individual who:
# Md. Code Ann., GHS § 4-217(e)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
attends a public institution of higher education in the State; and
# Md. Code Ann., GHS § 4-217(e)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
is a degree–seeking, full–time equivalent student in an undergraduate level, graduate level, or professional degree program.
# Md. Code Ann., GHS § 4-217(e)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
“Public institution of higher education” has the meaning stated in § 10–101 of the Education Article.
# Md. Code Ann., GHS § 4-217(e)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
“Recent graduate” means an individual who, within 5 years before applying for assistance under this section, graduated from a public institution of higher education in the State with at least:
# Md. Code Ann., GHS § 4-217(e)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
120 credits in an undergraduate level program; or
# Md. Code Ann., GHS § 4-217(e)(1)(iv)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
30 credits in a graduate level or professional degree program.
# Md. Code Ann., GHS § 4-217(e)(1)(iv)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Administration may administer community development projects that:
# Md. Code Ann., GHS § 4-217(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
are in sustainable communities approved under § 6–305 of this article; and
# Md. Code Ann., GHS § 4-217(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide current students and recent graduates with financial assistance in the form of grants to buy homes near the school of the student or graduate.
# Md. Code Ann., GHS § 4-217(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A community development project administered under this subsection is not subject to the provisions of subsection (b)(1) of this section that require part of the housing to be occupied by families of limited income.
# Md. Code Ann., GHS § 4-217(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The community development projects administered under this subsection shall be known as the Live Near Your School program.
# Md. Code Ann., GHS § 4-217(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
The Administration shall adopt regulations to implement the Live Near Your School program established under this subsection.
# Md. Code Ann., GHS § 4-217(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-217 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–218
(a)
A project for a residential building qualifies as an energy conservation project if it consists of:
# Md. Code Ann., GHS § 4-218(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the purchase or installation of:
# Md. Code Ann., GHS § 4-218(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
caulking or weather stripping;
# Md. Code Ann., GHS § 4-218(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a clock thermostat;
# Md. Code Ann., GHS § 4-218(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
ceiling, attic, wall, floor, or duct insulation;
# Md. Code Ann., GHS § 4-218(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
water heater insulation;
# Md. Code Ann., GHS § 4-218(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
a storm window or door, multiglazed window or door, or heat–absorbing or heat–reflecting window or floor material;
# Md. Code Ann., GHS § 4-218(a)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
a device associated with load management techniques;
# Md. Code Ann., GHS § 4-218(a)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
an automatic energy control system;
# Md. Code Ann., GHS § 4-218(a)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
machinery, equipment, or a facility that uses groundwater as a heat source for a heating system or as a heat sink for an air conditioning system;
# Md. Code Ann., GHS § 4-218(a)(1)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
a furnace efficiency modification, including:
# Md. Code Ann., GHS § 4-218(a)(1)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
a replacement burner, furnace, or boiler or any combination of them that increases the energy efficiency of the heating system;
# Md. Code Ann., GHS § 4-218(a)(1)(ix)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
a device for modifying a flue opening that increases the energy efficiency of the heating system; and
# Md. Code Ann., GHS § 4-218(a)(1)(ix)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
an electrical or mechanical furnace ignition system that replaces a standing gas pilot light; and
# Md. Code Ann., GHS § 4-218(a)(1)(ix)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
any other energy conservation improvement that the Administration determines by regulation to be appropriate and consistent with this subtitle; or
# Md. Code Ann., GHS § 4-218(a)(1)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a planning or technical service, a residential energy audit, or a conversion from a master utility meter to individual utility meters if the service, audit, or conversion is related to or undertaken with the installation of an item specified in item (1) of this subsection.
# Md. Code Ann., GHS § 4-218(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A project for a commercial building qualifies as an energy conservation project if it consists of:
# Md. Code Ann., GHS § 4-218(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the purchase, installation, or modification of an installation that is designed primarily to reduce the consumption of energy, including:
# Md. Code Ann., GHS § 4-218(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
caulking or weather stripping;
# Md. Code Ann., GHS § 4-218(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
insulating the building structure or a system in the building;
# Md. Code Ann., GHS § 4-218(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a storm window or door, a multiglazed window or door, a heat–absorbing or heat–reflecting window or door system, glazing, a reduction in glass area, or another window or door system modification;
# Md. Code Ann., GHS § 4-218(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
an automatic energy control system;
# Md. Code Ann., GHS § 4-218(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
equipment that is associated with an automatic energy control system and that is required to operate a variable steam, hydraulic, or ventilation system;
# Md. Code Ann., GHS § 4-218(b)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
the replacement or modification of a lighting system to increase energy efficiency without increasing the overall illumination, unless the increase in illumination is necessary to conform to State or local law;
# Md. Code Ann., GHS § 4-218(b)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
an energy recovery system;
# Md. Code Ann., GHS § 4-218(b)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
a cogeneration system;
# Md. Code Ann., GHS § 4-218(b)(1)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
machinery, equipment, or a facility that uses groundwater as a heat source for a heating system or as a heat sink for an air conditioning system;
# Md. Code Ann., GHS § 4-218(b)(1)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
a modification of a furnace or utility plant and distribution system including:
# Md. Code Ann., GHS § 4-218(b)(1)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
a replacement burner, furnace, or boiler or any combination of them that increases the energy efficiency of the heating system;
# Md. Code Ann., GHS § 4-218(b)(1)(x)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
a device for modifying a flue opening that increases the energy efficiency of the heating system; and
# Md. Code Ann., GHS § 4-218(b)(1)(x)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
an electrical or mechanical furnace ignition system that replaces a standing gas pilot light; or
# Md. Code Ann., GHS § 4-218(b)(1)(x)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xi)
any other energy conservation improvement that the Administration determines by regulation to be appropriate and consistent with this subtitle; or
# Md. Code Ann., GHS § 4-218(b)(1)(xi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a planning or technical service or a commercial energy audit, if the service or audit is related to or undertaken with the installation, or the modification of an installation, of an item specified in item (1) of this subsection.
# Md. Code Ann., GHS § 4-218(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-218 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–219
(a)
A project or undertaking qualifies as a home improvement project if, by improvement, alteration, addition, or repair, it substantially protects or improves the basic liveability of a residential building that will be occupied in substantial part by families of limited income.
# Md. Code Ann., GHS § 4-219(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A home improvement project for a residential building that contains more than four dwelling units is subject to the provisions of this subtitle that apply to a community development project.
# Md. Code Ann., GHS § 4-219(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-219 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–220
(a)
This section does not apply to a facility if a local obligation that finances the facility is a private activity bond under § 141 of the Internal Revenue Code, for which an allocation under § 146 of the Internal Revenue Code is required.
# Md. Code Ann., GHS § 4-220(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-220(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A project, undertaking, or facility qualifies as an infrastructure project if it is planned, acquired, owned, developed, constructed, reconstructed, rehabilitated, or improved by or on behalf of a political subdivision to provide the essential physical elements that are the basis of the public service system.
# Md. Code Ann., GHS § 4-220(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Infrastructure projects include streets, sidewalks, curbs, sewer and water systems, bridges, and public buildings that are owned by a political subdivision or a governmental unit of a political subdivision.
# Md. Code Ann., GHS § 4-220(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-220 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–221
(a)
A project or undertaking, including the real, personal, and mixed property involved, qualifies as a public purpose project if it is planned, acquired, owned, developed, constructed, reconstructed, rehabilitated, repaired, renovated, or improved with the financial assistance of the Administration or the assistance of federal low-income housing credits authorized by the Internal Revenue Code, and it is:
# Md. Code Ann., GHS § 4-221(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
eligible wholly or partly for federal low-income housing credits; or
# Md. Code Ann., GHS § 4-221(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
located in a distressed area designated under subsection (e) of this section.
# Md. Code Ann., GHS § 4-221(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Except as provided in subsection (c) of this section, a public purpose project:
# Md. Code Ann., GHS § 4-221(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall provide in substantial part for existing or new housing; and
# Md. Code Ann., GHS § 4-221(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may include:
# Md. Code Ann., GHS § 4-221(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
any improvements, such as streets, roads, sewer lines, and water lines; and
# Md. Code Ann., GHS § 4-221(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
public or private commercial, educational, cultural, recreational, community, or civic facilities.
# Md. Code Ann., GHS § 4-221(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A public purpose project may include a greater proportion of public or private facilities if the Secretary determines that to do so would promote sound community development.
# Md. Code Ann., GHS § 4-221(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
All or part of the housing portion of a public purpose project shall be occupied by families of limited income.
# Md. Code Ann., GHS § 4-221(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
At the request of a political subdivision, the Secretary may designate a distressed area of the political subdivision after considering factors including:
# Md. Code Ann., GHS § 4-221(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the availability, cost, and condition of housing and neighborhood facilities, including the age and number of abandoned and substandard structures;
# Md. Code Ann., GHS § 4-221(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the incomes of residents relative to State or area-wide regional median incomes, including the number of individuals who are welfare recipients, unemployed, or living in poverty;
# Md. Code Ann., GHS § 4-221(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the need to finance housing or public or private facilities to upgrade the social and economic conditions of the distressed area;
# Md. Code Ann., GHS § 4-221(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the plans and financial commitment of the political subdivision to undertake improvements in the distressed area; and
# Md. Code Ann., GHS § 4-221(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
other standards and criteria that the Secretary considers relevant, including standards established for other State or federal programs.
# Md. Code Ann., GHS § 4-221(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-221 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–222
(a)
A project qualifies as a solar energy project if it:
# Md. Code Ann., GHS § 4-222(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is an addition, alteration, or improvement to a residential building or a commercial building; and
# Md. Code Ann., GHS § 4-222(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is designed to reduce the energy requirements of the building by using:
# Md. Code Ann., GHS § 4-222(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
wind energy;
# Md. Code Ann., GHS § 4-222(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
energy from a wood-burning appliance; or
# Md. Code Ann., GHS § 4-222(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
solar energy of:
# Md. Code Ann., GHS § 4-222(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the active type based on mechanically forced energy transfer;
# Md. Code Ann., GHS § 4-222(a)(2)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the passive type based on convective, conductive, or radiant energy transfer; or
# Md. Code Ann., GHS § 4-222(a)(2)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
a combination of these types.
# Md. Code Ann., GHS § 4-222(a)(2)(iii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A solar energy project may include:
# Md. Code Ann., GHS § 4-222(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a solar process heat device;
# Md. Code Ann., GHS § 4-222(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a solar electric device; and
# Md. Code Ann., GHS § 4-222(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
an earth–sheltered building in which the sheltering substantially reduces the consumption of energy by the building.
# Md. Code Ann., GHS § 4-222(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A solar energy project may not include a fireplace, unless the fireplace is an integral part of a system designed to use passive solar energy.
# Md. Code Ann., GHS § 4-222(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-222 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–223
(a)
A project qualifies as a business project if the project is:
# Md. Code Ann., GHS § 4-223(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
located in:
# Md. Code Ann., GHS § 4-223(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an area designated as a priority funding area under § 5–7B–02 of the State Finance and Procurement Article; or
# Md. Code Ann., GHS § 4-223(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a qualified opportunity zone designated under § 1400Z–1 of the Internal Revenue Code in Allegany County, Baltimore City, Baltimore County, Charles County, Garrett County, Howard County, Montgomery County, Prince George’s County, Somerset County, or Wicomico County; and
# Md. Code Ann., GHS § 4-223(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-223(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
acquired, owned, developed, constructed, reconstructed, rehabilitated, or improved by a person or an entity for the purposes of carrying on a business whether or not for profit; or
# Md. Code Ann., GHS § 4-223(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
eligible for funding from the Neighborhood Business Development Fund under § 6–310 of this article.
# Md. Code Ann., GHS § 4-223(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Repayment of principal and interest for a business project may be secured by:
# Md. Code Ann., GHS § 4-223(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
real property;
# Md. Code Ann., GHS § 4-223(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
personal property;
# Md. Code Ann., GHS § 4-223(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
bank accounts;
# Md. Code Ann., GHS § 4-223(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
certificates of deposit, stocks, and bonds;
# Md. Code Ann., GHS § 4-223(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
credit enhancement, assurance, or guaranty; or
# Md. Code Ann., GHS § 4-223(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other collateral acceptable to the Administration.
# Md. Code Ann., GHS § 4-223(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Financial assistance for a business project may be provided as:
# Md. Code Ann., GHS § 4-223(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a loan;
# Md. Code Ann., GHS § 4-223(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a reduction in the principal obligation of or interest rate on a loan or portion of a loan;
# Md. Code Ann., GHS § 4-223(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a prepayment of interest on a subordinate or superior loan or portion of a loan;
# Md. Code Ann., GHS § 4-223(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
an assurance;
# Md. Code Ann., GHS § 4-223(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
a guarantee or other form of credit enhancement; or
# Md. Code Ann., GHS § 4-223(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
a promissory note that may be converted to an equity ownership interest and liquidated at the earliest opportunity to realize the highest market value for the Administration.
# Md. Code Ann., GHS § 4-223(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-223 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–225
(a)
The Administration shall administer a program of financial assistance for:
# Md. Code Ann., GHS § 4-225(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
community development projects;
# Md. Code Ann., GHS § 4-225(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
energy conservation projects;
# Md. Code Ann., GHS § 4-225(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
home improvement projects;
# Md. Code Ann., GHS § 4-225(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
public purpose projects;
# Md. Code Ann., GHS § 4-225(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
solar energy projects;
# Md. Code Ann., GHS § 4-225(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
special housing facilities; and
# Md. Code Ann., GHS § 4-225(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
business projects.
# Md. Code Ann., GHS § 4-225(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Administration shall provide financial assistance for projects and facilities under this section with money that the Administration can get for them from any source, including:
# Md. Code Ann., GHS § 4-225(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
payments under federal law;
# Md. Code Ann., GHS § 4-225(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
bonds or notes issued by the Administration;
# Md. Code Ann., GHS § 4-225(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
bonds or notes issued by the State; and
# Md. Code Ann., GHS § 4-225(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
mortgage-backed securities and proceeds of investments in them.
# Md. Code Ann., GHS § 4-225(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A loan for a home improvement project having a principal balance exceeding $5,000 shall be secured by a mortgage.
# Md. Code Ann., GHS § 4-225(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Subject to an agreement with noteholders or bondholders, the Administration may consent that a loan, loan commitment, or agreement to which the Administration is a party be modified as to:
# Md. Code Ann., GHS § 4-225(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the interest rate;
# Md. Code Ann., GHS § 4-225(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the time of payments of an installment of principal or interest;
# Md. Code Ann., GHS § 4-225(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
security; or
# Md. Code Ann., GHS § 4-225(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other term.
# Md. Code Ann., GHS § 4-225(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-225 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–226
(a)
# Md. Code Ann., GHS § 4-226(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In connection with property on which it holds a mortgage, the Administration may:
# Md. Code Ann., GHS § 4-226(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
foreclose on the property;
# Md. Code Ann., GHS § 4-226(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
begin an action to protect or enforce a right conferred on the Administration by law or any agreement;
# Md. Code Ann., GHS § 4-226(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
bid for and purchase the property at a foreclosure or other sale; and
# Md. Code Ann., GHS § 4-226(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
acquire and take possession of the property.
# Md. Code Ann., GHS § 4-226(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In an action under this subsection, the Administration may:
# Md. Code Ann., GHS § 4-226(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
complete, administer, and pay the principal of and interest on an obligation incurred in connection with the property; and
# Md. Code Ann., GHS § 4-226(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
dispose of and otherwise deal with the property, so as to protect the interests of the Administration.
# Md. Code Ann., GHS § 4-226(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-226(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subsection does not apply to a lien held in connection with a public purpose project.
# Md. Code Ann., GHS § 4-226(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Administration may not lend money on the security of property unless the lien on the property is superior to all other liens, except for:
# Md. Code Ann., GHS § 4-226(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a lien for taxes owed to the State or a political subdivision; or
# Md. Code Ann., GHS § 4-226(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an earlier mortgage lien.
# Md. Code Ann., GHS § 4-226(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-226(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
At public or private sale and with or without public bidding, the Administration may sell a mortgage or other obligation that the Administration holds.
# Md. Code Ann., GHS § 4-226(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Administration may retain the servicing rights and charge servicing fees for any mortgage or other obligation the Administration sells.
# Md. Code Ann., GHS § 4-226(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-226 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–227
(a)
The Administration shall coordinate the promotion of its programs of financial assistance for energy conservation projects with the energy conservation promotion programs of the Maryland Energy Office.
# Md. Code Ann., GHS § 4-227(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-227(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Administration shall adopt regulations to establish and implement programs of financial assistance for energy conservation projects and solar energy projects.
# Md. Code Ann., GHS § 4-227(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
These regulations shall be consistent with the provisions of this subtitle that generally concern the powers of the Administration to award financial assistance for energy conservation projects and solar energy projects.
# Md. Code Ann., GHS § 4-227(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The regulations shall include provisions about:
# Md. Code Ann., GHS § 4-227(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
eligibility and application requirements;
# Md. Code Ann., GHS § 4-227(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
interest rates, maximum loan amounts, and the terms of loans;
# Md. Code Ann., GHS § 4-227(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
allocations of money among classes of eligible buildings;
# Md. Code Ann., GHS § 4-227(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
credit and underwriting requirements; and
# Md. Code Ann., GHS § 4-227(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
warranties, representations, forms of security, certifications, inspections, audits, and any other means of ensuring compliance with and enforcing the terms of financial assistance awarded under this subtitle.
# Md. Code Ann., GHS § 4-227(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-227 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–228
(a)
To finance infrastructure projects, the Administration may:
# Md. Code Ann., GHS § 4-228(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make, purchase, and participate in making loans;
# Md. Code Ann., GHS § 4-228(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
purchase local obligations issued to finance such projects; and
# Md. Code Ann., GHS § 4-228(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide any other form of financial assistance other than grants.
# Md. Code Ann., GHS § 4-228(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
All transactions under subsection (a) of this section shall be evidenced by instruments containing the terms and conditions necessary to secure payment of all obligations and charges due to the Administration.
# Md. Code Ann., GHS § 4-228(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Subject to an agreement with holders of its bonds, notes, or other obligations, the Administration may consent that a loan, local obligation, commitment, instrument, or agreement that the Administration holds or to which it is a party may be modified as to:
# Md. Code Ann., GHS § 4-228(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
interest rate;
# Md. Code Ann., GHS § 4-228(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
time of payment of any installment of principal or interest;
# Md. Code Ann., GHS § 4-228(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
security; or
# Md. Code Ann., GHS § 4-228(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other term.
# Md. Code Ann., GHS § 4-228(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-228(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In connection with any security that it receives or owns, including a local obligation, the Administration may:
# Md. Code Ann., GHS § 4-228(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
sue to protect or enforce its rights under any law or agreement; or
# Md. Code Ann., GHS § 4-228(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
acquire or take possession of the security.
# Md. Code Ann., GHS § 4-228(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the Administration begins such an action, it may:
# Md. Code Ann., GHS § 4-228(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
administer the security;
# Md. Code Ann., GHS § 4-228(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
pay the principal and interest on any obligation incurred in connection with the security;
# Md. Code Ann., GHS § 4-228(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
dispose of the security; and
# Md. Code Ann., GHS § 4-228(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
otherwise deal with the security so as to protect the Administration’s interests.
# Md. Code Ann., GHS § 4-228(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Administration may sell a loan, agreement, local obligation, or other obligation that it holds at public or private sale with or without public bidding.
# Md. Code Ann., GHS § 4-228(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-228 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–229
(a)
# Md. Code Ann., GHS § 4-229(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the Administration purchases a local obligation, the procedures and requirements for the issuance or sale of the local obligation shall be as provided in §§ 4–230 through 4–233 of this subtitle.
# Md. Code Ann., GHS § 4-229(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Notwithstanding any other public general law or public local law, charter, or ordinance, an issuer of a local obligation may sell a local obligation to the Administration to finance an infrastructure project:
# Md. Code Ann., GHS § 4-229(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
at private or public sale, with or without public bidding;
# Md. Code Ann., GHS § 4-229(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
without limitation on the denomination of the local obligation; and
# Md. Code Ann., GHS § 4-229(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
at any interest rate, cost, or price that the issuer considers necessary or desirable.
# Md. Code Ann., GHS § 4-229(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The issuer of a local obligation may pay any fee or charge necessary for the Administration to:
# Md. Code Ann., GHS § 4-229(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
sell bonds, notes, or other obligations of the Administration;
# Md. Code Ann., GHS § 4-229(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide the financial assistance authorized by § 4–228 of this subtitle;
# Md. Code Ann., GHS § 4-229(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
provide any other guarantee, credit enhancement, or additional security for a note, bond, or obligation of the Administration; or
# Md. Code Ann., GHS § 4-229(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
insure obligations of the issuer or of the Administration.
# Md. Code Ann., GHS § 4-229(a)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-229(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Notwithstanding any other public general law, public local law, charter, or ordinance, to enhance the security or the marketability of the bonds, notes, or obligations of the Administration that are sold to finance an infrastructure project:
# Md. Code Ann., GHS § 4-229(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a political subdivision may agree with the Administration to pledge any money, including a share of income tax, that the political subdivision is entitled to receive from the State; and
# Md. Code Ann., GHS § 4-229(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
if a political subdivision is a county, the county may agree with the Administration to pledge, on behalf of a municipal corporation located in the county, any money, including a share of income tax, that the county is entitled to receive from the State.
# Md. Code Ann., GHS § 4-229(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In accordance with a pledge under paragraph (1) of this subsection, the Comptroller and the State Treasurer shall cause the money pledged to be paid to the Administration or a trustee that the Administration designates.
# Md. Code Ann., GHS § 4-229(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-229 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–230
(a)
# Md. Code Ann., GHS § 4-230(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Notwithstanding any other public general law, or public local law, charter, or ordinance, a political subdivision or a governmental unit of a political subdivision may issue a local obligation to be purchased by the Administration for infrastructure projects.
# Md. Code Ann., GHS § 4-230(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A local obligation shall be issued in accordance with this section.
# Md. Code Ann., GHS § 4-230(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Each local obligation must be authorized by resolution or ordinance of the governing body of the issuer.
# Md. Code Ann., GHS § 4-230(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-230(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Before a local obligation is issued under this section:
# Md. Code Ann., GHS § 4-230(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the issuer shall publish a notice of the proposed issuance in a newspaper of general circulation in the jurisdiction of the issuer; and
# Md. Code Ann., GHS § 4-230(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the governing body of the issuer shall hold a public hearing on the proposed issuance.
# Md. Code Ann., GHS § 4-230(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The notice shall include the proposed amount of the issue, the nature of the infrastructure project to be financed, the time and place of the public hearing, and the name and address of the governing body where written comments may be sent.
# Md. Code Ann., GHS § 4-230(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-230 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–231
(a)
A resolution or ordinance that authorizes a local obligation shall contain:
# Md. Code Ann., GHS § 4-231(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a statement of the public purpose for which the proceeds of the local obligation are to be spent;
# Md. Code Ann., GHS § 4-231(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the form of the local obligation, including:
# Md. Code Ann., GHS § 4-231(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
each place and time of payment;
# Md. Code Ann., GHS § 4-231(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
each interest rate or maximum interest rate;
# Md. Code Ann., GHS § 4-231(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the titles of the officials whose signatures shall be on it;
# Md. Code Ann., GHS § 4-231(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a reference to this part as the authority for issuing it; and
# Md. Code Ann., GHS § 4-231(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the taxes or special revenues from which the principal and interest will be payable;
# Md. Code Ann., GHS § 4-231(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a provision for the disposition of the proceeds of sale of the local obligation;
# Md. Code Ann., GHS § 4-231(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a provision that the principal and interest shall be payable to the Administration or its designee;
# Md. Code Ann., GHS § 4-231(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
a provision for payment of the principal and interest that specifies each source of payment;
# Md. Code Ann., GHS § 4-231(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
a provision that the local obligation is a valid and binding obligation of the issuer in accordance with its terms even if an official whose signature appears on the local obligation:
# Md. Code Ann., GHS § 4-231(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
ceases to be an official before the local obligation is delivered; or
# Md. Code Ann., GHS § 4-231(a)(6)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
becomes an official after the date of the issue; and
# Md. Code Ann., GHS § 4-231(a)(6)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
any other provision that is not inconsistent with this subsection and that the governing body of the issuer considers appropriate, including a provision that:
# Md. Code Ann., GHS § 4-231(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the chief elected official of the issuer may modify the forms adopted by the resolution or ordinance without altering the substance of the forms;
# Md. Code Ann., GHS § 4-231(a)(7)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the official signatures and seals to be affixed to a local obligation may be imprinted in facsimile, except for the signature of the clerk or secretary of the issuer, which shall be affixed manually;
# Md. Code Ann., GHS § 4-231(a)(7)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
subject to terms that the Administration specifies, if the local obligation contains a statement of redemption provisions that is acceptable to the Administration all or a portion of a local obligation is redeemable at the option of the issuer at any time before maturity at the price, at or above the par value of the local obligation, that is acceptable to the Administration and set in the enabling resolution or ordinance; and
# Md. Code Ann., GHS § 4-231(a)(7)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a local obligation may be in any denomination that is acceptable to the Administration and shall be in fully registered form.
# Md. Code Ann., GHS § 4-231(a)(7)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A provision under subsection (a)(5) of this section is a covenant binding the issuer to provide the money from the specified source or sources when principal and interest become due and payable.
# Md. Code Ann., GHS § 4-231(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-231(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A local obligation that an issuer issues under this part shall have all the attributes of a negotiable instrument under § 19–224 of the Local Government Article.
# Md. Code Ann., GHS § 4-231(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The principal of and interest on a local obligation in the hands of its owner are exempt from taxation by the State or a political subdivision.
# Md. Code Ann., GHS § 4-231(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-231 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–232
(a)
# Md. Code Ann., GHS § 4-232(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Each ordinance or resolution enacted under this section:
# Md. Code Ann., GHS § 4-232(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
shall be adopted by the governing body of the issuer;
# Md. Code Ann., GHS § 4-232(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
shall be approved by the chief executive officer, if any, of the issuer; and
# Md. Code Ann., GHS § 4-232(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
shall have the force of law.
# Md. Code Ann., GHS § 4-232(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided in subsection (b) of this section, an ordinance, a resolution, or the question of the issuance of local obligations authorized by an ordinance or resolution need not be submitted to a referendum of the qualified voters of the issuer.
# Md. Code Ann., GHS § 4-232(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The qualified voters of a political subdivision may petition to referendum an ordinance or resolution that authorizes the issuance of local obligations, if:
# Md. Code Ann., GHS § 4-232(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the charter of the political subdivision authorizes the voters to do so; and
# Md. Code Ann., GHS § 4-232(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the petition is filed not later than 20 days after the ordinance or resolution is adopted by the governing body of the political subdivision.
# Md. Code Ann., GHS § 4-232(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An ordinance or resolution authorizing the issuance of local obligations:
# Md. Code Ann., GHS § 4-232(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may be adopted at the public hearing required under § 4-230(b) of this subtitle or at another regular or special session of the governing body; and
# Md. Code Ann., GHS § 4-232(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall be effective on the date adopted and approved.
# Md. Code Ann., GHS § 4-232(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-232 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–232.1
(a)
Each issuance by a municipal corporation of a local obligation under § 4–230 of this subtitle may be secured by a pledge from the county in which the municipal corporation is located.
# Md. Code Ann., GHS § 4-232.1(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To secure a local obligation under § 4–230 of this subtitle, a county may pledge on behalf of a municipal corporation located in the county:
# Md. Code Ann., GHS § 4-232.1(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the faith and credit of the county; or
# Md. Code Ann., GHS § 4-232.1(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
specific revenue of the county.
# Md. Code Ann., GHS § 4-232.1(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-232.1(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A pledge by a county under this section shall be authorized by an ordinance or a resolution of the county.
# Md. Code Ann., GHS § 4-232.1(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Each ordinance or resolution enacted under this section shall:
# Md. Code Ann., GHS § 4-232.1(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
be adopted by the governing body of the county;
# Md. Code Ann., GHS § 4-232.1(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
be approved by the chief executive officer, if any, of the county; and
# Md. Code Ann., GHS § 4-232.1(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
have the force of law.
# Md. Code Ann., GHS § 4-232.1(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-232.1(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to paragraph (2) of this subsection, if a local obligation is secured under this section by a pledge of the faith and credit of a county to make prompt payment from the tax and other revenues described in the enabling resolution or ordinance:
# Md. Code Ann., GHS § 4-232.1(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the pledge is a covenant to levy taxes sufficient to pay the principal of and interest on the local obligation when due:
# Md. Code Ann., GHS § 4-232.1(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
on all real and tangible personal property that is within the corporate limits of the county and subject to assessment for unlimited ad valorem taxation; and
# Md. Code Ann., GHS § 4-232.1(d)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
in each year in which the local obligation is outstanding; and
# Md. Code Ann., GHS § 4-232.1(d)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
if at the time of issuance of a local obligation there is a charter or statutory limit on the power of the county to levy property taxes, the pledge is a covenant to levy ad valorem taxes, within that limit, sufficient to pay the principal of and interest on the local obligation:
# Md. Code Ann., GHS § 4-232.1(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
on all real and tangible personal property that is within the corporate limits of the county and subject to assessment for ad valorem taxation; and
# Md. Code Ann., GHS § 4-232.1(d)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
in each year in which the local obligation is outstanding.
# Md. Code Ann., GHS § 4-232.1(d)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-232.1(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
A county may not make a pledge under this section if the pledge would cause the county to exceed any limit set, by the charter of the county or by statute, on the power of the county to make the pledge.
# Md. Code Ann., GHS § 4-232.1(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
Notwithstanding subparagraph (i) of this paragraph, a limit on the power of a county to make a pledge that is imposed after the issuance of a local obligation that is secured by a pledge under this section does not affect that local obligation.
# Md. Code Ann., GHS § 4-232.1(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
If a local obligation is secured under this section by a pledge of specific revenue of a county, the specific revenue of the county may include:
# Md. Code Ann., GHS § 4-232.1(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
payments to the issuer from the State or federal government;
# Md. Code Ann., GHS § 4-232.1(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
special benefit assessments, taxes, fees, or service charges that the county has authority to impose, levy, or charge; and
# Md. Code Ann., GHS § 4-232.1(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
revenue of the county expected to be generated by the infrastructure project to be financed.
# Md. Code Ann., GHS § 4-232.1(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-232.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–233
(a)
Each issuance of a local obligation under § 4-230 of this subtitle shall be secured by, at the discretion of the Administration, a pledge of the faith and credit of the issuer or a pledge of specific revenue of the issuer or the facility being financed as designated and described in the authorizing ordinance or resolution.
# Md. Code Ann., GHS § 4-233(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If a local obligation is secured by a pledge of the faith and credit of the issuer to make prompt payment from the tax and other revenues described in the enabling resolution or ordinance:
# Md. Code Ann., GHS § 4-233(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the pledge is a covenant to levy taxes sufficient to pay the principal of and interest on the local obligation when due:
# Md. Code Ann., GHS § 4-233(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
on all real and tangible personal property that is within the issuer’s corporate limits and subject to assessment for unlimited ad valorem taxation; and
# Md. Code Ann., GHS § 4-233(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in each year in which the local obligation is outstanding;
# Md. Code Ann., GHS § 4-233(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
if at the time of issuance of a local obligation there is a charter or statutory limit on the power of the issuer to levy property taxes, the pledge is a covenant to levy ad valorem taxes, within that limit, sufficient to pay the principal of and interest on the local obligation:
# Md. Code Ann., GHS § 4-233(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
on all real and tangible personal property that is within the issuer’s corporate limits and subject to assessment for ad valorem taxation; and
# Md. Code Ann., GHS § 4-233(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in each year in which the local obligation is outstanding;
# Md. Code Ann., GHS § 4-233(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a local obligation may not be issued if the issuance would cause the issuer to exceed any limit set by the charter of the issuer or by statute on the power of the issuer to incur indebtedness; and
# Md. Code Ann., GHS § 4-233(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
notwithstanding item (3) of this subsection:
# Md. Code Ann., GHS § 4-233(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a limit on the power to incur indebtedness imposed after the issuance of a local obligation does not affect that obligation; and
# Md. Code Ann., GHS § 4-233(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
outstanding local obligations of an issuer are not affected by the issuance of a new local obligation if the new obligation is consistent with an increase in or the elimination of a limit on the power to incur indebtedness.
# Md. Code Ann., GHS § 4-233(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-233(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An issuer of a local obligation under § 4-230 of this subtitle may secure payment by the pledge of specific revenues of the issuer.
# Md. Code Ann., GHS § 4-233(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If a local obligation issued under § 4-230 of this subtitle is secured by the pledge of specific revenue, the specific revenue may include:
# Md. Code Ann., GHS § 4-233(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
payments to the issuer from the State or federal government;
# Md. Code Ann., GHS § 4-233(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
special benefit assessments, taxes, fees, or service charges that the issuer has authority to impose, levy, or charge; or
# Md. Code Ann., GHS § 4-233(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
revenue expected to be generated by the facility to be financed.
# Md. Code Ann., GHS § 4-233(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-233 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–233.1
(a)
# Md. Code Ann., GHS § 4-233.1(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-233.1(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Capital reserve fund” means a reserve fund created under this section.
# Md. Code Ann., GHS § 4-233.1(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Minimum capital reserve requirement” means the minimum capital reserve amount established by the Administration for a capital reserve fund in connection with the issuance of bonds, notes, or other obligations of the Administration in connection with the financing of one or more infrastructure projects.
# Md. Code Ann., GHS § 4-233.1(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Administration may establish one or more capital reserve funds in connection with the financing of one or more infrastructure projects.
# Md. Code Ann., GHS § 4-233.1(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Money in a capital reserve fund shall be used solely to pay the principal of, and premium and interest on, the bonds, notes, or other obligations of the Administration:
# Md. Code Ann., GHS § 4-233.1(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
secured by the capital reserve fund; and
# Md. Code Ann., GHS § 4-233.1(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
issued in connection with financing infrastructure projects.
# Md. Code Ann., GHS § 4-233.1(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A capital reserve fund may consist of:
# Md. Code Ann., GHS § 4-233.1(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget for the purposes of the capital reserve fund;
# Md. Code Ann., GHS § 4-233.1(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
proceeds of a sale of bonds, notes, or other obligations of the Administration or the State;
# Md. Code Ann., GHS § 4-233.1(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
investment earnings of the capital reserve fund; and
# Md. Code Ann., GHS § 4-233.1(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money from any other source accepted for the benefit of a capital reserve fund.
# Md. Code Ann., GHS § 4-233.1(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-233.1(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the balance of a capital reserve fund is less than the minimum capital reserve requirement established by the Administration for that fund, the Administration:
# Md. Code Ann., GHS § 4-233.1(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
may not use money from the fund for the optional purchase or redemption of a bond, note, or other obligation of the Administration; and
# Md. Code Ann., GHS § 4-233.1(e)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
shall replenish the fund from available operating revenue generated by infrastructure projects or funds provided by the State.
# Md. Code Ann., GHS § 4-233.1(e)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If available operating revenue generated by infrastructure projects and funds provided by the State are insufficient to replenish a capital reserve fund as required under paragraph (1) of this subsection, the Administration shall request that the Comptroller advance the contingent funding to replenish the capital reserve fund as provided in the Local Government Infrastructure Financing Program Capital Reserve Fund Loan of 2009 (Chapter 719 (S.B. 932/H.B. 1330) of the Acts of the General Assembly of 2009) or any other bond bill enabling act for this purpose.
# Md. Code Ann., GHS § 4-233.1(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-233.1(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, the Administration may not issue bonds, notes, or other obligations secured in whole or in part by a capital reserve fund if on issuance the amount in the capital reserve fund will be less than the minimum capital reserve requirement.
# Md. Code Ann., GHS § 4-233.1(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The limitation under paragraph (1) of this subsection does not apply if at the time of issuance an amount is deposited in the capital reserve fund so that on issuance the total amount in the capital reserve fund will be at least equal to the minimum capital reserve requirement.
# Md. Code Ann., GHS § 4-233.1(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-233.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–234
(a)
In this section, “government–sponsored enterprise” means the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, the Federal Home Loan Bank, or other agency or instrumentality of or chartered by the federal government that has similar powers.
# Md. Code Ann., GHS § 4-234(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-234(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To finance community development projects, public purpose projects, or residential mortgage loans, the Administration may purchase or issue securities that are backed by mortgage loans and guaranteed by the Government National Mortgage Association or a government–sponsored enterprise.
# Md. Code Ann., GHS § 4-234(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
To finance business projects, the Administration may purchase or issue securities that are backed by loans or other obligations.
# Md. Code Ann., GHS § 4-234(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-234(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Notwithstanding inconsistent provisions of this subtitle relating to bonds or notes that the Administration purchases or issues, the issuance, terms, and conditions of a security that the Administration issues under this section may be as the Administration finds necessary or desirable for guaranty by:
# Md. Code Ann., GHS § 4-234(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the Government National Mortgage Association or a government–sponsored enterprise, for projects or loans described under subsection (b)(1) of this section; or
# Md. Code Ann., GHS § 4-234(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the Maryland Housing Fund, a private entity, or a government–sponsored enterprise, for projects described under subsection (b)(2) of this section.
# Md. Code Ann., GHS § 4-234(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided by paragraph (1) of this subsection, the provisions of this subtitle that relate to bonds or notes issued by the Administration apply to securities purchased or issued under this section.
# Md. Code Ann., GHS § 4-234(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-234 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–235
(a)
# Md. Code Ann., GHS § 4-235(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-235(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Mortgage loan” includes a loan to:
# Md. Code Ann., GHS § 4-235(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
finance or refinance the purchase of stock or membership in a cooperative ownership housing corporation; or
# Md. Code Ann., GHS § 4-235(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
rehabilitate units in a cooperative ownership housing corporation.
# Md. Code Ann., GHS § 4-235(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Reverse equity mortgage loan” includes a loan that uses the equity in a home as collateral.
# Md. Code Ann., GHS § 4-235(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-235(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Administration may make, participate in making, and undertake a commitment for:
# Md. Code Ann., GHS § 4-235(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a residential mortgage loan to a family of limited income:
# Md. Code Ann., GHS § 4-235(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
for a family that has a disabled family member who will reside in the dwelling;
# Md. Code Ann., GHS § 4-235(b)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
for an emergency housing need as determined by the Secretary;
# Md. Code Ann., GHS § 4-235(b)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
for settlement and down payment costs; or
# Md. Code Ann., GHS § 4-235(b)(1)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
that is made in conjunction with a loan funded with State appropriated funds if the State appropriated funded loan comprises at least 20% of the total amount loaned;
# Md. Code Ann., GHS § 4-235(b)(1)(i)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
financial assistance to a family of limited income:
# Md. Code Ann., GHS § 4-235(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
for maintaining or modifying its existing residential mortgage loan; or
# Md. Code Ann., GHS § 4-235(b)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
that is made in conjunction with a new residential mortgage loan to enable a homeowner to refinance an existing residential mortgage loan;
# Md. Code Ann., GHS § 4-235(b)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the refinancing of a residential mortgage loan of a homeowner if the loan was made by the Department or Administration; and
# Md. Code Ann., GHS § 4-235(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
financial assistance to a homeowner for:
# Md. Code Ann., GHS § 4-235(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
purchasing the homeowner’s primary residence and making payments on the homeowner’s student loan debt; or
# Md. Code Ann., GHS § 4-235(b)(1)(iv)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
making payments on the homeowner’s student loan debt in conjunction with the homeowner obtaining separate financial assistance from a source other than the Administration for purchasing the homeowner’s primary residence.
# Md. Code Ann., GHS § 4-235(b)(1)(iv)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary shall determine the terms and qualifications for financial assistance under paragraph (1) of this subsection.
# Md. Code Ann., GHS § 4-235(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-235(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In accordance with § 4–213 of this subtitle, the Administration may make, participate in making, purchase, and undertake a commitment for:
# Md. Code Ann., GHS § 4-235(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a mortgage loan or other financial assistance secured by a mortgage lien for a community development project or public purpose project; and
# Md. Code Ann., GHS § 4-235(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a reverse equity mortgage loan secured by a mortgage lien that is for housing related expenses of an elderly household that qualifies as a family of limited income.
# Md. Code Ann., GHS § 4-235(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Financial assistance to purchase a dwelling unit in a community development project or public purpose project under paragraph (1)(i) of this subsection may include a temporary loan or advance and a permanent direct mortgage loan to a family of limited income, if otherwise required by law.
# Md. Code Ann., GHS § 4-235(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Housing related expenses under paragraph (1)(ii) of this subsection include personal expenses that enable the owner to continue to occupy the owner’s home.
# Md. Code Ann., GHS § 4-235(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-235(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A commitment, mortgage, bond, or secured note shall contain terms and conditions necessary to secure repayment of its loan, the interest on it, and other charges in connection with the loan.
# Md. Code Ann., GHS § 4-235(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-235(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Except as provided in subparagraph (ii) of this paragraph, a mortgage loan for a community development project or a public purpose project and a reverse equity mortgage loan may bear interest at a rate or rates that the Administration finds will make the project economically feasible.
# Md. Code Ann., GHS § 4-235(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The Administration may not increase the interest rate originally charged on a permanent direct mortgage loan to a family for the purchase of a dwelling unit in a community development project or a public purpose project.
# Md. Code Ann., GHS § 4-235(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Subject to any agreement with noteholders or bondholders, the Administration may consent to the modification of the interest rate, time of payment of any installment of principal or interest, security, or any other term, of a mortgage, mortgage loan, reverse equity mortgage loan, mortgage loan commitment, or reverse equity mortgage loan commitment, contract, or agreement to which the Administration is a party.
# Md. Code Ann., GHS § 4-235(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
In connection with property on which it holds a mortgage loan or reverse equity mortgage loan:
# Md. Code Ann., GHS § 4-235(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Administration may:
# Md. Code Ann., GHS § 4-235(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
foreclose on the property or begin an action to protect or enforce a right that is conferred on the Administration by law, a mortgage contract, or other agreement;
# Md. Code Ann., GHS § 4-235(e)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
bid for and purchase the property at a foreclosure or other sale; or
# Md. Code Ann., GHS § 4-235(e)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
acquire or take possession of the property; and
# Md. Code Ann., GHS § 4-235(e)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
in a manner to protect the interests of the Administration, the Administration may:
# Md. Code Ann., GHS § 4-235(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
complete, administer, and pay the principal of and interest on an obligation incurred in connection with the property;
# Md. Code Ann., GHS § 4-235(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
dispose of the property; and
# Md. Code Ann., GHS § 4-235(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
otherwise deal with the property.
# Md. Code Ann., GHS § 4-235(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-235(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subsection does not apply to a lien held in connection with a public purpose project.
# Md. Code Ann., GHS § 4-235(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Administration may not lend money on the security of property unless the lien on the property is superior to all other liens, except for:
# Md. Code Ann., GHS § 4-235(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
liens for taxes owed to the State or a political subdivision; or
# Md. Code Ann., GHS § 4-235(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
earlier mortgage liens.
# Md. Code Ann., GHS § 4-235(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Administration may:
# Md. Code Ann., GHS § 4-235(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
sell any mortgage or other obligation that it holds, at public or private sale, with or without public bidding; and
# Md. Code Ann., GHS § 4-235(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
retain the servicing rights and charge servicing fees for any mortgage or other obligation the Administration sells.
# Md. Code Ann., GHS § 4-235(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
The Administration may purchase securities backed by mortgages to provide financial assistance to community development projects and public purpose projects and to finance residential mortgage loans with the proceeds of the securities or with investment earnings on the securities.
# Md. Code Ann., GHS § 4-235(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-235 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–236
In carrying out this section and §§ 4-237 through 4-241 of this subtitle, the Administration may not make a loan to a mortgage lender or purchase a mortgage loan from a mortgage lender unless the mortgage lender is:
(1)
a bank, trust company, savings institution, savings and loan association, national bank association, mortgage banker, or other financial institution that:
# Md. Code Ann., GHS § 4-236(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
has an office in the State; and
# Md. Code Ann., GHS § 4-236(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
makes or originates residential mortgage loans;
# Md. Code Ann., GHS § 4-236(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an insurance company authorized to do business in the State; or
# Md. Code Ann., GHS § 4-236(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Maryland Home Financing Program.
# Md. Code Ann., GHS § 4-236(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-236 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–237
(a)
The Administration may:
# Md. Code Ann., GHS § 4-237(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
purchase or commit to purchase, from a mortgage lender that is eligible under § 4–236 of this subtitle, a note, mortgage, or partial interest in a note or mortgage that evidences:
# Md. Code Ann., GHS § 4-237(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a residential mortgage loan to a family of limited income;
# Md. Code Ann., GHS § 4-237(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a mortgage loan to a sponsor of a community development project or a public purpose project;
# Md. Code Ann., GHS § 4-237(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a residential mortgage loan to a homeowner for the purchase or rehabilitation of the homeowner’s primary residence if the primary residence is located in a sustainable community;
# Md. Code Ann., GHS § 4-237(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a residential mortgage loan for the refinancing of a residential mortgage loan made by the Department or Administration; or
# Md. Code Ann., GHS § 4-237(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
a residential mortgage loan to a homeowner for:
# Md. Code Ann., GHS § 4-237(a)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
purchasing the homeowner’s primary residence and making payments on the homeowner’s student loan debt; or
# Md. Code Ann., GHS § 4-237(a)(1)(v)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
purchasing the homeowner’s primary residence in conjunction with the homeowner obtaining separate financial assistance from the Administration for making payments on the homeowner’s student loan debt;
# Md. Code Ann., GHS § 4-237(a)(1)(v)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make a loan to an eligible mortgage lender in accordance with this subtitle;
# Md. Code Ann., GHS § 4-237(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
finance, with proceeds of its revenue bonds or notes, all or part of a mortgage purchase program or a loan to a mortgage lenders program; and
# Md. Code Ann., GHS § 4-237(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
take any action necessary or convenient to carry out this subsection, including:
# Md. Code Ann., GHS § 4-237(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
settling or compromising an obligation or debt to the Administration, subject to any agreement with bondholders;
# Md. Code Ann., GHS § 4-237(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
acquiring an interest in real or personal property by gift, purchase, foreclosure, or otherwise, and selling or otherwise disposing of the property;
# Md. Code Ann., GHS § 4-237(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
obtaining insurance against loss in connection with its property and other assets, including mortgage loans, in the amount and from the insurer that the Administration considers desirable;
# Md. Code Ann., GHS § 4-237(a)(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
contracting for servicing of a mortgage loan or an interest in a mortgage loan that the Administration holds or takes as collateral; and
# Md. Code Ann., GHS § 4-237(a)(4)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
making a contract or commitment that relates to the exercise of any of the powers listed in this subsection.
# Md. Code Ann., GHS § 4-237(a)(4)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Administration may adopt regulations or program directives, as appropriate, to carry out this section, including:
# Md. Code Ann., GHS § 4-237(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
procedures to submit requests for the purchase or sale of mortgage loans or for loans to the eligible mortgage lenders;
# Md. Code Ann., GHS § 4-237(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
restrictions as to the number of family units, locations, or other qualifications or characteristics of dwellings to be financed by residential mortgage loans;
# Md. Code Ann., GHS § 4-237(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
restrictions as to:
# Md. Code Ann., GHS § 4-237(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the interest rates on loans made from the proceeds of purchases of mortgage loans or from the proceeds of loans to eligible mortgage lenders; or
# Md. Code Ann., GHS § 4-237(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
returns realized by eligible mortgage lenders;
# Md. Code Ann., GHS § 4-237(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
restrictions on maturities and other terms of loans made from the proceeds of purchases of mortgage loans or from the proceeds of loans to eligible mortgage lenders;
# Md. Code Ann., GHS § 4-237(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
requirements as to the application by eligible mortgage lenders of the proceeds of the purchases or loans;
# Md. Code Ann., GHS § 4-237(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
schedules of fees and charges necessary to provide for expenses and reserves of the Administration;
# Md. Code Ann., GHS § 4-237(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
standards for allocating money among areas of the State and among eligible mortgage lenders; and
# Md. Code Ann., GHS § 4-237(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
provisions on warranties, representations, certifications, rights of inspection and audit, program sanctions, and other methods of ensuring compliance with the terms of purchase commitments and loans.
# Md. Code Ann., GHS § 4-237(b)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-237 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–238
(a)
# Md. Code Ann., GHS § 4-238(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
New mortgage loans that the Administration purchases shall be loans to:
# Md. Code Ann., GHS § 4-238(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
families of limited income;
# Md. Code Ann., GHS § 4-238(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
sponsors of community development projects; or
# Md. Code Ann., GHS § 4-238(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
homeowners:
# Md. Code Ann., GHS § 4-238(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
with primary residences located in sustainable communities;
# Md. Code Ann., GHS § 4-238(a)(1)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
who refinance a residential mortgage loan made by the Department or Administration; or
# Md. Code Ann., GHS § 4-238(a)(1)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
who use the loan proceeds to:
# Md. Code Ann., GHS § 4-238(a)(1)(iii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
purchase the homeowner’s primary residence and make payments on the homeowner’s student loan debt; or
# Md. Code Ann., GHS § 4-238(a)(1)(iii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
purchase the homeowner’s primary residence in conjunction with the homeowner obtaining separate financial assistance from the Administration for making payments on the homeowner’s student loan debt.
# Md. Code Ann., GHS § 4-238(a)(1)(iii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A commitment that the Administration makes to purchase new mortgage loans shall specify:
# Md. Code Ann., GHS § 4-238(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the interest rate on loans eligible for purchase, which may not exceed the prevailing interest rate on comparable mortgage loans available in the State, independent of public assistance or purchase; and
# Md. Code Ann., GHS § 4-238(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the numbers or volumes of loans under the commitment to be made in specific geographic areas.
# Md. Code Ann., GHS § 4-238(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
For any residential mortgage loans to be used to acquire homes for families of limited income, the commitment shall be limited to loans of a specified amount per dwelling unit, based on the current average sale price of new homes in the area, as determined by the Administration.
# Md. Code Ann., GHS § 4-238(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A commitment that the Administration makes to purchase existing mortgages shall require that the proceeds of the purchase be:
# Md. Code Ann., GHS § 4-238(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
reinvested, within specified time limits, in new mortgage loans to:
# Md. Code Ann., GHS § 4-238(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
families of limited income; or
# Md. Code Ann., GHS § 4-238(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
sponsors of community development projects; or
# Md. Code Ann., GHS § 4-238(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
invested in short-term obligations pending the purchase or making of the mortgages.
# Md. Code Ann., GHS § 4-238(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-238 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–239
(a)
# Md. Code Ann., GHS § 4-239(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A loan from the Administration to an eligible mortgage lender shall require the eligible mortgage lender to make mortgage loans in principal amounts that add up to at least the amount of the loan from the Administration to:
# Md. Code Ann., GHS § 4-239(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
families of limited income; or
# Md. Code Ann., GHS § 4-239(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
sponsors of community development projects.
# Md. Code Ann., GHS § 4-239(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
After receiving the loan from the Administration, the eligible mortgage lender shall commit the amount of the mortgage loans required by paragraph (1) of this subsection within the time the Administration sets.
# Md. Code Ann., GHS § 4-239(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-239(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A loan from the Administration to a mortgage lender is a general obligation of the mortgage lender as to repayment of principal and interest.
# Md. Code Ann., GHS § 4-239(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Repayment of principal and interest shall be secured by a pledge of and lien on collateral security in an amount that the Administration by regulation determines to be necessary to secure the loan.
# Md. Code Ann., GHS § 4-239(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-239(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The collateral security shall consist of:
# Md. Code Ann., GHS § 4-239(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
obligations of or guaranteed by the United States, the State, or a political subdivision;
# Md. Code Ann., GHS § 4-239(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
obligations issued by a unit of the federal government that are satisfactory to the Administration;
# Md. Code Ann., GHS § 4-239(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
certificates of deposit, time deposits, or similar banking arrangements secured by obligations of or guaranteed by the United States or the State;
# Md. Code Ann., GHS § 4-239(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
mortgages insured or guaranteed entirely or partly by the Maryland Housing Fund, a unit of the federal government, or a private insurer that the Administration approves; or
# Md. Code Ann., GHS § 4-239(c)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
other mortgages that the Administration finds to be of reasonably comparable security.
# Md. Code Ann., GHS § 4-239(c)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Administration shall require that:
# Md. Code Ann., GHS § 4-239(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the collateral be held by a bank or trust company as independent custodian; or
# Md. Code Ann., GHS § 4-239(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the mortgage lender enter into a security agreement containing provisions that the Administration considers necessary to identify, maintain, and service the collateral.
# Md. Code Ann., GHS § 4-239(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-239(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The security agreement shall:
# Md. Code Ann., GHS § 4-239(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
provide that the mortgage lender:
# Md. Code Ann., GHS § 4-239(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
holds the collateral as an agent for the Administration; and
# Md. Code Ann., GHS § 4-239(d)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
is accountable as the trustee of an express trust for the application and disposition of the collateral; and
# Md. Code Ann., GHS § 4-239(d)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
require that the income from the collateral be applied only in accordance with the agreement.
# Md. Code Ann., GHS § 4-239(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A copy of each security agreement shall be filed with the Secretary of State.
# Md. Code Ann., GHS § 4-239(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Further filing or other action under the Commercial Law Article or any other law of the State is not required to perfect the security interest of the Administration in the collateral or its proceeds or in any addition to or substitution for the collateral or its proceeds.
# Md. Code Ann., GHS § 4-239(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
Once filed, liens and trusts created for the benefit of the Administration under this subsection are binding against each person with a claim against the mortgage lender.
# Md. Code Ann., GHS § 4-239(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
The Administration may establish additional requirements for pledging, assigning, setting aside, or holding the collateral, and making substitutions for or additions to it, and disposing of interest and income from it.
# Md. Code Ann., GHS § 4-239(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
Notwithstanding any other law, a loan to a mortgage lender and the collateral for it are not subject to §§ 17–101 and 17–102 of the Local Government Article or to § 6–202, § 6–205, § 6–206, § 6–209, or § 6–210 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-239(d)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-239 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–240
(a)
Except as provided in subsection (c) of this section, a mortgage lender shall make a certificate under this section for every residential mortgage loan that the lender makes under a purchase commitment by the Administration with:
# Md. Code Ann., GHS § 4-240(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the proceeds of purchase of a mortgage loan by the Administration; or
# Md. Code Ann., GHS § 4-240(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the proceeds of a loan from the Administration.
# Md. Code Ann., GHS § 4-240(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The certificate shall state that in the mortgage lender’s opinion, based on information given by the mortgagor and on the lender’s knowledge of the prevailing terms and standards of mortgage lending in the area, the mortgagor could not get a mortgage loan on the property in the unassisted private lending market.
# Md. Code Ann., GHS § 4-240(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary may waive the requirement for the mortgage lender’s certificate for a residential mortgage loan to a homeowner:
# Md. Code Ann., GHS § 4-240(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
if the homeowner’s primary residence is located in a sustainable community, for the purchase or rehabilitation of the homeowner’s primary residence;
# Md. Code Ann., GHS § 4-240(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for the refinancing of a residential mortgage loan of the homeowner if the loan was made by the Department or Administration; or
# Md. Code Ann., GHS § 4-240(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
for either of the purposes specified in § 4–237(a)(1)(v) of this subtitle.
# Md. Code Ann., GHS § 4-240(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-240 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–241
Except as required to qualify for insurance or guaranty by the federal government, a residential mortgage loan may not be assigned to or assumed by a person not qualified under the appropriate Administration program if the residential mortgage loan is:
(1)
a new loan that the Administration purchases or in which the Administration purchases an interest;
# Md. Code Ann., GHS § 4-241(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a loan made with the proceeds of purchase by the Administration of a residential mortgage; or
# Md. Code Ann., GHS § 4-241(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a loan made with the proceeds of a loan from the Administration to a mortgage lender.
# Md. Code Ann., GHS § 4-241(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-241 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–242
In providing financial assistance to a homeowner that includes the purchase of the homeowner’s primary residence and payments on the homeowner’s student loan debt, the Administration shall give priority to selling residential property that is owned by the Administration.
# Md. Code Ann., GHS § 4-242 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–244
(a)
The Administration may provide financial assistance, meet any development cost, or carry out any other of its purposes by spending:
# Md. Code Ann., GHS § 4-244(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated by the General Assembly;
# Md. Code Ann., GHS § 4-244(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the proceeds of a State loan to the extent provided by the General Assembly or a governmental unit authorized to issue bonds;
# Md. Code Ann., GHS § 4-244(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the proceeds of the bonds, notes, or other evidences of indebtedness that the Administration issues, payable solely from revenues of the Administration as provided in this part; or
# Md. Code Ann., GHS § 4-244(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money available to the Administration for community development under this subtitle:
# Md. Code Ann., GHS § 4-244(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
from its own operations;
# Md. Code Ann., GHS § 4-244(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
from investment of the proceeds of its bonds, notes, or other indebtedness; or
# Md. Code Ann., GHS § 4-244(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
from any other public or private source.
# Md. Code Ann., GHS § 4-244(a)(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-244(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as otherwise provided in a determination made under this section, the Administration shall deposit with the State Treasurer any money that it does not need to meet current expenses and obligations.
# Md. Code Ann., GHS § 4-244(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall:
# Md. Code Ann., GHS § 4-244(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
credit the money to the Administration;
# Md. Code Ann., GHS § 4-244(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
invest the money as provided by statute; and
# Md. Code Ann., GHS § 4-244(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
credit earnings from the money to the Administration.
# Md. Code Ann., GHS § 4-244(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-244 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–245
(a)
# Md. Code Ann., GHS § 4-245(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Administration may:
# Md. Code Ann., GHS § 4-245(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
borrow money and issue bonds or notes; and
# Md. Code Ann., GHS § 4-245(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
use the proceeds or the earnings from the investment of the proceeds to provide money to:
# Md. Code Ann., GHS § 4-245(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
make, purchase, or participate in making mortgage loans or other loans;
# Md. Code Ann., GHS § 4-245(a)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
purchase securities backed by mortgage loans or other loans;
# Md. Code Ann., GHS § 4-245(a)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
purchase local obligations;
# Md. Code Ann., GHS § 4-245(a)(1)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
meet any development cost; or
# Md. Code Ann., GHS § 4-245(a)(1)(ii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5.)
achieve any other purpose of the Administration.
# Md. Code Ann., GHS § 4-245(a)(1)(ii)(5.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Bonds or notes may be issued only if:
# Md. Code Ann., GHS § 4-245(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the Director, or a person that the Secretary designates, determines that the issuance is necessary to achieve one or more purposes of the Administration; and
# Md. Code Ann., GHS § 4-245(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the Secretary approves the determination.
# Md. Code Ann., GHS § 4-245(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Without any other proceeding, action, or approval, the determination is effective when approved by the Secretary and is conclusive.
# Md. Code Ann., GHS § 4-245(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For bonds or notes of any issue, the Administration has absolute discretion to determine:
# Md. Code Ann., GHS § 4-245(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the date, amount, and manner of issue, including private sale;
# Md. Code Ann., GHS § 4-245(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the date of maturity, which:
# Md. Code Ann., GHS § 4-245(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
for a bond, may not be more than 50 years after the bond is issued; and
# Md. Code Ann., GHS § 4-245(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
for a note, including renewals, may not be more than 5 years after the note is originally issued;
# Md. Code Ann., GHS § 4-245(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the price to be paid, whether above, at, or below par, the interest rate to be paid, and the dates of payment;
# Md. Code Ann., GHS § 4-245(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the form, denomination, and manner of execution, which may be by facsimile;
# Md. Code Ann., GHS § 4-245(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the place of payment, which may be any bank or trust company in or out of the State;
# Md. Code Ann., GHS § 4-245(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
whether they are redeemable before maturity and, if so, the terms, conditions, and prices of the redemption; and
# Md. Code Ann., GHS § 4-245(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
any other matter relating to the form, terms, conditions, security, issuance, sale, delivery, replacement, and indemnification in connection with replacement or payment.
# Md. Code Ann., GHS § 4-245(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A bond or note issued under this section is a negotiable instrument under State law notwithstanding any other provision of the Code or any recital in the bond or note.
# Md. Code Ann., GHS § 4-245(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The manual or facsimile signature of an officer or employee of the Administration that appears on a bond, note, or coupon is valid even if the individual leaves office or employment before delivery of the bond, note, or coupon.
# Md. Code Ann., GHS § 4-245(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Administration may:
# Md. Code Ann., GHS § 4-245(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
issue its bonds or notes in coupon or registered form or both; and
# Md. Code Ann., GHS § 4-245(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide for:
# Md. Code Ann., GHS § 4-245(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
registration of coupon bonds or notes as to principal only or as to both principal and interest;
# Md. Code Ann., GHS § 4-245(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
reconversion into coupon form of bonds or notes registered as to both principal and interest; and
# Md. Code Ann., GHS § 4-245(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
interchange of coupon and registered bonds or notes.
# Md. Code Ann., GHS § 4-245(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
A bond or note issued under this section is exempt from §§ 8-206, 8-208, and 8-213 through 8-221 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-245(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Administration may issue a bond or note without:
# Md. Code Ann., GHS § 4-245(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the consent of another governmental unit of the State; or
# Md. Code Ann., GHS § 4-245(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a proceeding, or the occurrence of a condition, other than those that this section expressly requires.
# Md. Code Ann., GHS § 4-245(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
The Secretary and any other person executing a bond or note under this section are not personally liable or accountable because the bond or note is issued.
# Md. Code Ann., GHS § 4-245(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-245 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–246
(a)
By written determination, the Administration may provide for the issuance of notes to renew its notes, and bonds to pay its notes or to fund or refund its bonds, whether or not the bonds to be refunded have matured, including the payment of any redemption premium and any interest accrued or to accrue on the notes or bonds to be renewed, paid, or refunded.
# Md. Code Ann., GHS § 4-246(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The issuance and incidents of renewal notes and refunding bonds are governed by applicable provisions of this part.
# Md. Code Ann., GHS § 4-246(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-246 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–247
(a)
# Md. Code Ann., GHS § 4-247(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Bonds or notes that the Administration issues may be secured by a trust agreement between the Administration and a trustee that is in or out of the State.
# Md. Code Ann., GHS § 4-247(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A trustee shall be a trust company or a bank with trust powers.
# Md. Code Ann., GHS § 4-247(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A trust agreement or a determination authorizing the issuance of bonds or notes may contain:
# Md. Code Ann., GHS § 4-247(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
subject to then–existing agreements with bondholders or noteholders, provisions to secure payment of bonds or notes by pledging or assigning:
# Md. Code Ann., GHS § 4-247(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
any of the revenues of the Administration;
# Md. Code Ann., GHS § 4-247(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a mortgage that the Administration holds, a loan that the Administration has made, or security for the mortgage or loan;
# Md. Code Ann., GHS § 4-247(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the proceeds of a bond or note of the Administration; or
# Md. Code Ann., GHS § 4-247(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
any combination of these and other assets of the Administration;
# Md. Code Ann., GHS § 4-247(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provisions to protect and enforce rights and remedies of bondholders or noteholders, and covenants stating the duties of or restrictions on the Administration;
# Md. Code Ann., GHS § 4-247(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provisions restricting the rights of bondholders or noteholders;
# Md. Code Ann., GHS § 4-247(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
provisions that appoint one or more trust companies or banks with trust powers to act as depositaries of the proceeds of bonds or notes or of any revenues or money of the Administration, with any indemnifying bonds or securities required by the Administration allowed to be given or pledged by any depositary bank or trust company incorporated in the State;
# Md. Code Ann., GHS § 4-247(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
provisions on the custody, safeguarding, and application of money of the Administration;
# Md. Code Ann., GHS § 4-247(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
provisions on investments of money of the Administration as the Administration provides, notwithstanding §§ 17–101 and 17–102 of the Local Government Article and §§ 6–202, 6–205, 6–206, 6–209, and 6–210 of the State Finance and Procurement Article;
# Md. Code Ann., GHS § 4-247(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
provisions that establish and control all aspects of reserves, including debt service reserves;
# Md. Code Ann., GHS § 4-247(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
provisions for funding or refunding bonds or notes, including redemption premiums and interest; and
# Md. Code Ann., GHS § 4-247(b)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
any other provisions that are reasonable and proper for the security of bondholders or noteholders.
# Md. Code Ann., GHS § 4-247(b)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-247 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–248
(a)
# Md. Code Ann., GHS § 4-248(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The interest rate or rates on and the terms of any loans and the revenues from the terms of any other assets that are financed from the proceeds of bonds or notes of the Administration, any fees that the Administration charges, and any other available revenues shall be at least sufficient to ensure repayment in full of the principal of and interest on the bonds or notes as and when due.
# Md. Code Ann., GHS § 4-248(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any pledge that the Administration makes is valid and binding from the time the pledge is made.
# Md. Code Ann., GHS § 4-248(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The lien of the pledge:
# Md. Code Ann., GHS § 4-248(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
immediately attaches, without any physical delivery or further act, to revenues or property so pledged and later received by the Administration; and
# Md. Code Ann., GHS § 4-248(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is valid and binding against each person having a claim against the Administration whether or not:
# Md. Code Ann., GHS § 4-248(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the person has notice of the lien of the pledge; or
# Md. Code Ann., GHS § 4-248(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the determination or any other instrument has been recorded or filed.
# Md. Code Ann., GHS § 4-248(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-248 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–249
(a)
Subject to agreements with noteholders or bondholders, the Administration may purchase its notes or bonds with any money available for the purchase.
# Md. Code Ann., GHS § 4-249(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purchase price may not exceed:
# Md. Code Ann., GHS § 4-249(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the redemption price at the time of the purchase, plus accrued interest to the next interest payment date, if the note or bond is redeemable, at the time of the purchase; or
# Md. Code Ann., GHS § 4-249(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the redemption price on the first date after the purchase on which the note or bond becomes redeemable, plus accrued interest to that date, if the note or bond is not redeemable at the time of the purchase.
# Md. Code Ann., GHS § 4-249(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
When the Administration purchases its note or bond, the note or bond shall be canceled.
# Md. Code Ann., GHS § 4-249(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-249 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–250
(a)
A bond or note issued by the Administration under this part is a legal and proper investment for:
# Md. Code Ann., GHS § 4-250(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a public officer, a political subdivision, or a governmental unit;
# Md. Code Ann., GHS § 4-250(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a bank, trust company, savings and loan association, investment company, or other person doing a banking business;
# Md. Code Ann., GHS § 4-250(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
an insurance company, insurance association, or other person doing an insurance business;
# Md. Code Ann., GHS § 4-250(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a personal representative, guardian, trustee, or other fiduciary; or
# Md. Code Ann., GHS § 4-250(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
any other person.
# Md. Code Ann., GHS § 4-250(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For any purpose for which the deposit of a bond or other obligation of the State is authorized by law, a bond issued by the Administration under this part is a security that may legally and properly be deposited with and received by a public officer, a political subdivision, or a governmental unit.
# Md. Code Ann., GHS § 4-250(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-250 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–251
(a)
A bond or note issued under this part:
# Md. Code Ann., GHS § 4-251(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is not a debt of and does not pledge the faith, credit, or taxing power of the State, the Administration, or a political subdivision; but
# Md. Code Ann., GHS § 4-251(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is payable only from the revenues and property provided for in this subtitle.
# Md. Code Ann., GHS § 4-251(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Each bond or note shall state on its face the provisions of subsection (a) of this section.
# Md. Code Ann., GHS § 4-251(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-251 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–252
The following are exempt at all times from taxation of every kind and nature whatsoever by the State, a political subdivision, or a governmental unit of any kind:
(1)
a bond or note that the Administration issues under this part;
# Md. Code Ann., GHS § 4-252(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the transfer of, interest payable on, or income derived from the bond or note; and
# Md. Code Ann., GHS § 4-252(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
profit realized by the sale or exchange of the bond or note.
# Md. Code Ann., GHS § 4-252(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-252 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–253
To improve the management of debt issued under the provisions of this part or to reduce the cost of servicing the debt, the Administration may enter into interest rate exchange agreements or contracts providing for payments based on levels of or changes in interest rates.
# Md. Code Ann., GHS § 4-253 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–255
(a)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Administration by an agreement relating to a loan.
# Md. Code Ann., GHS § 4-255(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person applying for a loan may not knowingly make or cause to be made a false statement or report to influence the action of the Administration on a loan application or to influence an action of the Administration affecting a loan already made.
# Md. Code Ann., GHS § 4-255(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 5 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-255(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-255 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–301
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-301(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Eligible homebuyer” means an individual who meets the qualifications under § 4-305 of this subtitle.
# Md. Code Ann., GHS § 4-301(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Fund” means the Homeownership Programs Fund.
# Md. Code Ann., GHS § 4-301(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-301(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Homebuyer education” means instruction in preparing for homeownership, shopping for a home, getting a mortgage loan, loan closing, and life as a homeowner.
# Md. Code Ann., GHS § 4-301(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Homebuyer education” includes housing counseling.
# Md. Code Ann., GHS § 4-301(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Program” means the Down Payment and Settlement Expense Loan Program.
# Md. Code Ann., GHS § 4-301(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Program loan” means a loan that the Department makes under this subtitle.
# Md. Code Ann., GHS § 4-301(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-301(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Settlement expenses” means money that must be paid at the time of the purchase of real estate.
# Md. Code Ann., GHS § 4-301(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Settlement expenses” includes:
# Md. Code Ann., GHS § 4-301(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
fees and premiums for title examination, title insurance, and similar expenses;
# Md. Code Ann., GHS § 4-301(g)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
fees for preparing deeds, settlement statements, and other documents;
# Md. Code Ann., GHS § 4-301(g)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
payments owed at settlement for property taxes and hazard insurance coverage;
# Md. Code Ann., GHS § 4-301(g)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
escrows for future payments of taxes and hazard insurance;
# Md. Code Ann., GHS § 4-301(g)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
fees for notarizing deeds and other documents;
# Md. Code Ann., GHS § 4-301(g)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
appraisal fees;
# Md. Code Ann., GHS § 4-301(g)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
fees for credit reports;
# Md. Code Ann., GHS § 4-301(g)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
transfer and recordation taxes and fees;
# Md. Code Ann., GHS § 4-301(g)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
fees and premiums for mortgage insurance; and
# Md. Code Ann., GHS § 4-301(g)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
loan discount points and origination fees.
# Md. Code Ann., GHS § 4-301(g)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–302
There is a Down Payment and Settlement Expense Loan Program.
# Md. Code Ann., GHS § 4-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–303
The purpose of the Program is to provide financing for down payment and settlement expenses to enable eligible homebuyers to purchase homes.
# Md. Code Ann., GHS § 4-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–304
(a)
The Department may:
# Md. Code Ann., GHS § 4-304(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
charge an application fee or other fee to a Program loan applicant or lender;
# Md. Code Ann., GHS § 4-304(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
purchase or make commitments to purchase Program loans made by mortgage lenders;
# Md. Code Ann., GHS § 4-304(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make contracts with third parties to make or service mortgage Program loans made for the Department;
# Md. Code Ann., GHS § 4-304(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
acquire any property that secures a Program loan under this subtitle by gift, purchase, foreclosure, or otherwise, and sell or otherwise dispose of the property or an interest in the property;
# Md. Code Ann., GHS § 4-304(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
delegate to a political subdivision any administrative or operational element of the Program not assigned to the Department under subsection (b) of this section;
# Md. Code Ann., GHS § 4-304(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
take any other action necessary or convenient to operate the Program; and
# Md. Code Ann., GHS § 4-304(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
require a political subdivision that administers its own down payment and settlement expense loan program to inform the Department of the political subdivision’s homebuyer education requirements.
# Md. Code Ann., GHS § 4-304(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall:
# Md. Code Ann., GHS § 4-304(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
administer the Program;
# Md. Code Ann., GHS § 4-304(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
attach to a Program loan the terms needed to carry out the Program;
# Md. Code Ann., GHS § 4-304(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
establish eligibility standards for Program loans, considering State, regional, and county housing costs, median incomes, and household sizes;
# Md. Code Ann., GHS § 4-304(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
establish guidelines to determine what parts of the down payment and settlement expenses may be covered by the Program loan; and
# Md. Code Ann., GHS § 4-304(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 4-304(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The sale or purchase of property that the Department acquires or disposes of under this section need not be approved or executed by the Board of Public Works or the Department of General Services.
# Md. Code Ann., GHS § 4-304(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–305
An individual qualifies as an eligible homebuyer if the individual:
(1)
will purchase and occupy a single-unit principal residence and has household income not exceeding upper limits that the Secretary establishes; or
# Md. Code Ann., GHS § 4-305(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
will purchase and occupy a residential building with no more than four units and agrees to rent all units other than the owner’s unit to households with income not exceeding upper limits that the Secretary establishes.
# Md. Code Ann., GHS § 4-305(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–306
The Program shall be operated with money in the Fund.
# Md. Code Ann., GHS § 4-306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–307
(a)
Proceeds of a Program loan shall be used only to make a down payment or pay settlement expenses for an eligible homebuyer to purchase a personal residence.
# Md. Code Ann., GHS § 4-307(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A Program loan shall be secured by a mortgage lien that:
# Md. Code Ann., GHS § 4-307(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may be subordinate to other mortgage liens; and
# Md. Code Ann., GHS § 4-307(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may include terms, including deferred payment of principal and interest, that the Department considers necessary to make housing purchases affordable to eligible homebuyers.
# Md. Code Ann., GHS § 4-307(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
In reviewing an application for a Program loan, the Department shall:
# Md. Code Ann., GHS § 4-307(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
consider the eligible homebuyer’s financial resources, including savings available to make a down payment or pay settlement expenses, in relation to:
# Md. Code Ann., GHS § 4-307(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the purchase price of the home; and
# Md. Code Ann., GHS § 4-307(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the down payment requirements of the lender; and
# Md. Code Ann., GHS § 4-307(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
give high priority to eligible homebuyers of low income within the income limits established under § 4-304(b)(3) of this subtitle.
# Md. Code Ann., GHS § 4-307(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Notwithstanding any other law, the Department may require that Program loans become due and payable on the later sale or transfer of the property, but the Department may allow an eligible homebuyer who purchases the property to assume the Program loan.
# Md. Code Ann., GHS § 4-307(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
If a borrower defaults, the Department may modify the interest rate, the time or amount of payment, or any other term of a Program loan to facilitate repayment of the Program loan and to achieve the purpose of the Program.
# Md. Code Ann., GHS § 4-307(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–308
(a)
Subject to subsection (b) of this section, a recipient of a Program loan shall complete homebuyer education that meets the requirements of the Department.
# Md. Code Ann., GHS § 4-308(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department’s homebuyer education requirements shall:
# Md. Code Ann., GHS § 4-308(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
allow a Program loan recipient to use the online homebuyer education for a HUD–approved product and contact a HUD–approved counseling agency to receive a certificate; and
# Md. Code Ann., GHS § 4-308(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
enable one political subdivision’s certificate to be used in another political subdivision.
# Md. Code Ann., GHS § 4-308(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
This subtitle does not alter or preempt the authority of a political subdivision to establish homebuyer education or counseling requirements for a down payment assistance program operated by the political subdivision.
# Md. Code Ann., GHS § 4-308(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-308 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–309
(a)
# Md. Code Ann., GHS § 4-309(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Department under an agreement relating to a Program loan.
# Md. Code Ann., GHS § 4-309(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A loan applicant may not knowingly make or cause to be made any false statement or report to influence an action of the Department on a Program loan application or a Program loan already made.
# Md. Code Ann., GHS § 4-309(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 5 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-309(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-309 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–401
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-401(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Fund” means the Rental Housing Fund established under § 4–504 of this title.
# Md. Code Ann., GHS § 4-401(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Household of limited income” means one or more individuals who occupy the same residential dwelling unit and whose total household income does not exceed the upper income limits established by the Secretary for the Program under § 4–404 of this subtitle.
# Md. Code Ann., GHS § 4-401(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Office or other commercial space conversion” means the conversion to rental housing of a building that:
# Md. Code Ann., GHS § 4-401(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is in a sustainable community as defined in § 6–301 of this article;
# Md. Code Ann., GHS § 4-401(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
was built more than 30 years before an application is submitted to the Department to finance the conversion;
# Md. Code Ann., GHS § 4-401(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
consists of at least two floors at or above ground level; and
# Md. Code Ann., GHS § 4-401(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
was last used as office or other commercial space.
# Md. Code Ann., GHS § 4-401(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Program” means the Rental Housing Program.
# Md. Code Ann., GHS § 4-401(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Rental housing project” means a project eligible for financial assistance under § 4–407 of this subtitle.
# Md. Code Ann., GHS § 4-401(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–402
There is a Rental Housing Program.
# Md. Code Ann., GHS § 4-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–403
The purposes of the Program are to:
(1)
stimulate the production and preservation of rental housing;
# Md. Code Ann., GHS § 4-403(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
increase and improve the supply of decent, safe, and sanitary rental housing at costs that are affordable to households of limited income;
# Md. Code Ann., GHS § 4-403(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
use available resources efficiently to serve the households that are in need of quality affordable housing opportunities, including families, the elderly, and persons with disabilities or special needs;
# Md. Code Ann., GHS § 4-403(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
support economic growth and activity by financing, in whole or in part, the construction or substantial rehabilitation of rental housing projects; and
# Md. Code Ann., GHS § 4-403(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
revitalize sustainable communities, as defined in § 6–301 of this article, through office or other commercial space conversion.
# Md. Code Ann., GHS § 4-403(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–404
(a)
The Department shall:
# Md. Code Ann., GHS § 4-404(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
administer the Program;
# Md. Code Ann., GHS § 4-404(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt policies to ensure that rental housing is made available to households of limited income;
# Md. Code Ann., GHS § 4-404(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
develop procedures to ensure that the projects receiving financial assistance from the Program are in compliance with applicable occupancy restrictions;
# Md. Code Ann., GHS § 4-404(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
use federal and State programs to help carry out the Program; and
# Md. Code Ann., GHS § 4-404(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
encourage the assistance or participation of local political subdivisions.
# Md. Code Ann., GHS § 4-404(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary shall set income guidelines by considering:
# Md. Code Ann., GHS § 4-404(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the median income for the area;
# Md. Code Ann., GHS § 4-404(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the minimum income needed to afford available standard rental units in the area;
# Md. Code Ann., GHS § 4-404(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
federal income guidelines, including the requirements of the Federal Low–Income Housing Tax Credit Program; and
# Md. Code Ann., GHS § 4-404(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other relevant factor.
# Md. Code Ann., GHS § 4-404(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
In administering the Program under this subtitle, the Department may act either directly or through the Administration.
# Md. Code Ann., GHS § 4-404(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall provide written notice and a reasonable opportunity to comment to the chief executive officer or the equivalent officer and the head or president of the legislative body of the political subdivision in which a proposed project is located.
# Md. Code Ann., GHS § 4-404(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
If the proposed project is located in a municipal corporation, the notice required under subsection (d) of this section shall be sent to the chief executive officer and head or president of the municipal corporation and not to the county.
# Md. Code Ann., GHS § 4-404(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–405
To achieve the purposes of the Program, the Department shall, from time to time, ask the State to increase or replace amounts deposited with the State Treasurer in the Fund.
# Md. Code Ann., GHS § 4-405 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–406
(a)
The Department shall adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 4-406(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The regulations shall provide for:
# Md. Code Ann., GHS § 4-406(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
applications for money from the Fund;
# Md. Code Ann., GHS § 4-406(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
standards of eligibility, terms, and fees;
# Md. Code Ann., GHS § 4-406(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
charges that shall be imposed on Program loans; and
# Md. Code Ann., GHS § 4-406(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the recapture of money of the Fund from a borrower that does not use the money in a timely manner.
# Md. Code Ann., GHS § 4-406(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-406 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–407
(a)
A project qualifies as a rental housing project under this subtitle if:
# Md. Code Ann., GHS § 4-407(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
its purpose is to acquire, construct, or rehabilitate real property or all or part of a building or improvements that will be occupied by households of limited income as provided in this subsection; and
# Md. Code Ann., GHS § 4-407(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a portion of the rental units in the project are set aside for households of lower income for the greater of:
# Md. Code Ann., GHS § 4-407(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
15 years; or
# Md. Code Ann., GHS § 4-407(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the number of years required by federal law.
# Md. Code Ann., GHS § 4-407(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The minimum number of rental units set aside under subsection (a)(2) of this section shall be the greater of:
# Md. Code Ann., GHS § 4-407(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the number that bears the same ratio to the whole number of rental units in the project as the amount of the Program loan bears to the whole financing of the undertaking; or
# Md. Code Ann., GHS § 4-407(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the number of rental units chosen by the sponsor to satisfy federal occupancy requirements, if the project receives federal low–income housing tax credits or is financed in part with government–issued, federally tax–exempt revenue bonds.
# Md. Code Ann., GHS § 4-407(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Rental units restricted for occupancy to meet other federal, State, or local occupancy requirements may be counted toward the minimum number required under this section.
# Md. Code Ann., GHS § 4-407(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A rental unit that continues to meet applicable federal occupancy restrictions under subsection (b)(2) of this section shall be deemed to continue to meet the applicable restrictions for purposes of this subtitle.
# Md. Code Ann., GHS § 4-407(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A project qualifies as a rental housing project under this subtitle and is not subject to the income restrictions specified in this section if it will:
# Md. Code Ann., GHS § 4-407(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
effect an office or other commercial space conversion into market rate rental housing; and
# Md. Code Ann., GHS § 4-407(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide substantial economic development to a sustainable community as defined in § 6–301 of this article.
# Md. Code Ann., GHS § 4-407(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-407 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–408
(a)
The Department shall review applications for loans submitted by private or nonprofit sponsors, political subdivisions, or local housing authorities established under Division II of this article on behalf of sponsors of proposed rental housing projects.
# Md. Code Ann., GHS § 4-408(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In reviewing an application for a Program loan under this subtitle, the Department shall consider:
# Md. Code Ann., GHS § 4-408(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the extent to which households of limited income will be assisted by the proposed project;
# Md. Code Ann., GHS § 4-408(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the number and percentage of households of limited income currently living in the community where the project is proposed;
# Md. Code Ann., GHS § 4-408(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the quantity, condition, and affordability of residential property in the community where the project is proposed;
# Md. Code Ann., GHS § 4-408(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the economic feasibility of the proposed project;
# Md. Code Ann., GHS § 4-408(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the degree of local government incentive and support provided to the proposed project, including contribution of land, abatement of taxes or fees, direct or indirect rental subsidies, and grants; and
# Md. Code Ann., GHS § 4-408(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other relevant factors.
# Md. Code Ann., GHS § 4-408(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-408 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–409
(a)
Money in the Fund may be used to make loans to an approved applicant to:
# Md. Code Ann., GHS § 4-409(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
acquire, construct, or rehabilitate a rental housing project;
# Md. Code Ann., GHS § 4-409(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
convert an existing building or buildings to a rental housing project; or
# Md. Code Ann., GHS § 4-409(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide operating assistance to reduce the operating costs of a project by depositing the proceeds of the Program loan in an interest bearing account that is under the control of the Department and is used to pay the operating costs, including the principal and interest when due, on any prior mortgage loan securing the project.
# Md. Code Ann., GHS § 4-409(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A Program loan may:
# Md. Code Ann., GHS § 4-409(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
be secured by a mortgage lien;
# Md. Code Ann., GHS § 4-409(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
be subordinate to other financing;
# Md. Code Ann., GHS § 4-409(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
have an interest rate as low as zero percent;
# Md. Code Ann., GHS § 4-409(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
be payable out of surplus cash;
# Md. Code Ann., GHS § 4-409(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
be a deferred payment loan;
# Md. Code Ann., GHS § 4-409(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
provide for an equity participation by the Department or contingent interest payable out of surplus cash or net equity; or
# Md. Code Ann., GHS § 4-409(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
have any other terms the Department may require.
# Md. Code Ann., GHS § 4-409(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
To facilitate repayment of the Program loan and achieve the purposes of the Program, the Department may modify:
# Md. Code Ann., GHS § 4-409(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the interest rate;
# Md. Code Ann., GHS § 4-409(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the time or amount of payment; or
# Md. Code Ann., GHS § 4-409(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other term of the Program loan.
# Md. Code Ann., GHS § 4-409(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-409 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–410
(a)
If a Program loan is secured by a mortgage, the Department may:
# Md. Code Ann., GHS § 4-410(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
enforce the mortgage;
# Md. Code Ann., GHS § 4-410(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
foreclose on the mortgage and take title to the mortgaged property or take deed in lieu of foreclosure;
# Md. Code Ann., GHS § 4-410(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
convey title to a purchaser;
# Md. Code Ann., GHS § 4-410(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
obtain and enforce a deficiency judgment;
# Md. Code Ann., GHS § 4-410(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
allow assumption of the mortgage; and
# Md. Code Ann., GHS § 4-410(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
contract with a private mortgage servicer to perform on behalf of the Department any functions a servicer ordinarily performs.
# Md. Code Ann., GHS § 4-410(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Without approval or execution by the Board of Public Works, the Department may:
# Md. Code Ann., GHS § 4-410(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
assign a mortgage for value; or
# Md. Code Ann., GHS § 4-410(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
convey property after acquisition.
# Md. Code Ann., GHS § 4-410(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-410 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–411
(a)
# Md. Code Ann., GHS § 4-411(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Department under an agreement relating to a Program loan.
# Md. Code Ann., GHS § 4-411(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A loan applicant may not knowingly make or cause a false statement or report to be made to influence the action of the Department on a Program loan application or to influence action of the Department affecting a Program loan already made.
# Md. Code Ann., GHS § 4-411(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 5 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-411(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-411 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–501
(a)
# Md. Code Ann., GHS § 4-501(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Each fund established under this subtitle is a continuing, nonlapsing special fund that is not subject to § 7-302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-501(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold and the Comptroller shall account for each fund established under this subtitle.
# Md. Code Ann., GHS § 4-501(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Money in a fund established under this subtitle shall be invested in the same way as other State money.
# Md. Code Ann., GHS § 4-501(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-501(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In the State budget, the State may appropriate to the Rental Housing Programs Fund and the Special Loan Programs Fund all or part of the money received as repayment of principal or payment of interest on a loan made by the Maryland Housing Rehabilitation Program.
# Md. Code Ann., GHS § 4-501(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The appropriation may be increased by budget amendment.
# Md. Code Ann., GHS § 4-501(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The amount of repayments appropriated to make loans under the Maryland Housing Rehabilitation Program may not exceed $12,000,000 annually.
# Md. Code Ann., GHS § 4-501(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The State may not appropriate repayment of principal and payment of interest to the Maryland Housing Rehabilitation Program to the extent that loans expected to be made with the money appropriated would cause the principal amount of loans outstanding to exceed $100,000,000.
# Md. Code Ann., GHS § 4-501(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-501 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–501.1
(a)
The Department shall attempt to use to the greatest extent feasible minority business enterprises to provide brokerage and investment management services to the Department for the funds established under this subtitle consistent with minority business purchasing standards applicable to units of State government under the State Finance and Procurement Article and consistent with the fiduciary duties of the Department.
# Md. Code Ann., GHS § 4-501.1(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For purposes of this section, brokerage and investment management services shall include services relating to all allocated asset classes.
# Md. Code Ann., GHS § 4-501.1(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-501.1(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To assist the Department in achieving the goal described under subsection (a) of this section, the Department shall undertake measures to remove any barriers that limit full participation by minority business enterprises in brokerage and investment management services opportunities afforded by the Department for the funds established under this subtitle.
# Md. Code Ann., GHS § 4-501.1(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The measures undertaken by the Department shall include the use of a wide variety of media, including the Department’s website, to provide notice to a broad and varied range of potential providers about the brokerage and investment management services opportunities afforded by the Department for the funds established under this subtitle.
# Md. Code Ann., GHS § 4-501.1(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
In conjunction with the Governor’s Office of Small, Minority, and Women Business Affairs, the Department shall develop guidelines to assist it in identifying and evaluating qualified minority business enterprises in order to help the Department achieve the objective for greater use of minority business enterprises for brokerage and investment management services for the funds established under this subtitle.
# Md. Code Ann., GHS § 4-501.1(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
On or before September 1 each year, the Department shall submit a report to the Governor’s Office of Small, Minority, and Women Business Affairs and, subject to § 2–1257 of the State Government Article, the General Assembly on:
# Md. Code Ann., GHS § 4-501.1(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the identity of the minority business enterprise brokerage and investment management services firms used by the Department in the immediately preceding fiscal year;
# Md. Code Ann., GHS § 4-501.1(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the percentage and dollar value of the assets in the funds established under this subtitle that are under the investment control of minority business enterprise brokerage and investment management services firms in each allocated asset class; and
# Md. Code Ann., GHS § 4-501.1(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the measures the Department undertook in the immediately preceding fiscal year in accordance with subsection (c)(2) of this section.
# Md. Code Ann., GHS § 4-501.1(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-501.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–502
(a)
In this section, “Fund” means the Homeownership Programs Fund.
# Md. Code Ann., GHS § 4-502(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Homeownership Programs Fund.
# Md. Code Ann., GHS § 4-502(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
As provided in the State budget, the Department shall use the Fund to:
# Md. Code Ann., GHS § 4-502(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
pay expenses of the Maryland Home Financing Program, including reserves for anticipated future losses directly related to the Maryland Home Financing Program;
# Md. Code Ann., GHS § 4-502(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make loans under the Maryland Home Financing Program; and
# Md. Code Ann., GHS § 4-502(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make loans and pay expenses of the Down Payment and Settlement Expense Loan Program.
# Md. Code Ann., GHS § 4-502(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Fund consists of:
# Md. Code Ann., GHS § 4-502(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated by the State for homeownership programs, including the Maryland Home Financing Program under Subtitle 8 of this title and the Down Payment and Settlement Expense Loan Program under Subtitle 3 of this title;
# Md. Code Ann., GHS § 4-502(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
money from the sale of the State’s general obligation bonds;
# Md. Code Ann., GHS § 4-502(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
repayments or prepayments of principal and payments of interest on loans made under the Maryland Home Financing Program, the Homeowners’ Emergency Mortgage Assistance Program, the Reverse Equity Program, or the Down Payment and Settlement Expense Loan Program, formerly the Settlement Expense Loan Program;
# Md. Code Ann., GHS § 4-502(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
money transferred to the Fund in accordance with §§ 4–503(d), 4–504(f), and 4–505(h) of this subtitle and §§ 3–203(i) and 6–310(g) of this article; and
# Md. Code Ann., GHS § 4-502(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
investment earnings of the Fund.
# Md. Code Ann., GHS § 4-502(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
Subject to § 7–209 of the State Finance and Procurement Article and except as otherwise provided in the State budget, after the first 8 months of a fiscal year, the Department may transfer unencumbered money in the Fund to any other fund established under this title.
# Md. Code Ann., GHS § 4-502(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
Money received as repayment of principal or payment of interest on a loan made under the Maryland Home Financing Program that is not appropriated in the State budget may be credited to the Annuity Bond Fund and used to pay the principal of or interest on money borrowed by the State and appropriated to the Maryland Home Financing Program.
# Md. Code Ann., GHS § 4-502(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-502 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–503
(a)
In this section, “Fund” means the Partnership Rental Housing Fund.
# Md. Code Ann., GHS § 4-503(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Partnership Rental Housing Fund.
# Md. Code Ann., GHS § 4-503(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Fund consists of:
# Md. Code Ann., GHS § 4-503(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated by the State to the Partnership Rental Housing Program;
# Md. Code Ann., GHS § 4-503(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
money made available to the Partnership Rental Housing Program from the sale of general obligation or other bonds including the proceeds of the sale of bonds authorized by Chapter 625 of the Acts of the General Assembly of 1988 and Chapter 97 of the Acts of the General Assembly of 1989;
# Md. Code Ann., GHS § 4-503(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
investment earnings of the Fund; and
# Md. Code Ann., GHS § 4-503(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
repayment of loans from the Fund except to the extent any State or federal law governing the proceeds of bonds prohibits the recycling of money.
# Md. Code Ann., GHS § 4-503(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Subject to the approval of the Legislative Policy Committee and § 7–209 of the State Finance and Procurement Article, after the first 8 months of a fiscal year, the Department may transfer unencumbered money in the Fund among the Partnership Rental Housing Fund, the Rental Housing Programs Fund, the Homeownership Programs Fund, and the Special Loan Programs Fund, if the Secretary determines that demand is:
# Md. Code Ann., GHS § 4-503(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
less than anticipated for the fund from which money is being transferred; and
# Md. Code Ann., GHS § 4-503(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
greater than anticipated for the fund to which money is being transferred.
# Md. Code Ann., GHS § 4-503(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-503 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–504
(a)
In this section, “Fund” means the Rental Housing Fund.
# Md. Code Ann., GHS § 4-504(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Rental Housing Fund.
# Md. Code Ann., GHS § 4-504(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall use the Fund to operate, make loans, and pay expenses of the Rental Housing Program, including reserves for anticipated future losses directly related to the Rental Housing Program, as provided in the State budget.
# Md. Code Ann., GHS § 4-504(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall administer the Fund either directly or through the Administration.
# Md. Code Ann., GHS § 4-504(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Fund consists of:
# Md. Code Ann., GHS § 4-504(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated by the State for the Rental Housing Program under § 4–402 of this title;
# Md. Code Ann., GHS § 4-504(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
repayments and prepayments of loans made under the Rental Housing Program and from loan programs under this title that have been repealed;
# Md. Code Ann., GHS § 4-504(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
money appropriated under § 4–501(c) of this subtitle;
# Md. Code Ann., GHS § 4-504(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
money transferred to the Fund in accordance with §§ 4–502(e), 4–503(d), and 4–505(h) of this subtitle and § 3–203(i) of this article;
# Md. Code Ann., GHS § 4-504(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
funds received by the Department or the Administration from the federal government or other public or private sources;
# Md. Code Ann., GHS § 4-504(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
investment earnings of the Fund; and
# Md. Code Ann., GHS § 4-504(e)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
revenue distributed to the Fund under § 2–605.2 of the Tax – General Article.
# Md. Code Ann., GHS § 4-504(e)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-504(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
When the Department issues a binding commitment to make a loan, the Department shall withdraw from the Fund an amount equal to the commitment.
# Md. Code Ann., GHS § 4-504(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to § 7–209 of the State Finance and Procurement Article and except as otherwise provided in the State budget, after the first 8 months of a fiscal year the Department may transfer unencumbered money in the Fund to any other fund established under this title.
# Md. Code Ann., GHS § 4-504(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-504 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–505
(a)
In this section, “Fund” means the Special Loan Programs Fund.
# Md. Code Ann., GHS § 4-505(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Special Loan Programs Fund.
# Md. Code Ann., GHS § 4-505(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
As provided in the State budget and subject to subsection (d) of this section, the Department shall use the Fund to:
# Md. Code Ann., GHS § 4-505(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate, pay expenses of, and make loans under the Group Home Financing Program;
# Md. Code Ann., GHS § 4-505(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
operate, pay expenses of, and make grants and loans under the Lead Hazard Reduction Grant Program and the Lead Hazard Reduction Loan Program;
# Md. Code Ann., GHS § 4-505(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
operate, pay expenses of, and make loans and grants under the Maryland Housing Rehabilitation Program, including reserves for anticipated future losses directly related to the Maryland Housing Rehabilitation Program;
# Md. Code Ann., GHS § 4-505(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
make loans and grants under the Regular Rehabilitation Program; and
# Md. Code Ann., GHS § 4-505(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
make loans and grants under the special loan programs.
# Md. Code Ann., GHS § 4-505(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
During the first 6 months of each fiscal year the Department shall reserve at least 25% of the appropriation for the Fund to make loans to rehabilitate buildings with four or fewer dwelling units.
# Md. Code Ann., GHS § 4-505(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-505(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department annually shall allocate money in the Fund to the Lead Hazard Reduction Grant Program and the Lead Hazard Reduction Loan Program.
# Md. Code Ann., GHS § 4-505(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the number of eligible applications under the Lead Hazard Reduction Grant Program, or the Lead Hazard Reduction Loan Program is insufficient to commit all money allocated to that Program within 6 months after the allocation, the Department may reallocate the uncommitted money to other programs of the Fund.
# Md. Code Ann., GHS § 4-505(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund shall be administered in accordance with this section.
# Md. Code Ann., GHS § 4-505(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-505(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund consists of:
# Md. Code Ann., GHS § 4-505(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
money appropriated by the State for special loan programs, including:
# Md. Code Ann., GHS § 4-505(g)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the Special Rehabilitation Program under § 4–906(b) of this title;
# Md. Code Ann., GHS § 4-505(g)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the Regular Rehabilitation Program under § 4–906(b) of this title;
# Md. Code Ann., GHS § 4-505(g)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
the Group Home Financing Program under § 4–602 of this title;
# Md. Code Ann., GHS § 4-505(g)(1)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
the Lead Hazard Reduction Grant Program under § 4–708 of this title and the Lead Hazard Reduction Loan Program under § 4–709 of this title; and
# Md. Code Ann., GHS § 4-505(g)(1)(i)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5.)
the Accessible Homes for Senior Homeowners Grant Program under § 4–931 of this title;
# Md. Code Ann., GHS § 4-505(g)(1)(i)(5.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
repayments of principal and payments of interest on loans made under these programs;
# Md. Code Ann., GHS § 4-505(g)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
repayments of grants from the Fund;
# Md. Code Ann., GHS § 4-505(g)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
repayments of principal and payments of interest on loans from the Fund;
# Md. Code Ann., GHS § 4-505(g)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
money transferred to the Fund in accordance with §§ 4–502(e), 4–503(d), and 4–504(f) of this subtitle and §§ 3–203(i) and 6–310(g) of this article; and
# Md. Code Ann., GHS § 4-505(g)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
investment earnings of the Fund.
# Md. Code Ann., GHS § 4-505(g)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State, under § 4–501(c) of this subtitle, may appropriate to the Fund money received as repayment of principal or payment of interest on a loan made by the Maryland Housing Rehabilitation Program.
# Md. Code Ann., GHS § 4-505(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
Subject to § 7–209 of the State Finance and Procurement Article and except as otherwise provided in the State budget, after the first 8 months of a fiscal year, the Department may transfer unencumbered money in the Fund to any other fund established under this title.
# Md. Code Ann., GHS § 4-505(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-505 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–506
(a)
In this section, “Fund” means the Workforce Housing Fund.
# Md. Code Ann., GHS § 4-506(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Workforce Housing Fund.
# Md. Code Ann., GHS § 4-506(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
As provided in the State budget, the Department shall use the Fund to operate and provide funds under the Workforce Housing Grant Program.
# Md. Code Ann., GHS § 4-506(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Fund consists of:
# Md. Code Ann., GHS § 4-506(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated by the State;
# Md. Code Ann., GHS § 4-506(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
repayments of principal and payments of interest on loans made under the Workforce Housing Grant Program;
# Md. Code Ann., GHS § 4-506(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
amounts paid in connection with transfers of homeownership workforce housing units;
# Md. Code Ann., GHS § 4-506(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
money transferred to the Fund in accordance with this subtitle; and
# Md. Code Ann., GHS § 4-506(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
investment earnings of the Fund.
# Md. Code Ann., GHS § 4-506(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-506 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–507
(a)
In this section, “Fund” means the Housing Counseling and Foreclosure Mediation Fund.
# Md. Code Ann., GHS § 4-507(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Housing Counseling and Foreclosure Mediation Fund.
# Md. Code Ann., GHS § 4-507(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purposes of the Fund are to:
# Md. Code Ann., GHS § 4-507(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
support nonprofit and government housing counselors and other nonprofit entities with providing:
# Md. Code Ann., GHS § 4-507(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
legal assistance to homeowners or occupants who are trying to avoid foreclosure or manage foreclosure proceedings; and
# Md. Code Ann., GHS § 4-507(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
homebuyer education, housing advice, or financial counseling for homeowners, prospective homeowners, and low– and moderate–income households;
# Md. Code Ann., GHS § 4-507(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
support the establishment and operation of nonprofit housing counseling entities;
# Md. Code Ann., GHS § 4-507(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
support efforts by the Department and the Maryland Department of Labor to:
# Md. Code Ann., GHS § 4-507(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
contact and provide advice and assistance to homeowners or occupants facing financial difficulty or foreclosure; and
# Md. Code Ann., GHS § 4-507(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide advice and assistance to prospective homeowners; and
# Md. Code Ann., GHS § 4-507(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
assist in funding the costs of foreclosure mediations provided by the Office of Administrative Hearings under § 7–105.1 of the Real Property Article.
# Md. Code Ann., GHS § 4-507(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 4-507(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-507(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-507(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 4-507(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 4-507(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
revenue distributed to the Fund under § 7–105.1 of the Real Property Article;
# Md. Code Ann., GHS § 4-507(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
investment earnings of the Fund;
# Md. Code Ann., GHS § 4-507(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
money appropriated in the State budget to the Fund; and
# Md. Code Ann., GHS § 4-507(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 4-507(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Fund may be used only for the purposes described in subsection (c) of this section.
# Md. Code Ann., GHS § 4-507(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 4-507(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 4-507(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any investment earnings of the Fund shall be paid into the Fund.
# Md. Code Ann., GHS § 4-507(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 4-507(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-507 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–508
(a)
In this section, “Fund” means the Strategic Demolition and Smart Growth Impact Fund.
# Md. Code Ann., GHS § 4-508(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Strategic Demolition and Smart Growth Impact Fund.
# Md. Code Ann., GHS § 4-508(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Fund is to provide grants and loans to assist in predevelopment activities, including interior and exterior demolition, land assembly, architecture and engineering, site development, and credit enhancement for revitalization projects in designated areas of the State.
# Md. Code Ann., GHS § 4-508(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 4-508(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-508(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-508(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 4-508(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 4-508(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 4-508(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
repayments of loans made from the Fund;
# Md. Code Ann., GHS § 4-508(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
interest earnings of the Fund; and
# Md. Code Ann., GHS § 4-508(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 4-508(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-508(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund may be used only to provide grants and loans to government agencies and community development organizations for interior and exterior demolition, land assembly, architecture and engineering, site development, and credit enhancement for revitalization projects in an area designated as:
# Md. Code Ann., GHS § 4-508(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a Sustainable Community; or
# Md. Code Ann., GHS § 4-508(g)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a qualified opportunity zone designated under § 1400Z–1 of the Internal Revenue Code in Allegany County, Garrett County, Somerset County, or Wicomico County.
# Md. Code Ann., GHS § 4-508(g)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-508(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
For fiscal years 2017 through 2019, to be eligible for a grant or loan from the Fund, a government agency or community development organization shall provide evidence of a matching fund that is equal to $1 for every $4 in State funding that the agency or organization is applying for from the Fund.
# Md. Code Ann., GHS § 4-508(g)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The matching fund required under subparagraph (i) of this paragraph may include:
# Md. Code Ann., GHS § 4-508(g)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
money from the federal government, local government, or any other public or private source;
# Md. Code Ann., GHS § 4-508(g)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
real property;
# Md. Code Ann., GHS § 4-508(g)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
in–kind contributions; and
# Md. Code Ann., GHS § 4-508(g)(2)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
funds expended before the date the grant or loan is awarded.
# Md. Code Ann., GHS § 4-508(g)(2)(ii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
For fiscal year 2020 and each fiscal year thereafter, to be eligible for a grant or loan from the Fund, a government agency or community development organization is not required to provide evidence of a matching fund.
# Md. Code Ann., GHS § 4-508(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The Department shall award grants and loans from the Fund on a competitive basis.
# Md. Code Ann., GHS § 4-508(g)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 4-508(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 4-508(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the Fund.
# Md. Code Ann., GHS § 4-508(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 4-508(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
# Md. Code Ann., GHS § 4-508(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For fiscal year 2018, the Governor shall include in the annual budget bill or capital budget bill an appropriation of $25,625,000 from general funds or the proceeds from the sale of State general obligation bonds to the Fund, which shall be allocated as follows:
# Md. Code Ann., GHS § 4-508(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
$22,125,000 for projects in Baltimore City; and
# Md. Code Ann., GHS § 4-508(j)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
$3,500,000 for projects throughout the State.
# Md. Code Ann., GHS § 4-508(j)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For fiscal year 2019, the Governor shall include in the annual budget bill or capital budget bill an appropriation of $28,500,000 from general funds or the proceeds from the sale of State general obligation bonds to the Fund, which shall be allocated as follows:
# Md. Code Ann., GHS § 4-508(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
$25,000,000 for projects in Baltimore City; and
# Md. Code Ann., GHS § 4-508(j)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
$3,500,000 for projects throughout the State.
# Md. Code Ann., GHS § 4-508(j)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-508 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–509
(a)
# Md. Code Ann., GHS § 4-509(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-509(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Anchor institution” means:
# Md. Code Ann., GHS § 4-509(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an institution of higher education in the State, including departments, foundations, and other entities of the institution; or
# Md. Code Ann., GHS § 4-509(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a hospital institution in the State, including departments, foundations, and other entities of the institution, that:
# Md. Code Ann., GHS § 4-509(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
has a group of at least five physicians who are organized as a medical staff for the institution;
# Md. Code Ann., GHS § 4-509(a)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
maintains facilities to provide, under the supervision of the medical staff, diagnostic and treatment services for two or more unrelated individuals; and
# Md. Code Ann., GHS § 4-509(a)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
admits or retains the individuals for overnight care.
# Md. Code Ann., GHS § 4-509(a)(2)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Blighted area” means an area in which a majority of buildings have declined in productivity by reason of obsolescence, depreciation, or other causes to an extent that they no longer justify fundamental repairs and adequate maintenance.
# Md. Code Ann., GHS § 4-509(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
“Fund” means the Seed Community Development Anchor Institution Fund.
# Md. Code Ann., GHS § 4-509(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
“Sustainable community” means an area designated as a sustainable community under § 6–205 of this article.
# Md. Code Ann., GHS § 4-509(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Seed Community Development Anchor Institution Fund.
# Md. Code Ann., GHS § 4-509(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Fund is to provide grants and loans to anchor institutions for community development projects in sustainable communities and blighted areas of the State.
# Md. Code Ann., GHS § 4-509(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 4-509(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-509(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-509(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 4-509(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 4-509(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 4-509(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
interest earnings of the Fund; and
# Md. Code Ann., GHS § 4-509(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 4-509(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-509(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund may be used only to provide grants and loans to anchor institutions for community development projects in sustainable communities and blighted areas of the State.
# Md. Code Ann., GHS § 4-509(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
To be eligible for a grant or loan, an anchor institution shall provide evidence of matching funds.
# Md. Code Ann., GHS § 4-509(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department shall award grants and loans from the Fund on a competitive basis.
# Md. Code Ann., GHS § 4-509(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 4-509(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 4-509(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the Fund.
# Md. Code Ann., GHS § 4-509(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 4-509(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
# Md. Code Ann., GHS § 4-509(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For fiscal year 2019, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $4,000,000 to the Fund.
# Md. Code Ann., GHS § 4-509(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For fiscal year 2020, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $5,000,000 for the Fund.
# Md. Code Ann., GHS § 4-509(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 4-509(j)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
For fiscal year 2021, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $5,000,000 for the Fund.
# Md. Code Ann., GHS § 4-509(j)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
For fiscal year 2022 and each fiscal year thereafter, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $10,000,000 for the Fund.
# Md. Code Ann., GHS § 4-509(j)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-509 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–511
(a)
In this section, “Fund” means the Continuing the CORE Partnership Fund.
# Md. Code Ann., GHS § 4-511(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Continuing the CORE Partnership Fund.
# Md. Code Ann., GHS § 4-511(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Fund is to assist the Department, in conjunction with the Maryland Stadium Authority and Baltimore City, in expeditiously removing blighted property within Baltimore City.
# Md. Code Ann., GHS § 4-511(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Secretary shall administer the Fund.
# Md. Code Ann., GHS § 4-511(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 4-511(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-511(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 4-511(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 4-511(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
revenue distributed to the Fund under subsection (j) of this section;
# Md. Code Ann., GHS § 4-511(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
money appropriated in the State budget to the Fund; and
# Md. Code Ann., GHS § 4-511(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 4-511(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Fund may be used for:
# Md. Code Ann., GHS § 4-511(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the purpose outlined in subsection (c) of this section; and
# Md. Code Ann., GHS § 4-511(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
administrative expenses.
# Md. Code Ann., GHS § 4-511(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 4-511(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 4-511(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the General Fund of the State.
# Md. Code Ann., GHS § 4-511(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 4-511(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
# Md. Code Ann., GHS § 4-511(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For fiscal year 2020, the Governor may include in the annual budget bill an appropriation of $30,000,000 to the Fund.
# Md. Code Ann., GHS § 4-511(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For fiscal years 2021 through 2024, the Governor may include in the annual budget bill an appropriation of $25,000,000 to the Fund.
# Md. Code Ann., GHS § 4-511(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
For fiscal year 2026 and each fiscal year thereafter, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $50,000,000 to the Fund.
# Md. Code Ann., GHS § 4-511(j)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-511 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–512
# Md. Code Ann., GHS § 4-512 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–601
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-601(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-601(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Group home” means a housing facility that offers:
# Md. Code Ann., GHS § 4-601(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
supportive services or supervisory personnel to individuals with special housing needs who are not related to the group home sponsor; and
# Md. Code Ann., GHS § 4-601(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
common, shared, or independent living, dining, kitchen, sanitary, and sleeping facilities.
# Md. Code Ann., GHS § 4-601(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Group home” need not include all of the facilities listed in paragraph (1)(ii) of this subsection if it provides emergency and temporary housing for homeless individuals.
# Md. Code Ann., GHS § 4-601(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Group home sponsor” means a person who qualifies for a Program loan under § 4-607 of this subtitle.
# Md. Code Ann., GHS § 4-601(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Person of lower income” means an individual or family whose income does not exceed the upper income limit that the Secretary sets.
# Md. Code Ann., GHS § 4-601(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Program” means the Group Home Financing Program.
# Md. Code Ann., GHS § 4-601(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Program loan” means a loan that the Department makes under this subtitle.
# Md. Code Ann., GHS § 4-601(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-601 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–602
There is a Group Home Financing Program.
# Md. Code Ann., GHS § 4-602 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–603
The purpose of the Program is to provide loans to group home sponsors to finance or refinance the costs of acquiring, constructing, or modifying buildings as group homes for persons of lower income, elderly households, individuals with disabilities, and other residents of the State with special housing needs.
# Md. Code Ann., GHS § 4-603 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–604
The Department may establish:
(1)
eligibility standards for group home sponsors;
# Md. Code Ann., GHS § 4-604(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Program loan fees and charges;
# Md. Code Ann., GHS § 4-604(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
maximum Program loans for group homes based on their size, use, and location; and
# Md. Code Ann., GHS § 4-604(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a process for selecting group homes to be financed under the Program that promotes statewide distribution of money.
# Md. Code Ann., GHS § 4-604(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-604 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–605
The Department shall:
(1)
administer the Program;
# Md. Code Ann., GHS § 4-605(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt policies that encourage the establishment of group homes for persons of lower income throughout the State;
# Md. Code Ann., GHS § 4-605(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
attach to a purchase, sale, or lease of a group home or land for a group home the terms needed to carry out the Program;
# Md. Code Ann., GHS § 4-605(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
establish guidelines for monitoring the group homes to ensure that, aside from dwelling room for supervisory individuals and their families, group homes receiving financing under the Program are occupied in substantial part by persons of lower income; and
# Md. Code Ann., GHS § 4-605(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
establish guidelines to determine the ability of a group home sponsor to manage a group home, provide necessary services, and repay the Program loan.
# Md. Code Ann., GHS § 4-605(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-605 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–606
The Department shall adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 4-606 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–607
To qualify for a Program loan, a group home sponsor shall own and operate a group home and be:
(1)
a nonprofit organization;
# Md. Code Ann., GHS § 4-607(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an individual; or
# Md. Code Ann., GHS § 4-607(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a limited partnership if:
# Md. Code Ann., GHS § 4-607(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 4-607(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
each general partner qualifies as a nonprofit organization; or
# Md. Code Ann., GHS § 4-607(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
each general partner is a wholly owned subsidiary of a nonprofit organization;
# Md. Code Ann., GHS § 4-607(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the limited partnership is formed to undertake a group home project that is totally or partly eligible for a federal low income housing tax credit program or any other federal program or incentive; and
# Md. Code Ann., GHS § 4-607(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a nonprofit organization manages the project or receives the net cash flow from or the residual sale proceeds on sale of the group home.
# Md. Code Ann., GHS § 4-607(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-607 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–608
The Program shall be operated with money in the Special Loan Programs Fund under § 4-505 of this title.
# Md. Code Ann., GHS § 4-608 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–609
In reviewing an application for a Program loan, the Department shall consider:
(1)
the economic feasibility of the group home; and
# Md. Code Ann., GHS § 4-609(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the ability of the group home sponsor to manage the group home, provide necessary services, and repay the Program loan.
# Md. Code Ann., GHS § 4-609(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-609 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–610
(a)
# Md. Code Ann., GHS § 4-610(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A Program loan shall be secured by a mortgage lien and may include the terms that the Department considers necessary to make the group home affordable to persons of lower income.
# Md. Code Ann., GHS § 4-610(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In exceptional circumstances, the terms may include:
# Md. Code Ann., GHS § 4-610(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
deferred payment of principal and interest; and
# Md. Code Ann., GHS § 4-610(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
interest rates as low as 0%.
# Md. Code Ann., GHS § 4-610(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Each loan shall require that all unpaid principal and accrued interest, including principal or interest that was deferred, be paid at the earliest of:
# Md. Code Ann., GHS § 4-610(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a stated date, which may be the maturity date of the Program loan;
# Md. Code Ann., GHS § 4-610(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the date of the sale or other transfer of the group home or a controlling interest in the group home; and
# Md. Code Ann., GHS § 4-610(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the date when the project ceases to be used as a group home.
# Md. Code Ann., GHS § 4-610(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-610(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Each Program loan shall provide for:
# Md. Code Ann., GHS § 4-610(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a limit on the return on equity allowed to a group home sponsor;
# Md. Code Ann., GHS § 4-610(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
equity participation between the Department and the group home sponsor; or
# Md. Code Ann., GHS § 4-610(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
an amount of accrued and deferred interest that the Department finds can reasonably be expected to be paid from profit resulting from the sale of the group home.
# Md. Code Ann., GHS § 4-610(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may forgive any accrued and deferred interest described in paragraph (1)(iii) of this subsection that exceeds the profit from the sale of the group home.
# Md. Code Ann., GHS § 4-610(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department may allow the group home sponsor to earn a reasonable return before the group home sponsor pays accrued and deferred interest.
# Md. Code Ann., GHS § 4-610(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
If a Program loan is in default or is at risk of being in default, the Department may modify the interest rate, the time or amount of payment, or any other term to facilitate repayment and achieve the purposes of the Program.
# Md. Code Ann., GHS § 4-610(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A Program loan may finance:
# Md. Code Ann., GHS § 4-610(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the site acquisition, construction costs, and permanent mortgage for a group home;
# Md. Code Ann., GHS § 4-610(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the purchase of an existing building to provide a group home;
# Md. Code Ann., GHS § 4-610(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a modification to a building purchased with a Program loan, if the modification improves, repairs, renovates, or rehabilitates the building to:
# Md. Code Ann., GHS § 4-610(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
make it suitable as a group home; or
# Md. Code Ann., GHS § 4-610(e)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
eliminate housing, building, fire, safety, health, or other code violations;
# Md. Code Ann., GHS § 4-610(e)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the refinancing of an existing mortgage loan on a group home;
# Md. Code Ann., GHS § 4-610(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
closing costs associated with the construction, purchase, or refinance of a group home;
# Md. Code Ann., GHS § 4-610(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
engineering, legal, title, survey, or architectural fees associated with financing real property development; and
# Md. Code Ann., GHS § 4-610(e)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
other development costs that the Department considers reasonable.
# Md. Code Ann., GHS § 4-610(e)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-610 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–611
Subject to the approval and permitting procedures of the local zoning authority, a group home that houses four or more individuals may provide for nonresidential uses that:
(1)
are in a minor part of the building;
# Md. Code Ann., GHS § 4-611(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
conform with local zoning requirements; and
# Md. Code Ann., GHS § 4-611(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
although not directly related to the housing facility, offer goods or services for persons of lower income or other disadvantaged individuals.
# Md. Code Ann., GHS § 4-611(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-611 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–612
(a)
# Md. Code Ann., GHS § 4-612(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Department under an agreement relating to a Program loan.
# Md. Code Ann., GHS § 4-612(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A loan applicant may not knowingly make or cause to be made any false statement or report to influence the Department’s action on a Program loan application or a Program loan already made.
# Md. Code Ann., GHS § 4-612(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 2 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-612(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-612 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–701
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-701(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Child care center” has the meaning stated in § 9.5–401(c) of the Education Article.
# Md. Code Ann., GHS § 4-701(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Family of limited income” means a family that meets the qualifications under § 4–707 of this subtitle.
# Md. Code Ann., GHS § 4-701(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Fund” means the Special Loan Programs Fund under Subtitle 5 of this title.
# Md. Code Ann., GHS § 4-701(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Grant Program” means the Lead Hazard Reduction Grant Program.
# Md. Code Ann., GHS § 4-701(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-701(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Lead hazard reduction activity” means measures to reduce or eliminate lead–based paint hazards in accordance with State or federal standards.
# Md. Code Ann., GHS § 4-701(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Lead hazard reduction activity” includes:
# Md. Code Ann., GHS § 4-701(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
removing lead–based paint and lead–contaminated dust, containing or encapsulating lead–based paint, and replacing or removing surfaces or fixtures painted with lead–based paint;
# Md. Code Ann., GHS § 4-701(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
meeting the risk reduction standards under § 6–815 of the Environment Article or the modified risk reduction standards under § 6–817 of the Environment Article;
# Md. Code Ann., GHS § 4-701(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
temporarily reducing human exposure or probable exposure to lead–based paint hazards, including specialized cleaning, repairing, maintaining, painting, temporarily containing, and ongoing monitoring of lead–based paint hazards or potential hazards;
# Md. Code Ann., GHS § 4-701(f)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
associated testing, preparing, cleaning, protecting workers, disposing, and post–lead hazard reduction clearance testing; and
# Md. Code Ann., GHS § 4-701(f)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
testing an innovative or unproven method of lead hazard reduction.
# Md. Code Ann., GHS § 4-701(f)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Loan Program” means the Lead Hazard Reduction Loan Program.
# Md. Code Ann., GHS § 4-701(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-701 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–702
The General Assembly finds that:
(1)
lead paint is present in a large percentage of residential properties in the State, particularly residential rental properties constructed before 1950;
# Md. Code Ann., GHS § 4-702(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
lead paint on the friction surfaces of windows is a leading cause of lead poisoning;
# Md. Code Ann., GHS § 4-702(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
lead poisoning harms the health and well-being of children and pregnant women and causes substantial long-term public costs for medical expenses and additional education; and
# Md. Code Ann., GHS § 4-702(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
reduction or elimination of lead in the environment will reduce:
# Md. Code Ann., GHS § 4-702(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the risk of lead poisoning of children and pregnant women;
# Md. Code Ann., GHS § 4-702(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the incidence of learning disabilities and behavioral problems in children who live in older housing; and
# Md. Code Ann., GHS § 4-702(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the cost of publicly financed medical care.
# Md. Code Ann., GHS § 4-702(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-702 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–703
The purpose of the Grant Program and the Loan Program is to make grants and loans to owners of residential property or child care centers for financing lead hazard reduction activities, especially replacing windows containing lead-based paint on friction surfaces.
# Md. Code Ann., GHS § 4-703 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–704
(a)
The Department may establish:
# Md. Code Ann., GHS § 4-704(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
loan fees and charges;
# Md. Code Ann., GHS § 4-704(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
maximum loan or grant amounts for lead hazard reduction activities; and
# Md. Code Ann., GHS § 4-704(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
guidelines that give financing priority to lead hazard reduction activities that include replacing windows containing lead-based paint on friction surfaces.
# Md. Code Ann., GHS § 4-704(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-704(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On application of a political subdivision, the Department may provide money from the Fund allocated to the Grant Program or the Loan Program to the political subdivision to make a grant or loan, on behalf of the Department, to an eligible owner of residential property or a child care center in the political subdivision.
# Md. Code Ann., GHS § 4-704(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may limit the amount of money that a political subdivision may request under paragraph (1) of this subsection.
# Md. Code Ann., GHS § 4-704(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-704 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–705
The Department shall:
(1)
administer the Grant Program and the Loan Program; and
# Md. Code Ann., GHS § 4-705(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish eligibility guidelines for grants and loans.
# Md. Code Ann., GHS § 4-705(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-705 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–706
The Department shall adopt regulations to carry out the Grant Program and the Loan Program.
# Md. Code Ann., GHS § 4-706 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–707
(a)
An individual or family, including an elderly household, qualifies as a family of limited income if the income of the individual or family does not exceed the limits that the Secretary sets.
# Md. Code Ann., GHS § 4-707(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The factors that the Secretary shall consider in setting limits under subsection (a) of this section shall include:
# Md. Code Ann., GHS § 4-707(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the family income deemed available for housing;
# Md. Code Ann., GHS § 4-707(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the size of the family;
# Md. Code Ann., GHS § 4-707(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the ability of the family to compete successfully in the private housing market;
# Md. Code Ann., GHS § 4-707(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the cost and condition of available housing; and
# Md. Code Ann., GHS § 4-707(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
relevant standards and definitions under federal and State housing programs.
# Md. Code Ann., GHS § 4-707(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-707 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–708
(a)
There is a Lead Hazard Reduction Grant Program.
# Md. Code Ann., GHS § 4-708(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may make a grant solely to finance a lead hazard reduction activity that:
# Md. Code Ann., GHS § 4-708(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is a program that tests innovative or unproven methods of lead hazard reduction; or
# Md. Code Ann., GHS § 4-708(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is in a residential property in an area designated by the Department to have a concentration of:
# Md. Code Ann., GHS § 4-708(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
families of limited income; and
# Md. Code Ann., GHS § 4-708(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
# Md. Code Ann., GHS § 4-708(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
residential property constructed before 1950; or
# Md. Code Ann., GHS § 4-708(b)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
children diagnosed with elevated blood lead, which is a quantity of lead in their blood, expressed in micrograms per deciliter (�g/dl), that exceeds a specified threshold level.
# Md. Code Ann., GHS § 4-708(b)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-708(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may establish standards to determine the eligibility of a lead hazard reduction activity for a grant under the Grant Program.
# Md. Code Ann., GHS § 4-708(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The standards may call for consideration of:
# Md. Code Ann., GHS § 4-708(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the extent to which the lead hazard reduction activity benefits families of limited income;
# Md. Code Ann., GHS § 4-708(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the need and circumstances of the owner–occupants or tenants of the residential property in which the proposed lead hazard reduction activity will be undertaken; and
# Md. Code Ann., GHS § 4-708(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
whether the grant finances research into innovative or unproven methods for lead hazard reduction.
# Md. Code Ann., GHS § 4-708(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
In determining whether to make a grant under the Grant Program, the Department shall require that the owner of the residential property or child care center submit evidence that the owner cannot undertake lead hazard reduction activity without a grant.
# Md. Code Ann., GHS § 4-708(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department may require that all or part of a grant under the Grant Program be repaid when conditions specified by the Department occur.
# Md. Code Ann., GHS § 4-708(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-708 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–709
(a)
There is a Lead Hazard Reduction Loan Program.
# Md. Code Ann., GHS § 4-709(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may make a loan to finance lead hazard reduction activity.
# Md. Code Ann., GHS § 4-709(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A loan under the Loan Program:
# Md. Code Ann., GHS § 4-709(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may be secured by a mortgage lien or other security interest acceptable to the Department; and
# Md. Code Ann., GHS § 4-709(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may include terms that the Department considers appropriate.
# Md. Code Ann., GHS § 4-709(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
For a loan made under the Loan Program, the Department may:
# Md. Code Ann., GHS § 4-709(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
defer payment of principal and interest; and
# Md. Code Ann., GHS § 4-709(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish interest rates as low as 0%.
# Md. Code Ann., GHS § 4-709(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
Each loan shall require repayment of all unpaid principal and payment of accrued interest, including deferred interest, but the loan terms may allow the Department to forgive all or part of the principal and interest.
# Md. Code Ann., GHS § 4-709(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
If a loan is in default, the Department may modify the interest rate, the time or amount of payment, or any other term to facilitate repayment and achieve the purposes of the Loan Program.
# Md. Code Ann., GHS § 4-709(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-709 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–710
In reviewing an application for a loan or grant, the Department shall consider:
(1)
the needs of the beneficiaries of the proposed lead hazard reduction activity;
# Md. Code Ann., GHS § 4-710(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the capacity of the applicant to repay a loan;
# Md. Code Ann., GHS § 4-710(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the overall public benefit;
# Md. Code Ann., GHS § 4-710(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the impact on the surrounding neighborhood or community; and
# Md. Code Ann., GHS § 4-710(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
any other factor that the Department finds relevant.
# Md. Code Ann., GHS § 4-710(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-710 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–711
(a)
In this section, “Committee” means the Lead Hazard Advisory Committee.
# Md. Code Ann., GHS § 4-711(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Lead Hazard Advisory Committee.
# Md. Code Ann., GHS § 4-711(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Committee consists of the following seven members:
# Md. Code Ann., GHS § 4-711(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Secretary of Housing and Community Development, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-711(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Secretary of the Environment, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-711(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Secretary of Health, or the Secretary’s designee; and
# Md. Code Ann., GHS § 4-711(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
four members appointed by the Governor:
# Md. Code Ann., GHS § 4-711(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a member of the Lead Poisoning Prevention Commission;
# Md. Code Ann., GHS § 4-711(c)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a representative of owners of residential rental property built before 1950;
# Md. Code Ann., GHS § 4-711(c)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a representative of a child, youth, or health advocacy group; and
# Md. Code Ann., GHS § 4-711(c)(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a member of the public who has an interest in lead in the environment.
# Md. Code Ann., GHS § 4-711(c)(4)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-711(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of an appointed member of the Committee is 4 years.
# Md. Code Ann., GHS § 4-711(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The terms of the appointed members are staggered as required by the terms provided for members of the Committee on October 1, 2005.
# Md. Code Ann., GHS § 4-711(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
At the end of a term, an appointed member continues to serve until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 4-711(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
An appointed member who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 4-711(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Secretary or the Secretary’s designee is the chair of the Committee.
# Md. Code Ann., GHS § 4-711(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
Each member of the Committee is entitled to reimbursement for expenses under the Standard State Travel Regulations, as provided in the State budget.
# Md. Code Ann., GHS § 4-711(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
In consultation with the Committee, the Department shall develop regulations, policies, and guidelines to carry out the Grant Program and the Loan Program.
# Md. Code Ann., GHS § 4-711(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-711 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–712
(a)
# Md. Code Ann., GHS § 4-712(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Department relating to a grant or loan.
# Md. Code Ann., GHS § 4-712(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A grant or loan applicant may not knowingly make or cause to be made any false statement or report to influence the action of the Department on a grant or loan application or a grant or loan already made.
# Md. Code Ann., GHS § 4-712(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 2 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-712(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-712 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–801
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-801(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-801(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Adjusted annual income” means gross income from all sources with adjustments, as determined by the Department, made for unusual or temporary income items and long-term unusual expenses such as medical, rehabilitation, or special education expenses.
# Md. Code Ann., GHS § 4-801(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Adjusted annual income” includes:
# Md. Code Ann., GHS § 4-801(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
wages;
# Md. Code Ann., GHS § 4-801(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
investment income;
# Md. Code Ann., GHS § 4-801(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
Social Security payments;
# Md. Code Ann., GHS § 4-801(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
retirement payments;
# Md. Code Ann., GHS § 4-801(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
disability payments; and
# Md. Code Ann., GHS § 4-801(b)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
unemployment insurance payments.
# Md. Code Ann., GHS § 4-801(b)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Fund” means the Homeownership Programs Fund under Subtitle 5 of this title.
# Md. Code Ann., GHS § 4-801(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Household of limited income” means one or more individuals whose aggregate adjusted annual income does not exceed the upper income limits that the Secretary sets under § 4-807 of this subtitle.
# Md. Code Ann., GHS § 4-801(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Lot consolidation” means the acquisition of real property adjacent to and in connection with a residence financed by the Program to include the real property as part of the residence.
# Md. Code Ann., GHS § 4-801(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Median annual family income” means the median annual family income for the State, county, or area, whichever is greatest, as shown in the latest Census Bureau Report of the United States Department of Commerce.
# Md. Code Ann., GHS § 4-801(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Preferred interest rate” means an interest rate that the Department sets under § 4-806(c) of this subtitle.
# Md. Code Ann., GHS § 4-801(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Program” means the Maryland Home Financing Program.
# Md. Code Ann., GHS § 4-801(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Region” means an area of the State that the Department establishes comprising one or more counties.
# Md. Code Ann., GHS § 4-801(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Short-term loan” means a loan that, under the loan documents, is expected to be taken out by other financing within 7 years.
# Md. Code Ann., GHS § 4-801(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-801 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–802
This subtitle applies only to loans that the Department makes under this subtitle or that were made before July 1, 1989, under the Maryland Home Financing Program, the Reverse Equity Loan Program, or the Homeowners’ Emergency Mortgage Assistance Program.
# Md. Code Ann., GHS § 4-802 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–803
There is a Maryland Home Financing Program.
# Md. Code Ann., GHS § 4-803 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–804
The purposes of the Program are to make, participate in making, and purchase:
(1)
preferred interest rate loans to acquire, acquire and rehabilitate with or without demolition or lot consolidation, or refinance a primary residence by:
# Md. Code Ann., GHS § 4-804(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
households of limited income that will occupy single–unit primary residences; or
# Md. Code Ann., GHS § 4-804(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
owner–occupants of residential buildings with not more than four units, if each unit other than the owner’s will be occupied by a household of limited income;
# Md. Code Ann., GHS § 4-804(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
short–term construction loans to developers or nonprofit sponsors to construct or rehabilitate dwelling units that households of limited income can afford;
# Md. Code Ann., GHS § 4-804(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
short–term loans to nonprofit sponsors, as defined in Departmental regulations, to acquire and construct or acquire and rehabilitate, with or without demolition or lot consolidation, dwelling units that households of limited income can afford to buy under a purchase or lease–purchase contract;
# Md. Code Ann., GHS § 4-804(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
emergency assistance loans to households of limited income who, because of unemployment or other extraordinary hardship, cannot make current mortgage payments on their homes and risk forfeiting the title to their homes;
# Md. Code Ann., GHS § 4-804(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
reverse equity loans to elderly households of limited income for housing–related expenses or personal expenses that enable the owner to continue to occupy the home; and
# Md. Code Ann., GHS § 4-804(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
preferred interest rate loans to households that meet income standards set by the Department for the redemption of ground leases on their principal residence, including the transactional costs associated with the redemption.
# Md. Code Ann., GHS § 4-804(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-804 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–805
The Department may:
(1)
contract for services related to the Program;
# Md. Code Ann., GHS § 4-805(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
contract with private mortgage servicers to perform on behalf of the Department functions the servicers ordinarily perform, including foreclosure and employment of counsel;
# Md. Code Ann., GHS § 4-805(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
require payment of a nonrefundable application fee;
# Md. Code Ann., GHS § 4-805(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
purchase or commit to purchase from mortgage lenders notes or mortgages that meet the requirements of this subtitle, any regulations adopted under it, and appropriate Program directives; and
# Md. Code Ann., GHS § 4-805(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
without approval or execution by the Board of Public Works:
# Md. Code Ann., GHS § 4-805(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
assign a mortgage for value;
# Md. Code Ann., GHS § 4-805(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
release a mortgage;
# Md. Code Ann., GHS § 4-805(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
foreclose a mortgage;
# Md. Code Ann., GHS § 4-805(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
acquire property that secures a loan in default;
# Md. Code Ann., GHS § 4-805(5)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
encumber, sell, or otherwise dispose of property acquired in connection with a loan in default;
# Md. Code Ann., GHS § 4-805(5)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
sell a loan at a discount or on other terms acceptable to the Department;
# Md. Code Ann., GHS § 4-805(5)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
transfer to the Fund money received on the sale of a loan under item (vi) of this item; and
# Md. Code Ann., GHS § 4-805(5)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
repurchase or pay the cost of servicing a loan that has been sold under item (vi) of this item with money in the Fund and on terms acceptable to the Department.
# Md. Code Ann., GHS § 4-805(5)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-805 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–806
(a)
The Department shall:
# Md. Code Ann., GHS § 4-806(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
manage the Program in a manner that:
# Md. Code Ann., GHS § 4-806(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
serves all areas of the State; and
# Md. Code Ann., GHS § 4-806(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
does not create or aggravate low-income concentrations that adversely affect communities;
# Md. Code Ann., GHS § 4-806(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
periodically set upper limits on adjusted annual income;
# Md. Code Ann., GHS § 4-806(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
use federal or State programs that complement or facilitate carrying out the Program; and
# Md. Code Ann., GHS § 4-806(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 4-806(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall adopt policies to ensure that each loan made under the Program is made only to:
# Md. Code Ann., GHS § 4-806(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a household that:
# Md. Code Ann., GHS § 4-806(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
when the loan is made, has an adjusted annual income at or below the applicable upper limit that the Secretary sets under § 4-807 of this subtitle; and
# Md. Code Ann., GHS § 4-806(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
cannot qualify for conventional or other available departmental financing to enable the owner to continue to occupy the home, or to acquire, acquire and rehabilitate with or without demolition or lot consolidation, or refinance a home;
# Md. Code Ann., GHS § 4-806(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a developer that the Department reasonably believes can build or rehabilitate housing that a household of limited income can afford; and
# Md. Code Ann., GHS § 4-806(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
an owner-occupant of a residential building with not more than four units if each unit other than the owner’s will be occupied by a household of limited income.
# Md. Code Ann., GHS § 4-806(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-806(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For each type of loan described in § 4–804 of this subtitle, the Department periodically shall set:
# Md. Code Ann., GHS § 4-806(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
appropriate terms, including deferred payments on principal and interest; and
# Md. Code Ann., GHS § 4-806(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a preferred interest rate that may be as low as 0.0% or as high as is reasonable in light of the incomes of the proposed occupants.
# Md. Code Ann., GHS § 4-806(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In setting these terms and interest rates, the Department shall take into account rates available in the conventional private housing market and the adjusted annual income and assets of prospective borrowers.
# Md. Code Ann., GHS § 4-806(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-806 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–807
(a)
In setting upper limits on adjusted annual income, the Department shall consider factors including:
# Md. Code Ann., GHS § 4-807(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the total income of each individual expected to live in the home;
# Md. Code Ann., GHS § 4-807(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the size of the household;
# Md. Code Ann., GHS § 4-807(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the cost of available housing facilities;
# Md. Code Ann., GHS § 4-807(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the ability of the household to compete successfully in the conventional private housing market; and
# Md. Code Ann., GHS § 4-807(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
pertinent standards and definitions established for federal housing programs.
# Md. Code Ann., GHS § 4-807(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Upper limits on adjusted annual income may vary for different:
# Md. Code Ann., GHS § 4-807(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
types of housing;
# Md. Code Ann., GHS § 4-807(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
types of financing offered by the Program; and
# Md. Code Ann., GHS § 4-807(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
regions.
# Md. Code Ann., GHS § 4-807(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Within the upper limits on adjusted annual income, lower income limit ranges and lower interest rates may be established for loans to households with adjusted annual incomes in the lower ranges.
# Md. Code Ann., GHS § 4-807(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Except for loans made under § 4–804(4) and (6) of this subtitle, the upper limits on adjusted annual income established under subsection (a) of this section may not exceed the median annual family income.
# Md. Code Ann., GHS § 4-807(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-807 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–808
The Program shall be operated with the money in the Fund.
# Md. Code Ann., GHS § 4-808 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–809
To apply for a loan under this subtitle, an applicant shall submit:
(1)
a completed application in a form that the Department requires;
# Md. Code Ann., GHS § 4-809(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a copy of the applicant’s latest State income tax return or other available verification of income, unless the application is for a loan under § 4-804(1)(i) or (2) of this subtitle; and
# Md. Code Ann., GHS § 4-809(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other information or documentation that the Department considers necessary to make a determination on the loan.
# Md. Code Ann., GHS § 4-809(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-809 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–810
(a)
To qualify for a loan under § 4-804(1)(i), (4), or (5) of this subtitle, an applicant:
# Md. Code Ann., GHS § 4-810(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall be a member of a household of limited income;
# Md. Code Ann., GHS § 4-810(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
on closing of the loan, shall intend to reside in the home to be financed;
# Md. Code Ann., GHS § 4-810(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
may not own other property used as the applicant’s personal residence; and
# Md. Code Ann., GHS § 4-810(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
in the estimation of the Department, shall lack the financial resources to obtain a private conventional mortgage or to qualify for other departmental loan programs.
# Md. Code Ann., GHS § 4-810(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To qualify for a loan under § 4-804(1)(ii) of this subtitle, an applicant:
# Md. Code Ann., GHS § 4-810(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall agree in writing to live as an owner-occupant in one of the units of a residential building with no more than four units;
# Md. Code Ann., GHS § 4-810(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall agree in writing to rent each unit other than the applicant’s unit to a household of limited income; and
# Md. Code Ann., GHS § 4-810(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
in the estimation of the Department, shall lack the financial resources to obtain a private conventional mortgage or qualify for other departmental loan programs.
# Md. Code Ann., GHS § 4-810(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
To qualify for a loan under § 4-804(2) of this subtitle, an applicant shall agree to sell or rent each dwelling unit constructed or rehabilitated with the proceeds of the loan to a household of limited income.
# Md. Code Ann., GHS § 4-810(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
To qualify for a loan under § 4–804(6) of this subtitle, an applicant shall:
# Md. Code Ann., GHS § 4-810(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
own and occupy the home as the applicant’s principal residence; and
# Md. Code Ann., GHS § 4-810(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
meet the income requirements set by the Department.
# Md. Code Ann., GHS § 4-810(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-810 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–811
(a)
To qualify for an emergency assistance loan made under § 4-804(4) of this subtitle, an applicant:
# Md. Code Ann., GHS § 4-811(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall be unable to keep payments current on the applicant’s home mortgage because of unforeseeable adverse personal or economic circumstances;
# Md. Code Ann., GHS § 4-811(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall be at risk of forfeiting title to the applicant’s home; and
# Md. Code Ann., GHS § 4-811(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
reasonably may be expected to resume regular mortgage payments within 24 months after the first mortgage assistance payment is provided.
# Md. Code Ann., GHS § 4-811(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For an emergency assistance loan under § 4-804(4) of this subtitle:
# Md. Code Ann., GHS § 4-811(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Department shall consider the amount of equity in the property; and
# Md. Code Ann., GHS § 4-811(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the loan may not exceed an amount equal to 36 payments of principal and interest on all superior liens, plus:
# Md. Code Ann., GHS § 4-811(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
late fees;
# Md. Code Ann., GHS § 4-811(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
taxes;
# Md. Code Ann., GHS § 4-811(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
insurance payments; and
# Md. Code Ann., GHS § 4-811(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
other payments needed for the loan to be current.
# Md. Code Ann., GHS § 4-811(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-811 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–812
To qualify for a reverse equity loan under § 4-804(5) of this subtitle, an applicant shall:
(1)
be at least 62 years old when the loan closes; and
# Md. Code Ann., GHS § 4-812(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
need financial assistance with housing-related expenses or personal expenses that enable the owner to continue to occupy the home.
# Md. Code Ann., GHS § 4-812(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-812 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–813
(a)
To qualify for a short-term construction loan under § 4-804(2) of this subtitle, a developer or nonprofit sponsor shall:
# Md. Code Ann., GHS § 4-813(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
provide construction costs, marketing data, and other information the Department requires; and
# Md. Code Ann., GHS § 4-813(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
have a commitment from the Department under § 4-815(j) of this subtitle for permanent financing for the sale of each residence to be built or rehabilitated with the short-term construction loan.
# Md. Code Ann., GHS § 4-813(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To qualify for a short-term loan under § 4-804(3) of this subtitle, a nonprofit sponsor:
# Md. Code Ann., GHS § 4-813(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall provide:
# Md. Code Ann., GHS § 4-813(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
information on the costs of the proposed undertaking;
# Md. Code Ann., GHS § 4-813(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
marketing data; and
# Md. Code Ann., GHS § 4-813(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
other information the Department requires; and
# Md. Code Ann., GHS § 4-813(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall have:
# Md. Code Ann., GHS § 4-813(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a commitment from the Department for permanent financing for the sale of each residence built or rehabilitated with the short-term loan; or
# Md. Code Ann., GHS § 4-813(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
approval from the Department to rent the residence subject to a lease purchase agreement acceptable to the Department.
# Md. Code Ann., GHS § 4-813(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-813 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–814
To qualify for a preferred interest rate loan to refinance an existing home under § 4-804(1) of this subtitle, an applicant shall:
(1)
be unable to keep payments current on the applicant’s home mortgage because of exceptional adverse personal or economic circumstances; and
# Md. Code Ann., GHS § 4-814(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
risk forfeiting title to the applicant’s home.
# Md. Code Ann., GHS § 4-814(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-814 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–815
(a)
As to each loan, the Department may set:
# Md. Code Ann., GHS § 4-815(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the principal amount, subject to subsection (f) of this section;
# Md. Code Ann., GHS § 4-815(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the term of the loan, not to exceed 40 years except in the case of a reverse equity loan made under subsection (b)(3) of this section;
# Md. Code Ann., GHS § 4-815(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the interest rate, which may be adjustable under subsection (g) of this section;
# Md. Code Ann., GHS § 4-815(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the principal repayment terms, subject to subsections (b) and (c) of this section; and
# Md. Code Ann., GHS § 4-815(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
other terms that the Department considers necessary to achieve the purposes of the Program.
# Md. Code Ann., GHS § 4-815(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-815(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A loan may provide for immediate acceleration if the borrower violates § 4-816 of this subtitle or if the loan is in default.
# Md. Code Ann., GHS § 4-815(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In the case of a preferred interest rate loan under § 4-804(1) of this subtitle, a loan may provide for full acceleration of principal after 5 years if the borrower:
# Md. Code Ann., GHS § 4-815(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
no longer qualifies as a household of limited income; and
# Md. Code Ann., GHS § 4-815(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
can qualify for conventional mortgage financing.
# Md. Code Ann., GHS § 4-815(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
In the case of a reverse equity loan made under § 4-804(5) of this subtitle, a loan may provide for:
# Md. Code Ann., GHS § 4-815(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
full or partial deferral on payment of interest and principal until sale, conveyance in accordance with a will or trust instrument, or other transfer of the mortgaged property or a beneficial interest in the property; and
# Md. Code Ann., GHS § 4-815(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
forgiveness of accrued interest in excess of the available equity in the mortgaged property when the conveyance occurs.
# Md. Code Ann., GHS § 4-815(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
In the case of an emergency assistance loan under § 4-804(4) of this subtitle, a loan may provide for full or partial deferral of payment of interest and principal until a stated date when the Department reasonably anticipates that the borrower will be able to make full or partial payments.
# Md. Code Ann., GHS § 4-815(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A mortgage shall include the right of the Department to:
# Md. Code Ann., GHS § 4-815(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
foreclose the mortgage and take title to the foreclosed property or convey title to a buyer; and
# Md. Code Ann., GHS § 4-815(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
obtain a deficiency judgment.
# Md. Code Ann., GHS § 4-815(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-815(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Repayment of a loan shall be secured by a recorded lien on the real property.
# Md. Code Ann., GHS § 4-815(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The lien may be a subordinate lien.
# Md. Code Ann., GHS § 4-815(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A lien securing an emergency assistance loan may be released if the release is in the interest of the Department.
# Md. Code Ann., GHS § 4-815(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department may require a mortgage to be insured at the borrower’s expense by a federal, State, or private instrumentality.
# Md. Code Ann., GHS § 4-815(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-815(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For a preferred interest loan under § 4–804(1) of this subtitle, the amount of the loan and any prior recorded liens outstanding may not exceed the value of the secured property, as determined by the Department when the loan is closed, plus settlement expenses.
# Md. Code Ann., GHS § 4-815(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For a reverse equity loan under § 4–804(5) of this subtitle, the principal amount of the loan and any prior liens outstanding may not exceed the value of the secured property as determined by the Department from time to time.
# Md. Code Ann., GHS § 4-815(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
For a short–term loan under § 4–804(2) of this subtitle, the amount of the loan may not exceed the total commitments for permanent financing for buyers, including any commitments of federal, State, or local money to subsidize the cost of the dwelling units.
# Md. Code Ann., GHS § 4-815(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
For a preferred interest rate loan under § 4–804(6) of this subtitle, the Department may set the maximum amount of the loan, including the maximum amount that may be used for the transactional costs associated with the redemption.
# Md. Code Ann., GHS § 4-815(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
After full disclosure to the borrower when the loan is made, the Department may take as security an adjustable interest rate mortgage under which any rate adjustment must:
# Md. Code Ann., GHS § 4-815(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
follow written notice to the borrower; and
# Md. Code Ann., GHS § 4-815(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
be based on an increase or decrease in household income.
# Md. Code Ann., GHS § 4-815(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
On default, the Department may modify the interest rate, the time or amount of payment, or any other term of the loan to facilitate repayment of the loan and achieve the purposes of the Program.
# Md. Code Ann., GHS § 4-815(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
For a mortgage securing a loan under this subtitle, the Department may allow:
# Md. Code Ann., GHS § 4-815(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the transfer of the mortgaged property or an interest in the property without monetary consideration:
# Md. Code Ann., GHS § 4-815(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
to a spouse, child, or other immediate family member; or
# Md. Code Ann., GHS § 4-815(i)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in connection with the death of a borrower, a divorce decree, or a legal separation agreement; and
# Md. Code Ann., GHS § 4-815(i)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
assumption of the mortgage by a transferee described in item (1)(i) of this subsection for monetary consideration and by any other transferee with or without consideration if the transferee qualifies as a household of limited income and satisfies all other Program requirements.
# Md. Code Ann., GHS § 4-815(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
For the developer of housing that will be priced so as to be affordable to households of limited income, the Department may commit to reserve for a fixed period a fixed amount of Program money to be available to finance preferred interest rate mortgage loans for households of limited income who seek to purchase from the developer fully constructed or rehabilitated homes.
# Md. Code Ann., GHS § 4-815(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-815 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–816
(a)
A person may not knowingly make or cause to be made any material misstatement of fact, including an understatement or overstatement of financial condition, in a statement or report that:
# Md. Code Ann., GHS § 4-816(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is in or relates to a loan application under this subtitle; or
# Md. Code Ann., GHS § 4-816(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
affects a loan already made under this subtitle.
# Md. Code Ann., GHS § 4-816(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 2 years or a fine not exceeding $5,000 or both.
# Md. Code Ann., GHS § 4-816(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-816 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–901
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-901(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Cooperative housing corporation” has the meaning stated in § 5–6B–01 of the Corporations and Associations Article.
# Md. Code Ann., GHS § 4-901(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Cooperative interest” has the meaning stated in § 5–6B–01 of the Corporations and Associations Article.
# Md. Code Ann., GHS § 4-901(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-901(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Family of limited income” means a family or individual whose income does not exceed the limits that the Secretary establishes under § 4–915 of this subtitle.
# Md. Code Ann., GHS § 4-901(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Family of limited income” includes a trust described in 42 U.S.C. § 1396p(d)(4), or a trust established for the benefit of an individual with a disability by an individual other than the beneficiary and that is funded with assets that were never owned or controlled by the beneficiary, if:
# Md. Code Ann., GHS § 4-901(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the income of the trust does not exceed the upper income limits established by the Secretary under § 4–915 of this subtitle; and
# Md. Code Ann., GHS § 4-901(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the beneficiary of the trust is an individual who resides in the residential building owned by the trust.
# Md. Code Ann., GHS § 4-901(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Local rehabilitation program” means a rehabilitation program that uses Program loans and is administered by a political subdivision or a nonprofit sponsor.
# Md. Code Ann., GHS § 4-901(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Member” has the meaning stated in § 5–6B–01 of the Corporations and Associations Article.
# Md. Code Ann., GHS § 4-901(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Minimum livability code” means a regulation, statute, or ordinance that establishes minimum property maintenance standards that the State or a political subdivision adopts under § 12–203 of the Public Safety Article.
# Md. Code Ann., GHS § 4-901(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Nonprofit sponsor” means:
# Md. Code Ann., GHS § 4-901(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a nonprofit organization;
# Md. Code Ann., GHS § 4-901(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a political subdivision; or
# Md. Code Ann., GHS § 4-901(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a limited partnership formed to undertake a rehabilitation project that is eligible wholly or partly for federal programs or incentives, if:
# Md. Code Ann., GHS § 4-901(h)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
each general partner is a nonprofit organization or a political subdivision; or
# Md. Code Ann., GHS § 4-901(h)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
# Md. Code Ann., GHS § 4-901(h)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
each general partner is a wholly owned subsidiary of a nonprofit organization or political subdivision; and
# Md. Code Ann., GHS § 4-901(h)(3)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
a nonprofit organization or political subdivision manages the rehabilitation project or will receive net cash flow or the residual sale proceeds on the sale of the rehabilitation project.
# Md. Code Ann., GHS § 4-901(h)(3)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Program” means the Maryland Housing Rehabilitation Program.
# Md. Code Ann., GHS § 4-901(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Program loan” means a loan or grant under the Maryland Housing Rehabilitation Program or a special loan program.
# Md. Code Ann., GHS § 4-901(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Regular Rehabilitation Program” means the Program when used to fund a loan for a single family project.
# Md. Code Ann., GHS § 4-901(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
# Md. Code Ann., GHS § 4-901(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Rehabilitation project” means a project to repair, reconstruct, renovate, redevelop, improve, modify, or add to a building for a purpose listed in § 4–923 of this subtitle.
# Md. Code Ann., GHS § 4-901(l)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Rehabilitation project” includes providing utility submetering for dwellings in a residential rental building.
# Md. Code Ann., GHS § 4-901(l)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(m)
“Special loan program” means:
# Md. Code Ann., GHS § 4-901(m) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Accessory, Shared, and Sheltered Housing Program;
# Md. Code Ann., GHS § 4-901(m)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Indoor Plumbing Program;
# Md. Code Ann., GHS § 4-901(m)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Lead Paint Abatement Program;
# Md. Code Ann., GHS § 4-901(m)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the Migratory Worker Housing Program;
# Md. Code Ann., GHS § 4-901(m)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Radon and Asbestos Abatement Pilot Program; and
# Md. Code Ann., GHS § 4-901(m)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the Accessible Homes for Senior Homeowners Grant Program.
# Md. Code Ann., GHS § 4-901(m)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(n)
“Special Rehabilitation Program” means the Program when used to fund a loan under a special loan program.
# Md. Code Ann., GHS § 4-901(n) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(o)
“Sponsor” means an owner who receives a loan to rehabilitate a building for residential rental purposes or nonresidential purposes.
# Md. Code Ann., GHS § 4-901(o) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-901 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–902
(a)
This subtitle applies to buildings that, after rehabilitation, provide:
# Md. Code Ann., GHS § 4-902(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
traditional dwellings;
# Md. Code Ann., GHS § 4-902(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
single room occupancy;
# Md. Code Ann., GHS § 4-902(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
shared living dwellings in which two or more households can live and share some or all of the living, dining, kitchen, or sanitary facilities; or
# Md. Code Ann., GHS § 4-902(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
congregate or group housing and related services or temporary shelters and related services that serve:
# Md. Code Ann., GHS § 4-902(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
individuals with disabilities or low-income, elderly households, homeless, or other disadvantaged individuals; or
# Md. Code Ann., GHS § 4-902(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the nonresidential commercial, business, or social needs of the community where the building is located, so as to enhance the economic feasibility of housing rehabilitation in that community.
# Md. Code Ann., GHS § 4-902(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
This subtitle does not apply to a building that provides group housing unless the group housing is provided by an owner-occupant or a nonprofit sponsor.
# Md. Code Ann., GHS § 4-902(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-902 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–903
The General Assembly finds that:
(1)
# Md. Code Ann., GHS § 4-903(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
many residents of the State live in dwellings that do not conform to building, health, safety, fire, occupancy, or other codes and standards applicable to housing;
# Md. Code Ann., GHS § 4-903(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
many communities or political subdivisions in the State do not have a minimum livability code; and
# Md. Code Ann., GHS § 4-903(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
these conditions impede the development and maintenance of healthy, safe, and viable communities;
# Md. Code Ann., GHS § 4-903(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
private sector financing is often unavailable for rehabilitation because:
# Md. Code Ann., GHS § 4-903(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
owner–occupants of housing in need of rehabilitation often have low incomes; and
# Md. Code Ann., GHS § 4-903(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
nonoccupant owners often incur high risks in owning and managing the housing;
# Md. Code Ann., GHS § 4-903(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
rehabilitating suitable housing:
# Md. Code Ann., GHS § 4-903(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
increases the economic life of the housing;
# Md. Code Ann., GHS § 4-903(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
is often more economical and less disruptive than replacing the housing and relocating its occupants;
# Md. Code Ann., GHS § 4-903(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
can better promote community development when it is done through organized housing rehabilitation programs;
# Md. Code Ann., GHS § 4-903(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
is essential for sound community development; and
# Md. Code Ann., GHS § 4-903(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
can be helped by rehabilitating commercial buildings serving communities where housing rehabilitation is desirable;
# Md. Code Ann., GHS § 4-903(3)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
it is a proper public purpose for which public money may be spent and property acquired to:
# Md. Code Ann., GHS § 4-903(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
rehabilitate housing;
# Md. Code Ann., GHS § 4-903(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
develop healthful, safe, and viable communities;
# Md. Code Ann., GHS § 4-903(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
rehabilitate commercial buildings to help rehabilitate and develop housing; and
# Md. Code Ann., GHS § 4-903(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
provide healthful and safe housing for migratory workers to maintain and expand the agricultural activities that are dependent on the labor of these workers; and
# Md. Code Ann., GHS § 4-903(4)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
it is a proper public purpose for which public money may be spent to:
# Md. Code Ann., GHS § 4-903(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
improve, modify, and add to housing to increase the supply of special housing for special populations, such as elderly households, individuals with disabilities, and other disadvantaged residents of the State;
# Md. Code Ann., GHS § 4-903(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
prevent lead poisoning by modifying older housing to provide a lead–safe environment, as lead paint in older housing is a major source of lead poisoning in children;
# Md. Code Ann., GHS § 4-903(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
provide adequate indoor plumbing, water supply, and sewage disposal systems for dwellings; and
# Md. Code Ann., GHS § 4-903(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
reduce or eliminate radon and asbestos, which are major detriments to the health and safety of residents, on a pilot program basis.
# Md. Code Ann., GHS § 4-903(5)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-903 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–904
There is a Maryland Housing Rehabilitation Program.
# Md. Code Ann., GHS § 4-904 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–905
The Maryland Housing Rehabilitation Program includes:
(1)
the Accessory, Shared, and Sheltered Housing Program;
# Md. Code Ann., GHS § 4-905(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Indoor Plumbing Program;
# Md. Code Ann., GHS § 4-905(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Migratory Worker Housing Program;
# Md. Code Ann., GHS § 4-905(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the Radon and Asbestos Abatement Pilot Program; and
# Md. Code Ann., GHS § 4-905(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Accessible Homes for Senior Homeowners Grant Program.
# Md. Code Ann., GHS § 4-905(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-905 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–906
(a)
# Md. Code Ann., GHS § 4-906(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall operate the Program and make Program loans.
# Md. Code Ann., GHS § 4-906(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
As much as possible, the Program shall be administered:
# Md. Code Ann., GHS § 4-906(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
in conjunction with federal programs assisting rehabilitation of housing, to ensure maximum use of available federal money; and
# Md. Code Ann., GHS § 4-906(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
consistently with locally approved plans or programs of concentrated neighborhood revitalization.
# Md. Code Ann., GHS § 4-906(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-906(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except for Program loans made under a special loan program, the Regular Rehabilitation Program consists of Program loans to rehabilitate residential buildings providing four or fewer dwellings.
# Md. Code Ann., GHS § 4-906(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Special Rehabilitation Program consists of Program loans made under a special loan program.
# Md. Code Ann., GHS § 4-906(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-906 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–907
(a)
The Regular Rehabilitation Program and the Special Rehabilitation Program shall operate with money in the Special Loan Programs Fund and other money available to the Department for these programs.
# Md. Code Ann., GHS § 4-907(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If the applications that qualify for a Program loan under the Regular Rehabilitation Program or a special loan program do not commit all money appropriated to that loan program within 6 months after the appropriation, the Department may reallocate the remaining appropriated money to any other program financed by the Special Loan Programs Fund.
# Md. Code Ann., GHS § 4-907(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-907 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–908
The Department may:
(1)
limit the return on equity allowed to, or enter into equity participation agreements with, sponsors and nonprofit sponsors;
# Md. Code Ann., GHS § 4-908(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
require and obtain appraisals, credit and title information, and other information related to making Program loans;
# Md. Code Ann., GHS § 4-908(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
contract for services relating to any aspect of the operation of the Program under the procedures required by law for State contracts;
# Md. Code Ann., GHS § 4-908(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
charge and collect:
# Md. Code Ann., GHS § 4-908(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
reasonable application and processing fees; and
# Md. Code Ann., GHS § 4-908(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
other charges, fees, or reimbursements incidental to Program loans; and
# Md. Code Ann., GHS § 4-908(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
if necessary, limit the cumulative outstanding debt for Program loans made to a trust described in 42 U.S.C. § 1396p(d)(4) to preserve the ongoing financial viability of the Program.
# Md. Code Ann., GHS § 4-908(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-908 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–909
(a)
If Program loans are secured by first or junior mortgages, the Department may:
# Md. Code Ann., GHS § 4-909(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
enforce the mortgages;
# Md. Code Ann., GHS § 4-909(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
foreclose on the mortgages and take title to the mortgaged properties, or take deeds in lieu of foreclosure;
# Md. Code Ann., GHS § 4-909(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
convey title to purchasers;
# Md. Code Ann., GHS § 4-909(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
obtain and enforce deficiency judgments;
# Md. Code Ann., GHS § 4-909(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
allow assumption of mortgages; and
# Md. Code Ann., GHS § 4-909(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
contract with private mortgage servicers to perform on behalf of the Department any functions the servicers ordinarily perform.
# Md. Code Ann., GHS § 4-909(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Without approval or execution by the Board of Public Works, the Department may:
# Md. Code Ann., GHS § 4-909(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
assign mortgages for value;
# Md. Code Ann., GHS § 4-909(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
release mortgages when paid;
# Md. Code Ann., GHS § 4-909(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
foreclose on mortgages;
# Md. Code Ann., GHS § 4-909(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
take deeds in lieu of foreclosure; or
# Md. Code Ann., GHS § 4-909(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
convey property after acquisition.
# Md. Code Ann., GHS § 4-909(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-909 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–909.1
(a)
If a Program loan to a member of a cooperative housing corporation is secured by a security interest in the member’s cooperative interest, the Department may:
# Md. Code Ann., GHS § 4-909.1(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
foreclose on the security interest or otherwise enforce the security interest as permitted under Title 9 of the Commercial Law Article;
# Md. Code Ann., GHS § 4-909.1(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
take possession of the premises in lieu of foreclosure;
# Md. Code Ann., GHS § 4-909.1(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
obtain and enforce deficiency judgments;
# Md. Code Ann., GHS § 4-909.1(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
transfer the cooperative interest;
# Md. Code Ann., GHS § 4-909.1(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
allow assumption of the security agreement; and
# Md. Code Ann., GHS § 4-909.1(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
contract with private loan servicers to perform on behalf of the Department any functions the private loan servicers ordinarily perform.
# Md. Code Ann., GHS § 4-909.1(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Without approval or execution by the Board of Public Works, the Department may:
# Md. Code Ann., GHS § 4-909.1(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
assign a security interest for value;
# Md. Code Ann., GHS § 4-909.1(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
release a security interest when paid;
# Md. Code Ann., GHS § 4-909.1(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
foreclose on a security interest;
# Md. Code Ann., GHS § 4-909.1(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
take possession of the premises in lieu of foreclosure; or
# Md. Code Ann., GHS § 4-909.1(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
transfer a cooperative interest after acquisition.
# Md. Code Ann., GHS § 4-909.1(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-909.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–910
The Department may adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 4-910 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–911
(a)
To ensure that all areas of the State are served, the Department shall allocate at least annually among the counties the money appropriated for making Program loans under the Regular Rehabilitation Program.
# Md. Code Ann., GHS § 4-911(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
When allocating money to a county, the Department shall consider:
# Md. Code Ann., GHS § 4-911(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the number of families of limited income in the county;
# Md. Code Ann., GHS § 4-911(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the need to rehabilitate buildings in the county;
# Md. Code Ann., GHS § 4-911(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the capability of the county to administer a local rehabilitation program; and
# Md. Code Ann., GHS § 4-911(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
other standards that the Department considers relevant to ensure fair and equitable distribution of money among counties.
# Md. Code Ann., GHS § 4-911(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may:
# Md. Code Ann., GHS § 4-911(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
allocate on a countywide basis first and then make suballocations among participating municipal corporations and nonprofit sponsors within counties;
# Md. Code Ann., GHS § 4-911(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
allocate up to 25% of the total money available in the Special Loan Programs Fund to a reserve; and
# Md. Code Ann., GHS § 4-911(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
from time to time, reallocate the money held in the reserve.
# Md. Code Ann., GHS § 4-911(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-911 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–912
Money that is received as repayment of principal or payment of interest on loans under the Program and that is not appropriated in the State budget may be credited to the Annuity Bond Fund, to be used to pay the principal of or interest on money borrowed by the State and appropriated to the Program.
# Md. Code Ann., GHS § 4-912 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–913
The Department shall include in its request for appropriations for the Program:
(1)
an estimate of the interest rates at which Program loans may be made in the next fiscal year;
# Md. Code Ann., GHS § 4-913(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the total principal amount of Program loans expected to be made at those interest rates in the next fiscal year; and
# Md. Code Ann., GHS § 4-913(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other information that the Secretary of Budget and Management requests about Program loans.
# Md. Code Ann., GHS § 4-913(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-913 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–914
(a)
If the Department certifies a political subdivision or nonprofit sponsor as capable of administering a local rehabilitation program, the political subdivision or nonprofit sponsor may originate and administer Program loans under regulations of the Department.
# Md. Code Ann., GHS § 4-914(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-914(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
By regulation, the Department shall establish standards for determining the capability of a political subdivision or nonprofit sponsor to administer a local rehabilitation program.
# Md. Code Ann., GHS § 4-914(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The standards shall include provisions on:
# Md. Code Ann., GHS § 4-914(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the size, training, and experience of the professional staff that would administer the Program; and
# Md. Code Ann., GHS § 4-914(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the capability of the professional staff to:
# Md. Code Ann., GHS § 4-914(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
determine rehabilitation needs;
# Md. Code Ann., GHS § 4-914(b)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
establish rehabilitation programs;
# Md. Code Ann., GHS § 4-914(b)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
evaluate applications for Program loans; and
# Md. Code Ann., GHS § 4-914(b)(2)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
monitor Program loans and the rehabilitation work done with them.
# Md. Code Ann., GHS § 4-914(b)(2)(ii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If the Department determines that a political subdivision or nonprofit sponsor cannot or does not want to administer a local rehabilitation program, the Department may originate and administer Program loans from the allocation or suballocation to that political subdivision.
# Md. Code Ann., GHS § 4-914(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may:
# Md. Code Ann., GHS § 4-914(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
help train employees of political subdivisions and nonprofit sponsors to administer local rehabilitation programs under the standards that the Department sets; and
# Md. Code Ann., GHS § 4-914(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide political subdivisions and nonprofit sponsors advice and technical assistance on the administration of their local rehabilitation programs, including loan packaging, contractor and bid selection, zoning, marketing, engineering, and related services.
# Md. Code Ann., GHS § 4-914(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-914 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–915
(a)
# Md. Code Ann., GHS § 4-915(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Secretary shall set upper limits on the income that a family or individual may have to qualify as a family of limited income.
# Md. Code Ann., GHS § 4-915(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In setting the limits, the Secretary shall consider factors that include:
# Md. Code Ann., GHS § 4-915(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the portion of the total family income available for housing;
# Md. Code Ann., GHS § 4-915(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the size of the family;
# Md. Code Ann., GHS § 4-915(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the cost and condition of available housing;
# Md. Code Ann., GHS § 4-915(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the ability of the family to compete successfully in the private housing market; and
# Md. Code Ann., GHS § 4-915(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
relevant standards and definitions established for federal and State housing programs.
# Md. Code Ann., GHS § 4-915(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary may waive income limits for a borrower or occupant seeking a Program loan to rehabilitate a building that the State historical preservation officer finds historically or architecturally significant.
# Md. Code Ann., GHS § 4-915(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-915 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–916
(a)
# Md. Code Ann., GHS § 4-916(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may make Program loans for housing on terms that the Department considers necessary to make the housing affordable to families of limited income.
# Md. Code Ann., GHS § 4-916(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may make Program loans in the form of a grant to a family of limited income if:
# Md. Code Ann., GHS § 4-916(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the family of limited income owns and occupies the dwelling; and
# Md. Code Ann., GHS § 4-916(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the Department determines the family of limited income cannot undertake the rehabilitation project without a grant.
# Md. Code Ann., GHS § 4-916(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The terms may include:
# Md. Code Ann., GHS § 4-916(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
deferred payment of principal and interest until the maturity date or the date of any sale or other transfer of the building or an interest in the building;
# Md. Code Ann., GHS § 4-916(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an interest rate as low as 0% or as high as is reasonable, given the incomes of the proposed occupants, if the interest rate does not violate any federal regulation governing the borrowing of money by the State;
# Md. Code Ann., GHS § 4-916(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
increased interest rates or accelerated payments of principal and interest, if the borrower no longer qualifies for the Program loan; and
# Md. Code Ann., GHS § 4-916(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
advance payments to a nonprofit sponsor for certain development costs, including architectural, engineering, and attorneys’ fees.
# Md. Code Ann., GHS § 4-916(a)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Within the maximum income limits for families of limited income, the Secretary may establish:
# Md. Code Ann., GHS § 4-916(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
lower income ranges;
# Md. Code Ann., GHS § 4-916(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
interest rates to be available on Program loans serving occupants with incomes within those lower ranges; and
# Md. Code Ann., GHS § 4-916(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any preference or reservation of money for applications for Program loans to finance housing to serve occupants in those lower income ranges.
# Md. Code Ann., GHS § 4-916(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-916 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–917
(a)
A Program loan:
# Md. Code Ann., GHS § 4-917(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may not be made if the Department determines that comparable private financing is available to the prospective borrower; and
# Md. Code Ann., GHS § 4-917(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may not exceed an amount the Secretary establishes by regulation.
# Md. Code Ann., GHS § 4-917(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-917(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided under paragraphs (2), (3), (4), and (5) of this subsection, a Program loan of more than $5,000 shall be secured wholly or partly by a recorded mortgage or deed of trust on real property.
# Md. Code Ann., GHS § 4-917(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A Program loan to a political subdivision may be secured by a recorded mortgage, deed of trust on real property, or other security device acceptable to the Department.
# Md. Code Ann., GHS § 4-917(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A Program loan to a trust described in 42 U.S.C. § 1396p(d)(4) may be secured by a recorded mortgage, deed of trust on real property, or other security device acceptable to the Department.
# Md. Code Ann., GHS § 4-917(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
# Md. Code Ann., GHS § 4-917(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Subject to subparagraph (ii) of this paragraph, a Program loan to a member of a cooperative housing corporation may be secured by a perfected security interest in the member’s cooperative interest.
# Md. Code Ann., GHS § 4-917(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
Before a Program loan is secured by a perfected security interest in the member’s cooperative interest, the Department shall enter into an agreement with the cooperative housing corporation that establishes the rights and obligations of the Department and the cooperative housing corporation with respect to the secured cooperative interest.
# Md. Code Ann., GHS § 4-917(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
A Program loan in the form of a grant may be unsecured or secured by a mortgage, deed of trust, or other security device acceptable to the Department.
# Md. Code Ann., GHS § 4-917(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Program loans shall be made to:
# Md. Code Ann., GHS § 4-917(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
families of limited income owning and occupying the building to be rehabilitated; or
# Md. Code Ann., GHS § 4-917(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
sponsors or nonprofit sponsors.
# Md. Code Ann., GHS § 4-917(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may require that Program loans be insured.
# Md. Code Ann., GHS § 4-917(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A Program loan may cover:
# Md. Code Ann., GHS § 4-917(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
costs of a rehabilitation project, including implementation costs such as appraisal, architectural, and engineering fees; and
# Md. Code Ann., GHS § 4-917(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
closing costs of the Program loan.
# Md. Code Ann., GHS § 4-917(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Department may modify the interest rate, the time or amount of payment, or any other term of a Program loan that is in default to facilitate repayment of the Program loan and achieve the purposes of the Program.
# Md. Code Ann., GHS § 4-917(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-917 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–918
(a)
# Md. Code Ann., GHS § 4-918(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
When the Department makes a Program loan to finance a residential rehabilitation project, the sponsor or nonprofit sponsor shall restrict some dwellings for occupancy by families of limited income for at least the greater of 15 years and the number of years required by federal law.
# Md. Code Ann., GHS § 4-918(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The number of dwellings restricted under paragraph (1) of this subsection shall be at least the greater of:
# Md. Code Ann., GHS § 4-918(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the number that bears the same ratio to the total number of dwellings in the project as the amount the Program loan bears to the total financing of the undertaking; and
# Md. Code Ann., GHS § 4-918(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the number of dwellings required for a community development project under § 4–217(b)(1)(ii) of this title or the number of dwellings that the issuer of the bonds chooses, whichever is greater, if a portion of the costs of the residential rehabilitation project is financed by government–issued, federally tax–exempt revenue bonds.
# Md. Code Ann., GHS § 4-918(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Dwellings restricted for occupancy to meet other federal or State occupancy requirements may be counted toward the number required under subsection (a) of this section.
# Md. Code Ann., GHS § 4-918(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-918 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–919
(a)
The Secretary shall establish standards to promote the maximum use of private financing.
# Md. Code Ann., GHS § 4-919(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If a portion of a rehabilitation project is to be financed by a private lending institution, the Department shall require that the sponsor use all the private financing that the rehabilitation project can support without impairing:
# Md. Code Ann., GHS § 4-919(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the rehabilitation project; or
# Md. Code Ann., GHS § 4-919(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
affordable housing for families of limited income, if the rehabilitation project is residential.
# Md. Code Ann., GHS § 4-919(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
As long as the State complies with all applicable federal treasury regulations governing borrowing money by the State, a Program loan shall be at an interest rate that at least covers:
# Md. Code Ann., GHS § 4-919(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the administrative and other expenses of the Program; and
# Md. Code Ann., GHS § 4-919(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
reasonably expected losses from defaults on Program loans.
# Md. Code Ann., GHS § 4-919(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-919 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–920
The Department shall establish a maximum percentage or amount of Program loans from the Rental Housing Programs Fund that may be used for nonresidential rehabilitation.
# Md. Code Ann., GHS § 4-920 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–921
Rehabilitation loans under the Regular Rehabilitation Program and special loan programs shall be financed by the Special Loan Programs Fund.
# Md. Code Ann., GHS § 4-921 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–922
(a)
In addition to making loans for rehabilitation projects to sponsors, nonprofit sponsors, or families of limited income from the Rental Housing Programs Fund and the Special Loan Programs Fund, the Department may use money from any other authorized source, including federal programs of assistance for rehabilitation, to make:
# Md. Code Ann., GHS § 4-922(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
grants for rehabilitation projects to families of limited income or nonprofit sponsors; and
# Md. Code Ann., GHS § 4-922(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
loans for rehabilitation projects to sponsors, nonprofit sponsors, or families of limited income.
# Md. Code Ann., GHS § 4-922(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-922(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department:
# Md. Code Ann., GHS § 4-922(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
shall use federal programs of assistance for rehabilitation to the maximum extent consistent with the purposes of this subtitle; and
# Md. Code Ann., GHS § 4-922(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may do all things necessary to qualify for participation in those programs.
# Md. Code Ann., GHS § 4-922(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The terms and conditions of loans and grants made under this section shall be in accordance with the legislation or other authority by which the money is made available to the Department.
# Md. Code Ann., GHS § 4-922(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-922 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–923
(a)
The purpose of a rehabilitation project is:
# Md. Code Ann., GHS § 4-923(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
to bring a building to a decent, safe, and sanitary condition in accordance with applicable codes and standards, including those for construction, health, safety, fire, and occupancy;
# Md. Code Ann., GHS § 4-923(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
to maintain the building in that condition;
# Md. Code Ann., GHS § 4-923(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
to make the building more useful and attractive;
# Md. Code Ann., GHS § 4-923(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
to conform the building to the appropriate minimum livability code;
# Md. Code Ann., GHS § 4-923(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
to provide, under applicable special loan programs:
# Md. Code Ann., GHS § 4-923(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
lead paint abatement;
# Md. Code Ann., GHS § 4-923(a)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
indoor plumbing; or
# Md. Code Ann., GHS § 4-923(a)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
shared, accessory, or sheltered housing;
# Md. Code Ann., GHS § 4-923(a)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
in the case of a loan or grant to an elderly household or a disabled homeowner, to modify or improve a dwelling to make it more accessible or functional for the occupants, if the building is, or after improvements will be, structurally sound and free of health and safety hazards; or
# Md. Code Ann., GHS § 4-923(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
to provide, under applicable special loan pilot programs, radon abatement or asbestos abatement.
# Md. Code Ann., GHS § 4-923(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-923(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The applicable codes and standards under subsection (a)(1) of this section are:
# Md. Code Ann., GHS § 4-923(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
those in force in the political subdivision where the building is located; or
# Md. Code Ann., GHS § 4-923(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
those that the Department sets by regulation for that political subdivision solely for purposes of this subtitle, if the political subdivision lacks codes and standards that the Secretary considers sufficient to promote the objectives of this subtitle.
# Md. Code Ann., GHS § 4-923(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
With the approval of the local enforcement authority, the Secretary may allow exceptions to a code or standard to preserve the historic or architectural value of a building undergoing rehabilitation under this subtitle.
# Md. Code Ann., GHS § 4-923(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-923 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–926
(a)
# Md. Code Ann., GHS § 4-926(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-926(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Accessory housing” means a dwelling with complete and independent sleeping, cooking, and living facilities that is:
# Md. Code Ann., GHS § 4-926(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
within, attached to, or on the same parcel as a single-family, owner-occupied dwelling; and
# Md. Code Ann., GHS § 4-926(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
subordinate to but under the same ownership as the single-family, owner-occupied dwelling.
# Md. Code Ann., GHS § 4-926(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Shared housing” means a single-family, owner-occupied dwelling adapted for common and shared living use by the owner-occupant and another family of limited income.
# Md. Code Ann., GHS § 4-926(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
“Sheltered housing” means a single-family, owner-occupied dwelling that:
# Md. Code Ann., GHS § 4-926(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
accommodates the owner-occupant; and
# Md. Code Ann., GHS § 4-926(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provides sleeping and living facilities, meals, and assistance with daily activities for a rental fee to not more than 15 elderly individuals or individuals with disabilities.
# Md. Code Ann., GHS § 4-926(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is an Accessory, Shared, and Sheltered Housing Program.
# Md. Code Ann., GHS § 4-926(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall operate the Accessory, Shared, and Sheltered Housing Program and make loans for rehabilitation costs for accessory, shared, and sheltered housing from the Special Loan Programs Fund under this subtitle.
# Md. Code Ann., GHS § 4-926(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The terms for accessory, shared, and sheltered housing loans shall satisfy the requirements of § 4-916(b) of this subtitle.
# Md. Code Ann., GHS § 4-926(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
To qualify for an accessory housing loan, an applicant shall:
# Md. Code Ann., GHS § 4-926(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
own the property for which the loan is made and agree to live in the property after the rehabilitation is completed; and
# Md. Code Ann., GHS § 4-926(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-926(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
agree to use the loan proceeds to implement a rehabilitation project to provide an accessory dwelling for a family of limited income for a fixed minimum term that the Department determines; or
# Md. Code Ann., GHS § 4-926(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
be a family of limited income when the loan is made and agree to use the loan proceeds to provide an accessory dwelling for a fixed minimum term that the Department determines.
# Md. Code Ann., GHS § 4-926(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
To qualify for a shared housing loan, an applicant shall:
# Md. Code Ann., GHS § 4-926(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
be a family of limited income;
# Md. Code Ann., GHS § 4-926(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
own the property for which the loan is made and agree to live in the property after the rehabilitation is completed; and
# Md. Code Ann., GHS § 4-926(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
agree to use the loan proceeds to implement a rehabilitation project to provide shared housing or an accessory dwelling for a family of limited income.
# Md. Code Ann., GHS § 4-926(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
To qualify for a sheltered housing loan, an applicant shall:
# Md. Code Ann., GHS § 4-926(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
own the property for which the loan is made and agree to live in the property after the rehabilitation is completed;
# Md. Code Ann., GHS § 4-926(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
agree to provide shelter, meals, and assistance with daily activities to not more than 15 elderly individuals or individuals with disabilities who qualify as families of limited income; and
# Md. Code Ann., GHS § 4-926(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
demonstrate that the property will be certified by the appropriate governmental unit to provide sheltered care to elderly individuals or individuals with disabilities.
# Md. Code Ann., GHS § 4-926(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-926 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–927
(a)
There is an Indoor Plumbing Program.
# Md. Code Ann., GHS § 4-927(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall:
# Md. Code Ann., GHS § 4-927(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate the Indoor Plumbing Program; and
# Md. Code Ann., GHS § 4-927(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make loans for rehabilitation projects that provide for adequate indoor plumbing from the Special Loan Programs Fund under this subtitle.
# Md. Code Ann., GHS § 4-927(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-927(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The terms for indoor plumbing loans shall meet the requirements of §§ 4-917 through 4-919 of this subtitle.
# Md. Code Ann., GHS § 4-927(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may forgive all or part of a deferred payment loan, if:
# Md. Code Ann., GHS § 4-927(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the loan is made to a family of limited income that owns and occupies the dwelling and whose income is within a lower income range established under § 4-916(b) of this subtitle; and
# Md. Code Ann., GHS § 4-927(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the Secretary determines that the family of limited income does not have enough income to repay the principal amount of the loan.
# Md. Code Ann., GHS § 4-927(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
To qualify for an indoor plumbing loan, an applicant shall:
# Md. Code Ann., GHS § 4-927(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
own a building that is otherwise structurally sound, or for which the applicant provides a commitment from a lender to finance improvements needed to make the building structurally sound, and that:
# Md. Code Ann., GHS § 4-927(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
has no or incomplete indoor plumbing or a failing septic system; and
# Md. Code Ann., GHS § 4-927(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
needs indoor plumbing pipes, equipment, wells, septic tanks or other on-site sewer system, or a connection to a community water or sewer system;
# Md. Code Ann., GHS § 4-927(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
live in the building and be a family of limited income, or rent at least two-thirds of the dwellings in the building to families of limited income; and
# Md. Code Ann., GHS § 4-927(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
submit to the Department a proposal for installing an adequate indoor plumbing system for water supply and sewage disposal, including any needed septic system, well, or connection to a community sewer or water system that meets the requirements of the Department of the Environment and every other governmental unit that has jurisdiction over the system.
# Md. Code Ann., GHS § 4-927(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-927 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–928
(a)
# Md. Code Ann., GHS § 4-928(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-928(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-928(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Migratory labor camp” means one or more structures, buildings, tents, barracks, trailers, vehicles, mobile homes, converted buildings, or unconventional enclosures of living space that are established, operated, or used as living quarters for four or more migratory workers engaged in agricultural activities, including related food processing.
# Md. Code Ann., GHS § 4-928(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
“Migratory labor camp” includes appurtenant land.
# Md. Code Ann., GHS § 4-928(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Migratory Housing Program” means the Migratory Worker Housing Program.
# Md. Code Ann., GHS § 4-928(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
“Migratory worker” means an individual from within or outside the State who:
# Md. Code Ann., GHS § 4-928(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is not a year-round employee but moves seasonally from one place to another for work; and
# Md. Code Ann., GHS § 4-928(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
during a period of work, occupies living quarters that are not the individual’s permanent home.
# Md. Code Ann., GHS § 4-928(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Migratory Worker Housing Program.
# Md. Code Ann., GHS § 4-928(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall:
# Md. Code Ann., GHS § 4-928(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate the Migratory Housing Program;
# Md. Code Ann., GHS § 4-928(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make migratory worker housing loans from the Special Loan Programs Fund under this subtitle to a qualified owner of a migratory labor camp to make migratory worker housing safer and more healthful; and
# Md. Code Ann., GHS § 4-928(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
to the extent determined by the Secretary, administer the Migratory Housing Program in conjunction with any appropriate federal program.
# Md. Code Ann., GHS § 4-928(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
To the extent applicable, migratory worker housing loans shall satisfy the requirements of § 4-916(b) of this subtitle.
# Md. Code Ann., GHS § 4-928(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
To qualify for a migratory housing loan, the owner of a migratory labor camp shall:
# Md. Code Ann., GHS § 4-928(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
live or have a principal place of business in the State;
# Md. Code Ann., GHS § 4-928(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
have been denied a loan by a private lending institution or have received a commitment from a private lending institution for less than the amount of money required to finance the necessary health and safety improvements; and
# Md. Code Ann., GHS § 4-928(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
submit to the Department a plan for the necessary health and safety improvements that has been approved by the Department of the Environment.
# Md. Code Ann., GHS § 4-928(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-928 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–930
(a)
There is a Radon and Asbestos Abatement Pilot Program.
# Md. Code Ann., GHS § 4-930(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall:
# Md. Code Ann., GHS § 4-930(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate the Radon and Asbestos Abatement Pilot Program; and
# Md. Code Ann., GHS § 4-930(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make loans for rehabilitation projects for radon and asbestos abatement.
# Md. Code Ann., GHS § 4-930(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The terms of loans shall meet the requirements under §§ 4-917 through 4-919 of this subtitle.
# Md. Code Ann., GHS § 4-930(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-930(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To qualify for a loan, an applicant shall:
# Md. Code Ann., GHS § 4-930(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
own a building in need of radon or asbestos abatement:
# Md. Code Ann., GHS § 4-930(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
that is otherwise structurally sound; or
# Md. Code Ann., GHS § 4-930(d)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
for which the applicant provides a commitment from a lender to finance improvements to make the building structurally sound; and
# Md. Code Ann., GHS § 4-930(d)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
make a proposal to the Department for treatment that complies with the requirements and procedures of the Department of the Environment for radon or asbestos abatement.
# Md. Code Ann., GHS § 4-930(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In addition to the requirements in paragraph (1) of this subsection, the applicant shall:
# Md. Code Ann., GHS § 4-930(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
live in the building and be a family of limited income;
# Md. Code Ann., GHS § 4-930(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
agree to rent at least two-thirds of the dwellings in the building to families of limited income; or
# Md. Code Ann., GHS § 4-930(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
agree to provide congregate or group housing or temporary shelters to families of limited income.
# Md. Code Ann., GHS § 4-930(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-930 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–931
(a)
In this section, “Grant Program” means the Accessible Homes for Senior Homeowners Grant Program.
# Md. Code Ann., GHS § 4-931(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is an Accessible Homes for Senior Homeowners Grant Program.
# Md. Code Ann., GHS § 4-931(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may make a grant to finance an accessibility–related renovation or repair activity for an elderly homeowner.
# Md. Code Ann., GHS § 4-931(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may establish standards to determine the eligibility of an applicant under the Grant Program.
# Md. Code Ann., GHS § 4-931(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
In determining whether to make a grant under the Grant Program, the Department shall require that an applicant submit evidence that the applicant cannot undertake the renovation and repairs without a grant.
# Md. Code Ann., GHS § 4-931(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
Grants under the Grant Program may be used in conjunction with other:
# Md. Code Ann., GHS § 4-931(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
accessible housing for seniors loans; and
# Md. Code Ann., GHS § 4-931(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
special loan programs under this subtitle.
# Md. Code Ann., GHS § 4-931(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Department may require that all or part of the grant under the Grant Program be repaid if conditions specified by the Department occur.
# Md. Code Ann., GHS § 4-931(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-931 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–933
(a)
A person may not knowingly make or cause to be made a false statement of material fact, including an overstatement or understatement of financial condition, to influence the action of the Department on a grant or loan or an application for a grant or loan under this subtitle.
# Md. Code Ann., GHS § 4-933(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 2 years or a fine not exceeding $5,000 or both.
# Md. Code Ann., GHS § 4-933(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If a borrower violates this section, the Department may immediately accelerate the loan, whether or not a criminal prosecution has begun and regardless of the status of the prosecution.
# Md. Code Ann., GHS § 4-933(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-933 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1001
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-1001(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Fund” means the Neighborhood Housing Services Fund.
# Md. Code Ann., GHS § 4-1001(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Neighborhood corporation” means a neighborhood housing services corporation established in connection with the Neighborhood Reinvestment Corporation.
# Md. Code Ann., GHS § 4-1001(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-1001(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Operating budget” means the money necessary to operate a neighborhood corporation, including money to pay:
# Md. Code Ann., GHS § 4-1001(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
administrative, technical, legal, or other expenses; and
# Md. Code Ann., GHS § 4-1001(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
expenses incurred by an umbrella corporation in operating programs.
# Md. Code Ann., GHS § 4-1001(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Operating budget” does not include money allocated to revolving or other loan funds.
# Md. Code Ann., GHS § 4-1001(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Program” means a program that a neighborhood corporation establishes and supervises to achieve its goals and to provide services within a specific neighborhood.
# Md. Code Ann., GHS § 4-1001(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Umbrella corporation” means a neighborhood corporation that establishes and supervises at least two programs.
# Md. Code Ann., GHS § 4-1001(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1001 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1002
(a)
There is a Neighborhood Housing Services Fund.
# Md. Code Ann., GHS § 4-1002(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 4-1002(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1002 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1003
The Department may adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 4-1003 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1004
(a)
To be eligible for a grant under this subtitle, a neighborhood corporation or umbrella corporation shall:
# Md. Code Ann., GHS § 4-1004(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
submit a timely application in the form that the Secretary prescribes;
# Md. Code Ann., GHS § 4-1004(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
create a board of directors composed of:
# Md. Code Ann., GHS § 4-1004(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a member of the General Assembly;
# Md. Code Ann., GHS § 4-1004(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
neighborhood residents;
# Md. Code Ann., GHS § 4-1004(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
representatives of local financial institutions; and
# Md. Code Ann., GHS § 4-1004(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
representatives of local political subdivisions, if not inconsistent with local law;
# Md. Code Ann., GHS § 4-1004(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
be authorized to establish and administer a revolving loan fund by lending money at flexible rates and terms to neighborhood homeowners who cannot obtain mortgage financing on reasonable terms through normal lending channels to preserve or revitalize neighborhoods and encourage homeownership; and
# Md. Code Ann., GHS § 4-1004(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
be authorized to establish and administer, in cooperation with appropriate officials of the political subdivision, a housing program to bring neighborhood dwellings to acceptable levels of health and safety.
# Md. Code Ann., GHS § 4-1004(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary or the Secretary’s designee shall be a voting member of each neighborhood corporation receiving grants from the Department.
# Md. Code Ann., GHS § 4-1004(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An application for a grant under subsection (a)(1) of this section shall contain:
# Md. Code Ann., GHS § 4-1004(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a description of the boundaries of the area that the neighborhood corporation or Program serves;
# Md. Code Ann., GHS § 4-1004(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
certification that the applicant is registered with the Neighborhood Reinvestment Corporation;
# Md. Code Ann., GHS § 4-1004(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
certification of incorporation under State law;
# Md. Code Ann., GHS § 4-1004(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
certification of receipt of a ruling from the Internal Revenue Service that the applicant is exempt from federal income taxation;
# Md. Code Ann., GHS § 4-1004(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
certification that the portion of the applicant’s annual operating budget that will not be covered by the grant sought has been provided exclusively from political subdivisions or private sources; and
# Md. Code Ann., GHS § 4-1004(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other information that the Secretary requires.
# Md. Code Ann., GHS § 4-1004(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1004 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1005
(a)
# Md. Code Ann., GHS § 4-1005(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Each eligible neighborhood corporation may apply for a grant in an amount up to $50,000 that does not exceed one-third of its annual operating budget.
# Md. Code Ann., GHS § 4-1005(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Each umbrella corporation may apply for a grant for each program under its supervision in an amount up to $50,000 that does not exceed one-third of the annual operating budget of the program.
# Md. Code Ann., GHS § 4-1005(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If the amount requested by eligible applicants in a fiscal year exceeds the amount of the Fund, the Secretary shall reduce each grant pro rata so that the Fund amount appropriated for that fiscal year is not exceeded.
# Md. Code Ann., GHS § 4-1005(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1005 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1101
(a)
The Department shall award operating assistance grants to nonprofit organizations to increase their capacity to participate in housing projects and activities authorized by the programs that are financed through the Homeownership Programs Fund under § 4-502 of this title, the Rental Housing Programs Fund under § 4-504 of this title, the Special Loan Programs Fund under § 4-505 of this title, or otherwise financed totally or partly by the Department.
# Md. Code Ann., GHS § 4-1101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To be eligible for an operating assistance grant under this section, a nonprofit organization must have limited expertise or no recent experience participating in projects or activities financed wholly or partly by the Department.
# Md. Code Ann., GHS § 4-1101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A nonprofit organization may receive a grant or grants under this section for up to 3 years to increase its capacity to participate in each of the housing development areas of rental housing programs, homeownership programs, and special loan programs.
# Md. Code Ann., GHS § 4-1101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A grant under this section may be for a term of up to 3 years if the Department finds that:
# Md. Code Ann., GHS § 4-1101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the performance of the nonprofit organization in the prior year was acceptable; and
# Md. Code Ann., GHS § 4-1101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
money is appropriated and available to pay the grant.
# Md. Code Ann., GHS § 4-1101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1102
(a)
The Department shall award operating assistance grants to nonprofit organizations to further the production or rehabilitation of limited income housing by those organizations or by individuals they help.
# Md. Code Ann., GHS § 4-1102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A nonprofit organization is eligible for a grant if it meets the performance and other standards that the Department sets and:
# Md. Code Ann., GHS § 4-1102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
makes an application that:
# Md. Code Ann., GHS § 4-1102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
describes the housing project;
# Md. Code Ann., GHS § 4-1102(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
includes evidence of acceptable performance in the prior year, if the nonprofit organization received a grant in the prior year; and
# Md. Code Ann., GHS § 4-1102(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
is acceptable to the Department;
# Md. Code Ann., GHS § 4-1102(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has helped individuals to apply for loans from the Department; or
# Md. Code Ann., GHS § 4-1102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
was responsible for originating applications, as certified by a political subdivision approved by the Department.
# Md. Code Ann., GHS § 4-1102(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1103
A nonprofit organization may use an operating assistance grant for predevelopment, operating, and overhead costs, including:
(1)
staff costs;
# Md. Code Ann., GHS § 4-1103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
organizational costs; and
# Md. Code Ann., GHS § 4-1103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
for a grant under § 4-1102 of this subtitle, costs relating to applying for loans or helping individuals to apply for loans.
# Md. Code Ann., GHS § 4-1103(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1104
(a)
Operating assistance grants under this subtitle may not exceed the amounts that the Department sets.
# Md. Code Ann., GHS § 4-1104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
During a fiscal year, all operating assistance grants under this subtitle shall be made from:
# Md. Code Ann., GHS § 4-1104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
up to 1% of the total amount of budgeted money in the Homeownership Programs Fund under § 4-502 of this title, the Rental Housing Programs Fund under § 4-504 of this title, and the Special Loan Programs Fund under § 4-505 of this title; and
# Md. Code Ann., GHS § 4-1104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
money appropriated from any other source.
# Md. Code Ann., GHS § 4-1104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1105
The Department shall adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 4-1105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1201
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-1201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Fund” means the Partnership Rental Housing Fund.
# Md. Code Ann., GHS § 4-1201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Household of lower income” means a household that qualifies under § 4-1206 of this subtitle.
# Md. Code Ann., GHS § 4-1201(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Housing authority” means a housing authority authorized under Division II of this article.
# Md. Code Ann., GHS § 4-1201(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Partnership project” means an undertaking that the Program finances to acquire, construct, reconstruct, renovate, or rehabilitate a building or improvement, or a part of a building or improvement.
# Md. Code Ann., GHS § 4-1201(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-1201(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Partnership rental housing” means rental housing financed under this subtitle.
# Md. Code Ann., GHS § 4-1201(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Partnership rental housing” includes apartments, condominium units, cooperatives, town houses, town homes, single room occupancy and shared living unit facilities, and single-family homes.
# Md. Code Ann., GHS § 4-1201(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Program” means the Partnership Rental Housing Program.
# Md. Code Ann., GHS § 4-1201(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1202
The General Assembly finds that:
(1)
there is a shortage of decent, safe, and sanitary rental housing for households of lower income;
# Md. Code Ann., GHS § 4-1202(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the private sector often cannot develop, improve, operate, and maintain housing for households of lower income; and
# Md. Code Ann., GHS § 4-1202(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
to address this shortage, a partnership is needed among the State, political subdivisions, housing authorities, the private sector, and households of lower income to develop, operate, and maintain housing for households of lower income.
# Md. Code Ann., GHS § 4-1202(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1203
There is a Partnership Rental Housing Program.
# Md. Code Ann., GHS § 4-1203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1204
The purposes of the Program are to:
(1)
provide decent, safe, and sanitary rental housing for households of lower income;
# Md. Code Ann., GHS § 4-1204(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide financial assistance to political subdivisions or housing authorities to acquire, construct, reconstruct, renovate, or rehabilitate rental housing affordable to households of lower income;
# Md. Code Ann., GHS § 4-1204(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
stimulate the development and ownership of rental housing for households of lower income by political subdivisions, housing authorities, or partnerships that include political subdivisions or housing authorities;
# Md. Code Ann., GHS § 4-1204(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
provide financial assistance to private sector entities to acquire, construct, reconstruct, renovate, or rehabilitate housing units:
# Md. Code Ann., GHS § 4-1204(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
for sale to political subdivisions, housing authorities, or partnerships that include political subdivisions or housing authorities, as affordable rental housing for households of lower income; or
# Md. Code Ann., GHS § 4-1204(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
for occupancy by households of lower income that include one or more individuals with disabilities or special needs;
# Md. Code Ann., GHS § 4-1204(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
promote affordable housing programs and increased contributions to the production of affordable rental housing by political subdivisions, housing authorities, and the private sector, including for profit and nonprofit entities;
# Md. Code Ann., GHS § 4-1204(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
encourage households of lower income that live in partnership rental housing to contribute actively to the operation or maintenance of the housing or the community;
# Md. Code Ann., GHS § 4-1204(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
finance rental housing that is:
# Md. Code Ann., GHS § 4-1204(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
to be occupied by households of lower income;
# Md. Code Ann., GHS § 4-1204(7)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
to be owned by political subdivisions or housing authorities or partnerships that include political subdivisions or housing authorities; and
# Md. Code Ann., GHS § 4-1204(7)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
expected to be financially self-sufficient, without further governmental financing for maintenance, renovation, or operating subsidies; and
# Md. Code Ann., GHS § 4-1204(7)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
encourage the private sector to provide rental housing for households of lower income that include one or more individuals with disabilities or special needs.
# Md. Code Ann., GHS § 4-1204(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1205
(a)
The Department shall:
# Md. Code Ann., GHS § 4-1205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
administer the Program;
# Md. Code Ann., GHS § 4-1205(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt policies and procedures that encourage partnership rental housing throughout the State; and
# Md. Code Ann., GHS § 4-1205(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
adopt regulations to carry out the Program, including regulations that specify criteria for local contributions to the cost of partnership projects undertaken by a political subdivision or housing authority.
# Md. Code Ann., GHS § 4-1205(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may establish:
# Md. Code Ann., GHS § 4-1205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
maximum limits for financing that it will provide to:
# Md. Code Ann., GHS § 4-1205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
individual partnership rental housing units;
# Md. Code Ann., GHS § 4-1205(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
any one partnership project; or
# Md. Code Ann., GHS § 4-1205(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
any political subdivision or housing authority;
# Md. Code Ann., GHS § 4-1205(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a process for approving financing for partnership projects that encourages a broad geographic distribution of money; and
# Md. Code Ann., GHS § 4-1205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the time that a household may occupy the partnership rental housing after the annual income of the household exceeds the continuing occupancy income limits for households of lower income.
# Md. Code Ann., GHS § 4-1205(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
In administering the Program, the Department may make loans either directly or through the Administration.
# Md. Code Ann., GHS § 4-1205(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1206
A household qualifies as a household of lower income:
(1)
for initial occupancy, if the gross annual income of the household does not exceed:
# Md. Code Ann., GHS § 4-1206(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
50% of the statewide median income for a household of like size; or
# Md. Code Ann., GHS § 4-1206(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a lower income level that the Secretary establishes for a particular partnership project or for a unit of partnership rental housing to be occupied by one or more individuals with disabilities or special needs; and
# Md. Code Ann., GHS § 4-1206(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for continuing occupancy, if the gross annual income for the household does not exceed the greater of:
# Md. Code Ann., GHS § 4-1206(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an income level that the Secretary establishes; and
# Md. Code Ann., GHS § 4-1206(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an applicable federal requirement.
# Md. Code Ann., GHS § 4-1206(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1207
(a)
Except as provided in subsection (c) of this section, the Department may approve an application for a proposed partnership project only if:
# Md. Code Ann., GHS § 4-1207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the application is authorized by the chief elected official of the political subdivision or, if there is no chief elected official, by the governing body of the political subdivision in which the project is located;
# Md. Code Ann., GHS § 4-1207(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the political subdivision or housing authority:
# Md. Code Ann., GHS § 4-1207(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
contributes from non–State sources the land for the partnership rental housing;
# Md. Code Ann., GHS § 4-1207(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
funds the part of the acquisition cost of the property that is attributable to the value of the land; or
# Md. Code Ann., GHS § 4-1207(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
makes a contribution under § 4–1208(d)(2) of this subtitle that equals or exceeds the value of the land;
# Md. Code Ann., GHS § 4-1207(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the political subdivision or housing authority is to have an ownership interest in the partnership project or in the rental units financed by the Program and sold to the political subdivision or housing authority or to a partnership that includes the political subdivision or housing authority;
# Md. Code Ann., GHS § 4-1207(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the political subdivision or housing authority directly or indirectly manages the partnership project;
# Md. Code Ann., GHS § 4-1207(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the rental units financed by the Program are to be occupied on completion of the acquisition, construction, reconstruction, renovation, or rehabilitation by households of lower income;
# Md. Code Ann., GHS § 4-1207(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
unless prohibited by any applicable federal requirement, the households of lower income occupying the partnership project or the part financed by the Program are required to contribute services to enhance or maintain the partnership project or the community in a way that the political subdivision or housing authority accepts; and
# Md. Code Ann., GHS § 4-1207(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
it is reasonable to anticipate that:
# Md. Code Ann., GHS § 4-1207(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
more State subsidies will not be needed for long–term occupancy by households of lower income; and
# Md. Code Ann., GHS § 4-1207(a)(7)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
rental income, including any contribution to allow for more affordable rents under § 4–1208(d) of this subtitle, will be enough to pay the operating costs of the partnership project and to build an adequate reserve for the long–term maintenance and renovation of the partnership project.
# Md. Code Ann., GHS § 4-1207(a)(7)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The rental units financed by the Program may include, as among those that must be occupied by households of lower income, rental units restricted for occupancy to meet other federal or State occupancy requirements.
# Md. Code Ann., GHS § 4-1207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may approve the use of partnership rental housing funds for a unit of partnership rental housing that does not comply with each requirement set forth in subsection (a) of this section if:
# Md. Code Ann., GHS § 4-1207(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the unit will be occupied by a household of lower income that includes one or more individuals with disabilities or special needs; and
# Md. Code Ann., GHS § 4-1207(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the project in which the unit is located complies with the requirements of the other State housing programs financing the project, if any.
# Md. Code Ann., GHS § 4-1207(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1208
(a)
A political subdivision, housing authority, or other eligible borrower may participate in the Program and do all things necessary or convenient to its participation, including:
# Md. Code Ann., GHS § 4-1208(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
developing, acquiring, improving, owning, operating, and managing rental housing;
# Md. Code Ann., GHS § 4-1208(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
borrowing money; and
# Md. Code Ann., GHS § 4-1208(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
mortgaging, pledging, and granting a security interest in real or personal property related to a particular partnership project.
# Md. Code Ann., GHS § 4-1208(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Except as provided in subsection (g) of this section, the Department may not require a borrower to repay money made available under the Program, unless the borrower:
# Md. Code Ann., GHS § 4-1208(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
sells the partnership project; or
# Md. Code Ann., GHS § 4-1208(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
fails to operate the partnership project for the benefit of households of lower income in accordance with agreements between the Department and the political subdivision or housing authority.
# Md. Code Ann., GHS § 4-1208(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall secure the obligations of the borrower by using a mortgage, deed of trust, or other security device that the Department accepts on the property or on revenues derived from the property.
# Md. Code Ann., GHS § 4-1208(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-1208(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To allow for more affordable rents, a political subdivision or housing authority may contribute local money, including locally administered federal money or federal rental assistance.
# Md. Code Ann., GHS § 4-1208(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The contributions of political subdivisions or housing authorities under § 4–1207(a)(2)(iii) of this subtitle may include the costs of:
# Md. Code Ann., GHS § 4-1208(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
necessary studies, surveys, tests, plans, and specifications;
# Md. Code Ann., GHS § 4-1208(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
architectural, design, engineering, and other special services;
# Md. Code Ann., GHS § 4-1208(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
site preparation;
# Md. Code Ann., GHS § 4-1208(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
indemnity and surety bonds and premiums on title and hazard insurance; and
# Md. Code Ann., GHS § 4-1208(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
other costs of development.
# Md. Code Ann., GHS § 4-1208(d)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
To participate in the Program and to receive loans, a political subdivision or housing authority may not be required to pledge its full faith and credit.
# Md. Code Ann., GHS § 4-1208(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
For rental housing financed from the Fund and owned or managed by a housing authority, this subtitle supersedes:
# Md. Code Ann., GHS § 4-1208(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
§§ 12–401, 12–402, and 12–405 of this article; and
# Md. Code Ann., GHS § 4-1208(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
all other restrictions on tenant income under Division II of this article.
# Md. Code Ann., GHS § 4-1208(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
If necessary to comply with, or receive the benefit of, federal or other financial assistance, funds provided under the Program may be made available as a deferred payment loan repayable on the later of:
# Md. Code Ann., GHS § 4-1208(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the occurrence of one of the events set forth in subsection (b) of this section; or
# Md. Code Ann., GHS § 4-1208(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a maturity date set by the Department.
# Md. Code Ann., GHS § 4-1208(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1209
(a)
# Md. Code Ann., GHS § 4-1209(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be given to the Department in connection with the Program.
# Md. Code Ann., GHS § 4-1209(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A person may not knowingly make or cause to be made a false statement or report to influence the action of the Department in connection with the Program.
# Md. Code Ann., GHS § 4-1209(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 5 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-1209(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1209 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1301
In this subtitle, “Program” means the Radium Grant Program.
# Md. Code Ann., GHS § 4-1301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1302
There is a Radium Grant Program.
# Md. Code Ann., GHS § 4-1302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1303
The purpose of the Program is to provide financial assistance to residential well owners who incur the cost of adding a water treatment system to remove radium or gross alpha from well water.
# Md. Code Ann., GHS § 4-1303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1304
A county may participate in the Program.
# Md. Code Ann., GHS § 4-1304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1305
(a)
A county that participates in the Program shall process grant applications and award grants to residential well owners in accordance with this subtitle.
# Md. Code Ann., GHS § 4-1305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-1305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may award a grant under the Program only to a residential well owner who resides in a county that participates in the Program.
# Md. Code Ann., GHS § 4-1305(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall award a grant equal to the grant awarded by the county.
# Md. Code Ann., GHS § 4-1305(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1306
A residential well owner is eligible for a grant under this subtitle if the residential well owner:
(1)
tests a well and finds that it contains radium or gross alpha levels above the levels recommended by the federal Environmental Protection Agency;
# Md. Code Ann., GHS § 4-1306(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
installs a water treatment system to remove excess levels of radium or gross alpha from well water; and
# Md. Code Ann., GHS § 4-1306(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
does not earn more than 110% of the statewide or Washington, D.C. Metropolitan statistical area median income.
# Md. Code Ann., GHS § 4-1306(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1307
(a)
The Department shall establish for participating counties a sliding scale formula, based on income, under which residential well owners with lower incomes are eligible for larger grants and those with higher incomes are eligible for smaller grants.
# Md. Code Ann., GHS § 4-1307(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The combined county and State grants shall equal at least 10% but not more than 25% of the cost of the water treatment system that the residential well owner installs.
# Md. Code Ann., GHS § 4-1307(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1308
The Department may adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 4-1308 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1401
In this subtitle, “programs” means rental assistance programs other than the Rental Allowance Program established under § 4–1403 of this subtitle and the Statewide Rental Assistance Voucher Program established under Subtitle 29 of this title.
# Md. Code Ann., GHS § 4-1401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1402
There are the Rental Allowance Program and other programs in the Department.
# Md. Code Ann., GHS § 4-1402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1403
(a)
The Department shall administer the Rental Allowance Program to assist low–income households that are homeless or at risk of being homeless by providing housing assistance payments to or on behalf of eligible households.
# Md. Code Ann., GHS § 4-1403(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary shall establish:
# Md. Code Ann., GHS § 4-1403(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
income limits for eligibility of low–income households not exceeding 30% of the State or area median income, whichever is higher; and
# Md. Code Ann., GHS § 4-1403(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
minimum standards for eligible dwelling units.
# Md. Code Ann., GHS § 4-1403(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall establish the amount of payments made through the Rental Allowance Program, taking into account factors identified in § 4–1405(d) of this subtitle.
# Md. Code Ann., GHS § 4-1403(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Eligible uses of payments may include rent, security deposits, utilities, and other housing–related expenses.
# Md. Code Ann., GHS § 4-1403(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department may administer the Rental Allowance Program by providing monthly housing assistance payments to or on behalf of eligible households directly or through political subdivisions, their local housing agencies or departments, or nonprofit organizations.
# Md. Code Ann., GHS § 4-1403(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
Funds appropriated to serve low–income households through the Rental Allowance Program may not be used for other programs authorized under this subtitle.
# Md. Code Ann., GHS § 4-1403(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Department may adopt regulations to carry out the Rental Allowance Program, including time frames for assistance and other criteria the Secretary considers appropriate.
# Md. Code Ann., GHS § 4-1403(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1404
The Department may establish and administer programs, including programs to assist households that:
(1)
are homeless or at risk of homelessness;
# Md. Code Ann., GHS § 4-1404(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
include an individual with a disability or special need;
# Md. Code Ann., GHS § 4-1404(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
have been displaced or otherwise impacted by disaster; or
# Md. Code Ann., GHS § 4-1404(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
have a critical or emergency housing need.
# Md. Code Ann., GHS § 4-1404(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1405
(a)
The Department may administer the programs by providing monthly housing assistance payments to or on behalf of eligible households directly or through political subdivisions, their local housing agencies or departments, or nonprofit organizations.
# Md. Code Ann., GHS § 4-1405(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In establishing the programs, the Department shall consult with, as appropriate:
# Md. Code Ann., GHS § 4-1405(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Department of Human Services;
# Md. Code Ann., GHS § 4-1405(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Department of Disabilities; or
# Md. Code Ann., GHS § 4-1405(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other unit of State or local government.
# Md. Code Ann., GHS § 4-1405(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall establish criteria for the programs, including:
# Md. Code Ann., GHS § 4-1405(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
income limits for eligibility of households;
# Md. Code Ann., GHS § 4-1405(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
time frames for assistance;
# Md. Code Ann., GHS § 4-1405(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
monthly assistance amounts;
# Md. Code Ann., GHS § 4-1405(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
standards for eligible dwelling units, including types of units, inspection standards, and rent limits;
# Md. Code Ann., GHS § 4-1405(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
eligible uses of assistance payments which may include security deposits, utilities, and other housing related expenses; and
# Md. Code Ann., GHS § 4-1405(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other criteria the Secretary considers appropriate.
# Md. Code Ann., GHS § 4-1405(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
In establishing the program criteria, the Secretary may consider factors that include:
# Md. Code Ann., GHS § 4-1405(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
household size and expected average income;
# Md. Code Ann., GHS § 4-1405(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
regional variations throughout the State;
# Md. Code Ann., GHS § 4-1405(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
typical housing costs and expenses;
# Md. Code Ann., GHS § 4-1405(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
relevant standards and definitions established for State and federal housing programs;
# Md. Code Ann., GHS § 4-1405(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
housing needs of eligible households and the expected duration of the housing needs; and
# Md. Code Ann., GHS § 4-1405(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
equitable distribution of funds statewide.
# Md. Code Ann., GHS § 4-1405(d)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Secretary may establish different criteria for different programs.
# Md. Code Ann., GHS § 4-1405(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1405 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1406
The Department may adopt regulations to carry out the programs.
# Md. Code Ann., GHS § 4-1406 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1601
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-1601(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Covered county” means:
# Md. Code Ann., GHS § 4-1601(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a county that has adopted home rule powers under Article XI-F of the Maryland Constitution; or
# Md. Code Ann., GHS § 4-1601(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Anne Arundel County, Calvert County, Frederick County, Howard County, or Washington County.
# Md. Code Ann., GHS § 4-1601(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Family of low or moderate income” means a family or individual that a covered county determines cannot afford a price or rent sufficient to induce private enterprise in the covered county to build enough adequate, safe, and sanitary housing without the assistance of a program.
# Md. Code Ann., GHS § 4-1601(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Program” means a residential mortgage program under this subtitle.
# Md. Code Ann., GHS § 4-1601(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1601 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1602
(a)
The General Assembly finds that:
# Md. Code Ann., GHS § 4-1602(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in many areas of covered counties, including areas that contain presently stable neighborhoods and middle class residential housing, families of low or moderate income cannot purchase, rehabilitate, or maintain decent, safe, and sanitary housing, and so do not have an opportunity for home ownership directly or through a condominium or cooperative;
# Md. Code Ann., GHS § 4-1602(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the inability of families of low or moderate income under item (1) of this subsection is the result of continuing increases in:
# Md. Code Ann., GHS § 4-1602(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the cost of construction or rehabilitation;
# Md. Code Ann., GHS § 4-1602(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
county taxes;
# Md. Code Ann., GHS § 4-1602(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
heating and electricity expenses;
# Md. Code Ann., GHS § 4-1602(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
maintenance and repair expenses;
# Md. Code Ann., GHS § 4-1602(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
inflation;
# Md. Code Ann., GHS § 4-1602(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
the cost of land;
# Md. Code Ann., GHS § 4-1602(a)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
the cost of energy conservation; and
# Md. Code Ann., GHS § 4-1602(a)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
borrowing costs, including interest;
# Md. Code Ann., GHS § 4-1602(a)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the inability of families of low or moderate income to purchase and hold housing in covered counties results in the decline of new housing, the decay of existing housing and neighborhoods, and increased costs for welfare, police, and fire protection;
# Md. Code Ann., GHS § 4-1602(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the decline in new housing construction and the decay of existing housing have produced a critical shortage of adequate housing, harming the economy of covered counties and the well-being of residents;
# Md. Code Ann., GHS § 4-1602(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
private enterprise cannot construct or rehabilitate adequate housing for families of low or moderate income without the assistance of a program; and
# Md. Code Ann., GHS § 4-1602(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
forcing families of low or moderate income to live in substandard housing is undesirable because it decreases the interest of the families in their communities and the maintenance of their property and their neighborhoods.
# Md. Code Ann., GHS § 4-1602(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The General Assembly finds that:
# Md. Code Ann., GHS § 4-1602(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
it will be hard for many residents in covered counties to find decent, safe, and sanitary housing unless housing is constructed or rehabilitated;
# Md. Code Ann., GHS § 4-1602(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
unless the supply of housing and the ability of families of low or moderate income to get mortgage financing are increased significantly and expeditiously, many residents of covered counties may have to live in unsanitary, overcrowded, or unsafe conditions to the detriment of the health, welfare, and well-being of these individuals and of the whole community of which they are a part; and
# Md. Code Ann., GHS § 4-1602(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
increasing the housing supply in covered counties and the ability of families of low or moderate income to get mortgage financing will:
# Md. Code Ann., GHS § 4-1602(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
help in the clearance, replanning, development of, and redevelopment of blighted areas;
# Md. Code Ann., GHS § 4-1602(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
reduce the critical shortage of adequate housing; and
# Md. Code Ann., GHS § 4-1602(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
greatly enhance the maintenance and use of existing housing and neighborhoods.
# Md. Code Ann., GHS § 4-1602(b)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The General Assembly finds that:
# Md. Code Ann., GHS § 4-1602(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a major cause of the housing crisis is a lack of:
# Md. Code Ann., GHS § 4-1602(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
money that can be borrowed at a cost low enough to enable families of low or moderate income to afford to own and maintain decent, safe, and sanitary housing; and
# Md. Code Ann., GHS § 4-1602(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
money with which private mortgage lenders can finance housing; and
# Md. Code Ann., GHS § 4-1602(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the lack of money has frustrated the maintenance, sale, and purchase of existing housing in covered counties.
# Md. Code Ann., GHS § 4-1602(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The General Assembly finds that covered counties have a basic public interest in:
# Md. Code Ann., GHS § 4-1602(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
providing a supplemental source of single-family residential mortgage money for families of low or moderate income at a cost lower than otherwise prevailing for residential mortgages; and
# Md. Code Ann., GHS § 4-1602(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
stimulating a steady flow of money for residential housing for families of low or moderate income and for low and middle class residential housing to help maintain:
# Md. Code Ann., GHS § 4-1602(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a well-balanced society;
# Md. Code Ann., GHS § 4-1602(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
existing housing;
# Md. Code Ann., GHS § 4-1602(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
established neighborhoods; and
# Md. Code Ann., GHS § 4-1602(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a sound tax base.
# Md. Code Ann., GHS § 4-1602(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The General Assembly finds that the power given by this subtitle and the spending of public money as needed to carry out a program serve a public purpose, and this subtitle is in the public interest.
# Md. Code Ann., GHS § 4-1602(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1602 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1603
The purposes of this subtitle are to:
(1)
help remedy the conditions described in § 4-1602 of this subtitle;
# Md. Code Ann., GHS § 4-1603(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make residential mortgage loans available to families of low or moderate income at borrowing costs lower than those otherwise prevailing for residential mortgages;
# Md. Code Ann., GHS § 4-1603(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
help reduce the shortage of adequate housing; and
# Md. Code Ann., GHS § 4-1603(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
help maintain housing and neighborhoods.
# Md. Code Ann., GHS § 4-1603(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1603 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1604
(a)
To accomplish the purpose of this subtitle and notwithstanding any other law, a covered county may borrow money by issuing revenue bonds, notes, or other evidences of obligation.
# Md. Code Ann., GHS § 4-1604(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Money under subsection (a) of this section shall be made available for residential mortgage loans to families of low or moderate income, only through mortgage lending institutions by:
# Md. Code Ann., GHS § 4-1604(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
forward commitment mortgage purchase;
# Md. Code Ann., GHS § 4-1604(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
existing mortgage purchase;
# Md. Code Ann., GHS § 4-1604(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
loans to lenders;
# Md. Code Ann., GHS § 4-1604(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
revolving mortgage fund; or
# Md. Code Ann., GHS § 4-1604(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
any other means that the legislative body of the covered county considers appropriate.
# Md. Code Ann., GHS § 4-1604(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1604 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1605
A covered county may collect from borrowers in a program the charges that the legislative body of the covered county considers proper for:
(1)
loan processing;
# Md. Code Ann., GHS § 4-1605(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
loan administration;
# Md. Code Ann., GHS § 4-1605(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
mortgage insurance; and
# Md. Code Ann., GHS § 4-1605(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
other costs and expenses of the program.
# Md. Code Ann., GHS § 4-1605(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1605 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1606
(a)
The legislative body of a covered county that undertakes a program shall adopt an ordinance or resolution that specifies:
# Md. Code Ann., GHS § 4-1606(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the proposed program;
# Md. Code Ann., GHS § 4-1606(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the amount of bonds to be issued;
# Md. Code Ann., GHS § 4-1606(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the interest rate or rates that the bonds will bear or the method to determine the rate or rates; and
# Md. Code Ann., GHS § 4-1606(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
other provisions consistent with this subtitle that the legislative body considers appropriate to finance mortgage loans.
# Md. Code Ann., GHS § 4-1606(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An ordinance or resolution that authorizes the issuance of bonds shall include findings about:
# Md. Code Ann., GHS § 4-1606(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the appropriate ranges of income of families of low or moderate income;
# Md. Code Ann., GHS § 4-1606(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the need for the financing that is allowed under this subtitle;
# Md. Code Ann., GHS § 4-1606(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the types of housing available and needed in the covered county; and
# Md. Code Ann., GHS § 4-1606(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
other factors that the legislative body of the covered county finds appropriate to establish a program.
# Md. Code Ann., GHS § 4-1606(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A finding by the legislative body of a covered county about the qualification of an individual or family as a family of low or moderate income, or about any other matter connected with a program is conclusive in a suit, action, or proceeding that involves the validity or enforceability of a bond issued under this subtitle or the security for the bond.
# Md. Code Ann., GHS § 4-1606(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1606 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1607
(a)
The legislative body of a covered county that issues bonds under this subtitle shall determine:
# Md. Code Ann., GHS § 4-1607(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the time or times when interest is to be paid on the bonds;
# Md. Code Ann., GHS § 4-1607(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the time or times when the bonds are to be executed, issued, and delivered;
# Md. Code Ann., GHS § 4-1607(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the form, denomination, and tenor of the bonds;
# Md. Code Ann., GHS § 4-1607(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the time or times when the principal of the bonds is to be paid, which may not be more than 40 years after the bonds are issued; and
# Md. Code Ann., GHS § 4-1607(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the place or places where the bonds are to be paid.
# Md. Code Ann., GHS § 4-1607(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The bonds may be secured by:
# Md. Code Ann., GHS § 4-1607(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a pledge of mortgages or notes secured by deeds of trust on any type of interest in real or other property, including the real property or other interests held by stock cooperatives or condominiums and their unit owners;
# Md. Code Ann., GHS § 4-1607(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
servicing agreements;
# Md. Code Ann., GHS § 4-1607(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
condemnation proceeds;
# Md. Code Ann., GHS § 4-1607(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
private, governmental, or other mortgage insurance proceeds;
# Md. Code Ann., GHS § 4-1607(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
casualty or special hazard insurance proceeds; or
# Md. Code Ann., GHS § 4-1607(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other security that the legislative body of the covered county finds appropriate.
# Md. Code Ann., GHS § 4-1607(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The bonds may provide that, at the option of the covered county, the bonds or any one of them may be called for redemption before maturity, at a price and under the terms and conditions that the legislative body of the covered county fixed before issuing the bonds.
# Md. Code Ann., GHS § 4-1607(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The following are exempt at all times from taxation of every kind and nature whatsoever by the State or a county:
# Md. Code Ann., GHS § 4-1607(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the principal of a bond;
# Md. Code Ann., GHS § 4-1607(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the transfer of, interest payable on, or income derived from a bond; and
# Md. Code Ann., GHS § 4-1607(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
profit made by the sale or transfer of a bond.
# Md. Code Ann., GHS § 4-1607(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A bond issued under this subtitle is a negotiable instrument.
# Md. Code Ann., GHS § 4-1607(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
A covered county may:
# Md. Code Ann., GHS § 4-1607(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
issue its bonds in coupon form; or
# Md. Code Ann., GHS § 4-1607(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide for registration of the bonds as to principal alone or principal and interest.
# Md. Code Ann., GHS § 4-1607(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-1607(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The bonds shall be signed by a commissioner or other chief executive officer of the covered county.
# Md. Code Ann., GHS § 4-1607(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The seal of the covered county shall be affixed to the bond and attested to by the clerk or the officer exercising the functions of a clerk.
# Md. Code Ann., GHS § 4-1607(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
An officer’s signature or countersignature that appears on bonds or coupons is valid even if the officer leaves office before delivery of the bonds.
# Md. Code Ann., GHS § 4-1607(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1607 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1608
(a)
# Md. Code Ann., GHS § 4-1608(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The bonds shall be sold at public or private sale on the terms that the legislative body of the covered county sets.
# Md. Code Ann., GHS § 4-1608(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The bonds are not subject to §§ 19–205 and 19–206 of the Local Government Article.
# Md. Code Ann., GHS § 4-1608(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-1608(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The bonds and the interest on them shall be limited obligations of the covered county.
# Md. Code Ann., GHS § 4-1608(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The principal and interest on the bonds shall be payable only from:
# Md. Code Ann., GHS § 4-1608(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the revenue derived from:
# Md. Code Ann., GHS § 4-1608(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
interest;
# Md. Code Ann., GHS § 4-1608(b)(2)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
mortgage insurance;
# Md. Code Ann., GHS § 4-1608(b)(2)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
casualty or special hazard insurance or other insurance proceeds; or
# Md. Code Ann., GHS § 4-1608(b)(2)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
condemnation proceeds;
# Md. Code Ann., GHS § 4-1608(b)(2)(i)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
other revenue derived from mortgage loans or property securing the loans; or
# Md. Code Ann., GHS § 4-1608(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
other payments or revenues derived from or relating to the making of the loans.
# Md. Code Ann., GHS § 4-1608(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The bonds or coupons issued under this subtitle:
# Md. Code Ann., GHS § 4-1608(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
are not an indebtedness or a charge against the general credit or taxing powers of the issuing county within the meaning of a constitution, county code provision, or statutory limit; and
# Md. Code Ann., GHS § 4-1608(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
are not and do not give rise to a monetary liability of the issuing county.
# Md. Code Ann., GHS § 4-1608(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
On the advice of counsel, the face of each bond may plainly state that the bond was issued under this subtitle and is not an indebtedness to which the faith and credit of the county is pledged.
# Md. Code Ann., GHS § 4-1608(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Money received from bonds issued under this subtitle shall be applied solely:
# Md. Code Ann., GHS § 4-1608(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
to make money available through mortgage lending institutions only for residential mortgage loans to families of low or moderate income;
# Md. Code Ann., GHS § 4-1608(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
to establish reserves;
# Md. Code Ann., GHS § 4-1608(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
to pay the necessary expenses of financing; or
# Md. Code Ann., GHS § 4-1608(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
to advance the payment of interest on the bonds during the first 3 years after the date of the bonds.
# Md. Code Ann., GHS § 4-1608(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1608 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1609
(a)
A covered county may issue new bonds to pay outstanding bonds in accordance with procedures of this subtitle and § 19–207 of the Local Government Article.
# Md. Code Ann., GHS § 4-1609(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
New bonds shall be secured to the same extent and shall have the same source of payment as the bonds refunded.
# Md. Code Ann., GHS § 4-1609(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1609 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1610
(a)
A program may provide for loan agreements, security agreements, loan servicing agreements, forms of mortgages, notes and deeds of trust, and other security, documents, agreements, provisions, and other matters as the covered county may find appropriate to implement the financing of the program.
# Md. Code Ann., GHS § 4-1610(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A transaction under this subtitle is not a capital project within the meaning of a charter or statutory provision.
# Md. Code Ann., GHS § 4-1610(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A transaction under this subtitle shall be authorized by ordinance or resolution without a referendum or other procedure not applicable to all ordinances or resolutions enacted in the covered county.
# Md. Code Ann., GHS § 4-1610(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1610 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1701
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-1701(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Family of limited income” means a family or individual that qualifies under § 4-1706 of this subtitle.
# Md. Code Ann., GHS § 4-1701(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Owner-builder” means an individual or family that provides all, or a substantial amount, as the Department determines, of the labor to build a dwelling that will be the principal residence of the individual or family.
# Md. Code Ann., GHS § 4-1701(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Program” means the Self-Help Homeownership Technical Assistance Program.
# Md. Code Ann., GHS § 4-1701(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Project” means six or more dwellings near one another that are built or rehabilitated by owner-builders or self-help rehabilitators who use self-help methods and work as a team on each other’s dwellings.
# Md. Code Ann., GHS § 4-1701(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Self-help rehabilitator” means an individual or family that provides all, or a substantial amount, as the Department determines, of the labor to rehabilitate, renovate, or improve the principal residence of the individual or family.
# Md. Code Ann., GHS § 4-1701(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Technical assistance grant” means a grant under the Program.
# Md. Code Ann., GHS § 4-1701(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1701 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1702
The General Assembly finds that:
(1)
homeownership is a stabilizing factor for communities and families and is the best way for families of limited income to build equity and move out of poverty;
# Md. Code Ann., GHS § 4-1702(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
homeownership has become less affordable over time because incomes have not kept pace with the rising costs of homeownership;
# Md. Code Ann., GHS § 4-1702(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
self-help housing helps families of limited income to become homeowners, increasing their financial stability;
# Md. Code Ann., GHS § 4-1702(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
families working together in groups to build their homes help to create stronger communities; and
# Md. Code Ann., GHS § 4-1702(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
there have been three successful federally financed self-help programs in the State, and modeling a State self-help ownership program on a well-tested federal program will increase homeownership opportunities for families of limited income across the State.
# Md. Code Ann., GHS § 4-1702(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1702 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1703
There is a Self-Help Homeownership Technical Assistance Program.
# Md. Code Ann., GHS § 4-1703 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1704
The purpose of the Program is to make technical assistance grants to expand:
(1)
the production of decent and affordable housing for families of limited income through self-help in rehabilitation and construction;
# Md. Code Ann., GHS § 4-1704(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
homeownership opportunities for those who would not have these opportunities without the cost savings achieved by self-help; and
# Md. Code Ann., GHS § 4-1704(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
self-reliance, pride of ownership, and sense of community for participants.
# Md. Code Ann., GHS § 4-1704(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1704 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1705
The Department shall:
(1)
administer the Program;
# Md. Code Ann., GHS § 4-1705(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish guidelines to determine eligibility of applicants for technical assistance grants; and
# Md. Code Ann., GHS § 4-1705(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 4-1705(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1705 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1706
(a)
A family or individual qualifies as a family of limited income if the income of the family or individual does not exceed the upper income limit that the Secretary establishes.
# Md. Code Ann., GHS § 4-1706(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Factors that the Secretary shall consider in setting the upper income limit under subsection (a) of this section include:
# Md. Code Ann., GHS § 4-1706(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the total amount of family or individual income deemed available for housing;
# Md. Code Ann., GHS § 4-1706(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the size of the family;
# Md. Code Ann., GHS § 4-1706(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the ability of the family or individual to compete successfully in the private housing market;
# Md. Code Ann., GHS § 4-1706(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the cost and condition of available housing; and
# Md. Code Ann., GHS § 4-1706(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
standards and definitions under related federal and State housing programs.
# Md. Code Ann., GHS § 4-1706(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1706 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1707
The Department may establish standards to determine eligibility for a technical assistance grant, which may include:
(1)
the number of families of limited income that the requested grant will serve;
# Md. Code Ann., GHS § 4-1707(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the extent to which the applicant will use federal, State, and local programs and resources in the project;
# Md. Code Ann., GHS § 4-1707(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the organizational ability of the applicant to carry out the project;
# Md. Code Ann., GHS § 4-1707(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the feasibility of the project;
# Md. Code Ann., GHS § 4-1707(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the cost in self–help housing fund money per unit of the project; and
# Md. Code Ann., GHS § 4-1707(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the extent to which project participants will use self–help labor.
# Md. Code Ann., GHS § 4-1707(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1707 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1708
(a)
The Department may award a technical assistance grant to a political subdivision or nonprofit organization to help families of limited income that are owner–builders or self–help rehabilitators.
# Md. Code Ann., GHS § 4-1708(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A technical assistance grant under this section shall be used to:
# Md. Code Ann., GHS § 4-1708(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
help, train, and supervise owner–builders and self–help rehabilitators in self–help construction activities and techniques;
# Md. Code Ann., GHS § 4-1708(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
help in project development, including:
# Md. Code Ann., GHS § 4-1708(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
preparing plans for self–help housing;
# Md. Code Ann., GHS § 4-1708(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
preparing contracts for professional services;
# Md. Code Ann., GHS § 4-1708(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
applying for financing;
# Md. Code Ann., GHS § 4-1708(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
packaging applications for assistance;
# Md. Code Ann., GHS § 4-1708(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
preparing subdivision maps;
# Md. Code Ann., GHS § 4-1708(b)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
reviewing engineering plans and specifications for construction and rehabilitation projects; and
# Md. Code Ann., GHS § 4-1708(b)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
complying with the requirements of political subdivisions and funding entities; and
# Md. Code Ann., GHS § 4-1708(b)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
pay the administrative costs of providing technical assistance for the activity that the Department finances.
# Md. Code Ann., GHS § 4-1708(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A technical assistance grant may not be:
# Md. Code Ann., GHS § 4-1708(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
used to purchase land, materials, tools, or construction equipment or to pay for construction costs; or
# Md. Code Ann., GHS § 4-1708(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
awarded for a project of fewer than six dwellings.
# Md. Code Ann., GHS § 4-1708(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1708 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1709
The Department may award a technical assistance grant to a political subdivision, public entity, or nonprofit organization to provide owner–builders and self–help rehabilitators with information and technical assistance about any topic that the Department finds will further the purpose of the Program, including:
(1)
cost savings by owner–builders in constructing a principal residence and by self–help rehabilitators in rehabilitating, renovating, or improving a principal residence;
# Md. Code Ann., GHS § 4-1709(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
construction materials and methods;
# Md. Code Ann., GHS § 4-1709(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
local material sources;
# Md. Code Ann., GHS § 4-1709(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
local technical resources;
# Md. Code Ann., GHS § 4-1709(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
financing requirements and opportunities;
# Md. Code Ann., GHS § 4-1709(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
site acquisition;
# Md. Code Ann., GHS § 4-1709(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
insurance and legal requirements;
# Md. Code Ann., GHS § 4-1709(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
building and housing codes and standards; and
# Md. Code Ann., GHS § 4-1709(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
other available housing alternatives.
# Md. Code Ann., GHS § 4-1709(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1709 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1710
(a)
The Department may award a technical assistance grant only if the applicant agrees to:
# Md. Code Ann., GHS § 4-1710(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a budget that states the types and amounts of expenditures that may be made with the grant;
# Md. Code Ann., GHS § 4-1710(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the manner, timing, and conditions for disbursement of money to the grantee;
# Md. Code Ann., GHS § 4-1710(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a timetable to complete each stage of the project and for final project completion; and
# Md. Code Ann., GHS § 4-1710(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
terms to ensure compliance with regulations, special conditions imposed by grant approval, and any other terms or conditions that the Department specifies.
# Md. Code Ann., GHS § 4-1710(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The amount of a technical assistance grant may not exceed 20% of the average purchase price, over the last 3 fiscal years for which data are available, of a home:
# Md. Code Ann., GHS § 4-1710(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
financed by a mortgage loan that the Administration purchased under § 4–239 of this title; and
# Md. Code Ann., GHS § 4-1710(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
located in the region where the technical assistance grant is to be awarded.
# Md. Code Ann., GHS § 4-1710(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-1710(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, a technical assistance grant recipient shall complete the project within 2 years after the effective date of the grant.
# Md. Code Ann., GHS § 4-1710(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may extend the term of a technical assistance grant because of delays beyond the reasonable control of the recipient.
# Md. Code Ann., GHS § 4-1710(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may require that all or part of a technical assistance grant be repaid when conditions that the Department specifies occur.
# Md. Code Ann., GHS § 4-1710(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1710 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1801
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-1801(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Affordable” means that housing costs do not exceed 30% of a household’s income.
# Md. Code Ann., GHS § 4-1801(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Area median income” means the median household income for the area adjusted for household size as published and annually updated by the United States Department of Housing and Urban Development.
# Md. Code Ann., GHS § 4-1801(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Development costs” means costs related to acquisition, site clearance and preparation, relocation, construction, renovation, financing, refinancing, engineering, or architectural plans.
# Md. Code Ann., GHS § 4-1801(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Fund” means the Workforce Housing Fund.
# Md. Code Ann., GHS § 4-1801(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Household of low or moderate income” means a household that a qualifying local government determines cannot afford a sales price or rent sufficient to induce private enterprise in the area of the qualifying local government to develop enough adequate and safe housing without the assistance of a program.
# Md. Code Ann., GHS § 4-1801(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Housing costs” means:
# Md. Code Ann., GHS § 4-1801(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
rent for a rental housing unit; or
# Md. Code Ann., GHS § 4-1801(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
mortgage principal and interest, real property taxes, and insurance for a housing unit that is for sale.
# Md. Code Ann., GHS § 4-1801(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Net proceeds of transfer” means all amounts paid to the original buyer or obligations of the original buyer assumed by a purchaser of a workforce housing unit minus:
# Md. Code Ann., GHS § 4-1801(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
reasonable costs paid by the original buyer;
# Md. Code Ann., GHS § 4-1801(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the combined amount of Program funds and qualifying local government matching funds used to develop the workforce housing unit; and
# Md. Code Ann., GHS § 4-1801(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
other liens as permitted by regulation by the Department.
# Md. Code Ann., GHS § 4-1801(h)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Priority funding area” has the meaning stated in § 5–7B–02 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-1801(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Program” means the Workforce Housing Grant Program.
# Md. Code Ann., GHS § 4-1801(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Qualifying local government” means a county or municipal corporation that qualifies for participation in the Program under § 4–1803 of this subtitle.
# Md. Code Ann., GHS § 4-1801(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
“Workforce housing” means:
# Md. Code Ann., GHS § 4-1801(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
rental housing that is affordable for a household with an aggregate annual income between 50% and 100% of the area median income; or
# Md. Code Ann., GHS § 4-1801(l)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
homeownership housing that:
# Md. Code Ann., GHS § 4-1801(l)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
except as provided in item (ii) of this item, is affordable to a household with an aggregate annual income between 60% and 120% of the area median income; or
# Md. Code Ann., GHS § 4-1801(l)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in target areas that are recognized by the Secretary for purposes of administering the Maryland Mortgage Program, is affordable to a household with an aggregate annual income between 60% and 150% of the area median income.
# Md. Code Ann., GHS § 4-1801(l)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1801 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1802
(a)
There is a Workforce Housing Grant Program.
# Md. Code Ann., GHS § 4-1802(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Program provides flexible funds to qualifying local governments for workforce housing programs, including programs that finance development costs.
# Md. Code Ann., GHS § 4-1802(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Program shall be operated with money in the Fund.
# Md. Code Ann., GHS § 4-1802(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1802 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1803
(a)
A local government qualifies for participation in the Program if:
# Md. Code Ann., GHS § 4-1803(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the local government has:
# Md. Code Ann., GHS § 4-1803(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a 5–year consolidated plan approved by the United States Department of Housing and Urban Development; or
# Md. Code Ann., GHS § 4-1803(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a comprehensive plan;
# Md. Code Ann., GHS § 4-1803(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the plans listed in item (1) of this subsection:
# Md. Code Ann., GHS § 4-1803(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
have a workforce housing element;
# Md. Code Ann., GHS § 4-1803(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
assess workforce housing needs; and
# Md. Code Ann., GHS § 4-1803(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
contain goals, objectives, and policies to preserve or develop workforce housing; and
# Md. Code Ann., GHS § 4-1803(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the local government provides a statement to the Department indicating:
# Md. Code Ann., GHS § 4-1803(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a desire to participate in the Program; and
# Md. Code Ann., GHS § 4-1803(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a reasonable expectation of the local government’s ability to provide the matching funds required under § 4–1804 of this subtitle.
# Md. Code Ann., GHS § 4-1803(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The workforce housing element in the 5–year consolidated plan or the comprehensive plan of a qualifying local government may include:
# Md. Code Ann., GHS § 4-1803(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
preservation and renovation of existing housing stock;
# Md. Code Ann., GHS § 4-1803(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
redevelopment of existing residential areas;
# Md. Code Ann., GHS § 4-1803(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
streamlined regulatory processes and reduced regulatory fees for construction or renovation;
# Md. Code Ann., GHS § 4-1803(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
financial incentives for construction and renovation including local property tax credits;
# Md. Code Ann., GHS § 4-1803(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
special zoning regulations for construction and renovation including inclusionary zoning;
# Md. Code Ann., GHS § 4-1803(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
efforts to preserve workforce housing stock for subsequent first–time homebuyers and renters;
# Md. Code Ann., GHS § 4-1803(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
coordination with neighboring jurisdictions;
# Md. Code Ann., GHS § 4-1803(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
coordination with private sector employers; and
# Md. Code Ann., GHS § 4-1803(b)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
leveraging of federal financial assistance.
# Md. Code Ann., GHS § 4-1803(b)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1803 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1804
(a)
A qualifying local government shall provide a dollar–for–dollar match for Program funds used to develop workforce housing units under this subtitle.
# Md. Code Ann., GHS § 4-1804(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In determining whether a local government has met the match requirement under subsection (a) of this section, the Department may consider the local government’s:
# Md. Code Ann., GHS § 4-1804(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
costs to administer a program under this subtitle; and
# Md. Code Ann., GHS § 4-1804(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
financial commitments to other affordable or workforce housing initiatives.
# Md. Code Ann., GHS § 4-1804(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1804 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1805
The Department shall proportionately distribute the annual appropriation of Program funds as follows:
(1)
if a county is a qualifying local government, and no municipal corporation in the county is a qualifying local government, the Department shall distribute Program funds to the county based on the county’s share of the State population;
# Md. Code Ann., GHS § 4-1805(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
if a county is a qualifying local government, and a municipal corporation in the county is also a qualifying local government, the Department shall:
# Md. Code Ann., GHS § 4-1805(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
determine the county’s proportionate share of Program funds based on the county’s share of the State population; and
# Md. Code Ann., GHS § 4-1805(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
from the amount of Program funds determined under item (i) of this item, distribute:
# Md. Code Ann., GHS § 4-1805(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
to each qualifying local government in the county that is a municipal corporation, an amount of Program funds based on the municipal corporation’s share of the county population; and
# Md. Code Ann., GHS § 4-1805(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
to the county, the balance of the county’s share of Program funds; or
# Md. Code Ann., GHS § 4-1805(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
if a county is not a qualifying local government, but a municipal corporation in the county is a qualifying local government, the Department shall:
# Md. Code Ann., GHS § 4-1805(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
determine the county’s proportionate share of Program funds based on the county’s share of the State population; and
# Md. Code Ann., GHS § 4-1805(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
distribute to each qualifying local government in the county that is a municipal corporation, a proportionate share of the amount of Program funds determined under item (i) of this item based on the municipal corporation’s share of the county’s population.
# Md. Code Ann., GHS § 4-1805(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1805 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1806
Before drawing down any Program funds, a qualifying local government shall:
(1)
provide evidence satisfactory to the Department that the Program funds will be matched by the qualifying local government on a dollar-for-dollar basis; and
# Md. Code Ann., GHS § 4-1806(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
meet other Program criteria adopted by the Secretary.
# Md. Code Ann., GHS § 4-1806(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1806 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1807
The Department shall redistribute among qualifying local governments the Program funds that have not been drawn down by other local governments within a 2–year period.
# Md. Code Ann., GHS § 4-1807 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1808
(a)
A qualifying local government shall use Program funds for development costs associated with a workforce housing development located in a priority funding area in accordance with the 5–year consolidated plan or comprehensive plan of the qualifying local government.
# Md. Code Ann., GHS § 4-1808(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A qualifying local government may request that its program funds or match be expended by the Department through the Department’s existing housing programs.
# Md. Code Ann., GHS § 4-1808(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1808 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1809
With the consent of the Department, in appropriate circumstances, a qualifying local government may extend the income eligibility limits for a workforce housing unit developed with Program funds to include a household of low or moderate income.
# Md. Code Ann., GHS § 4-1809 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1810
(a)
The Secretary shall establish annually the maximum amount of Program funds that a qualifying local government may use to develop a workforce housing unit.
# Md. Code Ann., GHS § 4-1810(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The per unit maximum established by the Secretary shall take into account the regional average construction costs applicable to the qualifying local government for a comparable workforce housing unit.
# Md. Code Ann., GHS § 4-1810(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1810 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1811
(a)
Rental units developed under this subtitle shall remain affordable as workforce housing for a period of at least 25 years.
# Md. Code Ann., GHS § 4-1811(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If an original buyer of a homeownership workforce housing unit developed through the Program transfers title to the unit at any time, the original buyer shall pay to the Department 100% of the combined amount of Program funds and qualifying local government matching funds used to develop the unit.
# Md. Code Ann., GHS § 4-1811(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If an original buyer of a homeownership workforce housing unit developed through the Program transfers title to the unit:
# Md. Code Ann., GHS § 4-1811(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
within 5 years of the date of purchase, the original buyer shall pay the lesser of 20% of the net proceeds of transfer to the Department or a 5% annual return on the Program funds provided for the unit;
# Md. Code Ann., GHS § 4-1811(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
during the period that is more than 5 years but less than 15 years from the date of purchase, the original buyer shall pay to the Department the lesser of a percentage of the net proceeds of transfer that begins at 20% and declines by 2% for each subsequent year of ownership or a 5% annual return on the Program funds provided for the unit; and
# Md. Code Ann., GHS § 4-1811(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
during the period that is 15 years or more from the date of purchase, the original buyer is not required to pay any portion of the net proceeds of transfer to the Department.
# Md. Code Ann., GHS § 4-1811(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall distribute to the qualifying local government:
# Md. Code Ann., GHS § 4-1811(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
of the funds paid by the original buyer to the Department under subsection (b) of this section, an amount equal to the matching funds provided by the qualifying local government for the homeownership workforce housing unit; and
# Md. Code Ann., GHS § 4-1811(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
of the funds paid by the original buyer to the Department under subsection (c) of this section, a proportionate share based on the amount of matching funds provided by the qualifying local government for the homeownership workforce housing unit.
# Md. Code Ann., GHS § 4-1811(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department and the qualifying local governments shall use the funds received under this section to develop workforce housing under the Program.
# Md. Code Ann., GHS § 4-1811(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The contract of sale to the original buyer shall disclose all the requirements for repayment to the Department under this section in the event of a transfer of title, including the combined amount of Program funds and qualifying local government matching funds.
# Md. Code Ann., GHS § 4-1811(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 4-1811(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The amounts owed to the Department in the event of a transfer of title of a homeownership workforce housing unit under this section shall be secured by a recorded lien on the homeownership workforce housing unit.
# Md. Code Ann., GHS § 4-1811(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The lien created under this subsection may be a subordinate lien.
# Md. Code Ann., GHS § 4-1811(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department may charge a fee for servicing a lien created under this subsection.
# Md. Code Ann., GHS § 4-1811(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1811 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1812
A qualifying local government shall report annually to the Department on or before January 1 of each year on the use of Program funds.
# Md. Code Ann., GHS § 4-1812 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1813
The Secretary shall adopt regulations to carry out the purposes of the Program.
# Md. Code Ann., GHS § 4-1813 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1901
There is a Disaster Relief Housing Program within the Department of Housing and Community Development.
# Md. Code Ann., GHS § 4-1901 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1902
(a)
The purpose of the Program is to provide financial assistance in an area covered by a state of emergency declared under § 14–107 of the Public Safety Article or in a federally declared disaster area to rehabilitate or replace a primary residence to:
# Md. Code Ann., GHS § 4-1902(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a family whose primary residence was damaged or destroyed by the disaster; and
# Md. Code Ann., GHS § 4-1902(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a nonprofit entity that assists a family in rehabilitating and replacing a primary residence destroyed by the disaster.
# Md. Code Ann., GHS § 4-1902(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may continue to provide financial assistance under this subtitle after the expiration of a state of emergency declared under § 14–107 of the Public Safety Article.
# Md. Code Ann., GHS § 4-1902(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1902 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1903
(a)
The Department may provide financial assistance under the Program utilizing funds from:
# Md. Code Ann., GHS § 4-1903(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
any fund or program under Division I of this article; or
# Md. Code Ann., GHS § 4-1903(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any other source of funds available to the Department.
# Md. Code Ann., GHS § 4-1903(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may provide any type of financial assistance permitted by Division I of this article to recipients under the Program.
# Md. Code Ann., GHS § 4-1903(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
In addition to the type of financial assistance allowed under subsection (b) of this section, the Department may provide financial assistance under a buy–down program that reduces the amount a borrower pays on a loan obtained from the private market or from the Department for a defined period of time.
# Md. Code Ann., GHS § 4-1903(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1903 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1904
(a)
# Md. Code Ann., GHS § 4-1904(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Secretary shall adopt regulations, guidelines, and eligibility requirements for implementing the Program.
# Md. Code Ann., GHS § 4-1904(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The guidelines and eligibility requirements may be different for each disaster.
# Md. Code Ann., GHS § 4-1904(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Secretary shall establish income limits for the Program in connection with each disaster.
# Md. Code Ann., GHS § 4-1904(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The eligibility requirements of any State fund or program from which funds are utilized for providing financial assistance, including maximum income limits, may not apply to financial assistance provided to recipients under the Program.
# Md. Code Ann., GHS § 4-1904(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Repayments of financial assistance under the Program shall be paid to the source of funds that was used to provide the financial assistance.
# Md. Code Ann., GHS § 4-1904(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1904 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–1905
(a)
The Department shall issue to the General Assembly, in accordance with § 2–1257 of the State Government Article:
# Md. Code Ann., GHS § 4-1905(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a preliminary report 6 months after the Program is initially activated for each disaster; and
# Md. Code Ann., GHS § 4-1905(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a final report on or before 18 months after the Program is initially activated for each disaster.
# Md. Code Ann., GHS § 4-1905(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The reports shall include:
# Md. Code Ann., GHS § 4-1905(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the amount and type of assistance provided;
# Md. Code Ann., GHS § 4-1905(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the counties in which the assistance was provided; and
# Md. Code Ann., GHS § 4-1905(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the names of any financial institutions that provided assistance under the Program.
# Md. Code Ann., GHS § 4-1905(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-1905 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2001
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2001(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Fund” means the Energy–Efficient Homes Construction Fund.
# Md. Code Ann., GHS § 4-2001(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Low–energy home” means a home that achieves a Home Energy Rating System (HERS) Index rating:
# Md. Code Ann., GHS § 4-2001(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
of 50 or lower; or
# Md. Code Ann., GHS § 4-2001(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
as determined by the Department in regulations.
# Md. Code Ann., GHS § 4-2001(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Net–zero home” means a home that is designed to produce an amount of energy in 1 year that is equal to the amount of energy that the home uses in 1 year.
# Md. Code Ann., GHS § 4-2001(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Program” means the Energy–Efficient Homes Construction Loan Program.
# Md. Code Ann., GHS § 4-2001(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2001 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2002
(a)
There is an Energy–Efficient Homes Construction Loan Program.
# Md. Code Ann., GHS § 4-2002(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to provide construction loans to persons to construct low–energy homes and net–zero homes.
# Md. Code Ann., GHS § 4-2002(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Program shall be operated with money in the Fund.
# Md. Code Ann., GHS § 4-2002(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2002 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2003
(a)
The Department shall:
# Md. Code Ann., GHS § 4-2003(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
administer the Program;
# Md. Code Ann., GHS § 4-2003(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
attach to a Program loan the terms needed to carry out the Program;
# Md. Code Ann., GHS § 4-2003(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
establish eligibility standards for Program loans;
# Md. Code Ann., GHS § 4-2003(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
establish interest rates that may be as low as 0% or as high as is reasonable to make the project viable; and
# Md. Code Ann., GHS § 4-2003(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
adopt regulations to carry out the Program, including regulations designed to increase participation of minority business enterprises in the Program.
# Md. Code Ann., GHS § 4-2003(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In setting the terms and interest rates for Program loans, the Department may:
# Md. Code Ann., GHS § 4-2003(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
offer preferred interest rates and terms for loans used to finance net–zero homes; and
# Md. Code Ann., GHS § 4-2003(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish different interest rates based on the projected energy efficiency of the home to be constructed.
# Md. Code Ann., GHS § 4-2003(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may:
# Md. Code Ann., GHS § 4-2003(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
contract for services related to the Program;
# Md. Code Ann., GHS § 4-2003(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
contract with private mortgage servicers to perform on behalf of the Department functions the servicers ordinarily perform, including foreclosure and employment of counsel;
# Md. Code Ann., GHS § 4-2003(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
charge a nonrefundable application fee and other customary loan fees;
# Md. Code Ann., GHS § 4-2003(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
enter into agreements with lenders or other entities to provide credit enhancement or collectively lend money for the construction of net–zero and low–energy homes;
# Md. Code Ann., GHS § 4-2003(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
purchase or commit to purchase from mortgage lenders notes or mortgages that meet the requirements of this subtitle, any regulations adopted under this subtitle, and appropriate Program directives;
# Md. Code Ann., GHS § 4-2003(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
modify the interest rate, the time or amount of payment, or any other term of a Program loan to facilitate repayment of the Program loan and to achieve the purpose of the Program; and
# Md. Code Ann., GHS § 4-2003(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
without approval or execution by the Board of Public Works:
# Md. Code Ann., GHS § 4-2003(c)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
assign a mortgage for value;
# Md. Code Ann., GHS § 4-2003(c)(7)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
release a mortgage;
# Md. Code Ann., GHS § 4-2003(c)(7)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
foreclose a mortgage;
# Md. Code Ann., GHS § 4-2003(c)(7)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
acquire property that secures a loan in default; and
# Md. Code Ann., GHS § 4-2003(c)(7)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
encumber, sell, or otherwise dispose of property acquired in connection with a loan in default.
# Md. Code Ann., GHS § 4-2003(c)(7)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
On or before January 1 each year, the Department shall submit a report to the General Assembly, in accordance with § 2–1257 of the State Government Article, on regulations adopted under subsection (a)(5) of this section to increase participation of minority businesses in the Program and the outcome of that effort.
# Md. Code Ann., GHS § 4-2003(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2003 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2004
(a)
Proceeds of a Program loan shall be used only for:
# Md. Code Ann., GHS § 4-2004(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
property acquisition and development costs for the construction of a net–zero home or low–energy home; and
# Md. Code Ann., GHS § 4-2004(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
settlement and closing costs.
# Md. Code Ann., GHS § 4-2004(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A Program loan shall be secured by a mortgage lien that:
# Md. Code Ann., GHS § 4-2004(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may be subordinate to other mortgage liens; and
# Md. Code Ann., GHS § 4-2004(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may include terms, including deferred payment of principal and interest, that the Department considers necessary to make the project viable.
# Md. Code Ann., GHS § 4-2004(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
To apply for a loan under this subtitle, an applicant shall submit:
# Md. Code Ann., GHS § 4-2004(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a completed application in a form that the Department requires;
# Md. Code Ann., GHS § 4-2004(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
information on projected energy usage, project design, and marketing data; and
# Md. Code Ann., GHS § 4-2004(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other information or documentation that the Department considers necessary to make a determination on the loan.
# Md. Code Ann., GHS § 4-2004(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-2004(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may give a preference to an application for:
# Md. Code Ann., GHS § 4-2004(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a net–zero home; or
# Md. Code Ann., GHS § 4-2004(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a project that includes financing from other sources in addition to the Program loan.
# Md. Code Ann., GHS § 4-2004(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In providing assistance under the Program for a net–zero home, the Department shall give preference to applications that will use the services of small, minority, women–owned, and veteran–owned businesses in the State in the clean energy industry, particularly businesses that provide employment for individuals trained through workforce development programs supported by the Strategic Energy Investment Fund under § 5–1501 of the Economic Development Article and through the Clean Energy Workforce Account under § 11–708.1 of the Labor and Employment Article.
# Md. Code Ann., GHS § 4-2004(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2004 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2005
(a)
# Md. Code Ann., GHS § 4-2005(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Department under an agreement relating to a Program loan.
# Md. Code Ann., GHS § 4-2005(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A loan applicant may not knowingly make or cause to be made any false statement or report to influence an action of the Department on a Program loan application or a Program loan already made.
# Md. Code Ann., GHS § 4-2005(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 5 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 4-2005(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2005 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2006
(a)
There is an Energy–Efficient Homes Construction Fund.
# Md. Code Ann., GHS § 4-2006(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 4-2006(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-2006(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-2006(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 4-2006(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Fund consists of:
# Md. Code Ann., GHS § 4-2006(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 4-2006(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
repayments or prepayments of principal and payments of interest on loans made under the Energy–Efficient Homes Construction Loan Program;
# Md. Code Ann., GHS § 4-2006(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
investment earnings of the Fund; and
# Md. Code Ann., GHS § 4-2006(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 4-2006(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department may use the Fund only to:
# Md. Code Ann., GHS § 4-2006(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
pay expenses of the Program;
# Md. Code Ann., GHS § 4-2006(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide credit enhancement under the Program; and
# Md. Code Ann., GHS § 4-2006(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make or purchase loans under the Program.
# Md. Code Ann., GHS § 4-2006(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 4-2006(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 4-2006(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any investment earnings of the Fund shall be paid into the Fund.
# Md. Code Ann., GHS § 4-2006(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2006 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2101
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Continuum of Care” means a regional or local planning body that coordinates housing and services funding for homeless families and individuals.
# Md. Code Ann., GHS § 4-2101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Council” means the Interagency Council on Homelessness.
# Md. Code Ann., GHS § 4-2101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2102
There is an Interagency Council on Homelessness.
# Md. Code Ann., GHS § 4-2102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2103
(a)
The Council consists of the following members:
# Md. Code Ann., GHS § 4-2103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Secretary of Aging, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Secretary of Budget and Management, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Secretary of Health, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the Secretary, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Secretary of Human Services, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the Secretary of Labor, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the Secretary of Public Safety and Correctional Services, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
the State Superintendent of Schools, or the State Superintendent’s designee;
# Md. Code Ann., GHS § 4-2103(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
the Secretary of Transportation, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
the Secretary of Veterans and Military Families, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
the Secretary of Juvenile Services, or the Secretary’s designee;
# Md. Code Ann., GHS § 4-2103(a)(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
the Secretary of Disabilities, or the Secretary’s designee; and
# Md. Code Ann., GHS § 4-2103(a)(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(13)
the following members, appointed by the Governor:
# Md. Code Ann., GHS § 4-2103(a)(13) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
one representative of the Governor’s Office for Children;
# Md. Code Ann., GHS § 4-2103(a)(13)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
three representatives of local Continuums of Care;
# Md. Code Ann., GHS § 4-2103(a)(13)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
nine representatives from diverse geographical regions of the State engaged in homeless advocacy with a focus on housing, employment, and access to health care; and
# Md. Code Ann., GHS § 4-2103(a)(13)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
one community representative who has personally experienced homelessness.
# Md. Code Ann., GHS § 4-2103(a)(13)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Governor may remove a member for incompetence or misconduct.
# Md. Code Ann., GHS § 4-2103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2104
(a)
The Governor shall designate as chair of the Council a member who is a secretary or a secretary’s designee with decision–making authority on issues that relate to the work of the Council.
# Md. Code Ann., GHS § 4-2104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The term of the chair is 2 years.
# Md. Code Ann., GHS § 4-2104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The chair may not serve consecutive terms.
# Md. Code Ann., GHS § 4-2104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2105
(a)
A majority of the members then serving on the Council is a quorum.
# Md. Code Ann., GHS § 4-2105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Council shall determine the times and places of its meetings.
# Md. Code Ann., GHS § 4-2105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A member of the Council:
# Md. Code Ann., GHS § 4-2105(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may not receive compensation as a member of the Council; but
# Md. Code Ann., GHS § 4-2105(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
is entitled to reimbursement for expenses under the Standard State Travel Regulations, as provided in the State budget.
# Md. Code Ann., GHS § 4-2105(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2106
The Department shall provide staff for the Council.
# Md. Code Ann., GHS § 4-2106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2107
The Council shall:
(1)
coordinate State policy and working relationships among State, local, and nonprofit agencies concerning efforts to remedy and prevent homelessness;
# Md. Code Ann., GHS § 4-2107(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
coordinate data sharing between local Continuums of Care;
# Md. Code Ann., GHS § 4-2107(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
coordinate outreach to each Continuum of Care to develop joint strategies that impact State and federal funding efforts to remedy and prevent homelessness;
# Md. Code Ann., GHS § 4-2107(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
determine comprehensive and effective collaborative strategies and best practices for remediation and prevention of homelessness in the State, in particular addressing the differing needs of the State’s geographic areas;
# Md. Code Ann., GHS § 4-2107(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
review and analyze the need for and availability of affordable and accessible housing resources to address the needs of homeless individuals throughout the State;
# Md. Code Ann., GHS § 4-2107(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
recommend changes necessary to alleviate or prevent homelessness, including making recommendations annually to the General Assembly, in accordance with § 2–1257 of the State Government Article, and appropriate State agencies and organizations regarding effective policies, effective distribution of resources, and access to available services and programs;
# Md. Code Ann., GHS § 4-2107(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
identify supportive services for special populations, including veterans, youth, families, and individuals with behavioral health problems;
# Md. Code Ann., GHS § 4-2107(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
disseminate information and educate the public about the prevalence and causes of and responses to homelessness;
# Md. Code Ann., GHS § 4-2107(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
solicit input from the advocacy community, the business community, the faith community, and consumers regarding policy and program development; and
# Md. Code Ann., GHS § 4-2107(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
determine best practices and models for providing emergency shelter and shelter diversion, including ensuring the health, safety, and security of shelter residents, providing client–centered and trauma–informed support services, and ensuring equal access to protected classes under applicable federal, State, and local civil rights laws.
# Md. Code Ann., GHS § 4-2107(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2108
The Department shall adopt regulations to govern the development, implementation, and evaluation of policies and programs to make homelessness rare and, if it occurs, of brief duration.
# Md. Code Ann., GHS § 4-2108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2201
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Client” means an individual or a family who is in need of housing and is not eligible for other available housing services.
# Md. Code Ann., GHS § 4-2201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Program” means the Crisis Shelter Home Program for the Homeless.
# Md. Code Ann., GHS § 4-2201(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2202
The General Assembly finds and declares that:
(1)
an increasing number of people in the State are homeless;
# Md. Code Ann., GHS § 4-2202(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
homeless people have been ignored by State units;
# Md. Code Ann., GHS § 4-2202(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
current State–operated programs do not adequately address the problem; and
# Md. Code Ann., GHS § 4-2202(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
as a result, there is a lack of quality emergency public or private housing available for homeless people.
# Md. Code Ann., GHS § 4-2202(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2203
(a)
There is a Crisis Shelter Home Program for the Homeless in the Department.
# Md. Code Ann., GHS § 4-2203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to provide crisis shelter homes, meals, and counseling to clients.
# Md. Code Ann., GHS § 4-2203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
At least one crisis shelter home shall be located in a major population center of the State to facilitate the use of the shelter by clients living in the region surrounding the shelter.
# Md. Code Ann., GHS § 4-2203(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2204
The Maryland Department of Health may not use a shelter home as part of its discharge service plan.
# Md. Code Ann., GHS § 4-2204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2205
(a)
A shelter home:
# Md. Code Ann., GHS § 4-2205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall provide clients with a temporary residence and necessary counseling to link clients to appropriate community services to stabilize the clients’ living conditions;
# Md. Code Ann., GHS § 4-2205(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall accept, from the police and other referral sources in the community, clients for temporary shelter;
# Md. Code Ann., GHS § 4-2205(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
shall conform to applicable State and local fire codes, health codes, and zoning ordinances; and
# Md. Code Ann., GHS § 4-2205(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
is subject to the regulations adopted by the Department.
# Md. Code Ann., GHS § 4-2205(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall:
# Md. Code Ann., GHS § 4-2205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
establish standards of care and admission policies for shelter homes;
# Md. Code Ann., GHS § 4-2205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
monitor the operation of the shelter homes; and
# Md. Code Ann., GHS § 4-2205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
annually evaluate the effectiveness of the shelter homes.
# Md. Code Ann., GHS § 4-2205(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may contract with private nonprofit organizations to operate the Program.
# Md. Code Ann., GHS § 4-2205(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2206
Clients shall have cooperative responsibility for housekeeping duties in a shelter home.
# Md. Code Ann., GHS § 4-2206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2207
The Maryland Department of Health shall:
(1)
give a client evaluated by a shelter home priority access, as appropriate, to an institution that the Maryland Department of Health supervises; and
# Md. Code Ann., GHS § 4-2207(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
supply appropriate mental health services to the client.
# Md. Code Ann., GHS § 4-2207(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2208
Housing may not be provided under this subtitle to an applicant for housing who is not a resident of the State at the time the application is made.
# Md. Code Ann., GHS § 4-2208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2209
Funds to operate the Program shall be as provided in the State budget.
# Md. Code Ann., GHS § 4-2209 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2301
In this subtitle, “Program” means the Housing Navigator and Aftercare Program.
# Md. Code Ann., GHS § 4-2301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2302
There is a Housing Navigator and Aftercare Program in the Department.
# Md. Code Ann., GHS § 4-2302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2303
The purpose of the Program is to assist families and individuals who are experiencing, or who are in imminent danger of, a housing crisis in obtaining and maintaining permanent housing.
# Md. Code Ann., GHS § 4-2303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2304
A family may apply for Program services if the family is the recipient of or is in the process of applying for temporary cash assistance, as defined in § 5–301 of the Human Services Article.
# Md. Code Ann., GHS § 4-2304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2305
A housing navigator shall assist a family or an individual client with securing and maintaining permanent, affordable housing by:
(1)
assisting the client with searching for and obtaining permanent, affordable housing;
# Md. Code Ann., GHS § 4-2305(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
developing a comprehensive, current list of housing resources and expanding the list of housing resources to include new resources;
# Md. Code Ann., GHS § 4-2305(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
establishing a working relationship with the client and advocating for the client with landlords, property managers, realty companies, and other sources of low–income housing;
# Md. Code Ann., GHS § 4-2305(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
working with a client’s case manager, when applicable, to coordinate services to the client;
# Md. Code Ann., GHS § 4-2305(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
assisting the client, as needed, with issues that contribute to chronic housing problems, such as budgeting and household management; and
# Md. Code Ann., GHS § 4-2305(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
performing other duties as assigned by the Department.
# Md. Code Ann., GHS § 4-2305(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2306
(a)
Program funds may be used for:
# Md. Code Ann., GHS § 4-2306(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
salary and FICA for housing navigators and aftercare case managers;
# Md. Code Ann., GHS § 4-2306(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
client–related expenses, including:
# Md. Code Ann., GHS § 4-2306(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
first and final months’ rent;
# Md. Code Ann., GHS § 4-2306(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
transportation for housing searches;
# Md. Code Ann., GHS § 4-2306(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
moving expenses;
# Md. Code Ann., GHS § 4-2306(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
essential furnishings;
# Md. Code Ann., GHS § 4-2306(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
storage;
# Md. Code Ann., GHS § 4-2306(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
arrearages;
# Md. Code Ann., GHS § 4-2306(a)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
credit checks and housing application fees;
# Md. Code Ann., GHS § 4-2306(a)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
security deposits;
# Md. Code Ann., GHS § 4-2306(a)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
utility deposits; and
# Md. Code Ann., GHS § 4-2306(a)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
other identified needs; and
# Md. Code Ann., GHS § 4-2306(a)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
other items that the Department designates.
# Md. Code Ann., GHS § 4-2306(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A local administrative agency shall be designated by the Department or a local government to manage the Program in a particular subdivision, provide services, and provide funds for additional costs, including operating costs, related to the Program.
# Md. Code Ann., GHS § 4-2306(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2307
Subject to the limitations of the State budget, beginning in fiscal year 2019 and for each fiscal year thereafter, the Governor shall include in the annual budget an appropriation for the Program of $516,828.
# Md. Code Ann., GHS § 4-2307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2401
(a)
# Md. Code Ann., GHS § 4-2401(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2401(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Feminine hygiene products” means tampons and sanitary napkins for use in connection with the menstrual cycle.
# Md. Code Ann., GHS § 4-2401(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Local administering agency” means the agency designated by the Department or a local government to manage the programs for transitional housing services, including the Homeless Women – Crisis Shelter Home Program, and to provide a service directly or by contract with a service provider.
# Md. Code Ann., GHS § 4-2401(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
“Service provider” means a public or private nonprofit that contracts with the Department or a local administering agency to provide shelter services for homeless individuals.
# Md. Code Ann., GHS § 4-2401(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-2401(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall make available to:
# Md. Code Ann., GHS § 4-2401(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
service providers and local administering agencies for service providers a supply of feminine hygiene products sufficient to meet the needs of female residents in shelters; and
# Md. Code Ann., GHS § 4-2401(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
county boards of education a supply of feminine hygiene products sufficient to meet the needs during the normal school year of female students who are determined to be homeless children or youth under the federal McKinney–Vento Homeless Assistance Act.
# Md. Code Ann., GHS § 4-2401(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The feminine hygiene products provided under paragraph (1) of this subsection shall be made available free to:
# Md. Code Ann., GHS § 4-2401(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
service providers, local administering agencies for service providers, and female residents in shelters; and
# Md. Code Ann., GHS § 4-2401(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
county boards of education and qualifying female students in schools.
# Md. Code Ann., GHS § 4-2401(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Each county board of education, through school nurses, shall make available to female students who are determined to be homeless children or youth under the federal McKinney–Vento Homeless Assistance Act a free supply of feminine hygiene products, as provided under subsection (b) of this section.
# Md. Code Ann., GHS § 4-2401(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2501
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2501(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Opportunity zone” means an area that has been designated as a qualified opportunity zone in the State under § 1400Z–1 of the Internal Revenue Code.
# Md. Code Ann., GHS § 4-2501(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Qualified workforce housing project” means a workforce housing project in an opportunity zone that meets requirements for eligibility for the State tax credit as specified in regulations that the Secretary adopts under § 4–2502 of this subtitle.
# Md. Code Ann., GHS § 4-2501(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“State tax credit” means the income tax credit allowed under § 10–749 of the Tax – General Article.
# Md. Code Ann., GHS § 4-2501(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Workforce housing” has the meaning stated in § 4–1801 of this title.
# Md. Code Ann., GHS § 4-2501(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2501 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2502
(a)
The owner of a qualified workforce housing project or the developer of a proposed project that will become a qualified workforce housing project may apply to the Secretary for allocation to the project of a portion of the State tax credit.
# Md. Code Ann., GHS § 4-2502(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An application under this section shall be made in the form and manner and contain any information that the Secretary requires by regulation.
# Md. Code Ann., GHS § 4-2502(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-2502(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Secretary may require that the owner of a qualified workforce housing project, as a condition to receiving an allocation of the State tax credit, enter into a written regulatory agreement with the Secretary under terms and conditions set by the Secretary, regarding the use of the project.
# Md. Code Ann., GHS § 4-2502(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary may require that any agreement required by the Secretary under this subsection be filed in the official land records of the county where the project is located.
# Md. Code Ann., GHS § 4-2502(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Secretary and any local agency or authority designated by the Secretary may enforce an agreement required by the Secretary under this section in the event the owner fails to satisfy any of the requirements of the agreement.
# Md. Code Ann., GHS § 4-2502(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The Secretary may not require that the owner of a qualified workforce housing project, as a condition to receiving an allocation of the State tax credit, use the bonding authority of the State.
# Md. Code Ann., GHS § 4-2502(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Secretary shall adopt:
# Md. Code Ann., GHS § 4-2502(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
regulations or policies establishing criteria by which the State tax credit will be allocated among qualified workforce housing projects; and
# Md. Code Ann., GHS § 4-2502(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any other regulations necessary to administer the provisions of this subtitle.
# Md. Code Ann., GHS § 4-2502(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
Any project that receives an allocation of a portion of the State tax credit shall be restricted in occupancy as specified in the regulations adopted by the Secretary under subsection (d) of this section for a period of at least 30 years beginning with the first taxable year in which a State tax credit is claimed by the owner.
# Md. Code Ann., GHS § 4-2502(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2502 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2503
(a)
# Md. Code Ann., GHS § 4-2503(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The maximum aggregate available State tax credit that may be allocated for each fiscal year equals the lesser of:
# Md. Code Ann., GHS § 4-2503(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the amount appropriated for the Qualified Workforce Housing Tax Credit Reserve Fund for that fiscal year in the State budget as approved by the General Assembly; or
# Md. Code Ann., GHS § 4-2503(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
$4,000,000.
# Md. Code Ann., GHS § 4-2503(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary may allocate the aggregate available State tax credit for a fiscal year among projects to be qualified workforce housing projects to be placed in service during or after that fiscal year.
# Md. Code Ann., GHS § 4-2503(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Any part of the aggregate available State tax credit for any fiscal year that is not allocated by the Secretary in that fiscal year may be carried over and allocated for any subsequent fiscal year.
# Md. Code Ann., GHS § 4-2503(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-2503(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this subsection, “Reserve Fund” means the Qualified Workforce Housing Tax Credit Reserve Fund established under paragraph (2) of this subsection.
# Md. Code Ann., GHS § 4-2503(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-2503(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
There is a Qualified Workforce Housing Tax Credit Reserve Fund.
# Md. Code Ann., GHS § 4-2503(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The Reserve Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-2503(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
The money in the Reserve Fund shall be invested and reinvested by the State Treasurer, and interest and earnings shall be credited to the General Fund of the State.
# Md. Code Ann., GHS § 4-2503(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 4-2503(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 4-2503(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
Except as otherwise provided in this subparagraph, for any fiscal year, the Secretary may not allocate tax credits under this subtitle in the aggregate totaling more than the amount appropriated for the Reserve Fund for that fiscal year in the State budget as approved by the General Assembly.
# Md. Code Ann., GHS § 4-2503(b)(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
If the aggregate credit amounts allocated in a fiscal year total less than the amount appropriated for the Reserve Fund for that fiscal year, any excess amount shall remain in the Reserve Fund and may be allocated for the next fiscal year.
# Md. Code Ann., GHS § 4-2503(b)(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
For any fiscal year, if funds are transferred from the Reserve Fund under the authority of any provision of law other than paragraph (4) of this subsection, the maximum credit amounts in the aggregate that the Secretary may allocate shall be reduced by the amount transferred.
# Md. Code Ann., GHS § 4-2503(b)(3)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
For each fiscal year, the Governor may include in the budget bill an appropriation for the Reserve Fund.
# Md. Code Ann., GHS § 4-2503(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
Notwithstanding the provisions of § 7–213 of the State Finance and Procurement Article, the Governor may not reduce an appropriation for the Reserve Fund in the State budget as approved by the General Assembly.
# Md. Code Ann., GHS § 4-2503(b)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
# Md. Code Ann., GHS § 4-2503(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Except as provided in this paragraph, money appropriated for the Reserve Fund shall remain in the Reserve Fund.
# Md. Code Ann., GHS § 4-2503(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
# Md. Code Ann., GHS § 4-2503(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
Within 15 days after the end of each calendar quarter, as to each qualified workforce housing project for which a final credit certificate was issued during the quarter, the Department shall notify the Comptroller of:
# Md. Code Ann., GHS § 4-2503(b)(4)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
the maximum credit amount initially allocated to the project; and
# Md. Code Ann., GHS § 4-2503(b)(4)(ii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
the final certified credit amount for the project.
# Md. Code Ann., GHS § 4-2503(b)(4)(ii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
On notification that the final credit for a project has been certified, the Comptroller shall transfer an amount equal to the credit amount initially allocated to the project from the Reserve Fund to the General Fund of the State.
# Md. Code Ann., GHS § 4-2503(b)(4)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2503 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2504
(a)
On or before the last day of the taxable year in which a qualified workforce housing project that has been allocated a part of the State tax credit under this subtitle is placed in service, the owner shall:
# Md. Code Ann., GHS § 4-2504(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
notify the Secretary that the project has been placed in service; and
# Md. Code Ann., GHS § 4-2504(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
certify that the project is a qualified workforce housing project eligible for the State tax credit.
# Md. Code Ann., GHS § 4-2504(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Within 15 days after notification that a project has been placed in service, the Secretary shall issue to the owner a final credit certificate for the project stating the final credit amount for the project, not to exceed the credit amount initially allocated to the project.
# Md. Code Ann., GHS § 4-2504(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall:
# Md. Code Ann., GHS § 4-2504(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
determine whether any event has occurred in violation of this subtitle or regulations adopted under this subtitle that makes the project ineligible for the State tax credit or otherwise triggers the recapture of any State tax credit as provided under § 10–749 of the Tax – General Article; and
# Md. Code Ann., GHS § 4-2504(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
promptly notify the Comptroller of the occurrence of the event.
# Md. Code Ann., GHS § 4-2504(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2504 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2505
On or before December 31 each year, the Secretary shall report, in accordance with § 2–1257 of the State Government Article, to the General Assembly:
(1)
the number of qualified workforce housing projects that received a tax credit allocation during the year;
# Md. Code Ann., GHS § 4-2505(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the number of housing units supported by each qualified workforce housing project that received a tax credit allocation during the year;
# Md. Code Ann., GHS § 4-2505(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a description of each qualified workforce housing project that includes:
# Md. Code Ann., GHS § 4-2505(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the geographic location of the project;
# Md. Code Ann., GHS § 4-2505(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
demographic information on and income levels of the residents intended to be served by the project; and
# Md. Code Ann., GHS § 4-2505(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the rent that is authorized to be charged for a unit in the project; and
# Md. Code Ann., GHS § 4-2505(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
housing market and demographic information that demonstrates how each qualified workforce housing project is addressing the need for workforce housing within the communities that the project is intended to serve.
# Md. Code Ann., GHS § 4-2505(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2505 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2601
In this subtitle, “Program” means the Local Housing Grant Program for Homeless Veterans and Survivors of Domestic Violence.
# Md. Code Ann., GHS § 4-2601 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2602
(a)
There is a Local Housing Grant Program for Homeless Veterans and Survivors of Domestic Violence.
# Md. Code Ann., GHS § 4-2602(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to provide grants for housing voucher funds to counties for use to house homeless veterans and survivors of domestic violence.
# Md. Code Ann., GHS § 4-2602(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2602 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2603
The Department shall:
(1)
distribute grants to counties that may apply under the Program for rapid or permanent housing voucher funds for homeless veterans and survivors of domestic violence;
# Md. Code Ann., GHS § 4-2603(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish procedures for receiving and evaluating grant applications from counties under the Program;
# Md. Code Ann., GHS § 4-2603(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
monitor the operation of the grants; and
# Md. Code Ann., GHS § 4-2603(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 4-2603(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2603 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2604
(a)
For fiscal year 2020 and each fiscal year thereafter, the Governor may include funding in the annual budget for the Program.
# Md. Code Ann., GHS § 4-2604(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Money expended from the Program is supplemental to and is not intended to take the place of funding that otherwise would be appropriated by the Department to address homelessness.
# Md. Code Ann., GHS § 4-2604(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2604 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2605
The Department may establish preferences under the Program for counties that:
(1)
enact an ordinance that prohibits discrimination in housing on the basis of source of income;
# Md. Code Ann., GHS § 4-2605(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt a Housing First policy, as defined by the Department; or
# Md. Code Ann., GHS § 4-2605(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide an additional 25% county dedicated funding or voucher match.
# Md. Code Ann., GHS § 4-2605(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2605 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2701
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2701(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-2701(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Service provider” means a public or private nonprofit organization that provides shelter and supportive services to unaccompanied minors in need of shelter.
# Md. Code Ann., GHS § 4-2701(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Service provider” includes a host home program.
# Md. Code Ann., GHS § 4-2701(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Supportive services” means interventions, services, or resources necessary to assist unaccompanied minors in need of shelter in acquiring or maintaining:
# Md. Code Ann., GHS § 4-2701(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
stable housing;
# Md. Code Ann., GHS § 4-2701(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
permanent connections, including ongoing attachments to families, communities, schools, and other positive social networks;
# Md. Code Ann., GHS § 4-2701(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
education and employment, including high performance in completion of education and training activities, especially for younger youth, and starting and maintaining adequate and stable employment, particularly for older youth; or
# Md. Code Ann., GHS § 4-2701(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
social and emotional well–being, including the development of key competencies, attitudes, and behaviors that equip a young person to succeed across multiple domains of daily life, including school, work, relationships, and community.
# Md. Code Ann., GHS § 4-2701(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Unaccompanied minor in need of shelter” means a minor:
# Md. Code Ann., GHS § 4-2701(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
who is not in the physical custody of a parent or legal guardian; and
# Md. Code Ann., GHS § 4-2701(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 4-2701(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
who lacks a fixed, regular, and adequate nighttime residence as defined in the McKinney–Vento Homeless Assistance Act; or
# Md. Code Ann., GHS § 4-2701(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
whose status or circumstances indicate a significant danger of experiencing homelessness in the near future.
# Md. Code Ann., GHS § 4-2701(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2701 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2702
(a)
An unaccompanied minor in need of shelter may consent to shelter and supportive services if the service provider reasonably believes that:
# Md. Code Ann., GHS § 4-2702(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the unaccompanied minor understands the significant benefits, responsibilities, risks, and limits of the shelter and services and can communicate an informed consent;
# Md. Code Ann., GHS § 4-2702(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the unaccompanied minor understands the requirements and rules of the shelter and services; and
# Md. Code Ann., GHS § 4-2702(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the shelter and services are necessary to ensure the unaccompanied minor’s safety and well–being.
# Md. Code Ann., GHS § 4-2702(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An unaccompanied minor in need of shelter who is a parent may consent to shelter and supportive services for the minor’s child.
# Md. Code Ann., GHS § 4-2702(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2702 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2703
(a)
# Md. Code Ann., GHS § 4-2703(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Before providing shelter and supportive services to an unaccompanied minor in need of shelter, a service provider shall:
# Md. Code Ann., GHS § 4-2703(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
register with the Department;
# Md. Code Ann., GHS § 4-2703(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
develop and implement a procedure to screen each staff member who works with minors, including through a State and national criminal history records check or a private agency background check conducted in accordance with § 4–2708 of this subtitle; and
# Md. Code Ann., GHS § 4-2703(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
obtain written consent from the unaccompanied minor in need of shelter.
# Md. Code Ann., GHS § 4-2703(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The written consent from the unaccompanied minor in need of shelter shall state the minor’s:
# Md. Code Ann., GHS § 4-2703(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
age;
# Md. Code Ann., GHS § 4-2703(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
guardianship status, if known; and
# Md. Code Ann., GHS § 4-2703(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
living situation.
# Md. Code Ann., GHS § 4-2703(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A service provider may not provide shelter to a minor if the service provider has knowledge that the minor:
# Md. Code Ann., GHS § 4-2703(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
knowingly provided false information in the written consent required under subsection (a) of this section; or
# Md. Code Ann., GHS § 4-2703(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
does not meet the definition of an unaccompanied minor in need of shelter under this subtitle.
# Md. Code Ann., GHS § 4-2703(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2703 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2704
(a)
After providing shelter to an unaccompanied minor in need of shelter, a service provider shall:
# Md. Code Ann., GHS § 4-2704(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 4-2704(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
as soon as possible and within 72 hours, contact a parent, a guardian, or an adult relative of the minor; or
# Md. Code Ann., GHS § 4-2704(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
if the service provider suspects abuse or neglect by the parent, guardian, or adult relative of the minor, immediately notify the appropriate authorities of the suspected abuse or neglect in accordance with § 5–704 of the Family Law Article; and
# Md. Code Ann., GHS § 4-2704(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
if the service provider suspects any abuse or neglect of the unaccompanied minor in need of shelter, immediately notify the appropriate authorities of the suspected abuse or neglect in accordance with § 5–704 of the Family Law Article.
# Md. Code Ann., GHS § 4-2704(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-2704(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If a service provider is unable to contact, and does not suspect abuse by, a parent, a guardian, or an adult relative of an unaccompanied minor in need of shelter, the service provider shall:
# Md. Code Ann., GHS § 4-2704(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
notify the minor of the requirements of this section; and
# Md. Code Ann., GHS § 4-2704(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
after providing the notice required under item (i) of this paragraph, contact the National Center for Missing and Exploited Children to determine if the minor has been reported missing by a legal guardian.
# Md. Code Ann., GHS § 4-2704(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If a service provider receives information indicating that an unaccompanied minor in need of shelter is missing from foster care, the service provider shall contact the local department of social services.
# Md. Code Ann., GHS § 4-2704(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If a service provider receives information indicating that an unaccompanied minor in need of shelter has been reported missing by a legal guardian other than the local department of social services, the service provider shall contact local law enforcement.
# Md. Code Ann., GHS § 4-2704(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A service provider shall document efforts and communications made under subsection (b) of this section.
# Md. Code Ann., GHS § 4-2704(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2704 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2705
A service provider that provides shelter and supportive services to an unaccompanied minor in need of shelter in accordance with this subtitle is not civilly or criminally liable or subject to a disciplinary penalty based solely on the provider’s reasonable determination to provide the shelter and supportive services.
# Md. Code Ann., GHS § 4-2705 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2706
The Department shall establish and maintain a registry of all service providers that register under § 4–2703 of this subtitle to provide shelter and supportive services to unaccompanied minors in need of shelter.
# Md. Code Ann., GHS § 4-2706 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2707
(a)
The Department shall adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 4-2707(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The regulations shall include:
# Md. Code Ann., GHS § 4-2707(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a prohibition against a service provider knowingly hiring or retaining an individual who has been convicted of a crime involving:
# Md. Code Ann., GHS § 4-2707(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an offense under § 3–307 or § 3–308 of the Criminal Law Article or an offense under the laws of another state that would constitute a violation of § 3–307 or § 3–308 of the Criminal Law Article if committed in the State;
# Md. Code Ann., GHS § 4-2707(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
child abuse under § 3–601 of the Criminal Law Article or an offense under the laws of another state that would constitute child abuse under § 3–601 of the Criminal Law Article if committed in the State;
# Md. Code Ann., GHS § 4-2707(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
child sexual abuse under § 3–602 of the Criminal Law Article or an offense under the laws of another state that would constitute child sexual abuse under § 3–602 of the Criminal Law Article if committed in the State;
# Md. Code Ann., GHS § 4-2707(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
child neglect under § 3–602.1 of the Criminal Law Article or an offense under the laws of another state that would constitute neglect under § 3–602.1 of the Criminal Law Article if committed in the State; or
# Md. Code Ann., GHS § 4-2707(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
a crime of violence as defined in § 14–101 of the Criminal Law Article or an offense under the laws of another state that would be a violation of § 14–101 of the Criminal Law Article if committed in the State; and
# Md. Code Ann., GHS § 4-2707(b)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a requirement that each service provider provide training for each staff member who serves minors regarding mandatory reporting of suspected abuse or neglect in accordance with § 4–2704 of this subtitle and § 5–704 of the Family Law Article.
# Md. Code Ann., GHS § 4-2707(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2707 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2708
(a)
In this section, “Central Repository” means the Criminal Justice Information System Central Repository of the Department of Public Safety and Correctional Services.
# Md. Code Ann., GHS § 4-2708(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For each staff member who works with unaccompanied minors, a service provider shall:
# Md. Code Ann., GHS § 4-2708(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
apply to the Central Repository for a State and national criminal history records check; or
# Md. Code Ann., GHS § 4-2708(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
request a private agency to conduct a background check.
# Md. Code Ann., GHS § 4-2708(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-2708(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
As part of an application to the Central Repository for a State and national criminal history records check, the service provider shall submit to the Central Repository:
# Md. Code Ann., GHS § 4-2708(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
one complete set of legible fingerprints of the staff member taken in a format approved by the Director of the Central Repository and the Director of the Federal Bureau of Investigation;
# Md. Code Ann., GHS § 4-2708(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the fee authorized under § 10–221(b)(7) of the Criminal Procedure Article for access to State criminal history records; and
# Md. Code Ann., GHS § 4-2708(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the mandatory processing fee required by the Federal Bureau of Investigation for a national criminal history records check.
# Md. Code Ann., GHS § 4-2708(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In accordance with Title 10, Subtitle 2 of the Criminal Procedure Article, the Central Repository shall forward to the service provider and the staff member the criminal history record information of the staff member.
# Md. Code Ann., GHS § 4-2708(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Information obtained from the Central Repository under this subsection:
# Md. Code Ann., GHS § 4-2708(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is confidential and may not be redisseminated; and
# Md. Code Ann., GHS § 4-2708(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may be used only for the screening purposes authorized by this subtitle.
# Md. Code Ann., GHS § 4-2708(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A person who is the subject of a criminal history records check under this subsection may contest the contents of the printed statement issued by the Central Repository as provided in §10–223 of the Criminal Procedure Article.
# Md. Code Ann., GHS § 4-2708(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
If a service provider requests a private agency to conduct a background check:
# Md. Code Ann., GHS § 4-2708(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the private agency shall:
# Md. Code Ann., GHS § 4-2708(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
conduct a background check in each state where the service provider knows or has reason to believe the staff member worked or resided during the past 7 years; and
# Md. Code Ann., GHS § 4-2708(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
issue a statement of the private agency’s findings to:
# Md. Code Ann., GHS § 4-2708(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
on request, the staff member; and
# Md. Code Ann., GHS § 4-2708(d)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the service provider; and
# Md. Code Ann., GHS § 4-2708(d)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the staff member shall have an opportunity to contest the findings of the private agency.
# Md. Code Ann., GHS § 4-2708(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2708 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2801
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2801(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Affordable” means that monthly housing costs are affordable to a family of limited income as determined under § 4–212 of this title.
# Md. Code Ann., GHS § 4-2801(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Appraisal gap” means the amount by which the total cost of eligible construction expenses exceeds the contract sales price of a qualified property when it is initially sold to an owner–occupant.
# Md. Code Ann., GHS § 4-2801(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-2801(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Eligible construction expenses” means any amount that is expended on the construction or substantial rehabilitation of a qualified property.
# Md. Code Ann., GHS § 4-2801(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Eligible construction expenses” includes any amount expended on:
# Md. Code Ann., GHS § 4-2801(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
acquisition costs;
# Md. Code Ann., GHS § 4-2801(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
roof repair and replacement;
# Md. Code Ann., GHS § 4-2801(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
chimney repair and lining;
# Md. Code Ann., GHS § 4-2801(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
internal and external doors;
# Md. Code Ann., GHS § 4-2801(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
windows;
# Md. Code Ann., GHS § 4-2801(d)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
masonry;
# Md. Code Ann., GHS § 4-2801(d)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
floor joists;
# Md. Code Ann., GHS § 4-2801(d)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
finished flooring;
# Md. Code Ann., GHS § 4-2801(d)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
framing;
# Md. Code Ann., GHS § 4-2801(d)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
structural repairs;
# Md. Code Ann., GHS § 4-2801(d)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xi)
foundation repairs;
# Md. Code Ann., GHS § 4-2801(d)(2)(xi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xii)
plumbing, electrical, and mechanical systems;
# Md. Code Ann., GHS § 4-2801(d)(2)(xii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xiii)
architectural and engineering consulting fees;
# Md. Code Ann., GHS § 4-2801(d)(2)(xiii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xiv)
tools and equipment rental;
# Md. Code Ann., GHS § 4-2801(d)(2)(xiv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xv)
new construction;
# Md. Code Ann., GHS § 4-2801(d)(2)(xv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xvi)
infrastructure; and
# Md. Code Ann., GHS § 4-2801(d)(2)(xvi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xvii)
other expenses as determined by the Secretary.
# Md. Code Ann., GHS § 4-2801(d)(2)(xvii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Financial assistance” includes:
# Md. Code Ann., GHS § 4-2801(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a grant;
# Md. Code Ann., GHS § 4-2801(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a loan;
# Md. Code Ann., GHS § 4-2801(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a reduction in the principal obligation of or rate of interest payable on a loan or portion of a loan;
# Md. Code Ann., GHS § 4-2801(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a prepayment of interest on a subordinate or superior loan or portion of a loan;
# Md. Code Ann., GHS § 4-2801(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
an assurance;
# Md. Code Ann., GHS § 4-2801(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
a guarantee; and
# Md. Code Ann., GHS § 4-2801(e)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
any other form of credit enhancement.
# Md. Code Ann., GHS § 4-2801(e)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Fund” means the Appraisal Gap From Historic Redlining Financial Assistance Fund established under this subtitle.
# Md. Code Ann., GHS § 4-2801(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Qualified project” means the construction or substantial rehabilitation of a qualified property if the eligible construction expenses do not exceed $500,000.
# Md. Code Ann., GHS § 4-2801(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Qualified property” means residential real property that is:
# Md. Code Ann., GHS § 4-2801(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
newly constructed or a formerly vacant structure that has been substantially rehabilitated;
# Md. Code Ann., GHS § 4-2801(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
located in:
# Md. Code Ann., GHS § 4-2801(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a low–income census tract as defined by the U.S. Department of Housing and Urban Development; and
# Md. Code Ann., GHS § 4-2801(h)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an area designated as a sustainable community; and
# Md. Code Ann., GHS § 4-2801(h)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
constructed or rehabilitated with the purpose of being sold to an owner–occupant at an affordable sales price.
# Md. Code Ann., GHS § 4-2801(h)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Sustainable community” means an area designated as a sustainable community under § 6–205 of this article.
# Md. Code Ann., GHS § 4-2801(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2801 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2802
(a)
There is an Appraisal Gap From Historic Redlining Financial Assistance Program in the Department.
# Md. Code Ann., GHS § 4-2802(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to help close appraisal gaps that occur in historically redlined neighborhoods by making financial assistance available to:
# Md. Code Ann., GHS § 4-2802(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
affordable housing developers working in low–income census tracts and sustainable communities; and
# Md. Code Ann., GHS § 4-2802(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
individuals who purchase a qualified property:
# Md. Code Ann., GHS § 4-2802(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
after a qualified project is completed;
# Md. Code Ann., GHS § 4-2802(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
at an affordable sales price as determined by regulations adopted by the Department; and
# Md. Code Ann., GHS § 4-2802(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
as an owner–occupant.
# Md. Code Ann., GHS § 4-2802(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2802 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2803
(a)
In the fiscal year in which a qualified project is proposed, an individual or business entity may apply to the Department for financial assistance to cover the appraisal gap for the project in accordance with this section.
# Md. Code Ann., GHS § 4-2803(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall develop by regulation an application form and a process for the distribution of financial assistance under this section.
# Md. Code Ann., GHS § 4-2803(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Financial assistance provided under this section may be allocated among the partners, members, or shareholders of a business entity in any manner agreed to by those persons in writing.
# Md. Code Ann., GHS § 4-2803(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Financial assistance provided under this section may be used in conjunction with other State, federal, or local funding sources.
# Md. Code Ann., GHS § 4-2803(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A qualified project receiving financial assistance under this section shall be in compliance with local development and land use plans.
# Md. Code Ann., GHS § 4-2803(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2803 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2804
(a)
Subject to § 4–2805 of this subtitle and the regulations of the Department, the Department shall accept an application for financial assistance from:
# Md. Code Ann., GHS § 4-2804(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an individual or business entity that proposes to develop a qualified project; and
# Md. Code Ann., GHS § 4-2804(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an individual that proposes to purchase a qualified property.
# Md. Code Ann., GHS § 4-2804(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The application shall be in the form and shall contain any information that the Department requires by regulation.
# Md. Code Ann., GHS § 4-2804(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall approve all applications that qualify for financial assistance under this subtitle in a timely manner.
# Md. Code Ann., GHS § 4-2804(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2804 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2805
(a)
There is an Appraisal Gap From Historic Redlining Financial Assistance Fund.
# Md. Code Ann., GHS § 4-2805(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-2805(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 4-2805(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The money in the Fund shall be invested and reinvested by the State Treasurer, and interest and earnings shall be credited to the General Fund of the State.
# Md. Code Ann., GHS § 4-2805(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 4-2805(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 4-2805(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Except as otherwise provided in this paragraph, for any fiscal year, the Department may not provide financial assistance under this subtitle in the aggregate totaling more than the amount appropriated for the Fund for that fiscal year in the State budget as approved by the General Assembly.
# Md. Code Ann., GHS § 4-2805(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
If the aggregate financial assistance amounts provided in a fiscal year total less than the amount appropriated for the Fund for that fiscal year, any excess amount shall remain in the Fund and may be allocated for the next fiscal year.
# Md. Code Ann., GHS § 4-2805(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
For any fiscal year, if funds are transferred from the Fund under the authority of any provision of law other than subsection (d) of this section, the maximum financial assistance amounts in the aggregate that the Department may provide shall be reduced by the amount transferred.
# Md. Code Ann., GHS § 4-2805(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Notwithstanding the provisions of § 7–213 of the State Finance and Procurement Article, the Governor may not reduce an appropriation for the Fund in the State budget as approved by the General Assembly.
# Md. Code Ann., GHS § 4-2805(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Money in the Fund may be used only for the purpose of providing financial assistance in accordance with this subtitle.
# Md. Code Ann., GHS § 4-2805(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
On or before January 1 each year, each county shall submit a report to the Department that details the targeted areas for homeownership that would qualify for financial assistance provided under this subtitle.
# Md. Code Ann., GHS § 4-2805(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
On or before March 1 each year, the Department shall submit a report, in accordance with § 2–1257 of the State Government Article, to the Senate Budget and Taxation Committee, the House Appropriations Committee, and the House Committee on Ways and Means on the number of funds deployed to census tracts with a majority racial minority population.
# Md. Code Ann., GHS § 4-2805(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2805 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2806
The Department shall adopt:
(1)
regulations to specify criteria for the application for and approval of the financial assistance under this subtitle; and
# Md. Code Ann., GHS § 4-2806(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any other regulations necessary to carry out the provisions of this subtitle.
# Md. Code Ann., GHS § 4-2806(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2806 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2901
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 4-2901(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Disability” means a physical or mental impairment that substantially limits a major life activity.
# Md. Code Ann., GHS § 4-2901(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Elderly” means an individual that is at least 62 years old.
# Md. Code Ann., GHS § 4-2901(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-2901(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Family” means an individual or group of individuals eligible for assistance under the State Program.
# Md. Code Ann., GHS § 4-2901(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Family” includes a preference category established under § 4–2906 of this subtitle.
# Md. Code Ann., GHS § 4-2901(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Housing assistance payment” means the monthly assistance payment paid for a family under the State Program.
# Md. Code Ann., GHS § 4-2901(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Housing Choice Voucher Program” means the program established under 24 C.F.R. Part 982.
# Md. Code Ann., GHS § 4-2901(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Live–in aide” means an individual that:
# Md. Code Ann., GHS § 4-2901(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
meets the requirements under 24 C.F.R. § 5.403; and
# Md. Code Ann., GHS § 4-2901(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
resides with an elderly or disabled individual who receives assistance under the State Program.
# Md. Code Ann., GHS § 4-2901(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Payment standard” means the maximum monthly housing assistance payment for a family assisted under the State Program.
# Md. Code Ann., GHS § 4-2901(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 4-2901(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Public housing agency” means an entity authorized by the U.S. Department of Housing and Urban Development to administer the federal Housing Choice Voucher Program in the State.
# Md. Code Ann., GHS § 4-2901(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Public housing agency” does not include the Department.
# Md. Code Ann., GHS § 4-2901(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“State Program” means the Statewide Rental Assistance Voucher Program established under this subtitle.
# Md. Code Ann., GHS § 4-2901(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Voucher” means a document issued by the Department or a public housing agency to a family that is selected to receive assistance under the State Program, which describes the State Program and procedures under the State Program.
# Md. Code Ann., GHS § 4-2901(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Public housing agency” means an entity authorized by the U.S. Department of Housing and Urban Development to administer the federal Housing Choice Voucher Program in the State.
# Md. Code Ann., GHS § 4-2901(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2901 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2902
There is a Statewide Rental Assistance Voucher Program in the Department.
# Md. Code Ann., GHS § 4-2902 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2903
The purpose of the State Program is to provide vouchers and housing assistance payments for low–income families that are currently on a waiting list under the federal Housing Choice Voucher Program for housing in units approved by the Department or a public housing agency, in accordance with guidelines under the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2903 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2904
(a)
# Md. Code Ann., GHS § 4-2904(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In political subdivisions without a local administrator under the federal Housing Choice Voucher Program, the Department shall administer the State Program and issue vouchers and housing assistance payments to assist low–income households that are eligible for but are not currently receiving housing choice vouchers under the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2904(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In political subdivisions with a public housing agency–administrator under the federal Housing Choice Voucher Program, the public housing agency:
# Md. Code Ann., GHS § 4-2904(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
shall administer the State Program and issue vouchers and housing assistance payments to assist low–income households that are eligible for but are not currently receiving housing choice vouchers under the federal Housing Choice Voucher Program; and
# Md. Code Ann., GHS § 4-2904(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may, subject to subsection (b) of this section, administer the State Program in accordance with the local administrative plan of the public housing agency.
# Md. Code Ann., GHS § 4-2904(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department may project–base up to 100% of its authorized voucher units if necessary to administer the State Program, including in political subdivisions without a local administrator under the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2904(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Except as otherwise provided in this subtitle, the State Program shall be administered in accordance with federal guidelines under the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2904(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2904 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2905
To be eligible for a housing assistance payment under the State Program, a family shall:
(1)
reside in the State;
# Md. Code Ann., GHS § 4-2905(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
be on a federal housing choice voucher waiting list; and
# Md. Code Ann., GHS § 4-2905(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
meet low–income eligibility limits under the federal Housing Choice Voucher Program or income requirements as determined by the public housing agency.
# Md. Code Ann., GHS § 4-2905(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2905 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2906
Each public housing agency shall prioritize vouchers and housing assistance payments for families that include:
(1)
a child who is under the age of 18 years;
# Md. Code Ann., GHS § 4-2906(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a foster child who is:
# Md. Code Ann., GHS § 4-2906(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
at least 18 years old; but
# Md. Code Ann., GHS § 4-2906(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
under the age of 24 years;
# Md. Code Ann., GHS § 4-2906(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a veteran;
# Md. Code Ann., GHS § 4-2906(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
an individual experiencing homelessness;
# Md. Code Ann., GHS § 4-2906(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
a disabled individual; or
# Md. Code Ann., GHS § 4-2906(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
an elderly individual.
# Md. Code Ann., GHS § 4-2906(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2906 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2907
When an offer of assistance is made, a family has 30 days to provide documentation to verify their income with the Department or the public housing agency.
# Md. Code Ann., GHS § 4-2907 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2908
(a)
The Department or a public housing agency shall calculate payment standards and housing assistance payments under the State Program in accordance with guidelines for the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2908(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A family assisted under the State Program shall be expected to pay not more than 30% of its monthly adjusted gross income for rent and utilities, as determined by the public housing agency at the time the family initially receives assistance under the State Program, except as otherwise provided in the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2908(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2908 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2909
Housing assistance payments for a family shall continue for up to 5 years or until a federal housing choice voucher under the federal Housing Choice Voucher Program becomes available, whichever occurs first.
# Md. Code Ann., GHS § 4-2909 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2910
(a)
A family may request that the Department or a public housing agency approve a live–in aide to provide necessary supportive services for a family member who is a person with a disability.
# Md. Code Ann., GHS § 4-2910(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department or a public housing agency shall reasonably modify its policies, procedures, and rules to allow a family that includes a person with a disability to have a live–in aide.
# Md. Code Ann., GHS § 4-2910(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department or a public housing agency may not include a live–in aide’s income when determining a family’s income eligibility under the State Program.
# Md. Code Ann., GHS § 4-2910(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2910 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2911
(a)
# Md. Code Ann., GHS § 4-2911(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A public housing agency shall conduct an initial inspection and periodic inspections thereafter of each unit rented using housing assistance payments to ensure the continued compliance with federal housing quality standards under 24 C.F.R. § 982.401 or 24 C.F.R. § 5.703, as applicable.
# Md. Code Ann., GHS § 4-2911(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Inspections shall occur on or before the initial lease date and at least biennially thereafter in accordance with the public housing agency’s administrative plan.
# Md. Code Ann., GHS § 4-2911(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For a unit located in a building with 3 to 49 units, the property owner shall provide the public housing agency with a certificate of occupancy that has been completed within 1 year.
# Md. Code Ann., GHS § 4-2911(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
For a unit located in a building with 50 units or more, the property owner shall provide the public housing agency with an inspection certificate.
# Md. Code Ann., GHS § 4-2911(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2911 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2912
The Department shall ensure that subsidy standards for unit selection comply with federal guidelines under the Housing Choice Voucher Program, including the mandate to provide for the smallest number of bedrooms needed to house a family without overcrowding.
# Md. Code Ann., GHS § 4-2912 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2913
(a)
# Md. Code Ann., GHS § 4-2913(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department or a public housing agency may deny assistance under the State Program by:
# Md. Code Ann., GHS § 4-2913(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
denying a voucher under the State Program;
# Md. Code Ann., GHS § 4-2913(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
withdrawing a State Program voucher;
# Md. Code Ann., GHS § 4-2913(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
refusing to enter into a contract for housing assistance payments; or
# Md. Code Ann., GHS § 4-2913(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
refusing to approve a lease under the State Program.
# Md. Code Ann., GHS § 4-2913(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department or a public housing agency shall deny assistance under the State Program to sex offenders who are subject to a lifetime registration requirement under a State sex offender registration program.
# Md. Code Ann., GHS § 4-2913(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department or a public housing agency may deny assistance under the State Program if the Department or a public housing agency finds that any individual residing in a unit rented using assistance from the State Program has been convicted of:
# Md. Code Ann., GHS § 4-2913(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a drug–related crime under State law; or
# Md. Code Ann., GHS § 4-2913(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a violent crime.
# Md. Code Ann., GHS § 4-2913(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
If the Department or public housing agency denies assistance under the State Program, the Department or the public housing agency shall promptly provide the applicant with a notice explaining the denial and indicating that the applicant may request an informal review.
# Md. Code Ann., GHS § 4-2913(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 4-2913(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department or a public housing agency may terminate assistance under the State Program by:
# Md. Code Ann., GHS § 4-2913(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
refusing to enter into a State Program contract;
# Md. Code Ann., GHS § 4-2913(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
refusing to approve a lease under the State Program; or
# Md. Code Ann., GHS § 4-2913(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
terminating housing assistance payments under a State Program contract.
# Md. Code Ann., GHS § 4-2913(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department or a public agency shall terminate assistance under the State Program for:
# Md. Code Ann., GHS § 4-2913(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
families who were evicted under the State program for serious violations of the lease;
# Md. Code Ann., GHS § 4-2913(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
families who fail to sign any forms from the Department or a public housing agency indicating consent to obtain information; and
# Md. Code Ann., GHS § 4-2913(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
sex offenders subject to a lifetime registration requirement under a State sex offender registration program.
# Md. Code Ann., GHS § 4-2913(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
When determining the denial or termination of assistance under the State Program, the Department may consider all relevant circumstances, including the seriousness of the case, the extent of participation or culpability of individual family members, mitigating circumstances related to the disability of a family member, and the effects of denial or termination of assistance on other family members who were not involved in the action or failure if a family member:
# Md. Code Ann., GHS § 4-2913(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
violates any obligations under the State Program;
# Md. Code Ann., GHS § 4-2913(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has been evicted from federally assisted housing for violent criminal activity that threatened the health, safety, or welfare of other residents within the preceding 3 years;
# Md. Code Ann., GHS § 4-2913(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
has committed fraud, bribery, or any other corrupt or criminal act in connection with the State Program;
# Md. Code Ann., GHS § 4-2913(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
owes a financial obligation to the Department or public housing agency in connection with another housing or rental assistance program;
# Md. Code Ann., GHS § 4-2913(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
breaches a repayment agreement to pay amounts owed to the Department or public housing agency;
# Md. Code Ann., GHS § 4-2913(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
has engaged in or threatened abusive or violent behavior toward Department or public housing agency employees, the property owner or property management staff, or other residents; or
# Md. Code Ann., GHS § 4-2913(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
receives assistance under the State Program and is absent from the unit for more than 180 consecutive days.
# Md. Code Ann., GHS § 4-2913(c)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 4-2913(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department or a public housing agency may prohibit other family members who participated in or were culpable for actions specified under this section from residing in a unit rented using assistance from the State Program.
# Md. Code Ann., GHS § 4-2913(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
In making the determination under paragraph (1) of this subsection, the Department or a public housing agency may consider:
# Md. Code Ann., GHS § 4-2913(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the seriousness of the case;
# Md. Code Ann., GHS § 4-2913(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the extent of participation by or culpability of individual family members;
# Md. Code Ann., GHS § 4-2913(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
mitigating circumstances related to the disability of a family member; and
# Md. Code Ann., GHS § 4-2913(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the effects of the prohibition on other family members who were not involved in the action or failure.
# Md. Code Ann., GHS § 4-2913(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2913 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2914
(a)
A family that receives a voucher under the State Program shall:
# Md. Code Ann., GHS § 4-2914(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
supply any information to the Department or the public housing agency necessary for the administration of the State Program;
# Md. Code Ann., GHS § 4-2914(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
notify the Department or the public housing agency before vacating the unit;
# Md. Code Ann., GHS § 4-2914(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
use the unit only as a principal place of residence; and
# Md. Code Ann., GHS § 4-2914(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
maintain all utilities that are not paid through the housing assistance payment.
# Md. Code Ann., GHS § 4-2914(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A family that receives a voucher under the State Program may not:
# Md. Code Ann., GHS § 4-2914(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
own the unit that the assistance is provided for;
# Md. Code Ann., GHS § 4-2914(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
commit fraud in connection with the State Program;
# Md. Code Ann., GHS § 4-2914(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
sublease or assign the lease or transfer the unit; or
# Md. Code Ann., GHS § 4-2914(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
allow anyone not on the unit lease to reside in the unit.
# Md. Code Ann., GHS § 4-2914(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2914 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2915
The Department or a public housing agency shall give each family that receives assistance under the State Program a written description of:
(1)
the family’s obligations under the State Program;
# Md. Code Ann., GHS § 4-2915(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the grounds on which the Department or the public housing agency may deny or terminate assistance under the State Program; and
# Md. Code Ann., GHS § 4-2915(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the process to request an informal hearing.
# Md. Code Ann., GHS § 4-2915(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2915 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2916
The Department or a public housing agency shall recertify a family for continued admission under the State Program, in accordance with federal guidelines under the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2916 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2917
If the head of household who was receiving assistance under the State Program dies, a surviving family member may continue to receive the assistance if the household is solely occupied by remaining family members in accordance with this subtitle.
# Md. Code Ann., GHS § 4-2917 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2918
Any guidelines on the termination of assistance or on evictions established by the Department or a public housing agency under this subtitle shall be at least as protective of tenants’ rights as guidelines established under the federal Housing Choice Voucher Program.
# Md. Code Ann., GHS § 4-2918 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2919
(a)
# Md. Code Ann., GHS § 4-2919(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For fiscal years 2025, 2026, and 2027, the Governor shall include in the annual budget bill an appropriation of $10,000,000 to the Department for the State Program.
# Md. Code Ann., GHS § 4-2919(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For fiscal year 2028 and each fiscal year thereafter, the Governor shall include in the annual budget bill an appropriation sufficient to fund at least the same number of vouchers issued in the prior fiscal year.
# Md. Code Ann., GHS § 4-2919(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall distribute the greater of the federal de minimis rate of the public housing agency’s modified total direct costs as established in 2 C.F.R. § 200.414(f) or 15% of the amount specified under subsection (a) of this section each year to each public housing agency to help defray staffing expenses related to the administration of the federal Housing Choice Voucher Program and the State Program.
# Md. Code Ann., GHS § 4-2919(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall develop a formula for distributing State Program funds to each public housing agency.
# Md. Code Ann., GHS § 4-2919(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2919 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2920
On or before December 30, 2024, and each year thereafter, the Department and each political subdivision that has a public housing agency shall report to the Governor and, in accordance with § 2–1257 of the State Government Article, the General Assembly on:
(1)
the number of families receiving assistance under the State Program;
# Md. Code Ann., GHS § 4-2920(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
compliance with income eligibility requirements under the federal Housing Choice Voucher Program;
# Md. Code Ann., GHS § 4-2920(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the total amount of funds received;
# Md. Code Ann., GHS § 4-2920(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the number of households terminated from the State Program;
# Md. Code Ann., GHS § 4-2920(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the incomes of families receiving assistance under the State Program;
# Md. Code Ann., GHS § 4-2920(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the geographic locations where families receiving assistance under the State Program have been housed;
# Md. Code Ann., GHS § 4-2920(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the race and gender of individuals in families receiving assistance under the State Program;
# Md. Code Ann., GHS § 4-2920(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
the household size for families receiving assistance under the State Program;
# Md. Code Ann., GHS § 4-2920(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
the number of families receiving assistance under the State Program, based on the preferences listed in § 4–2906 of this subtitle;
# Md. Code Ann., GHS § 4-2920(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
the length of time that each family has received assistance under the State Program;
# Md. Code Ann., GHS § 4-2920(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
the average length of time from application into the State Program and receipt of housing assistance payments;
# Md. Code Ann., GHS § 4-2920(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
any referrals made for families under the State Program for wraparound services, including job training;
# Md. Code Ann., GHS § 4-2920(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(13)
any resources used to advertise the State Program;
# Md. Code Ann., GHS § 4-2920(13) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(14)
the disability status of households served; and
# Md. Code Ann., GHS § 4-2920(14) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(15)
the number of households in which State Program assistance ended without the households having received federal housing choice vouchers.
# Md. Code Ann., GHS § 4-2920(15) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 4-2920 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–2921
The Department may adopt regulations to implement this subtitle.
# Md. Code Ann., GHS § 4-2921 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–3001
# Md. Code Ann., GHS § 4-3001 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–3002
# Md. Code Ann., GHS § 4-3002 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–3003
# Md. Code Ann., GHS § 4-3003 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–3004
# Md. Code Ann., GHS § 4-3004 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 4–3005
# Md. Code Ann., GHS § 4-3005 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 5–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 5-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Director” means the Director of the Office of Tenant and Landlord Affairs.
# Md. Code Ann., GHS § 5-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Office” means the Office of Tenant and Landlord Affairs.
# Md. Code Ann., GHS § 5-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 5-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Tenant” means a residential tenant.
# Md. Code Ann., GHS § 5-101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Tenant” includes:
# Md. Code Ann., GHS § 5-101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a subtenant;
# Md. Code Ann., GHS § 5-101(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a lessee;
# Md. Code Ann., GHS § 5-101(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a sublessee; and
# Md. Code Ann., GHS § 5-101(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
any other individual, other than an owner, who is entitled to the possession or occupancy, or the benefits of possession or occupancy, of any residential rental unit in the State.
# Md. Code Ann., GHS § 5-101(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 5-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 5–102
(a)
There is an Office of Tenant and Landlord Affairs in the Department.
# Md. Code Ann., GHS § 5-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Office is to:
# Md. Code Ann., GHS § 5-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
ensure that tenants have access to educational resources to aid in understanding and exercising the tenants’ rights under State law;
# Md. Code Ann., GHS § 5-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide tenants with information on how to report a violation of their legal rights as tenants and facilitate referrals of reported violations to appropriate enforcement agencies;
# Md. Code Ann., GHS § 5-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide tenants with information on how to obtain financial counseling; and
# Md. Code Ann., GHS § 5-102(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
notify appropriate authorities regarding housing discrimination and other unfair or illegal housing practices.
# Md. Code Ann., GHS § 5-102(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 5-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 5–103
(a)
The Secretary shall appoint the Director of the Office.
# Md. Code Ann., GHS § 5-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Director:
# Md. Code Ann., GHS § 5-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
serves at the pleasure of the Secretary; and
# Md. Code Ann., GHS § 5-103(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
reports to the Secretary.
# Md. Code Ann., GHS § 5-103(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 5-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 5–104
(a)
The Office shall:
# Md. Code Ann., GHS § 5-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
develop resources to aid tenants in understanding and exercising the legal rights of tenants, including:
# Md. Code Ann., GHS § 5-104(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a Maryland Tenants’ Bill of Rights, summarizing the existing rights and remedies available to residential tenants under State and federal law; and
# Md. Code Ann., GHS § 5-104(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a publicly accessible website to provide access to the Maryland Tenants’ Bill of Rights and other relevant informational resources;
# Md. Code Ann., GHS § 5-104(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish points of contact within the Office by which a tenant may report a violation by a landlord or a person acting on behalf of a landlord for referral to appropriate enforcement agencies;
# Md. Code Ann., GHS § 5-104(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide resources to facilitate access by tenants to credit counseling;
# Md. Code Ann., GHS § 5-104(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
refer covered individuals, as defined in § 8–901 of the Real Property Article, to the Access to Counsel in Evictions Program that is administered by the Maryland Legal Services Corporation;
# Md. Code Ann., GHS § 5-104(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
collaborate with county and local governments that provide tenant advocacy and assistance;
# Md. Code Ann., GHS § 5-104(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
receive notices and other documents related to a tenant’s exclusive negotiation period and right of first refusal under § 8–119 of the Real Property Article; and
# Md. Code Ann., GHS § 5-104(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
adopt regulations governing the content and delivery of notices for a tenant’s exclusive negotiation period and right of first refusal under § 8–119 of the Real Property Article.
# Md. Code Ann., GHS § 5-104(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Office may:
# Md. Code Ann., GHS § 5-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
implement fair housing testing to ensure compliance by landlords with fair housing laws; and
# Md. Code Ann., GHS § 5-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
identify landlords that are out of compliance with federal, State, or local law and facilitate referrals of cases to an appropriate law enforcement agency or another appropriate agency.
# Md. Code Ann., GHS § 5-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 5-104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On or before June 1 each year, the Office shall publish the Maryland Tenants’ Bill of Rights on its website.
# Md. Code Ann., GHS § 5-104(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Maryland Tenants’ Bill of Rights shall include contact information for the Office.
# Md. Code Ann., GHS § 5-104(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 5-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–101
(a)
There is a Division of Neighborhood Revitalization.
# Md. Code Ann., GHS § 6-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Division of Neighborhood Revitalization includes the Neighborhood Business Development Program.
# Md. Code Ann., GHS § 6-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–102
(a)
The Division of Neighborhood Revitalization shall administer commercial and mixed–use revitalization programs to encourage physical and organizational improvements to business areas.
# Md. Code Ann., GHS § 6-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To carry out commercial and mixed–use revitalization programs, the Division of Neighborhood Revitalization shall administer State and federal grants and loans and other financial assistance to:
# Md. Code Ann., GHS § 6-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
political subdivisions, local public agencies, nonprofit organizations, neighborhood or community organizations, or private parties; or
# Md. Code Ann., GHS § 6-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
corporations or foundations whose net earnings are invested to foster, encourage, help, or carry out community assistance activities, projects, or programs.
# Md. Code Ann., GHS § 6-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may:
# Md. Code Ann., GHS § 6-102(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
charge and collect from a project applicant or recipient of financial assistance under this title:
# Md. Code Ann., GHS § 6-102(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
origination, application, and processing fees; and
# Md. Code Ann., GHS § 6-102(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
any other charges, fees, or reimbursements incidental to a project application or providing financial assistance; and
# Md. Code Ann., GHS § 6-102(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
include the fees and charges listed in this section in the amount of financial assistance.
# Md. Code Ann., GHS § 6-102(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–103
(a)
A commercial or mixed-use revitalization program provides assistance for downtown or business area commercial management, promotion, and revitalization.
# Md. Code Ann., GHS § 6-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Assistance may be in an area such as:
# Md. Code Ann., GHS § 6-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
market surveying, grantsmanship, organization, economic development, design, or similar services; or
# Md. Code Ann., GHS § 6-103(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
facilitating establishment of a commercial district management authority.
# Md. Code Ann., GHS § 6-103(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–104
(a)
# Md. Code Ann., GHS § 6-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The General Assembly finds that the State must have sustainable communities in order to:
# Md. Code Ann., GHS § 6-104(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
preserve and protect the State’s natural resources; and
# Md. Code Ann., GHS § 6-104(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
achieve the State’s economic growth, resource protection, and planning policy in § 5–7A–01 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-104(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The General Assembly finds that sustainable communities are places where public and private investments and partnerships achieve:
# Md. Code Ann., GHS § 6-104(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
development of a healthy local economy;
# Md. Code Ann., GHS § 6-104(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
protection and appreciation of historic and cultural resources;
# Md. Code Ann., GHS § 6-104(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a mix of land uses;
# Md. Code Ann., GHS § 6-104(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
affordable and sustainable housing and job options; and
# Md. Code Ann., GHS § 6-104(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
growth and development practices that protect the environment and conserve air, water, and energy resources, encourage walkability and recreational opportunities, and, where available, create access to transit.
# Md. Code Ann., GHS § 6-104(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
It is the intent of the General Assembly that the community legacy and neighborhood business development programs:
# Md. Code Ann., GHS § 6-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
be used to create, enhance, support, and revitalize sustainable communities across the State; and
# Md. Code Ann., GHS § 6-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
be coordinated with other State programs, such as the Sustainable Communities Tax Credit Program established under Title 5A, Subtitle 3 of the State Finance and Procurement Article, in order to maximize the State’s investment in sustainable communities.
# Md. Code Ann., GHS § 6-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–201
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Application” means an application to the Secretary that includes a request to:
# Md. Code Ann., GHS § 6-201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
designate an area as a sustainable community;
# Md. Code Ann., GHS § 6-201(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
approve a sustainable community plan; or
# Md. Code Ann., GHS § 6-201(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
approve a community legacy project.
# Md. Code Ann., GHS § 6-201(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Community development financial institution” has the meaning stated in 12 U.S.C. § 4702.
# Md. Code Ann., GHS § 6-201(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Community development organization” means an entity that meets the qualifications of § 6–203 of this subtitle.
# Md. Code Ann., GHS § 6-201(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Community legacy agreement” means an agreement between the Department and a sponsor to develop a sustainable community plan or to implement one or more community legacy projects in a designated sustainable community or an eligible opportunity zone.
# Md. Code Ann., GHS § 6-201(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Community legacy project” includes a project in a sustainable community or an eligible opportunity zone to:
# Md. Code Ann., GHS § 6-201(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
create, improve, or preserve housing opportunities by acquiring, constructing, rehabilitating, or improving new or existing residential properties;
# Md. Code Ann., GHS § 6-201(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
demolish buildings or improvements strategically to enhance the use of land;
# Md. Code Ann., GHS § 6-201(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
create, improve, or preserve commercial or mixed–use development, including an appropriate combination of properties related to business, housing, open–space, and institutional uses;
# Md. Code Ann., GHS § 6-201(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
develop public infrastructure that is incidental to the implementation of a community legacy project, such as streets, parking, public utilities, landscaping, lighting, and improvements to pedestrian and bicycle circulation;
# Md. Code Ann., GHS § 6-201(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
encourage and develop cooperative ownership or control of open space;
# Md. Code Ann., GHS § 6-201(f)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
develop or create strategies designed to increase investment in existing communities, including outreach activities to attract business, capital, residents, and visitors and the development and maintenance of resources directly related to the development of a sustainable community plan or the implementation of a community legacy project;
# Md. Code Ann., GHS § 6-201(f)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
engage in landbanking or otherwise acquire or improve vacant buildings or unimproved land;
# Md. Code Ann., GHS § 6-201(f)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
provide financial assistance for neighborhood intervention projects; or
# Md. Code Ann., GHS § 6-201(f)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
develop other plans or implement other projects as the Department considers necessary to further the purposes of this subtitle.
# Md. Code Ann., GHS § 6-201(f)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Eligible opportunity zone” means an area designated as a qualified opportunity zone under § 1400Z–1 of the Internal Revenue Code that is located in Allegany County, Garrett County, Somerset County, or Wicomico County.
# Md. Code Ann., GHS § 6-201(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Financial assistance” includes:
# Md. Code Ann., GHS § 6-201(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a grant;
# Md. Code Ann., GHS § 6-201(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a loan;
# Md. Code Ann., GHS § 6-201(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a reduction in the principal obligation of or rate of interest payable on a loan or portion of a loan;
# Md. Code Ann., GHS § 6-201(h)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a prepayment of interest on a subordinate or superior loan or portion of a loan;
# Md. Code Ann., GHS § 6-201(h)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
an assurance;
# Md. Code Ann., GHS § 6-201(h)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
a guarantee; and
# Md. Code Ann., GHS § 6-201(h)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
any other form of credit enhancement.
# Md. Code Ann., GHS § 6-201(h)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Landbanking” means acquiring or holding improved and unimproved property:
# Md. Code Ann., GHS § 6-201(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in anticipation of future development of the property; or
# Md. Code Ann., GHS § 6-201(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
to keep the future use of the property and improvements affordable.
# Md. Code Ann., GHS § 6-201(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Priority funding area” means an area designated as a priority funding area under § 5–7B–02 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-201(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Program” means the Community Legacy Program established by this subtitle.
# Md. Code Ann., GHS § 6-201(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
“Sustainable Growth Subcabinet” means the subcabinet established under § 9–1406 of the State Government Article.
# Md. Code Ann., GHS § 6-201(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(m)
“Sustainable community” means the part of a priority funding area that:
# Md. Code Ann., GHS § 6-201(m) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
as determined by the Sustainable Growth Subcabinet, satisfies the requirements of § 6–205 of this subtitle;
# Md. Code Ann., GHS § 6-201(m)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has been designated as a BRAC Revitalization and Incentive Zone under Title 5, Subtitle 13 of the Economic Development Article; or
# Md. Code Ann., GHS § 6-201(m)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
has been designated a transit–oriented development under § 7–101 of the Transportation Article.
# Md. Code Ann., GHS § 6-201(m)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(n)
“Sustainable community plan” means a plan consisting of one or more community legacy projects or other revitalization projects to prevent or reverse the decline of or disinvestment in a sustainable community through improvements in residential, commercial, or other public or private properties.
# Md. Code Ann., GHS § 6-201(n) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–202
(a)
There is a Community Legacy Program.
# Md. Code Ann., GHS § 6-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall administer the Program.
# Md. Code Ann., GHS § 6-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purposes of the Program are to:
# Md. Code Ann., GHS § 6-202(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
preserve existing communities as desirable places to live and conduct business to reduce outward pressure for sprawl development; and
# Md. Code Ann., GHS § 6-202(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide financial assistance to sponsors or their designees to develop sustainable community plans or community legacy projects.
# Md. Code Ann., GHS § 6-202(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Program shall encourage partnerships among the federal government, the State government, political subdivisions, and community development organizations to develop and implement sustainable community plans and community legacy projects.
# Md. Code Ann., GHS § 6-202(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A sustainable community plan or a community legacy project may be sponsored by a political subdivision, a group of political subdivisions, a community development organization, or a community development financial institution.
# Md. Code Ann., GHS § 6-202(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–203
A corporation, foundation, or other legal entity qualifies as a community development organization if:
(1)
its purpose is to improve the physical, economic, or social environment of the area where it operates; and
# Md. Code Ann., GHS § 6-203(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
no part of its net earnings inures to the benefit of a private shareholder or individual holding an interest in that entity.
# Md. Code Ann., GHS § 6-203(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–204
(a)
A sponsor may file one or more applications in accordance with the schedules that the Department establishes.
# Md. Code Ann., GHS § 6-204(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An application shall set forth:
# Md. Code Ann., GHS § 6-204(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a description of one or more sustainable communities where the sponsor proposes to develop a sustainable community plan or to carry out a community legacy project using the standards listed in § 6–205 of this subtitle;
# Md. Code Ann., GHS § 6-204(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a detailed description of the proposed sustainable community plan or proposed community legacy project;
# Md. Code Ann., GHS § 6-204(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the amount and type of financial assistance sought;
# Md. Code Ann., GHS § 6-204(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the ability of the sponsor to carry out the proposed sustainable community plan or community legacy project;
# Md. Code Ann., GHS § 6-204(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the strength and quality of partnerships created among the federal government, the State government, political subdivisions, community development organizations, and other private organizations to develop the sustainable community plan or carry out the community legacy project, including:
# Md. Code Ann., GHS § 6-204(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
financial support;
# Md. Code Ann., GHS § 6-204(b)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
dedication of staff and resources; and
# Md. Code Ann., GHS § 6-204(b)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
commitment to and development of local smart growth policies;
# Md. Code Ann., GHS § 6-204(b)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
proposed benchmarks for evaluating whether the proposed sustainable community plan or community legacy project results in a desired outcome for a proposed sustainable community, such as:
# Md. Code Ann., GHS § 6-204(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
stabilizing it;
# Md. Code Ann., GHS § 6-204(b)(6)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
reversing its social, economic, or physical decline; or
# Md. Code Ann., GHS § 6-204(b)(6)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
encouraging growth in it; and
# Md. Code Ann., GHS § 6-204(b)(6)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the process used to seek and receive public input on the proposed sustainable community plan or community legacy project, including the nature and extent of public support or opposition.
# Md. Code Ann., GHS § 6-204(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-204(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Sustainable Growth Subcabinet, on the recommendation of the Secretary, may designate an area as a sustainable community.
# Md. Code Ann., GHS § 6-204(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the Sustainable Growth Subcabinet has not acted within 90 days of a recommendation from the Secretary, the Secretary may designate an area as a sustainable community without the approval of the Sustainable Growth Subcabinet.
# Md. Code Ann., GHS § 6-204(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–205
(a)
The Sustainable Growth Subcabinet, on the recommendation of the Secretary, may designate an area as a sustainable community if the sponsor demonstrates that past and current trends in homeownership, property values, commercial and residential vacancy, and business or housing investment show a need for reinvestment in the area and if:
# Md. Code Ann., GHS § 6-205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
entities in the community, such as local governments, employers, educational institutions, civic organizations, community organizations, or cultural organizations, support the proposed sustainable community plan and have pledged resources to develop or implement it;
# Md. Code Ann., GHS § 6-205(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the proposed sustainable community plan addresses the need for reinvestment in the area and will enhance the area, and give individuals of different incomes a range of housing options, employment opportunities, and other amenities;
# Md. Code Ann., GHS § 6-205(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a community in the proposed area is culturally or historically significant;
# Md. Code Ann., GHS § 6-205(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the proposed area is near a town center or a transportation center;
# Md. Code Ann., GHS § 6-205(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the proposed sustainable community plan is consistent with and complements other existing or proposed projects for housing, commercial or community development, education, historic preservation, neighborhood revitalization, transportation, or other things significant to the comprehensive enhancement of the community; or
# Md. Code Ann., GHS § 6-205(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
there is a demonstrated need for financing assistance for small businesses, nonprofit organizations, or microenterprises.
# Md. Code Ann., GHS § 6-205(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To maintain a sustainable community designation:
# Md. Code Ann., GHS § 6-205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
every 5 years a sponsor shall file an updated plan and application with the Department; and
# Md. Code Ann., GHS § 6-205(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the Secretary shall make designation recommendations for approval by the Sustainable Growth Subcabinet under § 6–204 of this subtitle.
# Md. Code Ann., GHS § 6-205(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall convene an interagency review team from the agencies of the Sustainable Growth Subcabinet to:
# Md. Code Ann., GHS § 6-205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
review applications and plans;
# Md. Code Ann., GHS § 6-205(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide assistance and guidance to applicants; and
# Md. Code Ann., GHS § 6-205(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
make recommendations to the Secretary.
# Md. Code Ann., GHS § 6-205(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Sustainable Growth Subcabinet may redesignate an area as a sustainable community taking into consideration the factors in subsection (a) of this section.
# Md. Code Ann., GHS § 6-205(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–206
(a)
The Department shall:
# Md. Code Ann., GHS § 6-206(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
review each application and may request more information from the sponsor;
# Md. Code Ann., GHS § 6-206(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
accept public input on each application;
# Md. Code Ann., GHS § 6-206(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
submit each application to appropriate State units and appropriate members of the Sustainable Growth Subcabinet;
# Md. Code Ann., GHS § 6-206(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
consider any recommendation a State unit or member of the Sustainable Growth Subcabinet makes;
# Md. Code Ann., GHS § 6-206(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
consider geographic balance when reviewing applications; and
# Md. Code Ann., GHS § 6-206(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
give priority in awarding financial assistance to applicants that are likely to repay the financial assistance to a community development financial institution or to the Community Legacy Financial Assistance Fund.
# Md. Code Ann., GHS § 6-206(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-206(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall provide written notice to the political subdivision in which the proposed project is located.
# Md. Code Ann., GHS § 6-206(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided in paragraph (5) of this subsection, the Department may not approve an application unless the political subdivision in which the proposed project is located approves the application by:
# Md. Code Ann., GHS § 6-206(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
resolution; or
# Md. Code Ann., GHS § 6-206(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
letter, delivered to the Department by the political subdivision’s authorized designee, expressing support for the plan or project.
# Md. Code Ann., GHS § 6-206(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If an application affects a sustainable community or an eligible opportunity zone entirely within a municipal corporation, the approval must come from the municipal corporation rather than the surrounding county.
# Md. Code Ann., GHS § 6-206(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
If an application affects a sustainable community or an eligible opportunity zone within more than one political subdivision, each political subdivision must approve it by:
# Md. Code Ann., GHS § 6-206(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
resolution; or
# Md. Code Ann., GHS § 6-206(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
letter, delivered to the Department by the political subdivision’s authorized designee, expressing support for the plan or project.
# Md. Code Ann., GHS § 6-206(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
If the Department does not receive notice of approval or denial of an application from the affected jurisdictions within 45 days after notice of the proposed project is given in accordance with paragraph (1) of this subsection, the Department may approve the application.
# Md. Code Ann., GHS § 6-206(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall award financial assistance to a sponsor or a sponsor’s designee:
# Md. Code Ann., GHS § 6-206(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in the amount and of the type that the Secretary determines; and
# Md. Code Ann., GHS § 6-206(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
under the terms of a community legacy agreement.
# Md. Code Ann., GHS § 6-206(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–207
(a)
The Department and the sponsor shall execute a community legacy agreement.
# Md. Code Ann., GHS § 6-207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The sponsor shall comply with the terms of the community legacy agreement and any regulations the Department adopts to carry out this subtitle.
# Md. Code Ann., GHS § 6-207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Not more than 15% of the total financial assistance that the Program provides may be used for noncapital expenditures.
# Md. Code Ann., GHS § 6-207(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may exercise any remedy provided under the community legacy agreement or by law if a sponsor:
# Md. Code Ann., GHS § 6-207(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
violates any provision of the community legacy agreement; or
# Md. Code Ann., GHS § 6-207(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
ceases to meet the requirements of this subtitle.
# Md. Code Ann., GHS § 6-207(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–208
(a)
Subject to this section, the Department has the powers necessary or desirable to implement the Program.
# Md. Code Ann., GHS § 6-208(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-208(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may determine the terms and conditions for financial assistance awarded under § 6–206(c) of this subtitle.
# Md. Code Ann., GHS § 6-208(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Financial assistance may be secured by a mortgage, lien, or security interest that is superior to or subordinate to other mortgages, liens, or security interests.
# Md. Code Ann., GHS § 6-208(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department may establish time limits for the use of financial assistance.
# Md. Code Ann., GHS § 6-208(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-208(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may enforce the terms and conditions of the financial assistance given under this subtitle.
# Md. Code Ann., GHS § 6-208(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Notwithstanding any other law, if a loan or grant is secured by a first or subordinate mortgage or other lien, the Department may:
# Md. Code Ann., GHS § 6-208(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
begin an action to protect or enforce any right given by law, a contract, or other agreement;
# Md. Code Ann., GHS § 6-208(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
foreclose on property;
# Md. Code Ann., GHS § 6-208(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
purchase property at any foreclosure or other sale, or acquire or take possession of the property through conveyance in lieu of foreclosure or otherwise, and convey property after acquiring it;
# Md. Code Ann., GHS § 6-208(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
settle or compromise any debt or obligation owed to the Department;
# Md. Code Ann., GHS § 6-208(c)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
pay the principal of and interest on any obligation incurred in connection with the property, and dispose of or otherwise deal with the property to protect the interests of the Program; or
# Md. Code Ann., GHS § 6-208(c)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
release or sell any mortgage, obligation, or property that the Department holds at public or private sale, with or without public bidding.
# Md. Code Ann., GHS § 6-208(c)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-208(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may contract with any person, including a private property manager, mortgage servicer, architect, engineer, or other property consultant, or with any governmental unit, for property or services necessary to operate the Program or to implement community legacy projects.
# Md. Code Ann., GHS § 6-208(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may make agreements with other governmental units to establish partnerships to carry out the Program.
# Md. Code Ann., GHS § 6-208(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department may contract for and accept any grant, contribution, or loan of money, property, or other aid from the federal government and may do all things consistent with this subtitle to qualify for the aid or participate in or administer a federal program.
# Md. Code Ann., GHS § 6-208(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
In connection with loans that it makes, the Department may:
# Md. Code Ann., GHS § 6-208(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
require and obtain appraisals, credit information, and other pertinent information; and
# Md. Code Ann., GHS § 6-208(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
charge interest.
# Md. Code Ann., GHS § 6-208(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
When it is consistent with the best interests of the State to do so, the Department may consent to the modification of any provision of any loan or other financial assistance.
# Md. Code Ann., GHS § 6-208(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–209
(a)
The purposes of a neighborhood intervention project are to provide financial assistance for:
# Md. Code Ann., GHS § 6-209(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
buying properties that need rehabilitation and redeveloping the properties through rehabilitation, demolition, reconstruction, or re–use; or
# Md. Code Ann., GHS § 6-209(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
demolishing property improvements and preparing property for revitalization, redevelopment, or re–use.
# Md. Code Ann., GHS § 6-209(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To be eligible for financial assistance for a neighborhood intervention project, an applicant shall be:
# Md. Code Ann., GHS § 6-209(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a political subdivision; or
# Md. Code Ann., GHS § 6-209(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a community development finance institution.
# Md. Code Ann., GHS § 6-209(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
To be eligible for financial assistance, the applicant must provide evidence at the time of application that:
# Md. Code Ann., GHS § 6-209(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the applicant has a legal interest in the property through:
# Md. Code Ann., GHS § 6-209(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
ownership of the property;
# Md. Code Ann., GHS § 6-209(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a contract, option, or other legal right to acquire the property; or
# Md. Code Ann., GHS § 6-209(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the right to demolish the improvements on the property;
# Md. Code Ann., GHS § 6-209(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the applicant intends to revitalize, redevelop, sell, or re–use the property as part of a redevelopment strategy for the property or a redevelopment plan;
# Md. Code Ann., GHS § 6-209(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the applicant has complied with the requirements of §§ 5A–325 and 5A–326 of the State Finance and Procurement Article and § 13–1112(b) of the Financial Institutions Article;
# Md. Code Ann., GHS § 6-209(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the financial assistance from the Program is the least amount necessary to complete the project; and
# Md. Code Ann., GHS § 6-209(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the project meets any other condition that the Department may require under this subtitle.
# Md. Code Ann., GHS § 6-209(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Unless waived by the Secretary, a neighborhood intervention project shall meet the additional following requirements:
# Md. Code Ann., GHS § 6-209(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the project shall be located in a sustainable community and be a part of a sustainable community plan in accordance with §§ 6–204(b)(1) and 6–205 of this subtitle; and
# Md. Code Ann., GHS § 6-209(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for a project under subsection (a)(2) of this section, the applicant shall agree to repay the financial assistance to the Community Legacy Financial Assistance Fund, up to the amount the applicant receives from:
# Md. Code Ann., GHS § 6-209(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the net proceeds of the sale of the property on which the demolition took place; or
# Md. Code Ann., GHS § 6-209(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
any payment to the applicant relating to the property, including any payment for the costs of demolishing the improvements on the property.
# Md. Code Ann., GHS § 6-209(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 6-209(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Secretary may not allocate annually more than 15% of the Community Legacy Financial Assistance Fund to neighborhood intervention projects.
# Md. Code Ann., GHS § 6-209(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary may not award more than $500,000 for any neighborhood intervention project.
# Md. Code Ann., GHS § 6-209(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The restrictions in paragraphs (1) and (2) of this subsection do not apply to projects approved by the Secretary in the case of an emergency or when the project requires urgent approval if the project is funded from the reserve established under § 6–211(h) of this subtitle.
# Md. Code Ann., GHS § 6-209(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-209 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–210
(a)
The sponsor shall submit to the Department quarterly progress reports on the development of a sustainable community plan or the implementation of a community legacy project.
# Md. Code Ann., GHS § 6-210(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-210(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall submit an annual report to the Governor and, subject to § 2–1257 of the State Government Article, to the General Assembly on or before each October 31.
# Md. Code Ann., GHS § 6-210(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The report shall include:
# Md. Code Ann., GHS § 6-210(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the financial status of the Program for the preceding fiscal year, including the amount and type of financial assistance encumbered and disbursed;
# Md. Code Ann., GHS § 6-210(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the number of applications received;
# Md. Code Ann., GHS § 6-210(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the number and location of sustainable communities designated; and
# Md. Code Ann., GHS § 6-210(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a summary of the quarterly reports submitted by sponsors under subsection (a) of this section.
# Md. Code Ann., GHS § 6-210(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-210 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–211
(a)
In this section, “Fund” means the Community Legacy Financial Assistance Fund.
# Md. Code Ann., GHS § 6-211(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Community Legacy Financial Assistance Fund.
# Md. Code Ann., GHS § 6-211(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Fund shall be used to carry out this subtitle.
# Md. Code Ann., GHS § 6-211(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-211(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Secretary shall administer the Fund in accordance with this subtitle.
# Md. Code Ann., GHS § 6-211(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 6-211(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Fund is a continuing, nonlapsing special fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-211(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 6-211(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 6-211(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
earnings from the investment of money in the Fund;
# Md. Code Ann., GHS § 6-211(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
repayments and prepayments of financial assistance provided by the Program; and
# Md. Code Ann., GHS § 6-211(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money accepted for the benefit of the Fund from any governmental or private source.
# Md. Code Ann., GHS § 6-211(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
Notwithstanding any other law, the State Treasurer may invest money in the Fund in the same way as money is invested by the State Retirement and Pension System.
# Md. Code Ann., GHS § 6-211(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
In any fiscal year, the Secretary may hold up to 10% of the money in the Fund in reserve for emergency use or urgent projects in accordance with this subtitle.
# Md. Code Ann., GHS § 6-211(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-211 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–212
(a)
Subject to subsection (b) of this section, a sustainable community shall receive priority for State funding under the:
# Md. Code Ann., GHS § 6-212(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Community Legacy Program under this subtitle;
# Md. Code Ann., GHS § 6-212(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Sustainable Communities Tax Credit Program for commercial properties under Title 5A, Subtitle 3 of the State Finance and Procurement Article;
# Md. Code Ann., GHS § 6-212(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Neighborhood Business Development Program under Subtitle 3 of this title;
# Md. Code Ann., GHS § 6-212(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
Maryland Historical Trust Grant Program under Title 5A, Subtitle 3 of the State Finance and Procurement Article; and
# Md. Code Ann., GHS § 6-212(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
African American Heritage Grant Program under Title 5A, Subtitle 3 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-212(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Priority for State funding provided under subsection (a) of this section is available in a sustainable community only if:
# Md. Code Ann., GHS § 6-212(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a political subdivision issues bonds, notes, or other similar instruments for that sustainable community under:
# Md. Code Ann., GHS § 6-212(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Title 21, Subtitle 4, Part II of the Local Government Article;
# Md. Code Ann., GHS § 6-212(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
Title 21, Subtitle 5 of the Local Government Article; or
# Md. Code Ann., GHS § 6-212(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
Title 12, Subtitle 2 of the Economic Development Article; or
# Md. Code Ann., GHS § 6-212(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a political subdivision demonstrates to the appropriate unit of State government that the political subdivision has funded infrastructure improvements in that sustainable community.
# Md. Code Ann., GHS § 6-212(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-212 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–301
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-301(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-301(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Development costs” means the costs incurred to develop, redevelop, or expand a neighborhood business development project.
# Md. Code Ann., GHS § 6-301(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Development costs” includes the costs of:
# Md. Code Ann., GHS § 6-301(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
necessary studies, surveys, plans, and specifications;
# Md. Code Ann., GHS § 6-301(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
architectural, engineering, or other special services, including flood plain studies, environmental audits, and critical area or wetland assessments;
# Md. Code Ann., GHS § 6-301(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
land and improvements;
# Md. Code Ann., GHS § 6-301(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
site preparation;
# Md. Code Ann., GHS § 6-301(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
construction, reconstruction, and rehabilitation;
# Md. Code Ann., GHS § 6-301(b)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
machinery, equipment, and furnishings;
# Md. Code Ann., GHS § 6-301(b)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
essential operating costs, including working capital and occupancy expenses;
# Md. Code Ann., GHS § 6-301(b)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
indemnity and surety bonds and premiums on insurance;
# Md. Code Ann., GHS § 6-301(b)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
temporary relocation expenses; and
# Md. Code Ann., GHS § 6-301(b)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
other costs determined to be acceptable by the Department.
# Md. Code Ann., GHS § 6-301(b)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Eligible opportunity zone” means an area designated as a qualified opportunity zone under § 1400Z–1 of the Internal Revenue Code that is located in Allegany County, Garrett County, Somerset County, or Wicomico County.
# Md. Code Ann., GHS § 6-301(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Food desert” means the part of a priority funding area or an eligible opportunity zone designated by the Secretary under § 6–308(c) of this subtitle.
# Md. Code Ann., GHS § 6-301(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Fund” means the Neighborhood Business Development Fund.
# Md. Code Ann., GHS § 6-301(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Microenterprise” means a business that qualifies as a microenterprise under § 6–302 of this subtitle.
# Md. Code Ann., GHS § 6-301(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Priority funding area” means an area designated as a priority funding area under § 5–7B–02 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-301(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Program” means the Neighborhood Business Development Program.
# Md. Code Ann., GHS § 6-301(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 6-301(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Project” means a neighborhood business development project that receives financial assistance from the Fund.
# Md. Code Ann., GHS § 6-301(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Project” includes:
# Md. Code Ann., GHS § 6-301(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a microenterprise project that receives financial assistance from the Fund; and
# Md. Code Ann., GHS § 6-301(i)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a food desert project that receives financial assistance from the Fund.
# Md. Code Ann., GHS § 6-301(i)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Small business” means a business that qualifies as a small business under § 6–302 of this subtitle.
# Md. Code Ann., GHS § 6-301(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Sustainable community” means the part of a priority funding area that:
# Md. Code Ann., GHS § 6-301(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
as determined by the Sustainable Growth Subcabinet, satisfies the requirements of § 6–205 of this title;
# Md. Code Ann., GHS § 6-301(k)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has been designated as a BRAC Revitalization and Incentive Zone under Title 5, Subtitle 13 of the Economic Development Article; or
# Md. Code Ann., GHS § 6-301(k)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
has been designated a transit–oriented development under § 7–101 of the Transportation Article.
# Md. Code Ann., GHS § 6-301(k)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–302
A business qualifies as a small business or a microenterprise if the number of its employees and the amount of its annual receipts do not exceed limits that the Department sets by regulation for a small business or a microenterprise.
# Md. Code Ann., GHS § 6-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–303
(a)
There is a Neighborhood Business Development Program.
# Md. Code Ann., GHS § 6-303(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purposes of the Program are:
# Md. Code Ann., GHS § 6-303(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in priority funding areas or eligible opportunity zones, to:
# Md. Code Ann., GHS § 6-303(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
help develop, redevelop, or expand small businesses and microenterprises;
# Md. Code Ann., GHS § 6-303(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
stimulate investment by the private sector;
# Md. Code Ann., GHS § 6-303(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
invest in revitalization projects for small businesses and microenterprises; and
# Md. Code Ann., GHS § 6-303(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
stimulate political subdivisions to participate in developing and expanding small businesses and microenterprises; and
# Md. Code Ann., GHS § 6-303(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
in food deserts or parts of priority funding areas or eligible opportunity zones that serve food deserts, to help create and retain small businesses and other food–related enterprises that provide fresh fruits, vegetables, and other healthy foods to residents in the food desert.
# Md. Code Ann., GHS § 6-303(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Program includes:
# Md. Code Ann., GHS § 6-303(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Business Development Program; and
# Md. Code Ann., GHS § 6-303(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Capital Access Program.
# Md. Code Ann., GHS § 6-303(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–304
(a)
There is a Business Development Program in the Neighborhood Business Development Program.
# Md. Code Ann., GHS § 6-304(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Business Development Program shall provide financial assistance to projects in priority funding areas or eligible opportunity zones.
# Md. Code Ann., GHS § 6-304(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–305
(a)
# Md. Code Ann., GHS § 6-305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A small business, nonprofit organization, or microenterprise may apply for financial assistance under the Business Development Program.
# Md. Code Ann., GHS § 6-305(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall review each application.
# Md. Code Ann., GHS § 6-305(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An applicant may qualify for financial assistance for a project in a priority funding area or an eligible opportunity zone if the application demonstrates that:
# Md. Code Ann., GHS § 6-305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the financial assistance from the Fund is the minimum amount necessary to make the project financially feasible;
# Md. Code Ann., GHS § 6-305(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the project is ready to proceed when it receives financial assistance from the Business Development Program; and
# Md. Code Ann., GHS § 6-305(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any food desert project includes a plan to seek out sources of Maryland–grown produce and Maryland produced foods.
# Md. Code Ann., GHS § 6-305(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-305(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall provide written notice to the political subdivision in which the proposed project is located.
# Md. Code Ann., GHS § 6-305(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided in paragraph (3) of this subsection, the Department may not approve an application unless the political subdivision in which the proposed project is located approves the application by:
# Md. Code Ann., GHS § 6-305(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
resolution; or
# Md. Code Ann., GHS § 6-305(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
letter, delivered to the Department by the political subdivision’s authorized designee, expressing support of the plan or project.
# Md. Code Ann., GHS § 6-305(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If the Department does not receive notice of approval or denial of an application from the affected jurisdictions within 45 days after notice of the proposed project is given in accordance with paragraph (1) of this subsection, the Department may approve the application.
# Md. Code Ann., GHS § 6-305(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Financial assistance under the Business Development Program may be provided to a small business, nonprofit organization, or microenterprise as:
# Md. Code Ann., GHS § 6-305(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a grant;
# Md. Code Ann., GHS § 6-305(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a loan;
# Md. Code Ann., GHS § 6-305(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a reduction in the principal obligation of or interest rate on a loan or portion of a loan;
# Md. Code Ann., GHS § 6-305(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a prepayment of interest on a subordinate or superior loan or portion of a loan;
# Md. Code Ann., GHS § 6-305(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
an assurance;
# Md. Code Ann., GHS § 6-305(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
a guarantee;
# Md. Code Ann., GHS § 6-305(d)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
any other form of credit enhancement; or
# Md. Code Ann., GHS § 6-305(d)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
a promissory note that may be converted to an equity ownership interest and liquidated at the earliest opportunity to realize the highest market value for the Department.
# Md. Code Ann., GHS § 6-305(d)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 6-305(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall reserve at least the lesser of $5,000,000 or the annual capital appropriation for the Fund to make financial assistance available to projects located in sustainable communities.
# Md. Code Ann., GHS § 6-305(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may meet the funding obligations for sustainable communities and food deserts by using any financial assistance available to the Department that is authorized to be used for these projects.
# Md. Code Ann., GHS § 6-305(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–307
(a)
Financial assistance under the Business Development Program shall be on the terms that the Department considers necessary to make the project financially feasible.
# Md. Code Ann., GHS § 6-307(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Financial assistance under the Business Development Program may be used for:
# Md. Code Ann., GHS § 6-307(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a part of the development costs of a project;
# Md. Code Ann., GHS § 6-307(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the development costs, working capital, or business expenses of a microenterprise project; or
# Md. Code Ann., GHS § 6-307(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
in accordance with § 6–308.3 of this subtitle, small loans for food desert projects.
# Md. Code Ann., GHS § 6-307(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may require that financial assistance under the Business Development Program be secured by a mortgage or other security instrument, which may be subordinate to other security interests.
# Md. Code Ann., GHS § 6-307(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may modify the interest rate, the time or amount of payment, or any other term of a grant or loan to facilitate the successful completion or operation of a project.
# Md. Code Ann., GHS § 6-307(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Department may contract for services related to the Business Development Program.
# Md. Code Ann., GHS § 6-307(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–308
(a)
The Department shall:
# Md. Code Ann., GHS § 6-308(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
administer the Business Development Program;
# Md. Code Ann., GHS § 6-308(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt regulations to carry out the Business Development Program, including a process to designate an area as a food desert under subsection (c) of this section; and
# Md. Code Ann., GHS § 6-308(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make a reasonable, good faith effort to make 25% of the Business Development Program loans and grants to microenterprises.
# Md. Code Ann., GHS § 6-308(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may:
# Md. Code Ann., GHS § 6-308(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
sell, assign, or otherwise dispose of a Program loan or revenue from a loan on terms and conditions acceptable to the Department, including selling loans at a discount, if the maximum sale proceeds in any fiscal year do not exceed limits that the Department sets by regulation;
# Md. Code Ann., GHS § 6-308(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
apply the proceeds received from a sale, assignment, or other disposition under item (1) of this subsection to the Fund;
# Md. Code Ann., GHS § 6-308(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
pledge a Program loan as security for any:
# Md. Code Ann., GHS § 6-308(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
business project loan, bond, or security that is issued, made, or purchased by the Community Development Administration under Title 4 of this article; or
# Md. Code Ann., GHS § 6-308(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
insurance, guaranty, or credit enhancement on a Program loan or business project under § 4–223 of this article; and
# Md. Code Ann., GHS § 6-308(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
without approval or execution by the Board of Public Works, sell or assign any equity interest acquired under § 6–305(d) of this subtitle.
# Md. Code Ann., GHS § 6-308(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary, on the recommendation of the Interagency Food Desert Advisory Committee established under § 6–308.2 of this subtitle, may designate an area as a food desert after considering the following factors:
# Md. Code Ann., GHS § 6-308(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
availability of fresh fruit, vegetables, and other healthy foods in the area;
# Md. Code Ann., GHS § 6-308(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
income levels of local residents;
# Md. Code Ann., GHS § 6-308(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
transportation needs of local residents and the availability of public transportation;
# Md. Code Ann., GHS § 6-308(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
comments from local governments; and
# Md. Code Ann., GHS § 6-308(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
any other factors that the Department considers relevant.
# Md. Code Ann., GHS § 6-308(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-308 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–308.1
(a)
If the Department determines that an entity is capable of administering financial assistance under the Program, the entity may originate and administer financial assistance in accordance with standards the Department adopts by regulation.
# Md. Code Ann., GHS § 6-308.1(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-308.1(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall adopt regulations to establish standards for determining the eligibility of an entity to administer financial assistance under the Program.
# Md. Code Ann., GHS § 6-308.1(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The standards shall include provisions on:
# Md. Code Ann., GHS § 6-308.1(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the size, training, and experience of the professional staff that would administer the financial assistance; and
# Md. Code Ann., GHS § 6-308.1(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the capability of the professional staff to:
# Md. Code Ann., GHS § 6-308.1(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
determine financial capacity of a borrower;
# Md. Code Ann., GHS § 6-308.1(b)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
originate financial assistance; and
# Md. Code Ann., GHS § 6-308.1(b)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
evaluate applications for financial assistance.
# Md. Code Ann., GHS § 6-308.1(b)(2)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may:
# Md. Code Ann., GHS § 6-308.1(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
help train employees of an approved entity to administer financial assistance in accordance with standards that the Department adopts;
# Md. Code Ann., GHS § 6-308.1(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
charge and collect from a borrower:
# Md. Code Ann., GHS § 6-308.1(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
reasonable origination, application, and processing fees; and
# Md. Code Ann., GHS § 6-308.1(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
other charges, fees, or reimbursements incidental to the financial assistance;
# Md. Code Ann., GHS § 6-308.1(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
include the fees and charges listed in item (2) of this subsection in the amount of financial assistance;
# Md. Code Ann., GHS § 6-308.1(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
pay an approved entity a reasonable origination, application, and processing fee for the financial assistance that is originated by the approved entity;
# Md. Code Ann., GHS § 6-308.1(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
directly fund the financial assistance that is originated by an approved entity;
# Md. Code Ann., GHS § 6-308.1(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
provide financial assistance to an approved entity for the purpose of the approved entity making the financial assistance in accordance with this subtitle;
# Md. Code Ann., GHS § 6-308.1(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
purchase or commit to purchase from approved entities any form of financial assistance that meets the requirements of this subtitle and any regulations adopted under this subtitle; and
# Md. Code Ann., GHS § 6-308.1(c)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
enter into agreements with approved entities to collectively lend money on a project that meets the requirements of this subtitle and any regulations adopted under this subtitle.
# Md. Code Ann., GHS § 6-308.1(c)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-308.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–308.2
(a)
There is an Interagency Food Desert Advisory Committee.
# Md. Code Ann., GHS § 6-308.2(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Committee consists of the following seven members:
# Md. Code Ann., GHS § 6-308.2(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Secretary, or the Secretary’s designee;
# Md. Code Ann., GHS § 6-308.2(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Secretary of Agriculture, or the Secretary’s designee;
# Md. Code Ann., GHS § 6-308.2(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Secretary of Planning, or the Secretary’s designee;
# Md. Code Ann., GHS § 6-308.2(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the Secretary of Health, or the Secretary’s designee;
# Md. Code Ann., GHS § 6-308.2(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Secretary of Human Services, or the Secretary’s designee;
# Md. Code Ann., GHS § 6-308.2(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the Secretary of Commerce, or the Secretary’s designee; and
# Md. Code Ann., GHS § 6-308.2(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the Secretary of Education, or the Secretary’s designee.
# Md. Code Ann., GHS § 6-308.2(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary or the Secretary’s designee is the chair of the Committee.
# Md. Code Ann., GHS § 6-308.2(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall provide staff for the Committee.
# Md. Code Ann., GHS § 6-308.2(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Committee shall:
# Md. Code Ann., GHS § 6-308.2(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
advise and make recommendations to the Department on the development and adoption of regulations related to food desert projects;
# Md. Code Ann., GHS § 6-308.2(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make recommendations to the Secretary on applications for designating an area as a food desert; and
# Md. Code Ann., GHS § 6-308.2(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make recommendations for interagency coordination to reduce the number of food deserts and promote healthy food access for Maryland neighborhoods.
# Md. Code Ann., GHS § 6-308.2(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-308.2 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–308.3
(a)
If the Department determines that an entity is capable of administering a food desert project, the entity may originate and administer financial assistance to a food desert project in accordance with standards the Department adopts by regulation.
# Md. Code Ann., GHS § 6-308.3(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department may:
# Md. Code Ann., GHS § 6-308.3(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
pay an approved entity a reasonable origination, application, and processing fee for each food desert project that is originated by the approved entity;
# Md. Code Ann., GHS § 6-308.3(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
directly fund the financial assistance for a food desert project that is originated by an approved entity;
# Md. Code Ann., GHS § 6-308.3(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide financial assistance to an approved entity for the purpose of the approved entity providing financial assistance for a food desert project in accordance with this subtitle; and
# Md. Code Ann., GHS § 6-308.3(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
# Md. Code Ann., GHS § 6-308.3(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
provide small loans in amounts that are not more than $100,000 per loan to an approved entity for assistance in providing or maintaining access to healthy food in urban or rural food deserts, including by providing loans for:
# Md. Code Ann., GHS § 6-308.3(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
refrigerators, freezers, and other equipment; and
# Md. Code Ann., GHS § 6-308.3(b)(4)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
subject to subsection (c) of this section, operating costs incurred in providing access to healthy food in urban or rural food deserts; and
# Md. Code Ann., GHS § 6-308.3(b)(4)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
work with intermediaries to administer the small loans authorized under item (i) of this paragraph.
# Md. Code Ann., GHS § 6-308.3(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall forgive a loan for operating costs made under subsection (b)(4)(i)2 of this section after 5 years, if the loan recipient maintains continuous operations at the same location during that time.
# Md. Code Ann., GHS § 6-308.3(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-308.3 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–308.4
(a)
On or before December 1 of each year, the Department shall submit a report on the Program, in accordance with § 2–1257 of the State Government Article, to the Senate Budget and Taxation Committee, the Senate Education, Health, and Environmental Affairs Committee, the House Appropriations Committee, and the House Environment and Transportation Committee.
# Md. Code Ann., GHS § 6-308.4(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The report under subsection (a) of this section shall include:
# Md. Code Ann., GHS § 6-308.4(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the names of approved entities awarded financial assistance for food desert projects;
# Md. Code Ann., GHS § 6-308.4(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the type of activities in which the approved entities are engaged;
# Md. Code Ann., GHS § 6-308.4(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the location of the approved entity’s operation;
# Md. Code Ann., GHS § 6-308.4(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the amount of each grant award;
# Md. Code Ann., GHS § 6-308.4(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the number of employees employed by the approved entity;
# Md. Code Ann., GHS § 6-308.4(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the basis for approving the grant;
# Md. Code Ann., GHS § 6-308.4(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
an explanation of how the approved entity’s operation advances the policy goal of reducing food deserts; and
# Md. Code Ann., GHS § 6-308.4(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
if available, how long the grantee’s operation stayed in business following the awarding of the grant.
# Md. Code Ann., GHS § 6-308.4(b)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-308.4 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–309
(a)
There is a Capital Access Program in the Neighborhood Business Development Program.
# Md. Code Ann., GHS § 6-309(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purposes of the Capital Access Program are to:
# Md. Code Ann., GHS § 6-309(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
stimulate private sector lending to small businesses throughout the State; and
# Md. Code Ann., GHS § 6-309(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
encourage private lenders to provide for a reserve of money as additional security for private sector loans made under this section.
# Md. Code Ann., GHS § 6-309(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may enter into a Capital Access Program participation agreement with each lender eligible to participate in the Capital Access Program.
# Md. Code Ann., GHS § 6-309(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
To be eligible to participate in the Capital Access Program, a lender:
# Md. Code Ann., GHS § 6-309(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall be a federally insured financial institution, as defined in § 1-101 of the Financial Institutions Article, or another institution regulated by the Commissioner of Financial Regulation; and
# Md. Code Ann., GHS § 6-309(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall enter into a participation agreement with the Department that:
# Md. Code Ann., GHS § 6-309(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
requires the lender to agree to:
# Md. Code Ann., GHS § 6-309(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
enroll in the Capital Access Program loans that the lender makes to an eligible small business;
# Md. Code Ann., GHS § 6-309(d)(2)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
establish a loan reserve account with a federally insured financial institution as additional security to cover losses of the lender on loans that the lender enrolls; and
# Md. Code Ann., GHS § 6-309(d)(2)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
contribute money to the loan reserve account for each loan that the lender enrolls; and
# Md. Code Ann., GHS § 6-309(d)(2)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
allows the lender to commingle in the reserve account contributions made for loans that the lender enrolls.
# Md. Code Ann., GHS § 6-309(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
To be eligible for a loan under the Capital Access Program, a borrower:
# Md. Code Ann., GHS § 6-309(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall be a small business that meets the eligibility requirements set out in the Capital Access Program participation agreement between the borrower’s lender and the Department; and
# Md. Code Ann., GHS § 6-309(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
shall agree with the lender to contribute money to the loan reserve account that the lender establishes.
# Md. Code Ann., GHS § 6-309(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 6-309(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may use the Fund to contribute up to $1,000,000 per fiscal year to loan reserve accounts established under subsection (d) of this section.
# Md. Code Ann., GHS § 6-309(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The contributions by the Department are exempt from the requirements of Title 6, Subtitle 2, and Titles 11 through 17, of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-309(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 6-309(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Enrolling a loan in the Capital Access Program does not pledge the faith, credit, or taxing power of the State, the Department, the Neighborhood Business Development Program, or the Fund.
# Md. Code Ann., GHS § 6-309(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State, the Department, the Neighborhood Business Development Program, and the Fund are not liable for losses of a lender on an enrolled loan, except to the extent of the loan reserve account that the lender establishes under the Capital Access Program.
# Md. Code Ann., GHS § 6-309(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
A project financed by a loan enrolled in the Capital Access Program shall be in a priority funding area as required by Title 5, Subtitle 7B of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-309(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
A lender shall treat a default on a loan enrolled in the Capital Access Program in the same way that the lender treats defaults on other loans.
# Md. Code Ann., GHS § 6-309(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
The Department may require that, before a lender withdraws money from a reserve account to cover losses on a defaulted enrolled loan, the lender agree that, if the reserve account fully covers the losses, the lender will assign to the Department or subrogate the Department to the right, title, and interest of the lender in and to:
# Md. Code Ann., GHS § 6-309(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the loan;
# Md. Code Ann., GHS § 6-309(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
collateral and security for the loan; and
# Md. Code Ann., GHS § 6-309(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
every other right of recovery in connection with the loan.
# Md. Code Ann., GHS § 6-309(j)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
# Md. Code Ann., GHS § 6-309(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
After a default on a loan enrolled in the Capital Access Program, the Department may acquire, hold, improve, operate pending sale or other disposition, sell, assign, exchange, transfer, convey, lease, mortgage, or otherwise dispose of or encumber property that secures or is collateral for all or part of the loan, including:
# Md. Code Ann., GHS § 6-309(k)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
real property;
# Md. Code Ann., GHS § 6-309(k)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
personal property; and
# Md. Code Ann., GHS § 6-309(k)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
evidence of indebtedness.
# Md. Code Ann., GHS § 6-309(k)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may act under this subsection:
# Md. Code Ann., GHS § 6-309(k)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
in its name or in the name of the Neighborhood Business Development Program; and
# Md. Code Ann., GHS § 6-309(k)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
notwithstanding Titles 10 through 17 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-309(k)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
The Department shall adopt regulations to carry out the Capital Access Program.
# Md. Code Ann., GHS § 6-309(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-309 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–310
(a)
There is a Neighborhood Business Development Fund.
# Md. Code Ann., GHS § 6-310(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall use the Fund to:
# Md. Code Ann., GHS § 6-310(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate and pay expenses of the Program; and
# Md. Code Ann., GHS § 6-310(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide financial assistance to small businesses, nonprofit organizations, and microenterprises.
# Md. Code Ann., GHS § 6-310(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-310(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 6-310(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 6-310(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Fund is a continuing, nonlapsing special fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-310(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Fund consists of:
# Md. Code Ann., GHS § 6-310(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget for the Program;
# Md. Code Ann., GHS § 6-310(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any repayment or prepayment of financial assistance under this subtitle or under the State Action Loans for Targeted Areas Program under former Article 83B, Title 4, Subtitle 6, of the Code;
# Md. Code Ann., GHS § 6-310(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
money transferred to the Fund from any other fund as provided in this article;
# Md. Code Ann., GHS § 6-310(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
money received from the sale, assignment, or other disposition of Program loans and equity interests;
# Md. Code Ann., GHS § 6-310(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
other money received by the Program under this subtitle or from the Community Development Administration under Subtitle 2 of this title; and
# Md. Code Ann., GHS § 6-310(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
investment earnings of the Fund.
# Md. Code Ann., GHS § 6-310(e)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund shall be invested in the same way as other State money.
# Md. Code Ann., GHS § 6-310(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
With the approval of the Legislative Policy Committee and, subject to § 7–209 of the State Finance and Procurement Article, after the first 8 months of a fiscal year, the Department may transfer unencumbered money in the Fund to:
# Md. Code Ann., GHS § 6-310(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
any other fund established under this title;
# Md. Code Ann., GHS § 6-310(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Community Development Administration to provide financial assistance to business projects; and
# Md. Code Ann., GHS § 6-310(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Maryland Housing Fund under Title 3 of this article to provide insurance, credit enhancement, or a guaranty on:
# Md. Code Ann., GHS § 6-310(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a Program loan; or
# Md. Code Ann., GHS § 6-310(g)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a business project loan, bond, or security that is issued, made, or purchased by the Community Development Administration under Title 4 of this article.
# Md. Code Ann., GHS § 6-310(g)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-310 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–311
(a)
# Md. Code Ann., GHS § 6-311(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document required to be submitted to the Department by an agreement relating to financial assistance under the Program.
# Md. Code Ann., GHS § 6-311(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
An applicant for financial assistance under the Program may not knowingly make or cause to be made any false statement or report to influence the action of the Department on an application or to influence any action of the Department affecting financial assistance already provided.
# Md. Code Ann., GHS § 6-311(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment not exceeding 5 years or a fine not exceeding $50,000 or both.
# Md. Code Ann., GHS § 6-311(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-311 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–401
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-401(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Approved project” means a project that the Department approves under § 6–405 of this subtitle.
# Md. Code Ann., GHS § 6-401(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Business entity” means a person that conducts a trade or business in the State and is subject to:
# Md. Code Ann., GHS § 6-401(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the State income tax on individuals or corporations;
# Md. Code Ann., GHS § 6-401(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the public service company franchise tax; or
# Md. Code Ann., GHS § 6-401(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the insurance premiums tax.
# Md. Code Ann., GHS § 6-401(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Individual” means an individual as defined under § 10–101 of the Tax – General Article.
# Md. Code Ann., GHS § 6-401(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Nonprofit organization” means a nonprofit corporation, foundation, or other legal entity that is exempt from federal income tax under § 501(c)(3) of the Internal Revenue Code.
# Md. Code Ann., GHS § 6-401(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Priority funding area” means a priority funding area under § 5–7B–02 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-401(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Redevelopment assistance” means the money that nonprofit organizations spend for labor and materials used directly in the physical improvement of part or all of a priority funding area.
# Md. Code Ann., GHS § 6-401(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–402
There is a Neighborhood and Community Assistance Program.
# Md. Code Ann., GHS § 6-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–403
The purposes of the Neighborhood and Community Assistance Program are to:
(1)
help nonprofit organizations to carry out approved projects in priority funding areas;
# Md. Code Ann., GHS § 6-403(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
encourage business entities and individuals to invest in priority funding areas; and
# Md. Code Ann., GHS § 6-403(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
strengthen partnerships between public and private entities.
# Md. Code Ann., GHS § 6-403(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–404
(a)
# Md. Code Ann., GHS § 6-404(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For a contribution worth $500 or more in goods, money, or real property to an approved project, a business entity or an individual is entitled to a tax credit in the amount determined under subsection (b) of this section.
# Md. Code Ann., GHS § 6-404(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
No part of a tax credit under this section may be taken more than once.
# Md. Code Ann., GHS § 6-404(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-404(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, the credit allowed to a business entity or an individual under this section equals 50% of the amount of contributions:
# Md. Code Ann., GHS § 6-404(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
that the Department approves under subsection (c) of this section; and
# Md. Code Ann., GHS § 6-404(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
that were made during the taxable year for which the credit is claimed.
# Md. Code Ann., GHS § 6-404(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The credit allowed under this section for any taxable year may not exceed the lesser of:
# Md. Code Ann., GHS § 6-404(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
$250,000; and
# Md. Code Ann., GHS § 6-404(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the total amount of tax otherwise payable by the business entity or individual for the taxable year.
# Md. Code Ann., GHS § 6-404(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Any excess credit that would be allowed but for the limits of paragraph (2) of this subsection may be carried over and applied as a credit for up to 5 taxable years after the taxable year in which the contribution was made, until the full amount of the excess is used.
# Md. Code Ann., GHS § 6-404(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-404(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To qualify for a credit for a contribution under this section, before making a contribution, a business entity or an individual shall apply for and receive approval of the contribution from the Department.
# Md. Code Ann., GHS § 6-404(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Each application for approval of a contribution shall contain:
# Md. Code Ann., GHS § 6-404(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the name of the approved project to which the contribution will be made;
# Md. Code Ann., GHS § 6-404(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the amount of the contribution; and
# Md. Code Ann., GHS § 6-404(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a certification by an independent and unrelated third party as to the value of any nonmonetary contribution included or, for new goods, an invoice or receipt certifying the contribution’s net cost to the business entity or individual.
# Md. Code Ann., GHS § 6-404(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Department may not approve an application if it determines that:
# Md. Code Ann., GHS § 6-404(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the maximum amount of contributions eligible for a tax credit for the project for the fiscal year will be exceeded by the sum of:
# Md. Code Ann., GHS § 6-404(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the amount of the proposed contribution; and
# Md. Code Ann., GHS § 6-404(c)(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the total amount of contributions previously approved for that project for the fiscal year; or
# Md. Code Ann., GHS § 6-404(c)(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the applicant has overstated the value of a nonmonetary contribution.
# Md. Code Ann., GHS § 6-404(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
On or before January 31 of each year, the Department shall report to the Department of Assessments and Taxation, the Comptroller, and the Maryland Insurance Administration the contributions that the Department has approved under this section in the preceding calendar year.
# Md. Code Ann., GHS § 6-404(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–405
(a)
# Md. Code Ann., GHS § 6-405(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For each fiscal year, a nonprofit organization may submit to the Department, for approval under the Neighborhood and Community Assistance Program, a proposal for a project to provide services to a priority funding area.
# Md. Code Ann., GHS § 6-405(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The project may include:
# Md. Code Ann., GHS § 6-405(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
community services, including child care and recreational services;
# Md. Code Ann., GHS § 6-405(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
redevelopment assistance;
# Md. Code Ann., GHS § 6-405(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
job training for individuals whose incomes do not exceed the upper income limits that the Secretary sets under § 4–212 of this article;
# Md. Code Ann., GHS § 6-405(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
education; and
# Md. Code Ann., GHS § 6-405(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
crime prevention.
# Md. Code Ann., GHS § 6-405(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A proposal under this section shall include:
# Md. Code Ann., GHS § 6-405(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the project to be conducted;
# Md. Code Ann., GHS § 6-405(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the priority funding area that will benefit from the project;
# Md. Code Ann., GHS § 6-405(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a description of the applicant’s experience and capabilities;
# Md. Code Ann., GHS § 6-405(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the estimated costs of the project;
# Md. Code Ann., GHS § 6-405(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
a description of the plans for implementing the project; and
# Md. Code Ann., GHS § 6-405(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other information that the Department determines is necessary.
# Md. Code Ann., GHS § 6-405(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-405(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall provide written notice to the political subdivision in which the proposed project is located.
# Md. Code Ann., GHS § 6-405(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided in paragraph (4) of this subsection, the Department may not approve a proposal submitted under this section unless the proposal is approved by the governing body or authorized designee of:
# Md. Code Ann., GHS § 6-405(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
each county that includes any of the priority funding area that benefits from the project, if the project is not in a municipal corporation;
# Md. Code Ann., GHS § 6-405(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
each municipal corporation that includes any of the priority funding area that benefits from the project; or
# Md. Code Ann., GHS § 6-405(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
each political subdivision that includes any of the priority funding area that benefits from the project, if the priority funding area is partly within and partly outside of any municipal corporation.
# Md. Code Ann., GHS § 6-405(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
An approval shall:
# Md. Code Ann., GHS § 6-405(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
be in writing; and
# Md. Code Ann., GHS § 6-405(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
state the maximum amount of contributions to the approved project that are eligible for a tax credit under § 6–404 of this subtitle.
# Md. Code Ann., GHS § 6-405(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
If the Department does not receive notice of approval or denial of an application from the affected jurisdictions within 45 days after notice of the proposed project is given in accordance with paragraph (1) of this subsection, the Department may approve the application.
# Md. Code Ann., GHS § 6-405(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
The sum of contributions eligible for a tax credit under § 6–404 of this subtitle for all approved projects for a fiscal year may not exceed $3,500,000.
# Md. Code Ann., GHS § 6-405(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
In approving or disapproving a proposal and in determining the maximum amount of contributions eligible for tax credits under § 6–404 of this subtitle, the Department:
# Md. Code Ann., GHS § 6-405(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall consider:
# Md. Code Ann., GHS § 6-405(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the need for the project in relation to the need for other proposed projects;
# Md. Code Ann., GHS § 6-405(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the anticipated benefit to the priority funding area;
# Md. Code Ann., GHS § 6-405(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the capacity of the applicant to raise money for the project;
# Md. Code Ann., GHS § 6-405(d)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the readiness of the applicant to proceed with the project;
# Md. Code Ann., GHS § 6-405(d)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the ability of the applicant to complete the project as proposed;
# Md. Code Ann., GHS § 6-405(d)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
the geographic distribution of projects; and
# Md. Code Ann., GHS § 6-405(d)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
any other relevant factors;
# Md. Code Ann., GHS § 6-405(d)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may give preference to a proposal that benefits:
# Md. Code Ann., GHS § 6-405(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a sustainable community under § 6–305 of this title; or
# Md. Code Ann., GHS § 6-405(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a neighborhood conservation district that is locally designated in coordination with the Department’s Neighborhood and Community Assistance Program;
# Md. Code Ann., GHS § 6-405(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
may request data and assistance from other units of the State; and
# Md. Code Ann., GHS § 6-405(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
shall apportion among all approved projects the limit imposed by subsection (c)(5) of this section.
# Md. Code Ann., GHS § 6-405(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-405 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–406
The Department shall adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 6-406 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–501
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-501(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Community development financial institution” has the meaning stated in 12 U.S.C. § 4702.
# Md. Code Ann., GHS § 6-501(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Community development organization” means an entity that meets the requirements set forth under § 6–504(a) of this subtitle.
# Md. Code Ann., GHS § 6-501(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-501(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Financial assistance” means a grant, a loan, or an investment provided under this subtitle.
# Md. Code Ann., GHS § 6-501(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Financial assistance” includes:
# Md. Code Ann., GHS § 6-501(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an assurance;
# Md. Code Ann., GHS § 6-501(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a guarantee;
# Md. Code Ann., GHS § 6-501(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a prepayment of interest on a subordinate or superior loan or portion of a loan;
# Md. Code Ann., GHS § 6-501(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a reduction in the principal obligation of or rate of interest payable on a loan or a portion of a loan; and
# Md. Code Ann., GHS § 6-501(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
any other form of credit enhancement.
# Md. Code Ann., GHS § 6-501(d)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Program” means the Baltimore Regional Neighborhood Initiative Program.
# Md. Code Ann., GHS § 6-501(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Sustainable community” means an area designated as a sustainable community under § 6–205 of this title.
# Md. Code Ann., GHS § 6-501(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-501 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–502
(a)
There is a Baltimore Regional Neighborhood Initiative Program.
# Md. Code Ann., GHS § 6-502(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall administer the Program.
# Md. Code Ann., GHS § 6-502(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Program is to:
# Md. Code Ann., GHS § 6-502(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
provide strategic investment in local housing and businesses to encourage healthy, sustainable communities with a growing tax base and enhanced quality of life; and
# Md. Code Ann., GHS § 6-502(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
focus on areas where modest investment and coordinated strategies will have an appreciable neighborhood revitalization impact.
# Md. Code Ann., GHS § 6-502(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-502 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–503
(a)
The community enhancement projects eligible to receive Program funds include:
# Md. Code Ann., GHS § 6-503(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
down payment assistance for homebuyers to purchase and rehabilitate homes;
# Md. Code Ann., GHS § 6-503(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
programs to acquire or rehabilitate vacant or blighted properties;
# Md. Code Ann., GHS § 6-503(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
programs to improve existing residential and business properties;
# Md. Code Ann., GHS § 6-503(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
programs to achieve energy efficiency through weatherization and energy retrofits;
# Md. Code Ann., GHS § 6-503(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
development of mixed–use projects that combine housing, retail, and office space;
# Md. Code Ann., GHS § 6-503(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
development or enhancement of community open space or public infrastructure;
# Md. Code Ann., GHS § 6-503(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
workforce and employment development programs; and
# Md. Code Ann., GHS § 6-503(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
strategic demolition.
# Md. Code Ann., GHS § 6-503(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Program funds may be used for operating costs necessary to implement a community enhancement project.
# Md. Code Ann., GHS § 6-503(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary may establish additional community enhancement projects eligible to receive Program funds.
# Md. Code Ann., GHS § 6-503(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-503 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–504
(a)
A corporation, a foundation, or any other legal entity is a community development organization eligible to apply for Program funds if:
# Md. Code Ann., GHS § 6-504(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the purpose of the organization is to implement a clear revitalization strategy in a neighborhood or set of neighborhoods within Baltimore City or the inner–beltway communities of Baltimore County or Anne Arundel County; and
# Md. Code Ann., GHS § 6-504(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
no part of the organization’s net earnings inures to the benefit of a private shareholder or an individual holding an interest in the entity.
# Md. Code Ann., GHS § 6-504(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The community development organization’s application must contain a neighborhood revitalization plan that includes community enhancement projects located within a sustainable community.
# Md. Code Ann., GHS § 6-504(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A community development organization may apply with another community development organization or with a community development financial institution that has the capacity and experience to assist in the financing of real estate projects within the community.
# Md. Code Ann., GHS § 6-504(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The community enhancement projects for which a community development organization applies for Program funds may be located in more than one political subdivision.
# Md. Code Ann., GHS § 6-504(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-504 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–505
(a)
# Md. Code Ann., GHS § 6-505(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A community development organization may apply to the Department to receive Program funds for community enhancement projects.
# Md. Code Ann., GHS § 6-505(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall establish the application process.
# Md. Code Ann., GHS § 6-505(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The application shall contain:
# Md. Code Ann., GHS § 6-505(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the neighborhood revitalization plan;
# Md. Code Ann., GHS § 6-505(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a description of each community enhancement project;
# Md. Code Ann., GHS § 6-505(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
organizational documents for the community development organization; and
# Md. Code Ann., GHS § 6-505(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
any other information the Department requires.
# Md. Code Ann., GHS § 6-505(a)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-505(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department, by regulation, shall establish a quantitative system to evaluate each application.
# Md. Code Ann., GHS § 6-505(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The quantitative evaluation system shall evaluate each application based on:
# Md. Code Ann., GHS § 6-505(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the neighborhood revitalization plan and how the plan relates to the goals outlined in the community’s larger sustainable communities plan;
# Md. Code Ann., GHS § 6-505(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the description of the community conditions and the appropriateness of outlined strategies to address those conditions;
# Md. Code Ann., GHS § 6-505(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the ability of each proposed community enhancement project to address identified challenges within the community; and
# Md. Code Ann., GHS § 6-505(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the capacity and experience of the applicant and the applicant’s partners to complete the proposals and leverage additional financing.
# Md. Code Ann., GHS § 6-505(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may give additional consideration to applications that include:
# Md. Code Ann., GHS § 6-505(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
opportunities that promote compact redevelopment and connect housing and job opportunities with transportation options;
# Md. Code Ann., GHS § 6-505(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
activities in specially designated districts that encourage residential reinvestment that reinforces the success of the businesses in the districts;
# Md. Code Ann., GHS § 6-505(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
community enhancement projects that encourage or incorporate elements that address environmental responsibility and stewardship into the site and project development, design, and construction;
# Md. Code Ann., GHS § 6-505(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
community enhancement projects that incorporate additional State and local revitalization and smart growth programs and financing tools;
# Md. Code Ann., GHS § 6-505(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
capital investments and business practices that incorporate inclusionary hiring practices that increase local workforce opportunities; and
# Md. Code Ann., GHS § 6-505(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
projects whose purpose is to identify for acquisition, acquire, develop, or promote the development of vacant or blighted properties.
# Md. Code Ann., GHS § 6-505(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-505 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–506
(a)
The Department shall:
# Md. Code Ann., GHS § 6-506(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
review each application submitted under § 6–505 of this subtitle and may request additional information from the applicant;
# Md. Code Ann., GHS § 6-506(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
accept public input on each application; and
# Md. Code Ann., GHS § 6-506(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
consider the recommendation of any State unit.
# Md. Code Ann., GHS § 6-506(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-506(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may not approve an application until the Department has provided written notice and a reasonable opportunity to comment to the political subdivision where the proposed community enhancement project is located.
# Md. Code Ann., GHS § 6-506(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the application affects a neighborhood entirely within a municipal corporation, the Department must provide notice and a reasonable opportunity to comment to the municipal corporation and not the surrounding county.
# Md. Code Ann., GHS § 6-506(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If an application affects a neighborhood within more than one political subdivision, the Department must provide notice and a reasonable opportunity to comment to each political subdivision.
# Md. Code Ann., GHS § 6-506(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall award financial assistance to an applicant:
# Md. Code Ann., GHS § 6-506(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in the amount and of the type that the Secretary determines; and
# Md. Code Ann., GHS § 6-506(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
under the terms of a Program agreement.
# Md. Code Ann., GHS § 6-506(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-506 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–507
(a)
The Department and a recipient of financial assistance from the Program shall execute a Program agreement.
# Md. Code Ann., GHS § 6-507(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The recipient of financial assistance from the Program shall comply with the terms of the Program agreement.
# Md. Code Ann., GHS § 6-507(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Program agreement may not allow for more than 40% of the total financial assistance that the Program provides to be used for operating expenditures.
# Md. Code Ann., GHS § 6-507(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may exercise any remedy provided under the Program agreement or by law if the recipient of financial assistance from the Program:
# Md. Code Ann., GHS § 6-507(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
violates any provision of the agreement; or
# Md. Code Ann., GHS § 6-507(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
ceases to meet any requirement of this subtitle.
# Md. Code Ann., GHS § 6-507(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-507 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–508
(a)
The Department has the powers necessary to implement the Program.
# Md. Code Ann., GHS § 6-508(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-508(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may determine the terms and conditions or establish time limits for the use of financial assistance awarded under this subtitle.
# Md. Code Ann., GHS § 6-508(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The financial assistance awarded under this subtitle may be secured by a mortgage, a lien, or any other security interest that is superior to or subordinate to other mortgages, liens, or other security interests.
# Md. Code Ann., GHS § 6-508(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-508(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may enforce the terms and conditions of the financial assistance awarded under this subtitle.
# Md. Code Ann., GHS § 6-508(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If any financial assistance awarded under this subtitle is secured by a first or subordinate mortgage or other lien, the Department may:
# Md. Code Ann., GHS § 6-508(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
begin an action to protect or enforce any right given by law, contract, or other agreement;
# Md. Code Ann., GHS § 6-508(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
foreclose on property;
# Md. Code Ann., GHS § 6-508(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
purchase property at any foreclosure or other sale, or acquire or take possession of the property through conveyance in lieu of foreclosure or otherwise, and convey property after acquiring it;
# Md. Code Ann., GHS § 6-508(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
settle or compromise any debt or obligation owed to the Department;
# Md. Code Ann., GHS § 6-508(c)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
pay the principal of and interest on any obligation incurred in connection with the property and dispose of or otherwise deal with the property to protect the interests of the Program; or
# Md. Code Ann., GHS § 6-508(c)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
release or sell any mortgage, obligation, or property that the Department holds at public or private sale, with or without public bidding.
# Md. Code Ann., GHS § 6-508(c)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-508(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may contract with any person or governmental unit for property or services necessary to operate the Program.
# Md. Code Ann., GHS § 6-508(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may contract for and accept any grant, contribution, or loan of money, property, or other aid from the federal government and may do all things consistent with this subtitle to qualify for the aid.
# Md. Code Ann., GHS § 6-508(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
In connection with any loans that the Department makes, the Department may:
# Md. Code Ann., GHS § 6-508(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
require and obtain appraisals, credit information, and other pertinent information; and
# Md. Code Ann., GHS § 6-508(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
charge interest.
# Md. Code Ann., GHS § 6-508(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Department may consent to the modification of any provision of a Program agreement if the modification is in the best interest of the Program.
# Md. Code Ann., GHS § 6-508(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-508 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–509
(a)
The recipient of financial assistance from the Program shall submit to the Department quarterly progress reports on the development of a community enhancement project.
# Md. Code Ann., GHS § 6-509(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-509(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On or before October 31 each year, the Department shall submit a report to the Governor and, subject to § 2–1257 of the State Government Article, the General Assembly.
# Md. Code Ann., GHS § 6-509(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The report shall include, for the previous fiscal year:
# Md. Code Ann., GHS § 6-509(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the number of applications received;
# Md. Code Ann., GHS § 6-509(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the number and location of community enhancement projects;
# Md. Code Ann., GHS § 6-509(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the financial status of the Program, including the amount and types of financial assistance encumbered and disbursed; and
# Md. Code Ann., GHS § 6-509(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a summary of the quarterly reports submitted under subsection (a) of this section.
# Md. Code Ann., GHS § 6-509(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-509 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–510
(a)
In this section, “Fund” means the Baltimore Regional Neighborhood Initiative Program Fund.
# Md. Code Ann., GHS § 6-510(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Baltimore Regional Neighborhood Initiative Program Fund.
# Md. Code Ann., GHS § 6-510(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Fund is to provide financial assistance under the Program.
# Md. Code Ann., GHS § 6-510(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Secretary shall administer the Fund.
# Md. Code Ann., GHS § 6-510(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 6-510(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-510(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 6-510(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 6-510(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 6-510(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
earnings from the investment of money in the Fund;
# Md. Code Ann., GHS § 6-510(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
repayments of financial assistance provided by the Program;
# Md. Code Ann., GHS § 6-510(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
interest earnings of the Fund; and
# Md. Code Ann., GHS § 6-510(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 6-510(f)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Fund may be used only for providing financial assistance under the Program.
# Md. Code Ann., GHS § 6-510(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 6-510(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 6-510(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the Fund.
# Md. Code Ann., GHS § 6-510(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 6-510(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
# Md. Code Ann., GHS § 6-510(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For fiscal year 2019, the Governor shall include in the budget bill or the capital budget bill an appropriation to the Fund in the amount of $8,000,000.
# Md. Code Ann., GHS § 6-510(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For fiscal year 2020 and each fiscal year thereafter, the Governor shall include in the annual budget bill or the capital budget bill an appropriation for the Fund in the amount of $12,000,000.
# Md. Code Ann., GHS § 6-510(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-510 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–601
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-601(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Board” means the Community Development Board.
# Md. Code Ann., GHS § 6-601(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Fund” means the Community Development Fund.
# Md. Code Ann., GHS § 6-601(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Program” means the Community Development Program.
# Md. Code Ann., GHS § 6-601(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-601 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–602
(a)
There is a Community Development Program in the Department.
# Md. Code Ann., GHS § 6-602(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to provide financial assistance for community development projects and community development organizations around the State.
# Md. Code Ann., GHS § 6-602(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-602 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–603
The Department shall:
(1)
administer the Program; and
# Md. Code Ann., GHS § 6-603(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 6-603(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-603 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–604
(a)
There is a Community Development Board in the Program.
# Md. Code Ann., GHS § 6-604(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Board consists of the following members:
# Md. Code Ann., GHS § 6-604(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Secretary, or the Secretary’s designee; and
# Md. Code Ann., GHS § 6-604(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the following members, appointed by the Governor, in consultation with the President of the Senate and the Speaker of the House:
# Md. Code Ann., GHS § 6-604(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
one representative of the Community Development Network of Maryland;
# Md. Code Ann., GHS § 6-604(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
one representative of the small business community;
# Md. Code Ann., GHS § 6-604(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
one representative of the nonprofit development community;
# Md. Code Ann., GHS § 6-604(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
one representative of the for–profit development community;
# Md. Code Ann., GHS § 6-604(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
one representative involved with rural community development;
# Md. Code Ann., GHS § 6-604(b)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
one representative involved with suburban community development; and
# Md. Code Ann., GHS § 6-604(b)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
one representative involved with urban community development.
# Md. Code Ann., GHS § 6-604(b)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall designate the chair of the Board.
# Md. Code Ann., GHS § 6-604(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-604(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a member may not exceed 3 years.
# Md. Code Ann., GHS § 6-604(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A member may be reappointed.
# Md. Code Ann., GHS § 6-604(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
Service as a member is not a State office or State employment for purposes of any prohibition against holding two public positions.
# Md. Code Ann., GHS § 6-604(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-604 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–605
The Board shall:
(1)
make recommendations on how the Fund is to be used;
# Md. Code Ann., GHS § 6-605(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide a period of at least 30 days for public comment on the recommendations; and
# Md. Code Ann., GHS § 6-605(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
report on or before December 31 each year on the activities of the Fund and make any recommendations regarding the Fund to the Governor and, in accordance with § 2–1257 of the State Government Article, the General Assembly.
# Md. Code Ann., GHS § 6-605(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-605 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–606
(a)
There is a Community Development Fund.
# Md. Code Ann., GHS § 6-606(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Fund is to provide financial assistance for community development projects and community development organizations around the State.
# Md. Code Ann., GHS § 6-606(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall administer the Fund with the assistance of the Board.
# Md. Code Ann., GHS § 6-606(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-606(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-606(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 6-606(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Fund consists of:
# Md. Code Ann., GHS § 6-606(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund; and
# Md. Code Ann., GHS § 6-606(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 6-606(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund may be used only for:
# Md. Code Ann., GHS § 6-606(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
administrative expenses of the Department in administering the Program; and
# Md. Code Ann., GHS § 6-606(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
financial assistance for community development projects and community development organizations as provided under § 6–607 of this subtitle.
# Md. Code Ann., GHS § 6-606(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 6-606(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 6-606(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the General Fund of the State.
# Md. Code Ann., GHS § 6-606(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 6-606(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Money expended from the Fund for the Program is supplemental to and is not intended to take the place of funding that otherwise would be appropriated for the Program.
# Md. Code Ann., GHS § 6-606(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-606 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–607
In consultation with the Board, the Department shall administer the Fund to provide financial assistance, including capital and operating grants, to community development projects and community development organizations to provide and support:
(1)
affordable housing;
# Md. Code Ann., GHS § 6-607(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
neighborhood revitalization for residential and commercial areas;
# Md. Code Ann., GHS § 6-607(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
housing counseling, financial counseling, and foreclosure prevention;
# Md. Code Ann., GHS § 6-607(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
community organizing;
# Md. Code Ann., GHS § 6-607(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
small business development;
# Md. Code Ann., GHS § 6-607(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
community services; and
# Md. Code Ann., GHS § 6-607(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
any other community development purpose.
# Md. Code Ann., GHS § 6-607(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-607 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–608
The Department shall provide financial assistance from the Fund in the form and manner the Department determines appropriate, including providing capital and operating grants.
# Md. Code Ann., GHS § 6-608 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–609
This subtitle is the Community Development Program Act.
# Md. Code Ann., GHS § 6-609 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–701
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-701(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Community development financial institution” has the meaning stated in 12 U.S.C. § 4702.
# Md. Code Ann., GHS § 6-701(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Community development organization” means an entity that meets the requirements under § 6–704 of this subtitle.
# Md. Code Ann., GHS § 6-701(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-701(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Financial assistance” means a grant, a loan, or an investment provided under this subtitle.
# Md. Code Ann., GHS § 6-701(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Financial assistance” includes:
# Md. Code Ann., GHS § 6-701(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an assurance;
# Md. Code Ann., GHS § 6-701(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a guarantee;
# Md. Code Ann., GHS § 6-701(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a prepayment of interest on a subordinate or superior loan or portion of a loan;
# Md. Code Ann., GHS § 6-701(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a reduction in the principal obligation of or rate of interest payable on a loan or a portion of a loan; and
# Md. Code Ann., GHS § 6-701(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
any other form of credit enhancement.
# Md. Code Ann., GHS § 6-701(d)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“National capital region” means the areas of the State located within a sustainable community in Montgomery County or Prince George’s County.
# Md. Code Ann., GHS § 6-701(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Program” means the National Capital Strategic Economic Development Program.
# Md. Code Ann., GHS § 6-701(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Sustainable community” means an area designated as a sustainable community under § 6–205 of this title.
# Md. Code Ann., GHS § 6-701(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-701 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–702
(a)
There is a National Capital Strategic Economic Development Program.
# Md. Code Ann., GHS § 6-702(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall administer the Program.
# Md. Code Ann., GHS § 6-702(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Program is to:
# Md. Code Ann., GHS § 6-702(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
provide strategic investment in local housing and businesses to encourage healthy, sustainable communities with a growing tax base and enhanced quality of life; and
# Md. Code Ann., GHS § 6-702(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
focus on areas where modest investment and coordinated strategies will have an appreciable neighborhood revitalization impact.
# Md. Code Ann., GHS § 6-702(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-702 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–703
(a)
The community enhancement projects eligible to receive Program funds include:
# Md. Code Ann., GHS § 6-703(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
down payment assistance for homebuyers to purchase and rehabilitate homes;
# Md. Code Ann., GHS § 6-703(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
programs to acquire or rehabilitate vacant or blighted properties;
# Md. Code Ann., GHS § 6-703(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
programs to improve existing residential and business properties;
# Md. Code Ann., GHS § 6-703(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
programs to achieve energy efficiency through weatherization and energy retrofits;
# Md. Code Ann., GHS § 6-703(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
development of affordable housing;
# Md. Code Ann., GHS § 6-703(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
development of mixed–use projects that combine housing, retail, and office space;
# Md. Code Ann., GHS § 6-703(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
development or enhancement of community open space or public infrastructure;
# Md. Code Ann., GHS § 6-703(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
workforce and employment development programs, when associated with other projects listed under this subsection;
# Md. Code Ann., GHS § 6-703(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
career and technical education and apprenticeship programs, when associated with other projects listed under this subsection; and
# Md. Code Ann., GHS § 6-703(a)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
strategic demolition.
# Md. Code Ann., GHS § 6-703(a)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Program funds may be used for operating costs necessary to implement a community enhancement project.
# Md. Code Ann., GHS § 6-703(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary may establish additional community enhancement projects eligible to receive Program funds.
# Md. Code Ann., GHS § 6-703(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-703 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–704
(a)
# Md. Code Ann., GHS § 6-704(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A government agency, including a housing authority, with jurisdiction in the national capital region, an entity controlled directly or indirectly by a housing authority that operates in the national capital region, and, subject to paragraph (2) of this subsection, a community development organization are eligible to apply for program funds.
# Md. Code Ann., GHS § 6-704(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A corporation, a foundation, or any other legal entity is a community development organization eligible to apply for Program funds if:
# Md. Code Ann., GHS § 6-704(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the purpose of the organization is to implement a clear revitalization strategy in a neighborhood or set of neighborhoods within the national capital region; and
# Md. Code Ann., GHS § 6-704(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
no part of the organization’s net earnings inures to the benefit of a private shareholder or an individual holding an interest in the entity.
# Md. Code Ann., GHS § 6-704(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The eligible institution’s application must contain a neighborhood revitalization plan that includes community enhancement projects located within a sustainable community.
# Md. Code Ann., GHS § 6-704(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An eligible institution may apply with another eligible institution or with a community development financial institution that has the capacity and experience to assist in the financing of real estate projects within the community.
# Md. Code Ann., GHS § 6-704(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The community enhancement projects for which an eligible institution applies for Program funds may be located in more than one political subdivision.
# Md. Code Ann., GHS § 6-704(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-704 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–705
(a)
# Md. Code Ann., GHS § 6-705(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A government agency, including a housing authority, with jurisdiction in the national capital region, an entity controlled directly or indirectly by a housing authority that operates in the national capital region, and a community development organization may apply to the Department to receive Program funds for community enhancement projects.
# Md. Code Ann., GHS § 6-705(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall establish the application process.
# Md. Code Ann., GHS § 6-705(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The application shall contain:
# Md. Code Ann., GHS § 6-705(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the neighborhood revitalization plan;
# Md. Code Ann., GHS § 6-705(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a description of each community enhancement project;
# Md. Code Ann., GHS § 6-705(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
organizational documents for the community development organization; and
# Md. Code Ann., GHS § 6-705(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
any other information the Department requires.
# Md. Code Ann., GHS § 6-705(a)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-705(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department, by regulation, shall establish a quantitative system to evaluate each application.
# Md. Code Ann., GHS § 6-705(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The quantitative evaluation system shall evaluate each application based on:
# Md. Code Ann., GHS § 6-705(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the neighborhood revitalization plan and how the plan relates to the goals outlined in the community’s larger sustainable communities plan;
# Md. Code Ann., GHS § 6-705(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the description of the community conditions and the appropriateness of outlined strategies to address those conditions;
# Md. Code Ann., GHS § 6-705(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the ability of each proposed community enhancement project to address identified challenges within the community; and
# Md. Code Ann., GHS § 6-705(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the capacity and experience of the applicant and the applicant’s partners to complete the proposals and leverage additional financing.
# Md. Code Ann., GHS § 6-705(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may give additional consideration to applications that include:
# Md. Code Ann., GHS § 6-705(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
opportunities that promote compact redevelopment and connect housing and job opportunities with transportation options;
# Md. Code Ann., GHS § 6-705(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
activities in specially designated districts that encourage residential reinvestment that reinforces the success of the businesses in the districts;
# Md. Code Ann., GHS § 6-705(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
community enhancement projects that encourage or incorporate elements that address environmental responsibility and stewardship into the site and project development, design, and construction;
# Md. Code Ann., GHS § 6-705(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
community enhancement projects that incorporate additional State and local revitalization and smart growth programs and financing tools;
# Md. Code Ann., GHS § 6-705(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
capital investments and business practices that incorporate inclusionary hiring practices that increase local workforce opportunities; and
# Md. Code Ann., GHS § 6-705(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
projects whose purpose is to identify for acquisition, acquire, develop, or promote the development of vacant or blighted properties.
# Md. Code Ann., GHS § 6-705(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-705 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–706
(a)
The Department shall:
# Md. Code Ann., GHS § 6-706(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
review each application submitted under § 6–705 of this subtitle and may request additional information from the applicant;
# Md. Code Ann., GHS § 6-706(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
accept public input on each application; and
# Md. Code Ann., GHS § 6-706(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
consider the recommendation of any State unit.
# Md. Code Ann., GHS § 6-706(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-706(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may not approve an application until the Department has provided written notice and a reasonable opportunity to comment to the political subdivision where the proposed community enhancement project is located.
# Md. Code Ann., GHS § 6-706(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the application affects a neighborhood entirely within a municipal corporation, the Department must provide notice and a reasonable opportunity to comment to the municipal corporation and not the surrounding county.
# Md. Code Ann., GHS § 6-706(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If an application affects a neighborhood within more than one political subdivision, the Department must provide notice and a reasonable opportunity to comment to each political subdivision.
# Md. Code Ann., GHS § 6-706(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary shall, subject to subsection (b) of this section, award financial assistance to an applicant:
# Md. Code Ann., GHS § 6-706(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in the amount and of the type that the Secretary determines; and
# Md. Code Ann., GHS § 6-706(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
under the terms of a Program agreement.
# Md. Code Ann., GHS § 6-706(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-706 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–707
(a)
The Department and a recipient of financial assistance from the Program shall execute a Program agreement.
# Md. Code Ann., GHS § 6-707(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The recipient of financial assistance from the Program shall comply with the terms of the Program agreement.
# Md. Code Ann., GHS § 6-707(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Program agreement may not allow for more than 40% of the total financial assistance that the Program provides to be used for operating expenditures.
# Md. Code Ann., GHS § 6-707(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may exercise any remedy provided under the Program agreement or by law if the recipient of financial assistance from the Program:
# Md. Code Ann., GHS § 6-707(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
violates any provision of the agreement; or
# Md. Code Ann., GHS § 6-707(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
ceases to meet any requirement of this subtitle.
# Md. Code Ann., GHS § 6-707(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-707 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–708
(a)
The Department has the powers necessary to implement the Program.
# Md. Code Ann., GHS § 6-708(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-708(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may determine the terms and conditions for or establish time limits for the use of financial assistance awarded under this subtitle.
# Md. Code Ann., GHS § 6-708(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The financial assistance awarded under this subtitle may be secured by a mortgage, a lien, or any other security interest that is superior to or subordinate to other mortgages, liens, or other security interests.
# Md. Code Ann., GHS § 6-708(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-708(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may, subject to any limits imposed by law, enforce the terms and conditions of the financial assistance awarded under this subtitle.
# Md. Code Ann., GHS § 6-708(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If any financial assistance awarded under this subtitle is secured by a first or subordinate mortgage or other lien, the Department may, subject to any limits imposed by law:
# Md. Code Ann., GHS § 6-708(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
begin an action to protect or enforce any right given by law, contract, or other agreement;
# Md. Code Ann., GHS § 6-708(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
foreclose on property;
# Md. Code Ann., GHS § 6-708(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
purchase property at any foreclosure or other sale, or acquire or take possession of the property through conveyance in lieu of foreclosure or otherwise, and convey property after acquiring it;
# Md. Code Ann., GHS § 6-708(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
settle or compromise any debt or obligation owed to the Department;
# Md. Code Ann., GHS § 6-708(c)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
pay the principal of and interest on any obligation incurred in connection with the property and dispose of or otherwise deal with the property to protect the interests of the Program; or
# Md. Code Ann., GHS § 6-708(c)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
release or sell any mortgage, obligation, or property that the Department holds at public or private sale, with or without public bidding.
# Md. Code Ann., GHS § 6-708(c)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-708(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department may contract with any person or governmental unit for property or services necessary to operate the Program.
# Md. Code Ann., GHS § 6-708(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department may contract for and accept any grant, contribution, or loan of money, property, or other aid from the federal government and may do all things consistent with this subtitle to qualify for the aid.
# Md. Code Ann., GHS § 6-708(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
In connection with any loans that the Department makes, the Department may:
# Md. Code Ann., GHS § 6-708(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
require and obtain appraisals, credit information, and other pertinent information; and
# Md. Code Ann., GHS § 6-708(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
charge interest.
# Md. Code Ann., GHS § 6-708(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Department may consent to the modification of any provision of a Program agreement if the modification is in the best interest of the Program.
# Md. Code Ann., GHS § 6-708(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-708 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–709
(a)
The recipient of financial assistance from the Program shall submit to the Department quarterly progress reports on the development of a community enhancement project.
# Md. Code Ann., GHS § 6-709(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-709(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On or before October 31 each year, the Department shall submit a report to the Governor and, subject to § 2–1257 of the State Government Article, the General Assembly.
# Md. Code Ann., GHS § 6-709(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The report shall include, for the previous fiscal year:
# Md. Code Ann., GHS § 6-709(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the number of applications received;
# Md. Code Ann., GHS § 6-709(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the number and location of community enhancement projects;
# Md. Code Ann., GHS § 6-709(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the financial status of the Program, including the amount and types of financial assistance encumbered and disbursed; and
# Md. Code Ann., GHS § 6-709(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a summary of the quarterly reports submitted under subsection (a) of this section.
# Md. Code Ann., GHS § 6-709(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-709 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–710
(a)
In this section, “Fund” means the National Capital Strategic Economic Development Fund.
# Md. Code Ann., GHS § 6-710(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a National Capital Strategic Economic Development Fund.
# Md. Code Ann., GHS § 6-710(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Fund is to provide financial assistance under the Program.
# Md. Code Ann., GHS § 6-710(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 6-710(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 6-710(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-710(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 6-710(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 6-710(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 6-710(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
interest earnings of the Fund; and
# Md. Code Ann., GHS § 6-710(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 6-710(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
Subject to subsection (k) of this section, the Fund may be used only for providing financial assistance under the Program.
# Md. Code Ann., GHS § 6-710(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 6-710(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 6-710(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the Fund.
# Md. Code Ann., GHS § 6-710(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 6-710(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
# Md. Code Ann., GHS § 6-710(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
For fiscal year 2021 and each fiscal year thereafter, the Governor shall include in the annual operating budget an appropriation for the Fund in the amount of $200,000.
# Md. Code Ann., GHS § 6-710(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For fiscal years 2021 through 2024, the Governor shall include in the annual operating or capital budget an appropriation for the Fund in the amount of $7,000,000.
# Md. Code Ann., GHS § 6-710(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
For fiscal year 2025 and each fiscal year thereafter, the Governor shall include in the annual operating or capital budget an appropriation for the Fund in the amount of $12,000,000.
# Md. Code Ann., GHS § 6-710(j)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
The Fund may be used only for community enhancement projects in sustainable communities located:
# Md. Code Ann., GHS § 6-710(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
in Prince George’s County, at least in part, within the boundary created by Interstate 495 in the State and the District of Columbia; or
# Md. Code Ann., GHS § 6-710(k)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
in Montgomery County, within an enterprise zone or the boundary created by:
# Md. Code Ann., GHS § 6-710(k)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Prince George’s County;
# Md. Code Ann., GHS § 6-710(k)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
Maryland Route 200;
# Md. Code Ann., GHS § 6-710(k)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
Interstate 270;
# Md. Code Ann., GHS § 6-710(k)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
Interstate 495 to the Maryland state line; and
# Md. Code Ann., GHS § 6-710(k)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the District of Columbia.
# Md. Code Ann., GHS § 6-710(k)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-710 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–901
In this subtitle, “catalytic revitalization project” means the substantial rehabilitation of a property in the State:
(1)
that was formerly owned by the State or the federal government;
# Md. Code Ann., GHS § 6-901(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the rehabilitation of which will foster economic, housing, and community development within the community in which the property is located; and
# Md. Code Ann., GHS § 6-901(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
that is out of service and was formerly used as a college or university, K–12 school, hospital, mental health facility, or military facility or installation.
# Md. Code Ann., GHS § 6-901(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-901 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–902
(a)
An individual, a nonprofit organization, or a business entity may claim a tax credit in an amount equal to:
# Md. Code Ann., GHS § 6-902(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
for a project issued a single tax credit certificate on completion, 20% of the amount stated in the final tax credit certificate issued by the Secretary under § 6–903 of this subtitle for 5 consecutive taxable years beginning with the taxable year in which a final tax credit certificate is issued; or
# Md. Code Ann., GHS § 6-902(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for a phased project issued a tax credit certificate on completion of a phase, 100% of the amount stated in the final tax credit certificate issued by the Secretary under § 6–903 of this subtitle for the taxable year in which the final tax credit certificate is issued.
# Md. Code Ann., GHS § 6-902(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Comptroller or the Secretary may not recapture a tax credit authorized under this subtitle if:
# Md. Code Ann., GHS § 6-902(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the catalytic revitalization project is transferred, in whole or in part, by fee simple transfer of real property or by transfer of an ownership interest in the entity that owns the project to a new owner; and
# Md. Code Ann., GHS § 6-902(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Secretary has issued a final tax credit certificate for the catalytic revitalization project under § 6–903 of this subtitle.
# Md. Code Ann., GHS § 6-902(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Secretary may issue multiple final tax credit certificates for a project that is issued an initial tax certificate under this section if:
# Md. Code Ann., GHS § 6-902(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the project has been determined by the Secretary to be in phases;
# Md. Code Ann., GHS § 6-902(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a phase of the project has been completed;
# Md. Code Ann., GHS § 6-902(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a final tax credit certificate is not issued for more than 20% of the project’s eligible expenses to date; and
# Md. Code Ann., GHS § 6-902(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a final tax credit certificate is not issued that would exceed the aggregated limit of a project’s credit under § 6–903(b) of this subtitle.
# Md. Code Ann., GHS § 6-902(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-902 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–903
(a)
# Md. Code Ann., GHS § 6-903(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to the limitations of paragraph (2) of this subsection and subsection (b) of this section, on application by an individual, a nonprofit organization, or a business entity, the Secretary shall issue:
# Md. Code Ann., GHS § 6-903(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an initial tax credit certificate in an amount equal to 20% of the individual’s, nonprofit organization’s, or business entity’s estimated new construction costs and rehabilitation costs for the project; and
# Md. Code Ann., GHS § 6-903(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
on completion of the catalytic revitalization project or a phase of the catalytic revitalization project, a final tax credit certificate in an amount equal to 20% of the individual’s, nonprofit organization’s, or business entity’s actual new construction costs and rehabilitation costs for the project.
# Md. Code Ann., GHS § 6-903(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For purposes of calculating the credit authorized under paragraph (1) of this subsection, new construction costs:
# Md. Code Ann., GHS § 6-903(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
must be related to the construction of new structures that connect, expand, or integrate the existing structures to be rehabilitated; and
# Md. Code Ann., GHS § 6-903(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may not exceed 50% of the total costs of the catalytic revitalization project.
# Md. Code Ann., GHS § 6-903(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 6-903(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2)(ii) of this subsection, the Secretary may not:
# Md. Code Ann., GHS § 6-903(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
accept applications and award initial credit certificates for catalytic revitalization projects more than once within a 2–year period; or
# Md. Code Ann., GHS § 6-903(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
issue tax credit certificates for credit amounts in the aggregate totaling more than $15,000,000 within a 2–year period.
# Md. Code Ann., GHS § 6-903(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 6-903(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
The Secretary may revoke an initial credit certificate on a finding by the Secretary that the recipient is not in compliance with the initial credit certificate or an agreement with the Department regarding the initial credit certificate.
# Md. Code Ann., GHS § 6-903(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
If the Secretary revokes an initial credit certificate under subparagraph (i) of this paragraph, the Secretary may award an initial credit certificate to another applicant, provided that the award does not exceed the amount of the revoked initial credit certificate.
# Md. Code Ann., GHS § 6-903(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If the tax credit allowed under this subtitle in any taxable year exceeds the total tax otherwise payable by the individual, nonprofit organization, or business entity for that taxable year, the individual, nonprofit organization, or business entity may claim a refund in the amount of the excess.
# Md. Code Ann., GHS § 6-903(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The credit allowed under this subtitle may be allocated among the partners, members, or shareholders of a business entity in any manner agreed to by those persons in writing.
# Md. Code Ann., GHS § 6-903(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 6-903(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The original recipient of an initial tax credit issued in accordance with this section may transfer the initial tax credit certificate to one or more other individuals, nonprofit organizations, or business entities.
# Md. Code Ann., GHS § 6-903(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The transfer of an initial tax credit certificate under paragraph (1) of this subsection need not involve a transfer of the catalytic revitalization project, whether by fee simple transfer of real property or a transfer of a portion or all of the ownership interest that the original recipient holds in the entity that owns the real property to a new owner or owners.
# Md. Code Ann., GHS § 6-903(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
An initial tax credit certificate issued in accordance with this section may not:
# Md. Code Ann., GHS § 6-903(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
be transferred to another person without the express written consent of the original recipient; or
# Md. Code Ann., GHS § 6-903(e)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
be transferred as part of the involuntary transfer of the real property ownership interest in an entity that owns the real property without the prior written consent of the original recipient of the certificate and the Secretary.
# Md. Code Ann., GHS § 6-903(e)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 6-903(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The amount of the tax credit stated in the final tax credit certificate that is allowed, but not claimed, under this subtitle may be transferred, by written instrument, in whole or in part, to any individual, nonprofit organization, or business entity.
# Md. Code Ann., GHS § 6-903(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For the taxable year of any transfer under this subsection, the transferee under paragraph (1) of this subsection may apply the tax credit against the total tax otherwise payable by the transferee in that taxable year.
# Md. Code Ann., GHS § 6-903(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If the tax credit exceeds the total tax otherwise payable by the transferee in any taxable year, the transferee:
# Md. Code Ann., GHS § 6-903(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
may claim a refund in the amount of the excess;
# Md. Code Ann., GHS § 6-903(f)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may carry forward and apply the excess credit for succeeding taxable years until the full amount of the credit is used; or
# Md. Code Ann., GHS § 6-903(f)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
may transfer the remainder of the tax credit to an individual, a nonprofit organization, or a business entity in accordance with paragraph (1) of this subsection.
# Md. Code Ann., GHS § 6-903(f)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-903 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–904
The Secretary, in consultation with the Department of Commerce, shall adopt regulations to carry out the provisions of this subtitle, including regulations that:
(1)
establish procedures and standards for certifying new construction costs and rehabilitation costs under this subtitle;
# Md. Code Ann., GHS § 6-904(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
establish an application process for the issuance of tax credit certificates under this subtitle, with an emphasis on applications that promote affordable housing; and
# Md. Code Ann., GHS § 6-904(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
establish procedures for the approval of project phases for tax credit certificates issued under this subtitle.
# Md. Code Ann., GHS § 6-904(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-904 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–905
(a)
Subject to subsection (b) of this section, this subtitle and the credit authorized under it shall terminate January 1, 2031.
# Md. Code Ann., GHS § 6-905(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
After the termination of this subtitle:
# Md. Code Ann., GHS § 6-905(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Secretary may not issue any additional tax credit certificates under § 6–903 of this subtitle; and
# Md. Code Ann., GHS § 6-905(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
tax credit certificates issued may be claimed, refunded, carried forward, or transferred in accordance with §§ 6–902 and 6–903 of this subtitle.
# Md. Code Ann., GHS § 6-905(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-905 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1101
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-1101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Community development organization” means an entity that meets the qualifications of § 6–203 of this title.
# Md. Code Ann., GHS § 6-1101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Program” means the Business Facade Improvement Program.
# Md. Code Ann., GHS § 6-1101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Qualified business” means a business that:
# Md. Code Ann., GHS § 6-1101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is located in a sustainable community; and
# Md. Code Ann., GHS § 6-1101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
plans to improve the outside appearance of the business’s building or facility.
# Md. Code Ann., GHS § 6-1101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Sustainable community” means an area designated as a sustainable community under § 6–205 of this title.
# Md. Code Ann., GHS § 6-1101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1102
(a)
There is a Business Facade Improvement Program in the Department.
# Md. Code Ann., GHS § 6-1102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to assist qualified businesses with improving the outside appearance of the businesses’ buildings and facilities.
# Md. Code Ann., GHS § 6-1102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 6-1102(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall distribute funds from the Program to:
# Md. Code Ann., GHS § 6-1102(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
political subdivisions that:
# Md. Code Ann., GHS § 6-1102(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
have at least one sustainable community; and
# Md. Code Ann., GHS § 6-1102(c)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
apply for the funds; and
# Md. Code Ann., GHS § 6-1102(c)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
community development organizations that:
# Md. Code Ann., GHS § 6-1102(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
serve at least one sustainable community; and
# Md. Code Ann., GHS § 6-1102(c)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
apply for the funds.
# Md. Code Ann., GHS § 6-1102(c)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall develop:
# Md. Code Ann., GHS § 6-1102(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an application process for applicants seeking to participate in the Program; and
# Md. Code Ann., GHS § 6-1102(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
criteria for:
# Md. Code Ann., GHS § 6-1102(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
rating political subdivisions and community development organizations that apply for funds; and
# Md. Code Ann., GHS § 6-1102(c)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
awarding funds to political subdivisions and community development organizations.
# Md. Code Ann., GHS § 6-1102(c)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 6-1102(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Each applicant that receives funds under subsection (c) of this section shall distribute grants to qualified businesses that apply for a grant.
# Md. Code Ann., GHS § 6-1102(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Each political subdivision and community development organization shall develop:
# Md. Code Ann., GHS § 6-1102(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a grant application process for qualified businesses seeking to participate in the Program; and
# Md. Code Ann., GHS § 6-1102(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
criteria for:
# Md. Code Ann., GHS § 6-1102(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
rating qualified businesses that apply for grants; and
# Md. Code Ann., GHS § 6-1102(d)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
awarding grants to qualified businesses.
# Md. Code Ann., GHS § 6-1102(d)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
For fiscal year 2025 and each fiscal year thereafter, the Governor shall include in the annual budget bill or the capital budget bill an appropriation of $5,000,000 to the Program.
# Md. Code Ann., GHS § 6-1102(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1103
The Department may adopt regulations to carry out this subtitle.
# Md. Code Ann., GHS § 6-1103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1201
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-1201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Just Community” means the part of a priority funding area that, as determined by the Governor, satisfies the requirements of § 6–1203 of this subtitle.
# Md. Code Ann., GHS § 6-1201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Priority funding area” means an area designated as a priority funding area under § 5–7B–02 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-1201(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1202
(a)
The General Assembly finds that the State must have Just Communities in order to:
# Md. Code Ann., GHS § 6-1202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
affirmatively advance equity, civil rights, racial justice, and equal opportunity in the State;
# Md. Code Ann., GHS § 6-1202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
create opportunities for the improvement of communities that have been historically underserved, with anticipated benefits for the entire State; and
# Md. Code Ann., GHS § 6-1202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
right the wrongs of the past, when the State systematically excluded certain groups from equal participation in the benefits of public resources.
# Md. Code Ann., GHS § 6-1202(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
It is the intent of the General Assembly that the Just Community designation be used to prioritize State funding to increase racial, economic, and health equity in the State.
# Md. Code Ann., GHS § 6-1202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1203
(a)
The Governor, on the recommendation of the Secretary, may designate an area as a Just Community if the Secretary demonstrates that:
# Md. Code Ann., GHS § 6-1203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
past and current trends in homeownership, property values, commercial and residential vacancy, and business or housing investment show a need for reinvestment in the area; and
# Md. Code Ann., GHS § 6-1203(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the area has been negatively impacted by a history of:
# Md. Code Ann., GHS § 6-1203(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
forms of legal racial segregation including redlining, exclusionary zoning, or racially restrictive covenants;
# Md. Code Ann., GHS § 6-1203(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the demolition of residential neighborhoods through the use of eminent domain or State or federal funding;
# Md. Code Ann., GHS § 6-1203(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a State imprisonment rate higher than 750 per 100,000 persons; or
# Md. Code Ann., GHS § 6-1203(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
unequal exposure to environmental and health hazards, including:
# Md. Code Ann., GHS § 6-1203(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
proximity to a federal Superfund site;
# Md. Code Ann., GHS § 6-1203(a)(2)(iv)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
estimated exposure to lead–based paint; and
# Md. Code Ann., GHS § 6-1203(a)(2)(iv)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
rates of asthma among adults that are higher than the 90th percentile for the State.
# Md. Code Ann., GHS § 6-1203(a)(2)(iv)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To maintain a Just Community designation, every 5 years the Secretary shall make designation recommendations for approval by the Governor in accordance with subsection (a) of this section.
# Md. Code Ann., GHS § 6-1203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
At the time Just Communities are designated or renewed, the Governor shall identify State programs under which a Just Community shall receive priority for State funding.
# Md. Code Ann., GHS § 6-1203(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The prioritization of State funding for Just Communities under subsection (c) of this section shall not supersede other program requirements specified in State law.
# Md. Code Ann., GHS § 6-1203(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1301
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-1301(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Eligible project” means:
# Md. Code Ann., GHS § 6-1301(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a facility and community improvement project as defined in § 6–1304 of this subtitle;
# Md. Code Ann., GHS § 6-1301(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a business district and neighborhood security project as defined in § 6–1305 of this subtitle; or
# Md. Code Ann., GHS § 6-1301(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a community–centered crime and violence intervention and prevention project as defined in § 6–1306 of this subtitle.
# Md. Code Ann., GHS § 6-1301(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Program” means the Community Health and Safety Works Grant Program.
# Md. Code Ann., GHS § 6-1301(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1302
(a)
There is a Community Health and Safety Works Grant Program in the Department.
# Md. Code Ann., GHS § 6-1302(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Program is to provide financial assistance in the form of grants for eligible projects that improve the quality of life within and economic potential of Maryland communities by making targeted investments in crime prevention strategies to address environmental, health, or safety concerns in commercial, public, or residential areas.
# Md. Code Ann., GHS § 6-1302(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1303
The Department shall:
(1)
administer the Program; and
# Md. Code Ann., GHS § 6-1303(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adopt regulations to carry out the Program.
# Md. Code Ann., GHS § 6-1303(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1304
(a)
# Md. Code Ann., GHS § 6-1304(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-1304(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Eligible applicant” means a tax–exempt nonprofit organization.
# Md. Code Ann., GHS § 6-1304(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 6-1304(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Facility and community improvement project” means a physical project or a community service that:
# Md. Code Ann., GHS § 6-1304(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
makes a facility or a community–managed open space safer for residents and visitors;
# Md. Code Ann., GHS § 6-1304(a)(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
encourages the authorized uses of a facility or a community–managed open space by individuals; or
# Md. Code Ann., GHS § 6-1304(a)(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
supports community–led efforts to improve the appearance of a facility or a community–managed open space.
# Md. Code Ann., GHS § 6-1304(a)(3)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
“Facility and community improvement project” includes:
# Md. Code Ann., GHS § 6-1304(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the purchase or installation of:
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
equipment that increases the visibility of vulnerable spaces, including surveillance tools or adequate lighting for exterior doors, common areas, or hallways; or
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
landscape architectural design features, including signs, gardens, paving treatments, plantings, or other upgrades to public spaces;
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
efforts to:
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
improve sight lines within, increase visitation to, or clean public spaces; or
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
integrate landscape architectural design features into a facility or a community–managed open space in a manner that connects adjacent neighborhoods for various users while distancing the users from private areas;
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
timely removal of graffiti and use of graffiti resistance practices in collaboration with a person who specializes in the area of graffiti removal services to present a vibrant, maintained space; and
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
contracted land enhancement or groundskeeping services to maintain or clean open spaces and functional surfaces.
# Md. Code Ann., GHS § 6-1304(a)(3)(ii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An eligible applicant may apply for a grant under the Program for a facility and community improvement project.
# Md. Code Ann., GHS § 6-1304(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If an eligible applicant submits an application for a grant under the Program for a facility and community improvement project to purchase or install a network of cameras or license readers, the eligible applicant shall include with the application:
# Md. Code Ann., GHS § 6-1304(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a monitoring plan;
# Md. Code Ann., GHS § 6-1304(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
evidence of a partnership with law enforcement, the governmental unit responsible for traffic enforcement for the political subdivision, and any other relevant public agencies; and
# Md. Code Ann., GHS § 6-1304(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a list of possible locations of cameras and license readers and a plan for providing notice of locations to property owners.
# Md. Code Ann., GHS § 6-1304(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may award an eligible applicant who submits a complete application for financial assistance under the Program for a facility and community improvement project a grant that:
# Md. Code Ann., GHS § 6-1304(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is at least $25,000; and
# Md. Code Ann., GHS § 6-1304(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
does not exceed $50,000.
# Md. Code Ann., GHS § 6-1304(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1305
(a)
# Md. Code Ann., GHS § 6-1305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-1305(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 6-1305(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Business district and neighborhood security project” means a comprehensive plan for enhancing the visual perception of safety along commercial corridors and adjacent areas.
# Md. Code Ann., GHS § 6-1305(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
“Business district and neighborhood security project” includes:
# Md. Code Ann., GHS § 6-1305(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the purchase or installation of:
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
equipment that increases the visibility of vulnerable spaces, including surveillance tools, adequate lighting for exterior doors, common areas, or hallways, or pedestrian–scale street lighting in high–pedestrian–traffic areas;
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
vehicle or pedestrian control devices;
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(C.)
equipment to lock or conceal dumpsters from public access; or
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(C.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(D.)
signs, gardens, litter removal equipment, plantings, or other upgrades to public spaces;
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(D.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
efforts to:
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
take into account the needs of neighborhoods in the surrounding area to improve accessibility for all users, in compliance with Americans with Disabilities Act standards; or
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
increase citizen and merchant stewardship through organizing, education, and outreach activities that seek to engage residents and other community stakeholders to actively participate in the upkeep and improvement of residential areas and public spaces;
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
contracted cleaning or landscaping services to maintain or clean improved open spaces;
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
contracted local private security services or similar community–based programs with a specific emphasis on de–escalation and relationship building; and
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5.)
other efforts consistent with subparagraph (i) of this paragraph.
# Md. Code Ann., GHS § 6-1305(a)(2)(ii)(5.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Eligible applicant” means:
# Md. Code Ann., GHS § 6-1305(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a tax–exempt nonprofit organization;
# Md. Code Ann., GHS § 6-1305(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a governmental unit for a political subdivision; or
# Md. Code Ann., GHS § 6-1305(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
an institution of higher education in collaboration with a local neighborhood association.
# Md. Code Ann., GHS § 6-1305(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An eligible applicant may apply for a grant under the Program for a business district and neighborhood security project.
# Md. Code Ann., GHS § 6-1305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If an eligible applicant submits an application for a grant under the Program for a business district and neighborhood security project to purchase or install a network of cameras or license readers, the eligible applicant shall include with the application:
# Md. Code Ann., GHS § 6-1305(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a monitoring plan; and
# Md. Code Ann., GHS § 6-1305(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
evidence of a partnership with law enforcement, the governmental unit responsible for traffic enforcement for the political subdivision, and any other relevant public agencies.
# Md. Code Ann., GHS § 6-1305(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department may award an eligible applicant who submits a complete application for financial assistance under the Program for a business district and neighborhood security project a grant that:
# Md. Code Ann., GHS § 6-1305(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
is at least $75,000; and
# Md. Code Ann., GHS § 6-1305(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
does not exceed $150,000.
# Md. Code Ann., GHS § 6-1305(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1306
(a)
# Md. Code Ann., GHS § 6-1306(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 6-1306(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Community–centered crime and violence intervention and prevention project” means a comprehensive strategy that integrates partnerships and coordinated activities that:
# Md. Code Ann., GHS § 6-1306(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
directly engage individuals who are at risk of becoming involved with or affected by violence and crime using evidence–based interventions; and
# Md. Code Ann., GHS § 6-1306(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
reduce crime and disorder by carefully examining the characteristics of problems in neighborhoods and applying appropriate problem–solving remedies.
# Md. Code Ann., GHS § 6-1306(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Eligible applicant” means a tax–exempt nonprofit organization.
# Md. Code Ann., GHS § 6-1306(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An eligible applicant may apply for a grant under the Program for a community–centered crime and violence intervention and prevention project.
# Md. Code Ann., GHS § 6-1306(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may award an eligible applicant who submits a complete application for financial assistance under the Program for a community–centered crime and violence intervention and prevention project a grant that does not exceed $250,000.
# Md. Code Ann., GHS § 6-1306(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6–1307
(a)
In this section, “Fund” means the Community Health and Safety Works Grant Program Fund.
# Md. Code Ann., GHS § 6-1307(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Community Health and Safety Works Grant Program Fund.
# Md. Code Ann., GHS § 6-1307(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Fund is to provide financial assistance in the form of grants under the provisions of the Program for eligible projects.
# Md. Code Ann., GHS § 6-1307(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 6-1307(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 6-1307(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 6-1307(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 6-1307(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund consists of:
# Md. Code Ann., GHS § 6-1307(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund;
# Md. Code Ann., GHS § 6-1307(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
earnings from the investment of money in the Fund;
# Md. Code Ann., GHS § 6-1307(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
interest earnings of the Fund; and
# Md. Code Ann., GHS § 6-1307(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 6-1307(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Fund may be used only for providing financial assistance in the form of grants under the Program.
# Md. Code Ann., GHS § 6-1307(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 6-1307(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 6-1307(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the Fund.
# Md. Code Ann., GHS § 6-1307(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 6-1307(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 6-1307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-101
# Md. Code Ann., GHS § 6.5-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-102
# Md. Code Ann., GHS § 6.5-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-103
# Md. Code Ann., GHS § 6.5-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-104
# Md. Code Ann., GHS § 6.5-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-105
# Md. Code Ann., GHS § 6.5-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-106
# Md. Code Ann., GHS § 6.5-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-107
# Md. Code Ann., GHS § 6.5-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 6.5-108
# Md. Code Ann., GHS § 6.5-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 7-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Assisted household” means one or more individuals who occupy a rental unit in an assisted project.
# Md. Code Ann., GHS § 7-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Assisted project” means a property that qualifies under § 7–105 of this subtitle.
# Md. Code Ann., GHS § 7-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Assisted unit” means a dwelling unit that is in an assisted project and is subject to regulatory requirements regarding:
# Md. Code Ann., GHS § 7-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the rent the owner may charge; or
# Md. Code Ann., GHS § 7-101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the maximum annual income of the household occupying the unit.
# Md. Code Ann., GHS § 7-101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Designated household” means a household that qualifies under § 7–213 of this title.
# Md. Code Ann., GHS § 7-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Notice of intent” means a notice of intent to take a protected action in accordance with Subtitle 2 of this title.
# Md. Code Ann., GHS § 7-101(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Owner” means a person who holds legal title to an assisted project or any mortgagee in possession, receiver, trustee, or other person that may take a protected action.
# Md. Code Ann., GHS § 7-101(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Owner’s offer” means the written offer made by the owner to parties having a right of first purchase under § 7–204 of this title.
# Md. Code Ann., GHS § 7-101(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 7-101(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Project–based § 8 rental assistance” means federal rental assistance under § 8 of the United States Housing Act of 1937, 42 U.S.C. § 1437f, to the owner or lender of a housing project under a new construction program, a substantial rehabilitation program, a loan management assistance program, or a property disposition program.
# Md. Code Ann., GHS § 7-101(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Project–based § 8 rental assistance” does not include rental assistance made directly to a tenant under existing certificate or voucher programs.
# Md. Code Ann., GHS § 7-101(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Protected action” means a sale, conveyance, transfer, prepayment, termination, failure to renew, or expiration under § 7–102(a) of this subtitle.
# Md. Code Ann., GHS § 7-101(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
“Relocation expenses” means costs incurred to:
# Md. Code Ann., GHS § 7-101(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
hire contractors, labor, vehicles, or equipment to transport personal property;
# Md. Code Ann., GHS § 7-101(k)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
pack and unpack personal property;
# Md. Code Ann., GHS § 7-101(k)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
disconnect and reconnect utilities, such as water, telephone, gas, or electric, and to perform related services;
# Md. Code Ann., GHS § 7-101(k)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
disconnect and install personal property;
# Md. Code Ann., GHS § 7-101(k)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
insure personal property to be moved;
# Md. Code Ann., GHS § 7-101(k)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
pay rental application fees and make security deposits; and
# Md. Code Ann., GHS § 7-101(k)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
pay other costs that the Secretary determines are reasonable.
# Md. Code Ann., GHS § 7-101(k)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
“Tenant protection assistance” means payments to, and extensions of leases for, the occupant or former occupant of an assisted unit in connection with a protected action as required under § 7–212 of this title.
# Md. Code Ann., GHS § 7-101(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–102
(a)
Each owner of an assisted project is subject to this title if the owner takes or intends to take any of the following protected actions:
# Md. Code Ann., GHS § 7-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the prepayment in full before the maturity date of mortgage financing that is:
# Md. Code Ann., GHS § 7-102(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
insured under § 221(d)(3) of the National Housing Act, 12 U.S.C. § 1715l(d)(3), and assisted under § 101 of the Housing and Urban Development Act of 1965, 12 U.S.C. § 1701s, or under § 8 of the United States Housing Act of 1937, 42 U.S.C. § 1437f;
# Md. Code Ann., GHS § 7-102(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
insured under § 221(d)(3) of the National Housing Act, 12 U.S.C. § 1715l(d)(3), and bears interest at a rate determined under § 221(d)(5) of the National Housing Act;
# Md. Code Ann., GHS § 7-102(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
insured or assisted under § 202 or § 236(a) or (b) of the National Housing Act, 12 U.S.C. § 1701q or 12 U.S.C. § 1715z-1(a) or (b);
# Md. Code Ann., GHS § 7-102(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
insured or assisted under § 515 of the Housing Act of 1949, 42 U.S.C. § 1485; or
# Md. Code Ann., GHS § 7-102(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
held by the United States Department of Housing and Urban Development and insured or assisted, or formerly insured or assisted, under a program authorized by a statute referred to in item (1) of this subsection;
# Md. Code Ann., GHS § 7-102(a)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the termination before expiration of or failure to exercise any stated renewal option under an agreement providing for project-based § 8 rental assistance for any units in an assisted project;
# Md. Code Ann., GHS § 7-102(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the expiration, including a failure to extend after the expiration, of an agreement providing for project-based § 8 rental assistance to any units in an assisted project; or
# Md. Code Ann., GHS § 7-102(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the sale or conveyance of an assisted project by the owner in conjunction with, or within 1 year after the effective date of, any of the events described in item (1), (2), or (3) of this subsection.
# Md. Code Ann., GHS § 7-102(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Any sale, conveyance, or other transfer of an assisted project is subject to this title, including:
# Md. Code Ann., GHS § 7-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the sale or other transfer of any general partnership interests of the owner;
# Md. Code Ann., GHS § 7-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the sale or other transfer, in any 1 calendar year, of:
# Md. Code Ann., GHS § 7-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
more than 10% of the limited partnership interests of an owner; or
# Md. Code Ann., GHS § 7-102(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
more than 10% of an owner’s stock;
# Md. Code Ann., GHS § 7-102(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the transfer by a beneficiary of beneficial or equitable interests under a trust in which the trustee holds title to the assisted project; and
# Md. Code Ann., GHS § 7-102(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
other transfer determined by the Secretary.
# Md. Code Ann., GHS § 7-102(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
By regulation, the Secretary shall establish standards and procedures for interested persons to be exempted from any requirement of §§ 7-203 through 7-219 of this title:
# Md. Code Ann., GHS § 7-102(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
if Title II of the Housing and Community Development Act of 1987, 12 U.S.C. §§ 4101 through 4124, continues, is amended, or is extended, or if a successor federal law is enacted; and
# Md. Code Ann., GHS § 7-102(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
to diminish the burdens of dual regulation or to prevent inconsistent or inequitable application of federal and State law.
# Md. Code Ann., GHS § 7-102(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
This title does not apply to an assisted project if:
# Md. Code Ann., GHS § 7-102(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
before any protected action, the owner or purchaser records, in a form satisfactory to the Secretary, a covenant running with the land on which the assisted project is located that preserves the existing low-income rental restrictions of the federal housing program:
# Md. Code Ann., GHS § 7-102(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
for the term remaining as of the date of prepayment of any mortgage described under subsection (a)(1) of this section; and
# Md. Code Ann., GHS § 7-102(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
for the term remaining as of the date of termination, including all stated and unexercised renewal terms, of any rental assistance agreement described under subsection (a)(2) of this section or, if greater, for 5 years; or
# Md. Code Ann., GHS § 7-102(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the sale or conveyance of the assisted project:
# Md. Code Ann., GHS § 7-102(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is subject to continuation of the existing mortgage financing described under subsection (a)(1) of this section; and
# Md. Code Ann., GHS § 7-102(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
occurs before the date of a termination, failure to renew, or expiration of project-based § 8 rental assistance described under subsection (a)(2) of this section.
# Md. Code Ann., GHS § 7-102(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–103
The Secretary shall adopt regulations to carry out this title.
# Md. Code Ann., GHS § 7-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–104
A household qualifies as an assisted household if its gross annual income does not exceed:
(1)
upper income limits imposed by any federal, State, or local government program providing financial assistance to the assisted project; or
# Md. Code Ann., GHS § 7-104(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
upper income limits that the Secretary establishes, which may vary for a particular project or a particular area of the State to the extent necessary to achieve the purposes of this title.
# Md. Code Ann., GHS § 7-104(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–105
A property qualifies as an assisted project if:
(1)
it is a building or buildings under common ownership containing 10 or more dwelling units intended to be leased to assisted households for occupancy as their primary residences; and
# Md. Code Ann., GHS § 7-105(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 7-105(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a loan financing the property is insured or assisted under § 221(d)(3), § 202, or § 236(a) or (b) of the National Housing Act, 12 U.S.C. § 1701q, § 1715l(d)(3), or § 1715z-1, or § 515 of the Housing Act of 1949, 42 U.S.C. § 1485; or
# Md. Code Ann., GHS § 7-105(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the project, the owner of the project, or a lender to the project receives project-based § 8 rental assistance.
# Md. Code Ann., GHS § 7-105(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–106
This title does not reduce any obligation or right of a tenant, political subdivision, or owner under Title 11 of the Real Property Article.
# Md. Code Ann., GHS § 7-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–201
(a)
The owner of an assisted project shall give written notice of intent not less than 1 year and not more than 2 years before the effective date of the protected action.
# Md. Code Ann., GHS § 7-201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The owner shall give the notice of intent to:
# Md. Code Ann., GHS § 7-201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the chief executive officer of each political subdivision in which the assisted project is located;
# Md. Code Ann., GHS § 7-201(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
each public housing authority in a political subdivision in which the assisted project is located;
# Md. Code Ann., GHS § 7-201(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
each tenant association that represents a rental unit in the assisted project, if the tenant association has given the owner the title and mailing address of a representative to receive the notice of intent;
# Md. Code Ann., GHS § 7-201(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
each assisted household of the assisted project; and
# Md. Code Ann., GHS § 7-201(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the Secretary, who shall notify every other person who has requested the notice of intent.
# Md. Code Ann., GHS § 7-201(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–202
(a)
A notice of intent, other than one sent to an assisted household, shall:
# Md. Code Ann., GHS § 7-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
state that the owner intends to begin or allow a protected action;
# Md. Code Ann., GHS § 7-202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
give enough information so that the Department can decide whether the proposed protected action will be lawful on its effective date;
# Md. Code Ann., GHS § 7-202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
state the expected impact of the protected action during the 3 years after the proposed action on:
# Md. Code Ann., GHS § 7-202(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
rents in the assisted project; and
# Md. Code Ann., GHS § 7-202(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
continued occupancy in the assisted project by existing assisted households;
# Md. Code Ann., GHS § 7-202(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
give the information about the assisted project from the most recent tenant recertification documents required by the United States Department of Housing and Urban Development, the United States Department of Agriculture, or the Department of Housing and Community Development on:
# Md. Code Ann., GHS § 7-202(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the number of assisted households;
# Md. Code Ann., GHS § 7-202(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the number of assisted units by number of bedrooms;
# Md. Code Ann., GHS § 7-202(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the distribution of assisted households by race, gender, income, and family size;
# Md. Code Ann., GHS § 7-202(a)(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the number of households with elderly individuals or individuals with disabilities; and
# Md. Code Ann., GHS § 7-202(a)(4)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the number of households with minors;
# Md. Code Ann., GHS § 7-202(a)(4)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
give financial information on the assisted project for the 3 years before the notice of intent that is:
# Md. Code Ann., GHS § 7-202(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
required by the Department; and
# Md. Code Ann., GHS § 7-202(a)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
based on financial information kept by the owner; and
# Md. Code Ann., GHS § 7-202(a)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
include a list, based on information that is reasonably available, of all households in the assisted project whose leases were terminated in the 180 days before the notice of intent.
# Md. Code Ann., GHS § 7-202(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A notice of intent sent to an assisted household shall contain:
# Md. Code Ann., GHS § 7-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a brief summary of the protected action;
# Md. Code Ann., GHS § 7-202(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a brief statement of the expected impact of the protected action on rents and on the existing assisted household’s continued occupancy during the 5 years after the protected action;
# Md. Code Ann., GHS § 7-202(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a brief summary statement of the assisted household’s rights and obligations under this title;
# Md. Code Ann., GHS § 7-202(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a statement that each political subdivision in which the assisted project is located, a local public housing authority, and the Department may have additional information about the protected action and sources of technical assistance and financing for the exercise of a right of first purchase under this title;
# Md. Code Ann., GHS § 7-202(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the name, address, and phone number of the owner’s agent to whom the assisted household may apply for tenant protection assistance under this title; and
# Md. Code Ann., GHS § 7-202(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other information the Secretary considers necessary to further the purposes of this title.
# Md. Code Ann., GHS § 7-202(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–203
(a)
An owner may not take a protected action unless the owner has provided all tenant protection assistance required by this title.
# Md. Code Ann., GHS § 7-203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Before a sale or conveyance of an assisted project that is a protected action, the owner shall offer the right of first purchase in accordance with this subtitle.
# Md. Code Ann., GHS § 7-203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–204
(a)
# Md. Code Ann., GHS § 7-204(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The owner shall offer the right of first purchase by written notice to:
# Md. Code Ann., GHS § 7-204(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
each political subdivision in which the assisted project is located;
# Md. Code Ann., GHS § 7-204(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
each local public housing authority;
# Md. Code Ann., GHS § 7-204(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
each group that represents tenants at the assisted project and has registered with the Secretary;
# Md. Code Ann., GHS § 7-204(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
each low-income housing developer that has registered with the Secretary and is exempt from taxation under § 501(a) of the Internal Revenue Code; and
# Md. Code Ann., GHS § 7-204(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
any other person that has experience in the ownership or operation of low-income housing projects, is unrelated to the owner, and has registered with the Secretary.
# Md. Code Ann., GHS § 7-204(a)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The owner shall deliver the offer:
# Md. Code Ann., GHS § 7-204(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
with or after the notice of intent; and
# Md. Code Ann., GHS § 7-204(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
to a person registered with the Secretary within 10 days after the Secretary gives the owner the title and mailing address of the person.
# Md. Code Ann., GHS § 7-204(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The owner shall deliver a copy of the offer to the Department.
# Md. Code Ann., GHS § 7-204(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The owner’s offer shall include:
# Md. Code Ann., GHS § 7-204(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the terms of the offer, including:
# Md. Code Ann., GHS § 7-204(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the date of the offer;
# Md. Code Ann., GHS § 7-204(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the purchase price, as determined under § 7-205(b) of this subtitle;
# Md. Code Ann., GHS § 7-204(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a date for settlement, which must be 1 year or more after the later of:
# Md. Code Ann., GHS § 7-204(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the date of the owner’s offer; and
# Md. Code Ann., GHS § 7-204(b)(1)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the date of the notice of intent;
# Md. Code Ann., GHS § 7-204(b)(1)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a provision stating that:
# Md. Code Ann., GHS § 7-204(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the buyer’s obligation is contingent on the buyer’s obtaining financing; and
# Md. Code Ann., GHS § 7-204(b)(1)(iv)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the contingency will not expire before the settlement;
# Md. Code Ann., GHS § 7-204(b)(1)(iv)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
a requirement that the first $10,000 of any deposit by the purchaser be nonrefundable, except as provided in § 7-205(c)(1)(iii) of this subtitle; and
# Md. Code Ann., GHS § 7-204(b)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
other terms determined under § 7-205(b) of this subtitle; and
# Md. Code Ann., GHS § 7-204(b)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a summary of the procedures and timing to exercise the right of first purchase, as specified in this subtitle and in any departmental regulations.
# Md. Code Ann., GHS § 7-204(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The date of the owner’s offer is the date on which it is delivered to the last political subdivision to which it must be delivered.
# Md. Code Ann., GHS § 7-204(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–205
(a)
In this section, “fair market value” means the price that a willing buyer would pay a willing seller, neither under any compulsion to buy or to sell, for a residential rental project, assuming:
# Md. Code Ann., GHS § 7-205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the highest and best use under current zoning; and
# Md. Code Ann., GHS § 7-205(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
no requirements to rent to low-income tenants other than the requirements of any federal law, § 7-214 of this subtitle, or other State law, local law, governmental program, agreement, covenant, or restriction that will continue to affect the project after sale or conveyance.
# Md. Code Ann., GHS § 7-205(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 7-205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as required under § 7-204(b) of this subtitle, if the owner receives an offer to purchase the assisted project in the form of a binding purchase contract from an unrelated bona fide purchaser, the terms of the owner’s offer shall be substantially the same as those offered by the bona fide purchaser, including purchase price, terms of payment, financing contingencies, and assumable or purchase money financing.
# Md. Code Ann., GHS § 7-205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the owner has not received an offer that qualifies under paragraph (1) of this subsection:
# Md. Code Ann., GHS § 7-205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the purchase price of the owner’s offer shall be the lesser of:
# Md. Code Ann., GHS § 7-205(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the purchase price of any offer that does not qualify under paragraph (1) of this subsection; and
# Md. Code Ann., GHS § 7-205(b)(2)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the fair market value of the property as determined under subsection (d) of this section;
# Md. Code Ann., GHS § 7-205(b)(2)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the owner’s offer shall be accompanied by a written appraisal of the fair market value of the assisted project prepared in accordance with subsection (d) of this section; and
# Md. Code Ann., GHS § 7-205(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the remaining terms of the purchase contract:
# Md. Code Ann., GHS § 7-205(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
shall be as required under § 7-204(b) of this subtitle;
# Md. Code Ann., GHS § 7-205(b)(2)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
shall otherwise conform to terms that are accepted as reasonable in that market; and
# Md. Code Ann., GHS § 7-205(b)(2)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
are subject to final review by the Department.
# Md. Code Ann., GHS § 7-205(b)(2)(iii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 7-205(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 7-205(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Any party identified in § 7-204(a) of this subtitle may accept the owner’s offer within 120 days after the date of the owner’s offer.
# Md. Code Ann., GHS § 7-205(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
If more than one party submits a timely acceptance of the owner’s offer, the Secretary shall select as purchaser the party that, in the Secretary’s discretion, the Secretary determines will most benefit the assisted households.
# Md. Code Ann., GHS § 7-205(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
The owner shall return the entire deposit made by each party whose offer was not accepted.
# Md. Code Ann., GHS § 7-205(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If a party that has accepted the owner’s offer withdraws the acceptance, any remaining party identified in § 7-204(a) of this subtitle may accept the owner’s offer in accordance with paragraph (1) of this subsection within:
# Md. Code Ann., GHS § 7-205(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
120 days after the date of the offer; or
# Md. Code Ann., GHS § 7-205(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
60 days after the acceptance is withdrawn.
# Md. Code Ann., GHS § 7-205(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The acceptance shall be followed by settlement of the purchase of the assisted project by the owner’s stated closing date or any extension agreed to by the owner.
# Md. Code Ann., GHS § 7-205(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 7-205(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 7-205(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
If the owner is required by subsection (b)(2) of this section to submit an appraisal, acceptance of the owner’s offer made under this subtitle may state an adjusted purchase price based on an alternate fair market value.
# Md. Code Ann., GHS § 7-205(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The alternate fair market value shall be supported by a written appraisal prepared by an appraiser selected by the purchaser and delivered to the owner.
# Md. Code Ann., GHS § 7-205(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the owner objects to the adjusted purchase price, the owner and the purchaser may:
# Md. Code Ann., GHS § 7-205(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
set the purchase price at the average of the fair market values each party has obtained by appraisal; or
# Md. Code Ann., GHS § 7-205(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
have the two appraisers select a third appraiser, whose fee shall be shared equally, and whose fair market value shall be binding.
# Md. Code Ann., GHS § 7-205(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Each appraiser who submits an appraisal under this subtitle must be a member in good standing of the American Institute of Real Estate Appraisers or the Society of Real Estate Appraisers.
# Md. Code Ann., GHS § 7-205(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–206
(a)
This section applies if the owner’s offer is not accepted and the acceptance period under § 7-205(c) of this subtitle has expired.
# Md. Code Ann., GHS § 7-206(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The owner may sell or convey the assisted project to any person on terms and conditions not more favorable to the purchaser than those of the owner’s offer.
# Md. Code Ann., GHS § 7-206(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The owner may sell or convey the assisted project on terms and conditions more favorable to the purchaser than those of the original offer under this subtitle only after the owner again offers the right of first purchase as required by this subtitle based on the new terms and conditions.
# Md. Code Ann., GHS § 7-206(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–207
(a)
This section applies if:
# Md. Code Ann., GHS § 7-207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
none of the parties identified in § 7-204(a) of this subtitle exercises the right of first purchase;
# Md. Code Ann., GHS § 7-207(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the assisted project has not been conveyed in accordance with § 7-206 of this subtitle; and
# Md. Code Ann., GHS § 7-207(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the owner has not taken a protected action within 2 years after the original notice of intent.
# Md. Code Ann., GHS § 7-207(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 7-207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Before taking a protected action, the owner shall serve another notice of intent on each party identified in § 7-201(b) of this subtitle.
# Md. Code Ann., GHS § 7-207(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Before taking a protected action under § 7-102(a)(4) of this title, the owner shall serve notice of a right of first purchase as required by this subtitle.
# Md. Code Ann., GHS § 7-207(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–208
(a)
At the settlement for an assisted project under a right of first purchase, the purchaser shall execute and record, in a form that the Secretary approves, a covenant running with the land.
# Md. Code Ann., GHS § 7-208(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The covenant shall restrict the use of all assisted units to residential rental property for assisted households, or to some other purpose approved by the Secretary, for at least the greatest of:
# Md. Code Ann., GHS § 7-208(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the remaining term of the mortgage as of the date of its prepayment;
# Md. Code Ann., GHS § 7-208(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the remaining term of the rental assistance agreement, including all stated renewal terms, as of the date of its termination; and
# Md. Code Ann., GHS § 7-208(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
20 years.
# Md. Code Ann., GHS § 7-208(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–209
A right of first purchase under this subtitle may be assigned only to another party having the right of first purchase under this subtitle.
# Md. Code Ann., GHS § 7-209 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–210
(a)
A political subdivision or a housing authority may exercise a right of first purchase under this subtitle and may develop, acquire, improve, own, operate, and manage a rental housing project acquired under the right of first purchase and do all things necessary or convenient to exercise these rights.
# Md. Code Ann., GHS § 7-210(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In any rental housing project purchased under a right of first purchase under this subtitle and owned or managed by a housing authority authorized under Division II of this article, this subtitle supersedes:
# Md. Code Ann., GHS § 7-210(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
§§ 12-401, 12-402, and 12-405 of this article; and
# Md. Code Ann., GHS § 7-210(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
all otherwise applicable restrictions on tenant income under Division II of this article.
# Md. Code Ann., GHS § 7-210(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-210 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–211
The right of first purchase under this subtitle does not apply to the prepayment of a mortgage and sale of an assisted project if the prepayment and sale are done under a plan of action approved by the Secretary of Housing and Urban Development under § 225 of the Housing and Community Development Act of 1987, 12 U.S.C. § 4107.
# Md. Code Ann., GHS § 7-211 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–212
(a)
An owner that gives notice of intent shall provide tenant protection assistance under subsection (b) of this section unless:
# Md. Code Ann., GHS § 7-212(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the owner has offered the right of first purchase in accordance with this subtitle; and
# Md. Code Ann., GHS § 7-212(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the assisted project is purchased by a party listed in § 7-204(a) of this subtitle in conjunction with a protected action.
# Md. Code Ann., GHS § 7-212(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Tenant protection assistance consists of:
# Md. Code Ann., GHS § 7-212(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
paying each assisted household $475 on or before the day that the assisted household vacates the unit;
# Md. Code Ann., GHS § 7-212(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
reimbursing each assisted household for relocation expenses exceeding $475 and up to $950, actually and reasonably incurred; and
# Md. Code Ann., GHS § 7-212(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
offering each assisted household that is current in its rent and has not violated any other material term of its lease, a lease extension for at least 1 year from the giving of the notice of intent.
# Md. Code Ann., GHS § 7-212(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 7-212(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, the periodic rent during the extended lease under subsection (b)(3) of this section may not exceed the amount that the assisted household must contribute for periodic rent under the assisted household’s current lease.
# Md. Code Ann., GHS § 7-212(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The periodic rent may be increased only on the anniversary of the assisted household’s current lease, and the increase may not exceed the lesser of:
# Md. Code Ann., GHS § 7-212(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the increase allowed by applicable federal, State, or local law; and
# Md. Code Ann., GHS § 7-212(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the product of the amount the household must contribute for periodic rent for the preceding year multiplied by the percentage increase for the U.S. Consumer Price Index that the Secretary selects for the most recent 12-month period.
# Md. Code Ann., GHS § 7-212(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Except as allowed or required by the Secretary, all other terms and conditions governing the extended lease shall be the same as those of the lease in effect on the day preceding the giving of the notice of intent.
# Md. Code Ann., GHS § 7-212(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-212 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–213
An assisted household is a designated household if it includes:
(1)
an individual who has been a member of the household for at least 12 months before the notice of intent is given and who:
# Md. Code Ann., GHS § 7-213(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is at least 62 years old on the day that the notice of intent is given; or
# Md. Code Ann., GHS § 7-213(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
qualifies as a person with disabilities under § 3(b)(3) of the United States Housing Act of 1937, 42 U.S.C. § 1437f; or
# Md. Code Ann., GHS § 7-213(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a minor.
# Md. Code Ann., GHS § 7-213(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-213 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–214
(a)
# Md. Code Ann., GHS § 7-214(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subsection applies if a protected action affects a unit occupied by a designated household that:
# Md. Code Ann., GHS § 7-214(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is current in its rent and has not violated any other material term of the lease;
# Md. Code Ann., GHS § 7-214(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
within 60 days after the giving of the notice of intent, provides the owner with written notice showing that the household qualifies as a designated household and stating that the household is applying for an extended lease under this section; and
# Md. Code Ann., GHS § 7-214(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
executes the extended lease form delivered in accordance with § 7-216(a)(2) of this subtitle and returns it to the owner within 60 days after the giving of the notice of intent.
# Md. Code Ann., GHS § 7-214(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except for a protected action under § 7-102(a)(3) of this title, an owner may not take a protected action that affects a unit in an assisted project occupied by a designated household without offering to the designated household an extended lease for at least 3 years beginning on the day of the giving of the notice of intent.
# Md. Code Ann., GHS § 7-214(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 7-214(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The owner shall set aside at least 20% of the assisted units in an assisted project for designated households to receive extended leases under this subtitle.
# Md. Code Ann., GHS § 7-214(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the number of assisted units occupied by designated households that meet the standards of subsection (a) of this section exceeds 20% of the assisted units, the owner shall allocate the available units:
# Md. Code Ann., GHS § 7-214(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
first to designated households with an individual described under § 7-213(1) of this subtitle with priority based on length of continuous residence; and
# Md. Code Ann., GHS § 7-214(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
then to designated households that do not contain such an individual but include a minor, based on length of continuous residence.
# Md. Code Ann., GHS § 7-214(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-214 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–215
If an assisted project includes a unit occupied by a designated household and the assisted project is sold or conveyed after a protected action:
(1)
the provisions of this subtitle concerning extended leases continue to apply despite the sale or conveyance;
# Md. Code Ann., GHS § 7-215(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the new landlord shall provide each designated household with written notice of the sale or conveyance; and
# Md. Code Ann., GHS § 7-215(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
on or before the execution of a contract of sale, the seller shall provide the purchaser with written disclosure of each unit occupied by a designated household subject to the provisions concerning extended leases for designated households.
# Md. Code Ann., GHS § 7-215(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-215 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–216
(a)
Along with the notice of intent, the owner shall deliver to each assisted household:
# Md. Code Ann., GHS § 7-216(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an application form on which the assisted household may include the information required by § 7-214(a) of this subtitle;
# Md. Code Ann., GHS § 7-216(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an extended lease form for a designated household that contains the terms required by this subtitle and clearly indicates that the lease will be effective only if:
# Md. Code Ann., GHS § 7-216(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the assisted household executes and returns the lease form within 60 days after the giving of the notice of intent; and
# Md. Code Ann., GHS § 7-216(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the assisted household is allocated one of the units made available to designated households, based on its ranking under § 7-214(b) of this subtitle and the number of assisted households executing and returning leases; and
# Md. Code Ann., GHS § 7-216(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a notice that sets forth the rights and obligations of the assisted household under the provisions of this subtitle concerning extended leases for designated households.
# Md. Code Ann., GHS § 7-216(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Within 75 days after the giving of the notice of intent, the owner shall notify each assisted household that submits the documentation required by § 7-214 of this subtitle:
# Md. Code Ann., GHS § 7-216(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
whether the household meets the standards of § 7-214 of this subtitle, or, if not, an explanation of which standards have not been met; and
# Md. Code Ann., GHS § 7-216(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
whether the extended lease has become effective.
# Md. Code Ann., GHS § 7-216(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 7-216(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
# Md. Code Ann., GHS § 7-216(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
An extended lease for a designated household shall be for a term beginning on acceptance and ending at least 3 years after the giving of the notice of intent.
# Md. Code Ann., GHS § 7-216(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The initial periodic rent for the extended lease may not exceed the amount the household is required to contribute for rent under the household’s current lease.
# Md. Code Ann., GHS § 7-216(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The periodic rent may be increased only on the anniversary of the assisted household’s extended lease, and the increase may not exceed the product of the amount the household must contribute for periodic rent for the preceding year multiplied by the percentage increase for the U.S. Consumer Price Index that the Secretary selects for the most recent 12-month period.
# Md. Code Ann., GHS § 7-216(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Except as otherwise provided in this section, the extended lease shall contain the same terms and conditions as the lease in effect on the day before the giving of the notice of intent.
# Md. Code Ann., GHS § 7-216(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-216 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–217
Within 75 days after giving the notice of intent, the owner shall provide to each party required to receive the notice of intent:
(1)
a notice indicating the number of units in the assisted project being made available to designated households under § 7-214(b) of this subtitle;
# Md. Code Ann., GHS § 7-217(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a list of the households meeting the standards of § 7-214(a) of this subtitle, indicating the ranking of each under § 7-214(b) of this subtitle;
# Md. Code Ann., GHS § 7-217(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a list of the households returning the documents required by § 7-214(a) of this subtitle that do not meet all of the standards of that subsection and copies of the notices sent to those households under § 7-216(b) of this subtitle; and
# Md. Code Ann., GHS § 7-217(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a list of the households with effective extended leases.
# Md. Code Ann., GHS § 7-217(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-217 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–218
(a)
# Md. Code Ann., GHS § 7-218(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A designated household may terminate an extended lease at any time by giving written notice to the landlord:
# Md. Code Ann., GHS § 7-218(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
at least 1 month in advance, if less than 12 months remain on the lease; or
# Md. Code Ann., GHS § 7-218(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
at least 3 months in advance, if 12 months or more remain on the lease.
# Md. Code Ann., GHS § 7-218(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
An extended lease for a designated household under this subtitle shall include the termination provisions of this section.
# Md. Code Ann., GHS § 7-218(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The extended tenancy of a designated household ends:
# Md. Code Ann., GHS § 7-218(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
90 days after the last member of the assisted household who lived in the unit on the date of the notice of intent dies or moves from the unit;
# Md. Code Ann., GHS § 7-218(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
on eviction for failure to pay rent or for violation of another material term of the extended lease; or
# Md. Code Ann., GHS § 7-218(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
on voluntary termination by the designated household under subsection (a) of this section.
# Md. Code Ann., GHS § 7-218(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-218 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–219
(a)
This section applies if a protected action involves substantial rehabilitation or reconstruction that does not allow continued occupancy of a unit because of danger to the health and safety of the household.
# Md. Code Ann., GHS § 7-219(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 7-219(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The owner shall give notice of the reconstruction or rehabilitation at least 1 year before the date when the unit must be vacated.
# Md. Code Ann., GHS § 7-219(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The notice shall explain the household’s rights under this section.
# Md. Code Ann., GHS § 7-219(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 7-219(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
To allow work to be performed in a unit, a designated household with an extended lease under § 7-216 of this subtitle may be required to:
# Md. Code Ann., GHS § 7-219(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
vacate the unit not earlier than 1 year after the giving of the notice of intent; and
# Md. Code Ann., GHS § 7-219(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
relocate at the expense of the owner to a comparable unit in the assisted project.
# Md. Code Ann., GHS § 7-219(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 7-219(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
If a comparable unit is not available, the designated household may be required to vacate the assisted project until the work is completed.
# Md. Code Ann., GHS § 7-219(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
When the work is completed, the owner shall notify the designated household of the completion of the work.
# Md. Code Ann., GHS § 7-219(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
The designated household has 30 days to return to the original or a comparable rental unit after the owner notifies the designated household that the work is completed.
# Md. Code Ann., GHS § 7-219(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
The term of the extended lease begins when the designated household returns to the assisted project.
# Md. Code Ann., GHS § 7-219(c)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The owner shall pay all reasonable relocation expenses of a designated household required as a result of subsection (d) of this section.
# Md. Code Ann., GHS § 7-219(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 7-219(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The owner shall pay relocation expenses in accordance with § 7-212(b)(2) of this subtitle on or before the date when the designated household vacates the unit.
# Md. Code Ann., GHS § 7-219(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The owner shall also reimburse a designated household that returns to its unit under subsection (c)(2) of this section for its relocation expenses in accordance with § 7-212(b) of this subtitle.
# Md. Code Ann., GHS § 7-219(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 7-219(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In accordance with the schedule of fair market rents of the United States Department of Housing and Urban Development in effect on the moving date, within 15 days after that date, the owner shall pay compensation equivalent to 3 months’ rent for a unit of comparable size and quality to each designated household eligible under this subsection.
# Md. Code Ann., GHS § 7-219(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A designated household is eligible for compensation under this subsection if it:
# Md. Code Ann., GHS § 7-219(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is current in its rent payments and has not violated any other material term of its lease;
# Md. Code Ann., GHS § 7-219(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
includes an individual described under § 7-213(1) of this subtitle and:
# Md. Code Ann., GHS § 7-219(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
does not have an extended lease; or
# Md. Code Ann., GHS § 7-219(e)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
cannot have an extended lease because the number of assisted units set aside under § 7-214(b) of this subtitle is less than the number of qualified households; or
# Md. Code Ann., GHS § 7-219(e)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
otherwise qualifies for an extended lease but is required to vacate its unit under subsection (c)(2) of this section.
# Md. Code Ann., GHS § 7-219(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-219 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–220
(a)
# Md. Code Ann., GHS § 7-220(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
After notice and public hearing, a political subdivision may find that, because of a protected action, a low-income and moderate-income rental housing emergency exists in all or part of its jurisdiction.
# Md. Code Ann., GHS § 7-220(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The political subdivision shall make findings as to:
# Md. Code Ann., GHS § 7-220(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the nature and incidence of protected actions;
# Md. Code Ann., GHS § 7-220(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the resulting hardship to and displacement of tenants; and
# Md. Code Ann., GHS § 7-220(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the scarcity of low-income and moderate-income rental housing.
# Md. Code Ann., GHS § 7-220(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 7-220(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, on finding that there is an emergency under this section, a political subdivision may enact a law, ordinance, or regulation to:
# Md. Code Ann., GHS § 7-220(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
grant to a designated household a right to an extended lease for a period in addition to that granted under § 7-214 of this subtitle; or
# Md. Code Ann., GHS § 7-220(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
extend any other provision of this subtitle concerning extended leases.
# Md. Code Ann., GHS § 7-220(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A political subdivision may not require that:
# Md. Code Ann., GHS § 7-220(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
more than 20% of assisted units in an assisted project be set aside for extended leases for designated households; or
# Md. Code Ann., GHS § 7-220(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the term of an extended lease for any household made a designated household by the political subdivision exceed 3 years.
# Md. Code Ann., GHS § 7-220(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The political subdivision may require that the notice required under § 7-216(a)(3) of this subtitle be modified to disclose the effects of any actions taken under this section.
# Md. Code Ann., GHS § 7-220(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Within 10 days after enacting a law, ordinance, or regulation in accordance with this section, a political subdivision shall send a copy to the Secretary of State and the Secretary of Housing and Community Development.
# Md. Code Ann., GHS § 7-220(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-220 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–301
In connection with a protected action, each tenant shall cooperate with the owner in providing information necessary to certify eligibility for housing subsidy payments and in executing all necessary documents.
# Md. Code Ann., GHS § 7-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–302
(a)
A tenant may not:
# Md. Code Ann., GHS § 7-302(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
waive or assign the tenant’s rights under this title; or
# Md. Code Ann., GHS § 7-302(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
receive consideration to relinquish rights under this title.
# Md. Code Ann., GHS § 7-302(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A waiver or relinquishment made in violation of this section is void.
# Md. Code Ann., GHS § 7-302(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–303
If a new tenant moves into an assisted unit after a notice of intent is given, the owner shall give the new tenant written notice that:
(1)
sets forth any rent increase that the owner plans after the protected action; and
# Md. Code Ann., GHS § 7-303(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
states that the new tenant will not be entitled to tenant protection assistance.
# Md. Code Ann., GHS § 7-303(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–304
Before taking a protected action, an owner may not terminate without cause the leasehold interest of a tenant occupying an assisted unit to avoid the owner’s obligations under this title.
# Md. Code Ann., GHS § 7-304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–305
(a)
In this section, “excess rent” means rent that exceeds the rent payable by a tenant under the tenant’s lease as of the date of the notice of intent, adjusted as allowed under § 7-212(c) of this title.
# Md. Code Ann., GHS § 7-305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Until 1 year has passed since the owner gave notice of intent, and the owner complies with the requirements of this title, nonpayment of excess rent is not grounds for an owner to:
# Md. Code Ann., GHS § 7-305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
terminate a lease of an assisted unit; or
# Md. Code Ann., GHS § 7-305(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
sue for possession of the leased property.
# Md. Code Ann., GHS § 7-305(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–306
(a)
In connection with a protected action, an owner:
# Md. Code Ann., GHS § 7-306(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
may not terminate or alter the terms and conditions of a lease entered into before the effective date of the protected action;
# Md. Code Ann., GHS § 7-306(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may not interfere with the efforts of individual tenants to obtain housing subsidies or other public assistance;
# Md. Code Ann., GHS § 7-306(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
may not discriminate based on source of income or receipt of a housing subsidy;
# Md. Code Ann., GHS § 7-306(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
may not interfere with the rights of a tenant to occupy an assisted unit under an existing lease or applicable federal, State, or local law; and
# Md. Code Ann., GHS § 7-306(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
shall cooperate with a tenant to execute all necessary documents to enable the payment of housing subsidies to or for the tenant.
# Md. Code Ann., GHS § 7-306(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If the owner has interfered with a tenant’s application for a housing subsidy or other public assistance, the nonpayment of any amount of rent for an assisted unit in excess of 30% of the tenant’s income is not grounds for the owner to terminate the lease or sue for possession of the leased property.
# Md. Code Ann., GHS § 7-306(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–307
The person responsible for the closing of a real estate transaction shall file with the Department a written statement, made and signed by the owner under the penalties of perjury, that the transaction complies with this title, if the transaction includes:
(1)
a sale or conveyance of an assisted project or the real property associated with it, and:
# Md. Code Ann., GHS § 7-307(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is a protected action; or
# Md. Code Ann., GHS § 7-307(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
occurred within 10 years after a protected action for which the owner failed to comply with this title; or
# Md. Code Ann., GHS § 7-307(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a release of:
# Md. Code Ann., GHS § 7-307(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a mortgage secured by an assisted project; or
# Md. Code Ann., GHS § 7-307(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a regulatory agreement or other document executed in connection with the mortgage that restricts the income levels of the tenants or the rental rates of the assisted project.
# Md. Code Ann., GHS § 7-307(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–401
This title may be enforced at law or in equity by:
(1)
the Department;
# Md. Code Ann., GHS § 7-401(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an assisted household in occupancy when the owner delivered or should have delivered a notice of intent;
# Md. Code Ann., GHS § 7-401(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a political subdivision where the assisted project is located; or
# Md. Code Ann., GHS § 7-401(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the public housing authority.
# Md. Code Ann., GHS § 7-401(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–402
To enforce this title, a court may enjoin an action:
(1)
prohibited by this title; or
# Md. Code Ann., GHS § 7-402(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
taken before preliminary actions required by this title have been completed.
# Md. Code Ann., GHS § 7-402(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–403
A violation of this title is within the scope of the enforcement duties and powers of the Division of Consumer Protection of the Office of the Attorney General under Title 13 of the Commercial Law Article, if the violation results in:
(1)
displacement of a tenant or former tenant from an assisted unit;
# Md. Code Ann., GHS § 7-403(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
increased rents for a tenant or former tenant of an assisted unit; or
# Md. Code Ann., GHS § 7-403(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
another violation of the rights of a tenant or former tenant of an assisted unit.
# Md. Code Ann., GHS § 7-403(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–404
(a)
# Md. Code Ann., GHS § 7-404(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A person may not knowingly make or cause to be made a false statement or report in a document that is required to be submitted under this title.
# Md. Code Ann., GHS § 7-404(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A person may not knowingly make or cause to be made a false statement or report to influence the action of the Department in connection with this title.
# Md. Code Ann., GHS § 7-404(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A person who violates this title is subject to civil liability and to a civil penalty not exceeding $1,000,000.
# Md. Code Ann., GHS § 7-404(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 7-404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 7–501
This title is the Assisted Housing Preservation Act.
# Md. Code Ann., GHS § 7-501 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 8-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Community action agency” means:
# Md. Code Ann., GHS § 8-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a governmental unit in a political subdivision;
# Md. Code Ann., GHS § 8-101(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a governmental unit created by a combination of political subdivisions;
# Md. Code Ann., GHS § 8-101(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
an agency designated as a community action agency under the Economic Opportunity Act of 1964 as amended by the Community Services Block Grant Program, 42 U.S.C. §§ 9901 through 9926; or
# Md. Code Ann., GHS § 8-101(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a private, nonprofit organization that meets the requirements for designation as a community action agency.
# Md. Code Ann., GHS § 8-101(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Designation” means the selection of a proposed community action agency by a governing body.
# Md. Code Ann., GHS § 8-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Governing body” means:
# Md. Code Ann., GHS § 8-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the county council, board of commissioners, or other legislative body of a political subdivision that collectively possesses the power to adopt and carry out local laws and ordinances; or
# Md. Code Ann., GHS § 8-101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
in Baltimore City, the Board of Estimates.
# Md. Code Ann., GHS § 8-101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–102
The General Assembly finds that the economic and social well–being of State residents is intrinsic to the strength and viability of the State as a whole.
# Md. Code Ann., GHS § 8-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–103
The purposes of this title are to:
(1)
strengthen the ability of communities to plan and coordinate available federal, State, local, and private resources by making the resources more responsive to local needs and conditions; and
# Md. Code Ann., GHS § 8-103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
strengthen, supplement, and coordinate efforts to combat the causes and problems of poverty in the State by:
# Md. Code Ann., GHS § 8-103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
mobilizing resources of private and public economic entities to increase opportunities for low–income State residents to develop skills, knowledge, and capabilities;
# Md. Code Ann., GHS § 8-103(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
developing the full potential of low–income State residents so that everyone can live in decency and dignity and achieve individual and family self–sufficiency; and
# Md. Code Ann., GHS § 8-103(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
promoting the development, evaluation, and use of new approaches to attack the causes and problems of poverty.
# Md. Code Ann., GHS § 8-103(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–104
(a)
A political subdivision may designate a community action agency to serve a community within the political subdivision or may change or revoke a designation by:
# Md. Code Ann., GHS § 8-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an act, an ordinance, or a resolution of its governing body; or
# Md. Code Ann., GHS § 8-104(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an order of its chief executive, if the chief legal officer certifies in writing that the chief executive has power to make the designation.
# Md. Code Ann., GHS § 8-104(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 8-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The governing body shall notify the public and hold a public hearing before a designation is made, changed, or revoked.
# Md. Code Ann., GHS § 8-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A transition or close-down plan shall accompany the notification of a proposed change or revocation of a designation.
# Md. Code Ann., GHS § 8-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A change in or revocation of a designation takes effect at the start of the State fiscal year.
# Md. Code Ann., GHS § 8-104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–105
(a)
# Md. Code Ann., GHS § 8-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A community action agency shall administer its programs through a community action board.
# Md. Code Ann., GHS § 8-105(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A community action board shall meet the requirements for a tripartite board under 42 U.S.C. § 9910.
# Md. Code Ann., GHS § 8-105(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If a community action agency is a governmental unit:
# Md. Code Ann., GHS § 8-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
its community action board may serve as an advisory body; and
# Md. Code Ann., GHS § 8-105(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
with the approval of the governing body, the governmental unit may delegate to the community action board any of its powers or responsibilities under this title.
# Md. Code Ann., GHS § 8-105(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–106
(a)
# Md. Code Ann., GHS § 8-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A community action agency may accept and administer:
# Md. Code Ann., GHS § 8-106(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
financial assistance received under this title;
# Md. Code Ann., GHS § 8-106(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
money and contributions from private or local public sources for community action programs;
# Md. Code Ann., GHS § 8-106(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
money from State or federal assistance programs under which a public or private nonprofit organization may act as a grantee, contractor, or sponsor of projects suitable for community action programs; and
# Md. Code Ann., GHS § 8-106(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
federal money from federal block grants previously designated as antipoverty money, subject to applicable federal law.
# Md. Code Ann., GHS § 8-106(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A community action agency may transfer money and delegate responsibility to a subsidiary board, council, or similar agency for projects designed to further community action program objectives.
# Md. Code Ann., GHS § 8-106(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Responsibility for making policy determinations, including the characters, funding, extent, and administration of and budgeting for programs or projects affecting a particular geographic area in a community may be delegated by a community action agency to a subsidiary board, council, or similar agency if the subsidiary body is broadly representative of the area.
# Md. Code Ann., GHS § 8-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–107
(a)
A community action agency shall plan systematically for an effective community action program, and in doing so shall:
# Md. Code Ann., GHS § 8-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
evaluate information on the causes and problems of poverty in the community;
# Md. Code Ann., GHS § 8-107(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
assess the use and impact of current financial assistance; and
# Md. Code Ann., GHS § 8-107(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
establish priorities among projects, activities, and target areas to achieve the best and most efficient use of resources.
# Md. Code Ann., GHS § 8-107(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A community action agency shall:
# Md. Code Ann., GHS § 8-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
encourage subsidiary boards, councils, and agencies engaged in projects related to a community action program to plan for, secure, and administer available financial assistance on a cooperative basis; and
# Md. Code Ann., GHS § 8-107(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide technical and organizational assistance to the subsidiary boards, councils, and agencies.
# Md. Code Ann., GHS § 8-107(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A community action agency shall actively supplement local efforts to combat poverty by:
# Md. Code Ann., GHS § 8-107(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
focusing resources on the most needy;
# Md. Code Ann., GHS § 8-107(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
providing employment opportunities for low–income persons;
# Md. Code Ann., GHS § 8-107(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
closing service gaps; and
# Md. Code Ann., GHS § 8-107(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
enabling low–income persons to participate in community action programs and projects.
# Md. Code Ann., GHS § 8-107(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A community action agency shall initiate and sponsor community projects to help meet the needs of low–income persons with particular emphasis on:
# Md. Code Ann., GHS § 8-107(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
establishing a pool of resources to serve a variety of community action programs;
# Md. Code Ann., GHS § 8-107(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
developing versatile approaches and services; and
# Md. Code Ann., GHS § 8-107(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
implementing stopgap measures pending the expansion or modification of community action programs.
# Md. Code Ann., GHS § 8-107(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
A community action agency shall:
# Md. Code Ann., GHS § 8-107(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
establish procedures for community residents to:
# Md. Code Ann., GHS § 8-107(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
influence the character of their community action programs; and
# Md. Code Ann., GHS § 8-107(e)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
participate regularly in implementing those programs; and
# Md. Code Ann., GHS § 8-107(e)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide the necessary technical and advisory support to enable low–income persons and community groups to secure public and private financial assistance for themselves.
# Md. Code Ann., GHS § 8-107(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
A community action agency shall join with and encourage business, labor, and other private or public officials and organizations to support community action programs that:
# Md. Code Ann., GHS § 8-107(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
use private resources and capabilities for new employment opportunities;
# Md. Code Ann., GHS § 8-107(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
stimulate investments that measurably reduce poverty in areas of concentrated poverty; and
# Md. Code Ann., GHS § 8-107(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide residents in those areas with methods to work with private organizations, firms, and institutions to seek solutions to problems of common concern.
# Md. Code Ann., GHS § 8-107(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–107.1
# Md. Code Ann., GHS § 8-107.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–108
The Secretary may provide financial assistance to designated community action agencies in accordance with distribution standards set by regulation.
# Md. Code Ann., GHS § 8-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–109
(a)
The Secretary shall adopt regulations to carry out this title.
# Md. Code Ann., GHS § 8-109(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The regulations shall include provisions that:
# Md. Code Ann., GHS § 8-109(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
ensure that each designated community action agency receives at least as much federal money as the community action agency received in federal fiscal year 1994, unless the federal funding is reduced; and
# Md. Code Ann., GHS § 8-109(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
allocate remaining federal money to those community action agencies that received a lesser share of program federal money in federal fiscal year 1994 than they would have received based on the number of persons in the local jurisdiction with household income below the poverty line set by the federal Office of Management and Budget as a percentage of the number of persons in the State with household income below that line.
# Md. Code Ann., GHS § 8-109(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 8-109(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
By regulation, the Secretary shall adopt standards for distributing financial assistance under § 8–108 of this title.
# Md. Code Ann., GHS § 8-109(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The distribution standards shall include the percentage of persons in poverty, based on the most current census population information.
# Md. Code Ann., GHS § 8-109(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The distribution standards may address specific problems in rural communities, minimum financing necessary to maintain program operations, and the potential for additional local and private financing.
# Md. Code Ann., GHS § 8-109(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 8-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 8–110
# Md. Code Ann., GHS § 8-110 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 9-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Board” means the Community Reinvestment Board.
# Md. Code Ann., GHS § 9-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Community reinvestment assistance” means a loan, assurance, guarantee, grant, payment, credit enhancement, or other assistance provided by the Fund as set forth in § 9-404 of this title, or a commitment to provide the assistance.
# Md. Code Ann., GHS § 9-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Community reinvestment project” means a project or program eligible under § 9-402 of this title to receive community reinvestment assistance from the Fund.
# Md. Code Ann., GHS § 9-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Fund” means the Community Reinvestment Fund.
# Md. Code Ann., GHS § 9-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Limited income household” means a household or individual whose income does not exceed the upper income limits that the Secretary establishes.
# Md. Code Ann., GHS § 9-101(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“Member” means a member of the Board.
# Md. Code Ann., GHS § 9-101(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–102
(a)
The General Assembly finds that:
# Md. Code Ann., GHS § 9-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
some communities and neighborhoods in the State are in economic and social distress because of a shortage of significant private investment;
# Md. Code Ann., GHS § 9-102(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
financial institutions in the State are recognizing a heightened responsibility to provide financial assistance to these communities and neighborhoods; and
# Md. Code Ann., GHS § 9-102(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
federal and State regulators are requiring more community reinvestment by these financial institutions.
# Md. Code Ann., GHS § 9-102(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The General Assembly therefore finds that the public interest is served by promoting the development of a financial vehicle to be operated by private financial institutions to:
# Md. Code Ann., GHS § 9-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
increase community reinvestment to neighborhoods and communities in the State that have urgent need for reinvestment;
# Md. Code Ann., GHS § 9-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make community reinvestment by financial institutions easier and more desirable by spreading the financial risk and offering the experience of the State in providing community reinvestment lending; and
# Md. Code Ann., GHS § 9-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
forge partnerships among financial institutions and the State in meeting community reinvestment goals.
# Md. Code Ann., GHS § 9-102(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–201
There is a Community Reinvestment Board.
# Md. Code Ann., GHS § 9-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–202
(a)
# Md. Code Ann., GHS § 9-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Board consists of at least 17 members.
# Md. Code Ann., GHS § 9-202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Secretary of the Department of Housing and Community Development and the Secretary of Commerce or their designees are nonvoting members.
# Md. Code Ann., GHS § 9-202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Governor shall appoint at least 15 voting members.
# Md. Code Ann., GHS § 9-202(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 9-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to the requirements of this subsection, the voting members shall be appointed and removed in accordance with the organizational documents of the Fund.
# Md. Code Ann., GHS § 9-202(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
At least two–thirds of the voting members shall represent:
# Md. Code Ann., GHS § 9-202(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the commercial banking or savings institution industry in the State or other participants that have pledged or contributed money or other substantial assistance to the Fund; or
# Md. Code Ann., GHS § 9-202(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
trade organizations consisting of or otherwise representing two or more members of the commercial banking or savings institution industry in the State or other participants that have contributed money or other substantial assistance to the Fund.
# Md. Code Ann., GHS § 9-202(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
At least 20% of the voting members shall represent community groups or other entities that may be eligible to receive community reinvestment assistance.
# Md. Code Ann., GHS § 9-202(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The majority of voting members shall represent the groups described in paragraph (2)(i) of this subsection.
# Md. Code Ann., GHS § 9-202(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A member of the Board may be a director or member or may have some other legal status required by or appropriate to the type of entity constituting the Fund.
# Md. Code Ann., GHS § 9-202(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 9-202(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a voting member may not exceed 3 years.
# Md. Code Ann., GHS § 9-202(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A voting member may be reappointed.
# Md. Code Ann., GHS § 9-202(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–203
The Board shall set the times and places of its meetings.
# Md. Code Ann., GHS § 9-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–204
(a)
Subject to the requirements of this title, the organizational documents of the Fund shall govern the operation of the Board, including quorum and voting requirements.
# Md. Code Ann., GHS § 9-204(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Board has all powers arising from the documents and procedures creating and organizing the Fund as an independent legal entity.
# Md. Code Ann., GHS § 9-204(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Board shall:
# Md. Code Ann., GHS § 9-204(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate the Fund;
# Md. Code Ann., GHS § 9-204(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
keep proper records of the Board’s accounts;
# Md. Code Ann., GHS § 9-204(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
establish standards and guidelines for:
# Md. Code Ann., GHS § 9-204(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the terms and conditions of community reinvestment assistance and other Fund reinvestments; and
# Md. Code Ann., GHS § 9-204(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
allocating community reinvestment assistance and other Fund investments;
# Md. Code Ann., GHS § 9-204(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
apportion among Fund transactions the operating costs of the Fund; and
# Md. Code Ann., GHS § 9-204(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
within the first 90 days of each fiscal year, make an annual report of Fund activities to the Governor and, subject to § 2–1257 of the State Government Article, to the General Assembly.
# Md. Code Ann., GHS § 9-204(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 9-204(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Board shall appoint a loan committee to review and make determinations on specific requests or categories of requests for community reinvestment assistance to community reinvestment projects.
# Md. Code Ann., GHS § 9-204(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The loan committee may review and make recommendations to the Board on other matters as the Board determines, including eligibility guidelines and financing policies for community reinvestment projects.
# Md. Code Ann., GHS § 9-204(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The loan committee consists of:
# Md. Code Ann., GHS § 9-204(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the Secretary of Housing and Community Development and the Secretary of Commerce or their designees as nonvoting members; and
# Md. Code Ann., GHS § 9-204(d)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the voting members that the Board appoints or their designees.
# Md. Code Ann., GHS § 9-204(d)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–301
(a)
There is a Community Reinvestment Fund.
# Md. Code Ann., GHS § 9-301(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Fund is to administer the use and reinvestment of money that may be credited, paid, or otherwise transferred to the Fund from any entity approved by the Board to participate in the Fund, including a bank, savings institution, or other financial institution.
# Md. Code Ann., GHS § 9-301(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–302
(a)
# Md. Code Ann., GHS § 9-302(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a private, independent legal entity to be assisted by the Department under this title and is not a governmental unit of the State.
# Md. Code Ann., GHS § 9-302(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any dividends, royalties, or other earnings received from community reinvestment assistance, or from any other investment made by the Board under this title, is money of the Fund, and is not money of the State.
# Md. Code Ann., GHS § 9-302(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Except as specified in this title, the organization and operation of the Board and the Fund are not subject to approval by the Board of Public Works or by any State official or unit.
# Md. Code Ann., GHS § 9-302(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A member, employee, or agent of the Board or the Fund is not a State official by virtue of any status with or action for the Fund.
# Md. Code Ann., GHS § 9-302(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–303
(a)
The Board shall determine the form of the independent legal entity constituting the Fund in accordance with the organizational documents of the Fund.
# Md. Code Ann., GHS § 9-303(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In accordance with the organizational documents of the Fund, an entity contributing money to the Fund may be entitled to receive:
# Md. Code Ann., GHS § 9-303(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
interests in the Fund in proportion to the entity’s contribution, in an amount and in a form that the Board determines; and
# Md. Code Ann., GHS § 9-303(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a return on its contribution to the Fund based on:
# Md. Code Ann., GHS § 9-303(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the entity’s share; and
# Md. Code Ann., GHS § 9-303(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a fixed rate of return or the amount of any dividends, royalties, or other earnings of the Fund, or on another formula and in a form that the Board determines.
# Md. Code Ann., GHS § 9-303(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–304
(a)
Titles 11 through 17 of the State Finance and Procurement Article do not apply to the operation of or any transactions made by the Fund.
# Md. Code Ann., GHS § 9-304(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Meetings of the Board or its members or of employees or agents of the Fund are not subject to State requirements for open or public meetings, including any requirements for open sessions under Title 3 of the General Provisions Article.
# Md. Code Ann., GHS § 9-304(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–305
(a)
The Board shall use the money administered by the Fund to provide community reinvestment assistance in accordance with this title, any other applicable law, and the organizational documents of the Fund.
# Md. Code Ann., GHS § 9-305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Board may use the money that the Fund administers to:
# Md. Code Ann., GHS § 9-305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
ensure a reasonable return on money held by the Fund before disbursing money for community reinvestment assistance;
# Md. Code Ann., GHS § 9-305(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
pay expenses incurred in its formation and operation, including expenses for administrative, legal, actuarial, and other services; and
# Md. Code Ann., GHS § 9-305(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
redeem interests in the Fund.
# Md. Code Ann., GHS § 9-305(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–306
The Department shall take any necessary action, including providing technical assistance, to encourage and facilitate the creation of the Fund.
# Md. Code Ann., GHS § 9-306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–307
(a)
The Department may provide money for administrative, legal, and other organizational expenses of the Fund.
# Md. Code Ann., GHS § 9-307(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department of Housing and Community Development and the Department of Commerce may:
# Md. Code Ann., GHS § 9-307(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
provide technical assistance for:
# Md. Code Ann., GHS § 9-307(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
operating and administering the Fund; and
# Md. Code Ann., GHS § 9-307(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
underwriting proposed community reinvestment projects; and
# Md. Code Ann., GHS § 9-307(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
charge reasonable and customary fees for the technical assistance.
# Md. Code Ann., GHS § 9-307(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–401
The Secretary shall establish upper income limits for limited income households, taking into consideration factors that include:
(1)
the total income of the household available for housing needs;
# Md. Code Ann., GHS § 9-401(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the size of the household;
# Md. Code Ann., GHS § 9-401(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the cost and condition of housing facilities;
# Md. Code Ann., GHS § 9-401(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the ability of the household to compete successfully in the conventional private housing market; and
# Md. Code Ann., GHS § 9-401(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
relevant standards and definitions established for federal housing programs.
# Md. Code Ann., GHS § 9-401(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–402
(a)
A project qualifies as a community reinvestment project if the Secretary determines in writing that the community reinvestment project meets:
# Md. Code Ann., GHS § 9-402(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
affordable housing needs of limited income households in the State;
# Md. Code Ann., GHS § 9-402(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
capital, operating, and other credit needs of small businesses in the State, including farm businesses, if the assets, income, and number of employees of the business do not exceed limits that the Secretary of Commerce establishes; or
# Md. Code Ann., GHS § 9-402(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
capital, operating, and other credit needs of individuals, community organizations, and businesses located in or serving communities or neighborhoods in the State that have urgent needs for reinvestment due to deteriorating social or economic conditions.
# Md. Code Ann., GHS § 9-402(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A community reinvestment project shall:
# Md. Code Ann., GHS § 9-402(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
conform to eligibility guidelines and financing policies consistent with this subtitle that the Board develops and the Secretary approves; and
# Md. Code Ann., GHS § 9-402(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
be submitted to and approved by the loan committee appointed by the Board under § 9–204(d) of this title.
# Md. Code Ann., GHS § 9-402(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–403
(a)
An application for community reinvestment assistance shall be made to the Department of Housing and Community Development, to the Department of Commerce, to an entity contributing to the Fund, or, if the Board allows, directly to the Fund.
# Md. Code Ann., GHS § 9-403(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department of Housing and Community Development and the Department of Commerce may provide technical assistance in the underwriting or review of a loan for which an application has been submitted.
# Md. Code Ann., GHS § 9-403(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The loan committee shall base its action on an application on the review of the application and recommendations made by one or more parties listed in subsection (a) of this section.
# Md. Code Ann., GHS § 9-403(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–404
To provide community reinvestment assistance, the Board may:
(1)
invest in, purchase, make commitments to purchase, or take assignments from mortgage lenders of notes and mortgages evidencing mortgage loans;
# Md. Code Ann., GHS § 9-404(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
act as a guarantor or conduit for mortgage backed securities;
# Md. Code Ann., GHS § 9-404(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make loans to recipients of community reinvestment assistance or to mortgage lenders;
# Md. Code Ann., GHS § 9-404(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
sell at public or private sale mortgages, loans, or other obligations held by the Fund;
# Md. Code Ann., GHS § 9-404(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
purchase, make, participate in making, or enter into commitments to purchase loans;
# Md. Code Ann., GHS § 9-404(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
package and sell loans; and
# Md. Code Ann., GHS § 9-404(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
do anything else authorized by the organizational documents of the Fund.
# Md. Code Ann., GHS § 9-404(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 9-404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 9–501
This title is the Community Reinvestment Fund Act.
# Md. Code Ann., GHS § 9-501 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 10-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Award” means a grant, loan, deferred payment loan, loan guarantee, or other financial assistance.
# Md. Code Ann., GHS § 10-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Board” means the Board of Trustees of the Trust.
# Md. Code Ann., GHS § 10-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Fund” means the Maryland Affordable Housing Trust Fund.
# Md. Code Ann., GHS § 10-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Trust” means the Maryland Affordable Housing Trust.
# Md. Code Ann., GHS § 10-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Trustee” means a member of the Board.
# Md. Code Ann., GHS § 10-101(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–102
(a)
There is a Maryland Affordable Housing Trust.
# Md. Code Ann., GHS § 10-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 10-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Trust is an instrumentality of the State and is a body corporate and politic.
# Md. Code Ann., GHS § 10-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The exercise by the Trust of its powers under this title is an essential public function.
# Md. Code Ann., GHS § 10-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The purpose of the Trust is to make affordable housing more available throughout the State.
# Md. Code Ann., GHS § 10-102(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The Department shall provide staff for the Trust.
# Md. Code Ann., GHS § 10-102(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–103
(a)
There is a Board of Trustees of the Trust.
# Md. Code Ann., GHS § 10-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Board shall control the Trust and exercise all of the corporate powers of the Trust.
# Md. Code Ann., GHS § 10-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–104
(a)
# Md. Code Ann., GHS § 10-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Board consists of 14 trustees.
# Md. Code Ann., GHS § 10-104(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The nonvoting trustees are:
# Md. Code Ann., GHS § 10-104(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the Secretary;
# Md. Code Ann., GHS § 10-104(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a member of the House of Delegates, appointed by the Speaker of the House; and
# Md. Code Ann., GHS § 10-104(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a member of the Senate, appointed by the President of the Senate.
# Md. Code Ann., GHS § 10-104(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
With the advice and consent of the Senate, the Governor shall appoint 11 voting trustees, consisting of:
# Md. Code Ann., GHS § 10-104(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
four representatives of the public; and
# Md. Code Ann., GHS § 10-104(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
one representative of each of the following:
# Md. Code Ann., GHS § 10-104(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
title companies doing business in the State;
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
financial institutions doing business in the State;
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
political subdivisions;
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
nonprofit housing developers;
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5.)
for profit housing developers;
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(5.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6.)
public housing authorities; and
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(6.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7.)
social services providers.
# Md. Code Ann., GHS § 10-104(a)(3)(ii)(7.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In appointing trustees, the Governor shall consider geographic representation.
# Md. Code Ann., GHS § 10-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Service as a trustee is not a State office or State employment for purposes of any prohibition against holding two public positions.
# Md. Code Ann., GHS § 10-104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 10-104(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a voting trustee is 4 years.
# Md. Code Ann., GHS § 10-104(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The terms of voting trustees are staggered as required by the terms provided for voting trustees on October 1, 2005.
# Md. Code Ann., GHS § 10-104(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
At the end of a term, a voting trustee continues to serve until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 10-104(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A voting trustee who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 10-104(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–105
The Governor shall appoint one of the trustees to serve as chair of the Board.
# Md. Code Ann., GHS § 10-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–106
(a)
A quorum is a majority of the voting trustees then serving on the Board.
# Md. Code Ann., GHS § 10-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Board may act with a majority vote of a quorum of the Board.
# Md. Code Ann., GHS § 10-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–107
(a)
The debts, obligations, and liabilities of the Trust are those of the Trust only and are not:
# Md. Code Ann., GHS § 10-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a pledge of the State’s credit; or
# Md. Code Ann., GHS § 10-107(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
those of the State or its officers, employees, or governmental units.
# Md. Code Ann., GHS § 10-107(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 10-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The net earnings of the Trust may not inure to the benefit of a trustee, officer, or private person.
# Md. Code Ann., GHS § 10-107(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A trustee, officer, or private person is not entitled to share in the distribution of the corporate assets of the Trust.
# Md. Code Ann., GHS § 10-107(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If the Trust is dissolved or abolished, by act of the General Assembly or otherwise, its assets shall be distributed to the State or a governmental unit of the State.
# Md. Code Ann., GHS § 10-107(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–108
The Board shall:
(1)
receive applications for awards from the Trust;
# Md. Code Ann., GHS § 10-108(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make the final decisions about awards; and
# Md. Code Ann., GHS § 10-108(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
develop a process for making awards that encourages a broad geographic distribution of money.
# Md. Code Ann., GHS § 10-108(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–109
(a)
The Board shall comply with the Maryland Public Ethics Law.
# Md. Code Ann., GHS § 10-109(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Board is exempt from:
# Md. Code Ann., GHS § 10-109(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
taxation by the State or its political subdivisions;
# Md. Code Ann., GHS § 10-109(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the General Procurement Law provisions of Division II of the State Finance and Procurement Article; and
# Md. Code Ann., GHS § 10-109(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the Administrative Procedure Act, Title 10, Subtitles 1 through 4, of the State Government Article.
# Md. Code Ann., GHS § 10-109(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–110
(a)
The books and records of the Trust are subject to audit:
# Md. Code Ann., GHS § 10-110(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
by the State, at the State’s discretion; and
# Md. Code Ann., GHS § 10-110(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
annually by an independent auditor approved and paid by the Trust.
# Md. Code Ann., GHS § 10-110(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 10-110(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Within the first 90 days of each fiscal year, the Board shall report to the Governor and, subject to § 2–1257 of the State Government Article, to the General Assembly.
# Md. Code Ann., GHS § 10-110(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The report shall include a complete operating and financial statement of the operations of the Trust and a summary of the activities of the Trust during the preceding fiscal year.
# Md. Code Ann., GHS § 10-110(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-110 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–201
There is a Maryland Affordable Housing Trust Fund.
# Md. Code Ann., GHS § 10-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–202
(a)
The Board shall use the Fund to make awards to:
# Md. Code Ann., GHS § 10-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
help acquire, build, rehabilitate, or preserve affordable housing;
# Md. Code Ann., GHS § 10-202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
help nonprofit organizations develop affordable housing; and
# Md. Code Ann., GHS § 10-202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
help promote affordable housing by contributing to pay the operating expenses of housing developments.
# Md. Code Ann., GHS § 10-202(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In any fiscal year, the Board may use up to 5% of the Fund to pay actual operating and staffing expenses directly related to the activities of the Trust.
# Md. Code Ann., GHS § 10-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–203
The State Treasurer shall hold and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 10-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–204
The Fund consists of:
(1)
money that the Board receives from any public or private source, including a gift, grant, or legacy;
# Md. Code Ann., GHS § 10-204(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
interest earned on Trust accounts held by title insurers and their agents under § 22–105 of the Insurance Article;
# Md. Code Ann., GHS § 10-204(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
investment earnings of the Fund; and
# Md. Code Ann., GHS § 10-204(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
repayments of principal or payments of interest on loans from the Fund.
# Md. Code Ann., GHS § 10-204(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 10-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–205
The Board may solicit money for the Fund from any source.
# Md. Code Ann., GHS § 10-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–206
Money in the Fund shall be invested in the same way as other State money.
# Md. Code Ann., GHS § 10-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 10–301
This title shall be liberally construed to accomplish its purposes.
# Md. Code Ann., GHS § 10-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11–101
In this title, “Fund” means the Maryland State Appalachian Housing Fund.
# Md. Code Ann., GHS § 11-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11–102
There is a Maryland State Appalachian Housing Fund.
# Md. Code Ann., GHS § 11-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11–103
The Department shall use the Fund to fulfill its obligations under any contract or agreement with the Appalachian Regional Commission.
# Md. Code Ann., GHS § 11-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11–104
The Fund is a continuing, nonlapsing special fund that is not subject to § 7-302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 11-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11–105
The Fund consists of:
(1)
receipts of the Department from the Appalachian Regional Commission;
# Md. Code Ann., GHS § 11-105(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
investment earnings of the Fund; and
# Md. Code Ann., GHS § 11-105(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
repayments of site development advances or loan principal or payments of loan interest made under this title.
# Md. Code Ann., GHS § 11-105(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11–106
The State Treasurer shall invest money in the Fund in the same way as other State money.
# Md. Code Ann., GHS § 11-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 11.5-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Fund” means the Ending Youth Homelessness Grant Fund.
# Md. Code Ann., GHS § 11.5-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Program” means the Ending Youth Homelessness Grant Program.
# Md. Code Ann., GHS § 11.5-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 11.5-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Supportive services” means those interventions, services, and resources necessary to assist Program participants in accessing and maintaining housing and economic self–sufficiency.
# Md. Code Ann., GHS § 11.5-101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Supportive services” includes:
# Md. Code Ann., GHS § 11.5-101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
services for families to prevent separation and support reunification where safe and appropriate;
# Md. Code Ann., GHS § 11.5-101(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
housing search, counseling, rental assistance, financial assistance with eviction prevention, utilities, security deposit, and relocation, and other housing support services;
# Md. Code Ann., GHS § 11.5-101(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
employment assistance, job training, and job placement;
# Md. Code Ann., GHS § 11.5-101(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
assistance and advocacy to ensure access to federal, State, and local benefits;
# Md. Code Ann., GHS § 11.5-101(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
assistance and advocacy to ensure access to education under the McKinney–Vento Homelessness Assistance Act, financial support for higher education under the applicable provisions of the College Cost Reduction and Access Act, 20 U.S.C. § 10877vv(d)(1)(H), and the Maryland tuition waiver program, § 15–106.1 of the Education Article;
# Md. Code Ann., GHS § 11.5-101(d)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
services to prevent and treat violence and crime victimization;
# Md. Code Ann., GHS § 11.5-101(d)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
case management;
# Md. Code Ann., GHS § 11.5-101(d)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
child care operations and vouchers;
# Md. Code Ann., GHS § 11.5-101(d)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
legal services;
# Md. Code Ann., GHS § 11.5-101(d)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
life skills training;
# Md. Code Ann., GHS § 11.5-101(d)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xi)
outpatient health, behavioral health, and substance abuse treatment services;
# Md. Code Ann., GHS § 11.5-101(d)(2)(xi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xii)
transportation;
# Md. Code Ann., GHS § 11.5-101(d)(2)(xii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xiii)
outreach services;
# Md. Code Ann., GHS § 11.5-101(d)(2)(xiii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xiv)
homelessness prevention services;
# Md. Code Ann., GHS § 11.5-101(d)(2)(xiv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xv)
aftercare services; and
# Md. Code Ann., GHS § 11.5-101(d)(2)(xv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xvi)
other services as deemed necessary by the Secretary.
# Md. Code Ann., GHS § 11.5-101(d)(2)(xvi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 11.5-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Unaccompanied homeless youth” means an individual of 24 years of age or younger who is not in the physical custody of a parent or guardian and lacks a fixed, regular, and adequate nighttime residence.
# Md. Code Ann., GHS § 11.5-101(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Unaccompanied homeless youth” includes an individual 24 years of age or younger who:
# Md. Code Ann., GHS § 11.5-101(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
lives in a supervised publicly or privately operated shelter designated to provide temporary living arrangements;
# Md. Code Ann., GHS § 11.5-101(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
lives in a motel, hotel, or campground due to lack of alternative adequate accommodations;
# Md. Code Ann., GHS § 11.5-101(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
shares the housing of other individuals due to loss of housing, economic hardship, or similar reason;
# Md. Code Ann., GHS § 11.5-101(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
lives in a transitional housing program or other time–limited housing; or
# Md. Code Ann., GHS § 11.5-101(e)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
has a primary nighttime residence which is a public or private place not designed or ordinarily used as a regular sleeping accommodation for individuals, such as a car, a park, an abandoned building, a bus or train station, or an airport.
# Md. Code Ann., GHS § 11.5-101(e)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 11.5-101(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Youth at risk of homelessness” means an individual 24 years of age or younger whose status or circumstances indicate a significant danger of experiencing homelessness in the near future.
# Md. Code Ann., GHS § 11.5-101(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Youth at risk of homelessness” includes:
# Md. Code Ann., GHS § 11.5-101(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an individual 24 years of age or younger exiting a publicly funded institution or system of care;
# Md. Code Ann., GHS § 11.5-101(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an individual 24 years of age or younger who has previously experienced homelessness;
# Md. Code Ann., GHS § 11.5-101(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
an individual 24 years of age or younger whose primary caregivers are currently homeless or have previously been homeless; and
# Md. Code Ann., GHS § 11.5-101(f)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
an individual 24 years of age or younger who experiences serious or sustained conflict with the individual’s caregivers that is likely to result in family separation.
# Md. Code Ann., GHS § 11.5-101(f)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-102
(a)
# Md. Code Ann., GHS § 11.5-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
There is an Ending Youth Homelessness Grant Program.
# Md. Code Ann., GHS § 11.5-102(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The purpose of the Program is to:
# Md. Code Ann., GHS § 11.5-102(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
prevent and end youth homelessness in the State; and
# Md. Code Ann., GHS § 11.5-102(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
address related disparities based on race, ethnicity, sexual orientation, and gender identity.
# Md. Code Ann., GHS § 11.5-102(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 11.5-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall administer the Program.
# Md. Code Ann., GHS § 11.5-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall establish:
# Md. Code Ann., GHS § 11.5-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
application procedures; and
# Md. Code Ann., GHS § 11.5-102(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
any other procedures or criteria necessary to carry out this title.
# Md. Code Ann., GHS § 11.5-102(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 11.5-102(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Program shall be a competitive, performance–based grant program to provide funds to housing and supportive services for unaccompanied homeless youth and youth at risk of homelessness.
# Md. Code Ann., GHS § 11.5-102(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Program may provide a grant only to services that are voluntary and individualized.
# Md. Code Ann., GHS § 11.5-102(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Recipients of grants from the Program may provide supportive services directly, or may provide services through sub–recipients or partners.
# Md. Code Ann., GHS § 11.5-102(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
Recipients of grants from the Program shall conduct an annual assessment of Program participants and update and adjust the services offered accordingly.
# Md. Code Ann., GHS § 11.5-102(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
Grants appropriated from the Program shall be allocated based on an assessment of the gaps in existing resources, with a primary focus on ensuring access to permanent affordable housing.
# Md. Code Ann., GHS § 11.5-102(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-103
(a)
There is an Ending Youth Homelessness Grant Fund.
# Md. Code Ann., GHS § 11.5-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The purpose of the Fund is to provide funds to the Program.
# Md. Code Ann., GHS § 11.5-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall administer the Fund.
# Md. Code Ann., GHS § 11.5-103(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 11.5-103(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.
# Md. Code Ann., GHS § 11.5-103(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.
# Md. Code Ann., GHS § 11.5-103(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Fund consists of:
# Md. Code Ann., GHS § 11.5-103(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
money appropriated in the State budget to the Fund; and
# Md. Code Ann., GHS § 11.5-103(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
any other money from any other source accepted for the benefit of the Fund.
# Md. Code Ann., GHS § 11.5-103(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The Fund may be used only for grants made by the Department for the Program.
# Md. Code Ann., GHS § 11.5-103(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 11.5-103(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.
# Md. Code Ann., GHS § 11.5-103(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Any interest earnings of the Fund shall be credited to the General Fund of the State.
# Md. Code Ann., GHS § 11.5-103(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
Expenditures from the Fund may be made only in accordance with the State budget.
# Md. Code Ann., GHS § 11.5-103(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-104
(a)
The Department shall establish a grant making process that is inclusive of currently and formerly homeless youth from diverse geographic regions within the State.
# Md. Code Ann., GHS § 11.5-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The grant making process shall:
# Md. Code Ann., GHS § 11.5-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
ensure that youth are involved in the planning and evaluation activities, including by providing opportunities for youth to participate in decision making;
# Md. Code Ann., GHS § 11.5-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
adequately support youth participation in the grant making process; and
# Md. Code Ann., GHS § 11.5-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
to the extent practicable, support youth participation in the grant making process through stipends and reasonable reimbursement for expenses.
# Md. Code Ann., GHS § 11.5-104(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall engage currently or formerly homeless youth and representatives of service provider or advocacy organizations that address youth homelessness in the development of requests or proposals or other grant application materials as may be required under this title.
# Md. Code Ann., GHS § 11.5-104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-105
Eligible recipients of grant funding are limited to the following types of programs:
(1)
street and community–based outreach and drop–in programs that:
# Md. Code Ann., GHS § 11.5-105(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
locate, contact, and provide information, referrals, and supportive services;
# Md. Code Ann., GHS § 11.5-105(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide walk–in access to crisis intervention and ongoing supportive services that include one–to–one case management services on a self–referral basis; or
# Md. Code Ann., GHS § 11.5-105(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
help unaccompanied homeless youth and youth at risk of homelessness access and maintain safe, decent, and affordable housing;
# Md. Code Ann., GHS § 11.5-105(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
emergency shelter programs that:
# Md. Code Ann., GHS § 11.5-105(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
provide unaccompanied homeless youth and youth at risk of homelessness with referral and walk–in access to emergency short–term residential care; and
# Md. Code Ann., GHS § 11.5-105(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide unaccompanied homeless youth with:
# Md. Code Ann., GHS § 11.5-105(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
safe, dignified shelter where privacy and security concerns are addressed that includes beds, lockers or other storage options, and two meals each day;
# Md. Code Ann., GHS § 11.5-105(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
assistance with reunification with their family or legal guardian when required or appropriate; and
# Md. Code Ann., GHS § 11.5-105(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
assistance to access and maintain safe, decent, and affordable housing; and
# Md. Code Ann., GHS § 11.5-105(2)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
housing programs, either time–limited or nontime–limited, that:
# Md. Code Ann., GHS § 11.5-105(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
provide supportive services; and
# Md. Code Ann., GHS § 11.5-105(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
aid participants in obtaining permanent, safe, decent, and affordable housing.
# Md. Code Ann., GHS § 11.5-105(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-106
(a)
# Md. Code Ann., GHS § 11.5-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall for all recipients of a grant:
# Md. Code Ann., GHS § 11.5-106(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
establish performance standards;
# Md. Code Ann., GHS § 11.5-106(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
monitor performance; and
# Md. Code Ann., GHS § 11.5-106(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
require data collection and reporting.
# Md. Code Ann., GHS § 11.5-106(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The standards required by paragraph (1) of this subsection shall:
# Md. Code Ann., GHS § 11.5-106(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
incorporate evidence–based practices and interventions;
# Md. Code Ann., GHS § 11.5-106(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
require grant recipients to demonstrate the capacity to competently serve groups overrepresented in the homeless youth population, including racial and ethnic minority youth and lesbian, gay, bisexual, and transgender youth;
# Md. Code Ann., GHS § 11.5-106(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
evaluate youth participation and engagement, including the ability to integrate currently and formerly homeless youth into staffing and governance roles; and
# Md. Code Ann., GHS § 11.5-106(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
require participation in Youth REACH Maryland.
# Md. Code Ann., GHS § 11.5-106(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department shall monitor performance and collect data from grantees to ensure high–quality services and equitable outcomes.
# Md. Code Ann., GHS § 11.5-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department shall engage currently and formerly homeless youth and representatives of service provider or advocacy organizations that address youth homelessness in the development of performance standards and data collection tools under this section.
# Md. Code Ann., GHS § 11.5-106(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-107
(a)
The Department shall serve as the lead State agency for Youth REACH Maryland.
# Md. Code Ann., GHS § 11.5-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 11.5-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Department shall work with Youth REACH Maryland to perform data collection and analysis in order to determine the number and character of unaccompanied homeless youth in each jurisdiction in the State.
# Md. Code Ann., GHS § 11.5-107(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Department shall select and monitor a coordinating entity to assist the Department’s involvement with Youth REACH Maryland.
# Md. Code Ann., GHS § 11.5-107(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The selected coordinating entity shall assist in the collection of quantitative and qualitative data through surveys administered in schools and through street and community–based outreach.
# Md. Code Ann., GHS § 11.5-107(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Participating jurisdictions shall implement procedures to conduct the data collection described in subsection (b) of this section once every 2 years.
# Md. Code Ann., GHS § 11.5-107(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-108
On or before December 1 each year, the Secretary shall report to the General Assembly, in accordance with § 2–1257 of the State Government Article, on:
(1)
a list of the areas of the State with the greatest need for services and housing for unaccompanied homeless youth and youth at risk of homelessness, and the level and nature of the needs identified;
# Md. Code Ann., GHS § 11.5-108(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
details about grants made, including distribution of funds throughout the State;
# Md. Code Ann., GHS § 11.5-108(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
grantee outcome data, including outcomes by race, sexual orientation, gender identity, and other demographics;
# Md. Code Ann., GHS § 11.5-108(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
follow–up information, if available, on the status of unaccompanied homeless youth and whether they have stable housing 3 months and 6 months after services are provided;
# Md. Code Ann., GHS § 11.5-108(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
procedural or systemic barriers affecting unaccompanied homeless youth, youth at risk of homelessness, and grantee programs; and
# Md. Code Ann., GHS § 11.5-108(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
any other outcomes for populations served by the Program to determine the effectiveness of the Program and the efficacy of funding.
# Md. Code Ann., GHS § 11.5-108(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-109
(a)
Funds appropriated or otherwise allocated for programs under this title may be expended for any lawful purpose authorized by this title, as well as:
# Md. Code Ann., GHS § 11.5-109(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
outreach;
# Md. Code Ann., GHS § 11.5-109(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
technical assistance;
# Md. Code Ann., GHS § 11.5-109(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
capacity building for recipient and prospective recipient entities with the goal of building capacity to effectively meet the greatest need on a statewide basis; and
# Md. Code Ann., GHS § 11.5-109(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
administrative costs to the Department.
# Md. Code Ann., GHS § 11.5-109(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In and after the third year of funding, each year the Department shall allocate at least 50% of the money appropriated to the Fund for housing programs as described in § 11.5–105(3) of this title.
# Md. Code Ann., GHS § 11.5-109(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Department may partner or contract to provide programs or services authorized under subsection (a) of this section, including conducting training on racial equity, harm reduction, trauma–informed care, and needs of overrepresented or particularly vulnerable groups, including:
# Md. Code Ann., GHS § 11.5-109(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
racial minority youth;
# Md. Code Ann., GHS § 11.5-109(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
lesbian, gay, bisexual, and transgender youth;
# Md. Code Ann., GHS § 11.5-109(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
minors;
# Md. Code Ann., GHS § 11.5-109(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
victims of human trafficking and intimate partner violence;
# Md. Code Ann., GHS § 11.5-109(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
youth with disabilities;
# Md. Code Ann., GHS § 11.5-109(c)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
pregnant and parenting youth; and
# Md. Code Ann., GHS § 11.5-109(c)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
immigrant youth.
# Md. Code Ann., GHS § 11.5-109(c)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 11.5-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-110
The Secretary shall adopt regulations necessary for the effective administration of this title.
# Md. Code Ann., GHS § 11.5-110 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 11.5-111
This title may be cited as the Ending Youth Homelessness Act.
# Md. Code Ann., GHS § 11.5-111 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–101
(a)
In this Division II the following words have the meanings indicated.
# Md. Code Ann., GHS § 12-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Area of operation” means the geographical area within which an authority is empowered to act.
# Md. Code Ann., GHS § 12-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Authority” means a public corporation created as a housing authority under this Division II.
# Md. Code Ann., GHS § 12-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Bond” includes a note, an interim certificate, a debenture, and any other obligation issued by an authority under this Division II.
# Md. Code Ann., GHS § 12-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Chief elected official” means:
# Md. Code Ann., GHS § 12-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the individual who exercises the office of the chief publicly elected executive official of the political subdivision; or
# Md. Code Ann., GHS § 12-101(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
in a political subdivision without a chief publicly elected executive official, the highest executive body.
# Md. Code Ann., GHS § 12-101(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Code authority” means an authority activated on or after July 1, 1990.
# Md. Code Ann., GHS § 12-101(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
“County” means a county of the State or Baltimore City.
# Md. Code Ann., GHS § 12-101(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
“Custodian of records” means:
# Md. Code Ann., GHS § 12-101(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the clerk of the political subdivision;
# Md. Code Ann., GHS § 12-101(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the officer charged with the duties customarily imposed on a clerk; or
# Md. Code Ann., GHS § 12-101(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the political subdivision’s designee to be the custodian of records for this Division II.
# Md. Code Ann., GHS § 12-101(h)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Economically depressed or physically deteriorated area” means an area in which most housing is harmful to safety, health, and morals because of:
# Md. Code Ann., GHS § 12-101(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
dilapidation;
# Md. Code Ann., GHS § 12-101(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
overcrowding;
# Md. Code Ann., GHS § 12-101(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
faulty arrangement or design; or
# Md. Code Ann., GHS § 12-101(i)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
lack of ventilation, light, or sanitary facilities.
# Md. Code Ann., GHS § 12-101(i)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
“Extraordinary majority” means two-thirds or more of the authorized number of members of the legislative body or the board of commissioners of an authority, as applicable.
# Md. Code Ann., GHS § 12-101(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(k)
# Md. Code Ann., GHS § 12-101(k) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Housing project” means a work or undertaking to:
# Md. Code Ann., GHS § 12-101(k)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
demolish, clear, or remove buildings from an economically depressed or physically deteriorated area; or
# Md. Code Ann., GHS § 12-101(k)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide decent, safe, and sanitary housing for persons of eligible income and, to the extent authorized by § 12-503(a)(4) of this title, for other persons.
# Md. Code Ann., GHS § 12-101(k)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Housing project” includes:
# Md. Code Ann., GHS § 12-101(k)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
work connected to planning, constructing, reconstructing, altering, or repairing improvements, acquiring property, or demolishing structures;
# Md. Code Ann., GHS § 12-101(k)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
adapting an economically depressed or physically deteriorated area to public purposes, including parks and other recreational or community purposes; and
# Md. Code Ann., GHS § 12-101(k)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
acquiring buildings, land, equipment, facilities, and other real or personal property for necessary, convenient, or desirable:
# Md. Code Ann., GHS § 12-101(k)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
appurtenances;
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
streets;
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
sewers;
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4.)
water service;
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(4.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5.)
parks;
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(5.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6.)
site preparation;
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(6.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7.)
gardening; and
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(7.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8.)
administrative, community, health, recreational, educational, welfare, or other purposes.
# Md. Code Ann., GHS § 12-101(k)(2)(iii)(8.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(l)
“Legislative body” means the council, commissioners, or other legislative body of a political subdivision.
# Md. Code Ann., GHS § 12-101(l) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(m)
“Military personnel” includes all civilian and military employees of the military and naval forces of the United States and their families and other dependents who are living with them.
# Md. Code Ann., GHS § 12-101(m) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(n)
“Obligee” includes:
# Md. Code Ann., GHS § 12-101(n) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a bondholder and a trustee for a bondholder;
# Md. Code Ann., GHS § 12-101(n)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a lessor that leases to the authority property used in connection with a housing project, and an assignee of all or part of the lessor’s interest; and
# Md. Code Ann., GHS § 12-101(n)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the State or federal government when it is a party to a contract with an authority.
# Md. Code Ann., GHS § 12-101(n)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(o)
“Person” means an individual, a receiver, a trustee, a guardian, a personal representative, a fiduciary, a representative of any kind, a partnership, a firm, an association, a corporation, a public corporation, or any other entity.
# Md. Code Ann., GHS § 12-101(o) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(p)
“Person of eligible income” means an individual or family that qualifies under § 12-106 of this subtitle.
# Md. Code Ann., GHS § 12-101(p) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(q)
“Political subdivision” means a county or municipal corporation of the State.
# Md. Code Ann., GHS § 12-101(q) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(r)
“Pre-existing authority” means an authority that was activated before July 1, 1990.
# Md. Code Ann., GHS § 12-101(r) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(s)
“Real property” includes:
# Md. Code Ann., GHS § 12-101(s) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
land;
# Md. Code Ann., GHS § 12-101(s)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
improvements and fixtures on the land;
# Md. Code Ann., GHS § 12-101(s)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
property of any nature appurtenant to or used in connection with the land; and
# Md. Code Ann., GHS § 12-101(s)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
each legal or equitable estate, interest, and right in the land, including:
# Md. Code Ann., GHS § 12-101(s)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
terms for years and liens by way of judgment, mortgage, or otherwise; and
# Md. Code Ann., GHS § 12-101(s)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the indebtedness secured by those liens.
# Md. Code Ann., GHS § 12-101(s)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(t)
“State public body” means any political subdivision, commission, district, authority, or unit of the State.
# Md. Code Ann., GHS § 12-101(t) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–102
The General Assembly finds that:
(1)
there is unsanitary or unsafe housing in which individuals of low and moderate income are forced to live;
# Md. Code Ann., GHS § 12-102(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
there is a shortage of safe or sanitary housing that is available at rents that individuals of low and moderate income can afford, forcing these individuals to live in overcrowded housing;
# Md. Code Ann., GHS § 12-102(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
there are many families living in housing that, while decent and safe, is inadequate for the size of the family;
# Md. Code Ann., GHS § 12-102(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the conditions:
# Md. Code Ann., GHS § 12-102(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
cause disease and crime to increase and spread, threaten the public health, safety, morals, and welfare, and impair economic values; and
# Md. Code Ann., GHS § 12-102(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
cause too much public money to be spent for crime prevention and punishment, public health and safety, fire and accident protection, and other public services and facilities;
# Md. Code Ann., GHS § 12-102(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
construction of housing projects for individuals of low and moderate income does not compete with private enterprise because:
# Md. Code Ann., GHS § 12-102(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
there are economically depressed or physically deteriorated areas that cannot be assisted through the private housing market; and
# Md. Code Ann., GHS § 12-102(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the private housing market cannot relieve the shortage of safe and sanitary housing for individuals of low and moderate income;
# Md. Code Ann., GHS § 12-102(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
clearing, replanning, and reconstructing areas in which unsanitary or unsafe housing exists and providing safe and sanitary housing for persons of low and moderate income are public purposes and essential governmental functions for which public money may be spent and private property acquired;
# Md. Code Ann., GHS § 12-102(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
it is the policy of the State to develop safe, sanitary, and decent housing for State residents;
# Md. Code Ann., GHS § 12-102(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
there is a need for available mortgage credit because many purchasers and owners of housing cannot afford mortgage credit at the market interest rate or get mortgage credit because the mortgage credit market is severely restricted; and
# Md. Code Ann., GHS § 12-102(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
this Division II is needed in the public interest.
# Md. Code Ann., GHS § 12-102(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–103
The purpose of this Division II is to authorize each authority to do all that is necessary or desirable to secure the financial aid or cooperation of political subdivisions, State government, or federal government to help the authority undertake, construct, maintain, or operate a housing project.
# Md. Code Ann., GHS § 12-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–104
(a)
In this section, “housing authority entity” means an entity:
# Md. Code Ann., GHS § 12-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
that is controlled or wholly owned by an authority; or
# Md. Code Ann., GHS § 12-104(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
in which an authority or an entity controlled or wholly owned by an authority has an ownership interest, either directly or indirectly, through one or more wholly or partially owned subsidiary entities.
# Md. Code Ann., GHS § 12-104(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A nonprofit entity shall be deemed controlled by an authority under subsection (a) of this section if:
# Md. Code Ann., GHS § 12-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the nonprofit entity is established by an authority under § 12–502(h) of this title; and
# Md. Code Ann., GHS § 12-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the authority:
# Md. Code Ann., GHS § 12-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
has the power to appoint a majority of the board of directors of the nonprofit entity; or
# Md. Code Ann., GHS § 12-104(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
is the sole member of the nonprofit entity.
# Md. Code Ann., GHS § 12-104(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 12-104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this subsection, “nonprofit housing corporation” means a nonprofit or charitable private corporation that provides safe and sanitary housing to persons of eligible income in such a way that the corporation works essentially like an authority under this Division II.
# Md. Code Ann., GHS § 12-104(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Property is used for essential public and governmental purposes and is exempt from all taxes and special assessments of the State or a political subdivision if the property:
# Md. Code Ann., GHS § 12-104(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
belongs to an authority or a nonprofit housing corporation;
# Md. Code Ann., GHS § 12-104(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
is used as housing for persons of eligible income and is owned in whole or in part, directly or indirectly, through one or more wholly or partially owned subsidiary entities of a housing authority entity; or
# Md. Code Ann., GHS § 12-104(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
# Md. Code Ann., GHS § 12-104(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
is used, or if planned or under construction will be used, as housing for persons of eligible income and is owned in whole or in part, directly or indirectly, through one or more wholly or partially owned subsidiary entities of a housing authority entity; and
# Md. Code Ann., GHS § 12-104(c)(2)(iii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
has improvements, or has improvements planned or under construction, located on land that is owned by:
# Md. Code Ann., GHS § 12-104(c)(2)(iii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(A.)
an authority; or
# Md. Code Ann., GHS § 12-104(c)(2)(iii)(A.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(B.)
an entity that is controlled or wholly owned by an authority.
# Md. Code Ann., GHS § 12-104(c)(2)(iii)(B.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
In lieu of those taxes and special assessments, an authority, a nonprofit housing corporation, or a housing authority entity shall pay the political subdivision in which a housing project is wholly or partly located an amount, if any, that may be set by mutual agreement and that does not exceed the amount of regular taxes levied on similar property.
# Md. Code Ann., GHS § 12-104(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 12-104(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) or (3) of this subsection:
# Md. Code Ann., GHS § 12-104(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
all real property of an authority is exempt from levy and sale by virtue of an execution;
# Md. Code Ann., GHS § 12-104(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an execution or other judicial process may not issue against the real property; and
# Md. Code Ann., GHS § 12-104(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a judgment against an authority is not a charge or lien on the authority’s real property.
# Md. Code Ann., GHS § 12-104(d)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Paragraph (1) of this subsection does not limit a right to foreclose or otherwise enforce:
# Md. Code Ann., GHS § 12-104(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a mortgage or deed of trust recorded against property of an authority; or
# Md. Code Ann., GHS § 12-104(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a pledge or lien given by an authority on its rents, fees, or revenues.
# Md. Code Ann., GHS § 12-104(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
This subsection does not deprive a political subdivision of its right to collect money agreed to be paid in lieu of taxes in the same manner as taxes are now or may be collected under State law and the laws of the political subdivision.
# Md. Code Ann., GHS § 12-104(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–105
(a)
An authority of a municipal corporation or Baltimore City may:
# Md. Code Ann., GHS § 12-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operate within its territorial boundaries; and
# Md. Code Ann., GHS § 12-105(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
without regard to location:
# Md. Code Ann., GHS § 12-105(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
administer rent subsidy payments and housing assistance programs for both eligible landlords and tenants;
# Md. Code Ann., GHS § 12-105(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
own or manage housing projects in operation before January 1, 1990; and
# Md. Code Ann., GHS § 12-105(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
develop, own, or operate a housing project at the request of and within the territorial boundaries of another political subdivision.
# Md. Code Ann., GHS § 12-105(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Anywhere in its county an authority of a county may:
# Md. Code Ann., GHS § 12-105(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
administer rent subsidy payments and housing assistance programs for both eligible landlords and tenants; and
# Md. Code Ann., GHS § 12-105(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
own or manage housing projects in operation before:
# Md. Code Ann., GHS § 12-105(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
January 1, 1990, if the authority is of Baltimore City; or
# Md. Code Ann., GHS § 12-105(b)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
January 1, 1991, if the authority is of another county.
# Md. Code Ann., GHS § 12-105(b)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to paragraph (3) of this subsection, an authority of a county may conduct its other operations within the county.
# Md. Code Ann., GHS § 12-105(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
An authority of a county other than Baltimore City may not conduct its other operations within a municipal corporation unless the governing body of the municipal corporation consents by resolution to its inclusion in the authority’s area of operation.
# Md. Code Ann., GHS § 12-105(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An authority created under § 12–208 of this title may conduct its operations in the area prescribed under its articles of organization.
# Md. Code Ann., GHS § 12-105(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–106
(a)
An individual or family qualifies as a person of eligible income:
# Md. Code Ann., GHS § 12-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
for projects that are State or federally funded, if the individual or family meets the income requirements of the State or federal program involved; or
# Md. Code Ann., GHS § 12-106(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for other projects, if the individual or family, by a determination under subsection (b) of this section, lacks sufficient income or assets without financial assistance to purchase or rent decent, safe, and sanitary housing without overcrowding.
# Md. Code Ann., GHS § 12-106(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The chief elected official or the chief elected official’s designee, who may be the executive director of an authority or the board of commissioners of the authority, shall determine whether an individual or family qualifies as a person of eligible income under subsection (a)(2) of this section.
# Md. Code Ann., GHS § 12-106(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Determination of qualifying income levels may vary for the elderly, individuals with disabilities, other persons with special needs, particular projects or programs, or particular parts of the political subdivision.
# Md. Code Ann., GHS § 12-106(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–107
A provision applicable to a particular political subdivision or its authority in another title of this Division II:
(1)
takes precedence over a conflicting provision of this title; and
# Md. Code Ann., GHS § 12-107(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may not be used to interpret how this title applies to another political subdivision or its authority.
# Md. Code Ann., GHS § 12-107(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–201
Except as provided in § 12–208 of this subtitle, in each political subdivision, there is a public body corporate and politic known as the “housing authority” of the political subdivision or as otherwise designated in the articles of organization.
# Md. Code Ann., GHS § 12-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–202
Sections 12-203 through 12-206 of this subtitle are only enabling legislation allowing a political subdivision to authorize an authority to operate in the political subdivision.
# Md. Code Ann., GHS § 12-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–203
A code authority may not do business or exercise its powers unless:
(1)
its articles of organization have been recommended in writing by the chief elected official, adopted by a resolution or ordinance of the legislative body, and filed with the Secretary of State; and
# Md. Code Ann., GHS § 12-203(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Secretary of State has issued a certificate of organization to the code authority.
# Md. Code Ann., GHS § 12-203(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–204
(a)
Except as provided in § 12–208 of this subtitle, each pre–existing authority continues to exist.
# Md. Code Ann., GHS § 12-204(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-204(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (3) of this subsection, a pre-existing authority governed only by this title:
# Md. Code Ann., GHS § 12-204(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
may exercise the powers granted by Subtitles 6 and 7 and §§ 12-501, 12-502, 12-504, and 12-506(a) of this title; and
# Md. Code Ann., GHS § 12-204(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
if it adopts articles of organization, may exercise the powers listed in § 12-503 of this title that are authorized by the articles of organization in accordance with § 12-205(b)(1)(vi) of this subtitle; and
# Md. Code Ann., GHS § 12-204(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
is entitled to the exemptions from State law provided in § 12-505 of this title.
# Md. Code Ann., GHS § 12-204(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided in paragraph (3) of this subsection, a pre-existing authority governed by this title and by a title in this Division II that is applicable in a particular political subdivision:
# Md. Code Ann., GHS § 12-204(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
may exercise the powers granted under the title that applies to the particular political subdivision;
# Md. Code Ann., GHS § 12-204(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may exercise the powers granted by Subtitles 6 and 7 and §§ 12-501, 12-502, 12-504, and 12-506(a) of this title as modified by the title that applies to the particular political subdivision;
# Md. Code Ann., GHS § 12-204(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
if it adopts articles of organization, may exercise the powers listed in § 12-503 of this title that are authorized by the articles of organization in accordance with § 12-205(b)(1)(vi) of this subtitle; and
# Md. Code Ann., GHS § 12-204(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
is entitled to the exemptions from State law provided in § 12-505 of this title.
# Md. Code Ann., GHS § 12-204(b)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If articles of organization are adopted, the powers set forth in §§ 12-501 through 12-506(a) of this title may be limited to the extent allowed under §§ 12-205(b)(2) and 12-207 of this subtitle.
# Md. Code Ann., GHS § 12-204(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–205
(a)
Articles of organization, if they are not inconsistent with this title, may be adopted for an authority governed by another title in this Division II.
# Md. Code Ann., GHS § 12-205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Articles of organization shall state:
# Md. Code Ann., GHS § 12-205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the name of the authority, which may be “housing authority of (here insert name of political subdivision)” or some other name that includes the name of the political subdivision;
# Md. Code Ann., GHS § 12-205(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
that a need exists for the authority to function in the political subdivision;
# Md. Code Ann., GHS § 12-205(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
whether appointments of commissioners of the authority by the chief elected official require the prior approval of the legislative body;
# Md. Code Ann., GHS § 12-205(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
whether the board of commissioners of the authority will consist of five, seven, or nine commissioners;
# Md. Code Ann., GHS § 12-205(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
whether commissioners of the authority will have 3- or 5-year terms;
# Md. Code Ann., GHS § 12-205(b)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
whether the authority may exercise any power set forth in § 12-503 of this title, and, if so, any limitations on those powers; and
# Md. Code Ann., GHS § 12-205(b)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
any limitation on or elimination of any power granted to the authority under any title of this Division II.
# Md. Code Ann., GHS § 12-205(b)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The powers of the authority:
# Md. Code Ann., GHS § 12-205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
shall be sufficient for it to comply with each existing agreement between it and a State or federal governmental unit and with federal law; and
# Md. Code Ann., GHS § 12-205(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may not be limited in a way that is inconsistent with such an agreement or with federal law.
# Md. Code Ann., GHS § 12-205(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The articles of organization of an authority shall designate an official of the political subdivision to be the custodian of records of the political subdivision for the purposes of this Division II.
# Md. Code Ann., GHS § 12-205(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 12-205(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to paragraph (2) of this subsection, the articles of organization may contain specific terms governing the operation of the authority and its housing projects, including financial reporting, budgetary, and personnel requirements.
# Md. Code Ann., GHS § 12-205(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The specific terms may not add powers to the authority other than those allowed under subsection (b)(1)(vi) of this section and may not be inconsistent with:
# Md. Code Ann., GHS § 12-205(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
any existing agreement between the authority and any State or federal governmental unit;
# Md. Code Ann., GHS § 12-205(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
federal law; or
# Md. Code Ann., GHS § 12-205(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
this Division II or other State law.
# Md. Code Ann., GHS § 12-205(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Articles of organization may not require the authority directly or indirectly to pay any of its reserves or other money to the political subdivision.
# Md. Code Ann., GHS § 12-205(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The custodian of records shall file with the Secretary of State a certified copy of the written recommendation of the chief elected official and the resolution or ordinance adopting the articles of organization.
# Md. Code Ann., GHS § 12-205(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 12-205(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the Secretary of State finds that the requirements of § 12-203 of this subtitle have been met, the Secretary of State shall endorse the articles of organization “approved” and issue to the authority a certificate of approval attached to them and a certificate of organization.
# Md. Code Ann., GHS § 12-205(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
On issuance of the certificate of approval, the articles of organization as filed are considered to have been adopted.
# Md. Code Ann., GHS § 12-205(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Secretary of State:
# Md. Code Ann., GHS § 12-205(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall record and maintain all endorsed articles of organization and amendments in records kept for that purpose; and
# Md. Code Ann., GHS § 12-205(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
on request, shall issue certified copies of the endorsed articles of organization and amendments.
# Md. Code Ann., GHS § 12-205(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 12-205(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In a proceeding involving or relating to a contract of an authority, the authority is considered to be authorized to do business and exercise its powers if the Secretary of State has issued a certificate of organization.
# Md. Code Ann., GHS § 12-205(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A copy of the certificate of organization is admissible in evidence.
# Md. Code Ann., GHS § 12-205(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–206
(a)
# Md. Code Ann., GHS § 12-206(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A pre–existing authority may be governed by articles of organization if:
# Md. Code Ann., GHS § 12-206(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the pre–existing authority meets the requirements of subsection (b) or (c) of this section;
# Md. Code Ann., GHS § 12-206(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the custodian of records files with the Secretary of State the documents required under subsection (d) of this section; and
# Md. Code Ann., GHS § 12-206(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the Secretary of State issues a certificate of approval in accordance with subsection (e) of this section.
# Md. Code Ann., GHS § 12-206(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Articles of organization shall comply with § 12–205(b) through (d) of this subtitle.
# Md. Code Ann., GHS § 12-206(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Before a pre–existing authority may adopt articles of organization under this subsection, the articles of organization must be:
# Md. Code Ann., GHS § 12-206(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
recommended in writing by the chief elected official;
# Md. Code Ann., GHS § 12-206(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
approved by an extraordinary majority of the board of commissioners of the authority; and
# Md. Code Ann., GHS § 12-206(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
adopted by an extraordinary majority of the legislative body.
# Md. Code Ann., GHS § 12-206(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Before a pre–existing authority may adopt articles of organization under this subsection:
# Md. Code Ann., GHS § 12-206(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the custodian of records shall provide documentation to the Secretary of State that within 5 years before the date the documentation is submitted:
# Md. Code Ann., GHS § 12-206(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the political subdivision, within each of any 3 fiscal years within the 5–year period, has provided financial assistance to the authority from local tax revenues or bond sale proceeds in an amount equal to the greater of:
# Md. Code Ann., GHS § 12-206(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the product of $1 times the number of residents of the political subdivision as published annually by the Maryland Department of Health or as otherwise available; and
# Md. Code Ann., GHS § 12-206(c)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the product of $100 times the total number of housing units owned or managed by the authority; and
# Md. Code Ann., GHS § 12-206(c)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the authority, at the request and with the financial support of the political subdivision, is operating one or more housing projects for which the federal government provided no more than half of the development and operating costs; and
# Md. Code Ann., GHS § 12-206(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the articles of organization must be:
# Md. Code Ann., GHS § 12-206(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
recommended in writing by the chief elected official;
# Md. Code Ann., GHS § 12-206(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
approved by a resolution of the board of commissioners of the authority; and
# Md. Code Ann., GHS § 12-206(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
adopted by a resolution or ordinance of the legislative body.
# Md. Code Ann., GHS § 12-206(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The custodian of records shall file with the Secretary of State:
# Md. Code Ann., GHS § 12-206(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a copy of the documentation described in subsection (c)(1) of this section, if applicable;
# Md. Code Ann., GHS § 12-206(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the articles of organization and the applicable recommending, approving, and adopting instruments described in subsection (b) or (c)(2) of this section;
# Md. Code Ann., GHS § 12-206(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
certification by the custodian of records that the articles of organization have been recommended and adopted by the political subdivision in accordance with the applicable requirements of subsection (b)(1) and (3) or subsection (c)(2)(i) and (iii) of this section; and
# Md. Code Ann., GHS § 12-206(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
certification by the secretary of the pre–existing authority that the articles of organization have been approved by the board of commissioners of the authority in accordance with the applicable requirements of subsection (b)(2) or subsection (c)(2)(ii) of this section.
# Md. Code Ann., GHS § 12-206(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 12-206(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the Secretary of State finds that the requirements of subsection (b) or (c) and subsection (d) of this section have been satisfied, the Secretary of State shall endorse the articles as “approved” and issue a certificate of approval attached to the endorsed articles.
# Md. Code Ann., GHS § 12-206(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
When the certificate of approval is issued, the articles of organization as filed are considered to have been adopted.
# Md. Code Ann., GHS § 12-206(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–207
(a)
Articles of amendment or restatement of articles of organization of an authority must be:
# Md. Code Ann., GHS § 12-207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
recommended in writing by the chief elected official;
# Md. Code Ann., GHS § 12-207(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
if required by subsection (d) of this section, approved by a resolution of the board of commissioners of the authority; and
# Md. Code Ann., GHS § 12-207(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
adopted by a resolution or ordinance of the legislative body.
# Md. Code Ann., GHS § 12-207(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An amendment or restatement of articles of organization shall comply with § 12-205(b) through (d) of this subtitle.
# Md. Code Ann., GHS § 12-207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A political subdivision may not amend the articles of organization to change the number of commissioners of an authority or the length of terms of commissioners stated in the initial articles of organization.
# Md. Code Ann., GHS § 12-207(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A political subdivision may not amend the articles of organization of a pre-existing authority without the approval of the board of commissioners of the pre-existing authority.
# Md. Code Ann., GHS § 12-207(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The custodian of records shall file with the Secretary of State:
# Md. Code Ann., GHS § 12-207(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a copy of the articles of amendment or restatement, the recommending and adopting instruments required by subsection (a)(1) and (3) of this section, and any approving instrument required by subsection (a)(2) of this section;
# Md. Code Ann., GHS § 12-207(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the certification of the custodian of records that the articles of amendment or restatement have been recommended and adopted by the political subdivision in accordance with the requirements of subsection (a)(1) and (3) of this section; and
# Md. Code Ann., GHS § 12-207(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
if required by subsection (a)(2) of this section, the certification of the secretary of the authority that the articles of amendment or restatement have been approved by the board of commissioners of the authority in accordance with the requirements of subsection (a)(2) of this section.
# Md. Code Ann., GHS § 12-207(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 12-207(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the Secretary of State finds that the requirements of subsections (a) and (e) of this section have been met, the Secretary of State shall endorse the articles of amendment or restatement as “approved” and issue an attached certificate of approval.
# Md. Code Ann., GHS § 12-207(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
On issuance of the certificate of approval, the articles of amendment or restatement as filed are considered to have been adopted.
# Md. Code Ann., GHS § 12-207(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–208
(a)
# Md. Code Ann., GHS § 12-208(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 12-208(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Consolidation” means the dissolution of separate existing authorities and the simultaneous creation of a new authority.
# Md. Code Ann., GHS § 12-208(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Merger” means the absorption of one existing authority by another existing authority in which the one authority dissolves and the other authority continues to exist.
# Md. Code Ann., GHS § 12-208(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Housing Commission of Talbot County and the St. Michaels Housing Authority may unite by consolidation or merger to form one authority.
# Md. Code Ann., GHS § 12-208(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 12-208(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The unification of the Housing Commission of Talbot County and the St. Michaels Housing Authority shall be initiated by the passage of a proposal of unification in substantially the same form by the legislative body of the Town of Easton and the legislative body of the Town of St. Michaels.
# Md. Code Ann., GHS § 12-208(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The proposal of unification shall:
# Md. Code Ann., GHS § 12-208(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
include a description of the boundaries of the area of operation for the proposed authority; and
# Md. Code Ann., GHS § 12-208(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
be approved by each municipal corporation in the same manner provided for the adoption of a resolution or ordinance in the charter or bylaws of the municipal corporation that is considering the proposal of unification.
# Md. Code Ann., GHS § 12-208(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 12-208(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
After both municipal corporations approve a proposal of unification, each municipal corporation shall appoint an equal number of representatives, which may not be less than three nor more than five, to a commission charged with drafting articles of organization for the proposed authority.
# Md. Code Ann., GHS § 12-208(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The members of the commission shall:
# Md. Code Ann., GHS § 12-208(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
adopt rules and elect officers to govern their meetings and expedite the drafting of the articles of organization; and
# Md. Code Ann., GHS § 12-208(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
complete a draft of the articles of organization no later than 6 months after the approval of the proposals of unification.
# Md. Code Ann., GHS § 12-208(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
In the draft articles of organization or in a separate document, the commission shall:
# Md. Code Ann., GHS § 12-208(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
describe the boundaries of the area of operation for the proposed authority; and
# Md. Code Ann., GHS § 12-208(d)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
provide for:
# Md. Code Ann., GHS § 12-208(d)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the disposition of any debts, bonds, and other obligations of the Housing Commission of Talbot County and any debts, bonds, and other obligations of the St. Michaels Housing Authority;
# Md. Code Ann., GHS § 12-208(d)(3)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the transfer to the proposed authority of any property and other assets of the Housing Commission of Talbot County and any property and other assets of the St. Michaels Housing Authority; and
# Md. Code Ann., GHS § 12-208(d)(3)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
the designation of the chief elected official, custodian of records, and legislative body of which municipal corporation that shall govern the operations of the proposed authority.
# Md. Code Ann., GHS § 12-208(d)(3)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 12-208(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The commission created under subsection (d) of this section shall submit the draft articles of organization to the legislative body of each municipal corporation for adoption or rejection.
# Md. Code Ann., GHS § 12-208(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The legislative body of each municipal corporation must adopt or reject the draft articles of organization as a whole.
# Md. Code Ann., GHS § 12-208(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
No amendment or change may be made to the draft articles of organization unless the legislative body of each municipal corporation concurs in the amendment or change.
# Md. Code Ann., GHS § 12-208(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
If the legislative body of each municipal corporation adopts the draft articles of organization, the appropriate custodian of records shall file the articles of organization with the Secretary of State.
# Md. Code Ann., GHS § 12-208(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 12-208(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the Secretary of State finds that the appropriate requirements of §§ 12–205 and 12–206 of this subtitle have been satisfied, the Secretary of State shall endorse the articles as “approved” and issue a certificate of approval attached to the endorsed articles of organization.
# Md. Code Ann., GHS § 12-208(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
When the certificate of approval is issued, the articles of organization as filed are considered to have been adopted.
# Md. Code Ann., GHS § 12-208(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
An authority created under this section may not do business or exercise its powers unless the Secretary of State has issued a certificate of approval.
# Md. Code Ann., GHS § 12-208(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–301
The required number of commissioners of an authority:
(1)
for an authority not governed by articles of organization, is five; and
# Md. Code Ann., GHS § 12-301(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for an authority governed by articles of organization, is the number set forth in the articles of organization as required by § 12-205(b)(1)(iv) of this title.
# Md. Code Ann., GHS § 12-301(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–302
(a)
The chief elected official shall appoint the required number of commissioners of the authority.
# Md. Code Ann., GHS § 12-302(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-302(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A certificate of the appointment of a commissioner of an authority shall be filed with the custodian of records.
# Md. Code Ann., GHS § 12-302(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The certificate is conclusive evidence of the appointment.
# Md. Code Ann., GHS § 12-302(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–303
(a)
A commissioner of an authority may not be an employee of the authority.
# Md. Code Ann., GHS § 12-303(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-303(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If an authority is governed by articles of organization, only one commissioner of the authority may be an employee of the political subdivision.
# Md. Code Ann., GHS § 12-303(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Otherwise, a commissioner of an authority may not be an employee of the political subdivision.
# Md. Code Ann., GHS § 12-303(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A commissioner of an authority may not be an elected official of the political subdivision.
# Md. Code Ann., GHS § 12-303(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
This subtitle does not bar a tenant of a housing project or of property included or planned to be included in a housing project from being a commissioner of an authority.
# Md. Code Ann., GHS § 12-303(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–304
(a)
# Md. Code Ann., GHS § 12-304(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subsection applies to authorities for which the Secretary of State approves articles of organization on or after July 1, 1990.
# Md. Code Ann., GHS § 12-304(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
All initial appointments of commissioners of an authority after the Secretary of State approves the articles of organization shall have the same effective date.
# Md. Code Ann., GHS § 12-304(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The effective date shall be set forth along with the term of appointment on each initial certificate of appointment required by § 12-302(b) of this subtitle.
# Md. Code Ann., GHS § 12-304(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
For authorities whose articles of organization say that commissioners of the authority have 5-year terms, those who are initially appointed shall have staggered terms of:
# Md. Code Ann., GHS § 12-304(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
1, 2, 3, 4, and 5 years for five-member authorities;
# Md. Code Ann., GHS § 12-304(a)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
1, 2, 3, 3, 4, 5, and 5 years for seven-member authorities; and
# Md. Code Ann., GHS § 12-304(a)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
1, 2, 2, 3, 3, 4, 4, 5, and 5 years for nine-member authorities.
# Md. Code Ann., GHS § 12-304(a)(4)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
For authorities whose articles of organization say that commissioners of the authority have 3-year terms, those who are initially appointed shall have staggered terms of:
# Md. Code Ann., GHS § 12-304(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
1, 2, 2, 3, and 3 years for five-member authorities;
# Md. Code Ann., GHS § 12-304(a)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
1, 1, 2, 2, 3, 3, and 3 years for seven-member authorities; and
# Md. Code Ann., GHS § 12-304(a)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
1, 1, 1, 2, 2, 2, 3, 3, and 3 years for nine-member authorities.
# Md. Code Ann., GHS § 12-304(a)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
Notwithstanding § 12-311 of this subtitle, a commissioner of an authority who is an employee of the political subdivision serves at the pleasure of the chief elected official.
# Md. Code Ann., GHS § 12-304(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-304(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a commissioner of an authority who was in office before the adoption of articles of organization ends on the effective date of the initial appointments under the articles of organization.
# Md. Code Ann., GHS § 12-304(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as provided in paragraphs (3) and (4) of this subsection, before the effective date of the initial appointments under the articles of organization, the chief elected official shall appoint each commissioner of an authority who was in office before the adoption of the articles of organization to a term as a commissioner of the authority under the articles of organization.
# Md. Code Ann., GHS § 12-304(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A commissioner of an authority who has delivered to the chief elected official written notice declining appointment may not be appointed under this subsection.
# Md. Code Ann., GHS § 12-304(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
If the number of commissioners of an authority is reduced by the articles of organization so that there are not enough places for all those who did not decline appointment, the chief elected official shall choose which ones to appoint, and when they are appointed and qualify they are the successors of all those who were in office before the adoption of the articles of organization.
# Md. Code Ann., GHS § 12-304(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
Notwithstanding § 12-205(b)(1)(iii) of this title, any other provision of this Division II, and the articles of organization, an appointment under this subsection does not require approval of the legislative body.
# Md. Code Ann., GHS § 12-304(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If an authority is not governed by articles of organization:
# Md. Code Ann., GHS § 12-304(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
commissioners of the authority who are initially appointed shall have terms of 1, 2, 3, 4, and 5 years; and
# Md. Code Ann., GHS § 12-304(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
each term thereafter shall be 5 years.
# Md. Code Ann., GHS § 12-304(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 12-304(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
At the end of a term, a commissioner of an authority serves until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 12-304(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A commissioner of an authority who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 12-304(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–305
(a)
# Md. Code Ann., GHS § 12-305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The chief elected official shall choose as chair a commissioner who is appointed when the authority is first activated.
# Md. Code Ann., GHS § 12-305(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
When the office of the chair becomes vacant thereafter, the authority shall choose a chair from among its commissioners.
# Md. Code Ann., GHS § 12-305(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An authority shall choose a vice chair from among its commissioners.
# Md. Code Ann., GHS § 12-305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–306
(a)
The powers of each authority are vested in the commissioners.
# Md. Code Ann., GHS § 12-306(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A quorum is:
# Md. Code Ann., GHS § 12-306(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
three commissioners of a five-member authority;
# Md. Code Ann., GHS § 12-306(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
four commissioners of a seven-member authority; or
# Md. Code Ann., GHS § 12-306(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
five commissioners of a nine-member authority.
# Md. Code Ann., GHS § 12-306(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An authority may take action on a vote of a majority of the commissioners present at a meeting at which there is a quorum, unless a larger number is required by law or the bylaws of the authority.
# Md. Code Ann., GHS § 12-306(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–307
With the approval of the legislative body, a commissioner of an authority may receive reasonable compensation for the commissioner’s services and is entitled to the necessary expenses, including traveling expenses, incurred in the discharge of the commissioner’s duties.
# Md. Code Ann., GHS § 12-307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–308
(a)
# Md. Code Ann., GHS § 12-308(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An authority may employ:
# Md. Code Ann., GHS § 12-308(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a secretary, who shall serve as executive director; and
# Md. Code Ann., GHS § 12-308(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
technical experts and other officers, agents, and employees, permanent and temporary.
# Md. Code Ann., GHS § 12-308(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
An authority shall determine the qualifications, duties, and compensation of its employees.
# Md. Code Ann., GHS § 12-308(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
For legal services, an authority may use the chief law officer of the political subdivision or may employ its own counsel and legal staff.
# Md. Code Ann., GHS § 12-308(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An authority may delegate to one or more of its agents or employees the powers or duties it considers proper.
# Md. Code Ann., GHS § 12-308(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-308 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–309
(a)
Each commissioner, the executive director, and each employee of an authority is:
# Md. Code Ann., GHS § 12-309(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a local official for the purposes of Title 5, Subtitle 8, Part II of the General Provisions Article and subject to local ethics laws; and
# Md. Code Ann., GHS § 12-309(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an employee of a local government for the purposes of Title 5, Subtitle 3 of the Courts and Judicial Proceedings Article and entitled to the protections of the Local Government Tort Claims Act.
# Md. Code Ann., GHS § 12-309(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A commissioner of an authority is not liable for a statement made or action taken in good faith in the exercise or performance of a power or duty of the commissioner.
# Md. Code Ann., GHS § 12-309(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-309 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–310
(a)
Except for bonds purchased before appointment and interests in mutual funds, a commissioner or employee of an authority may not acquire any direct or indirect interest in a housing project or in property included or planned to be included in a housing project.
# Md. Code Ann., GHS § 12-310(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A commissioner or employee of an authority may not have any direct or indirect interest in a contract or proposed contract for materials or services to be furnished or used in connection with a housing project.
# Md. Code Ann., GHS § 12-310(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 12-310(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A commissioner or employee of an authority who owns or controls a direct or indirect interest in property included or planned to be included in a housing project shall immediately disclose the interest in writing to the authority.
# Md. Code Ann., GHS § 12-310(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The disclosure shall be entered in the minutes of the authority.
# Md. Code Ann., GHS § 12-310(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Failure to disclose the interest is misconduct in office.
# Md. Code Ann., GHS § 12-310(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-310 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–311
(a)
A commissioner of an authority may be removed by the chief elected official in accordance with this section for neglect of duty or misconduct in office, including violations of local ethics laws and misconduct identified in § 12-310 of this subtitle.
# Md. Code Ann., GHS § 12-311(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-311(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The chief elected official shall file charges with the office of the custodian of records and promptly deliver a copy of the charges to the commissioner and to the secretary of the authority.
# Md. Code Ann., GHS § 12-311(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Written notice of the date, time, and place of a hearing shall be given to the commissioner at least 14 days before the hearing.
# Md. Code Ann., GHS § 12-311(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Unless the commissioner has resigned from office, the chief elected official shall hold the hearing, at which the commissioner shall have an opportunity to be represented by counsel and to be heard in person.
# Md. Code Ann., GHS § 12-311(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
On completion of the hearing, the chief elected official shall make written findings.
# Md. Code Ann., GHS § 12-311(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If a commissioner of an authority is removed, a record of the proceedings and the charges and findings shall be filed in the office of the custodian of records.
# Md. Code Ann., GHS § 12-311(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 12-311(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On the filing of charges under subsection (b)(1) of this section with the office of the custodian of records, the chief elected official may temporarily suspend a commissioner of an authority.
# Md. Code Ann., GHS § 12-311(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The chief elected official shall immediately reinstate the commissioner in office if the chief elected official finds the charges have not been substantiated.
# Md. Code Ann., GHS § 12-311(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The commissioner shall be reinstated automatically, unless a hearing on removal has been held and a decision made by the chief elected official within 45 days after the filing of charges.
# Md. Code Ann., GHS § 12-311(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The chief elected official may not temporarily appoint a person to perform the duties of a suspended member.
# Md. Code Ann., GHS § 12-311(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-311 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–312
(a)
# Md. Code Ann., GHS § 12-312(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
When a code authority becomes authorized to do business and exercise its powers, the political subdivision:
# Md. Code Ann., GHS § 12-312(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
immediately shall estimate the amount of money necessary for the administrative expenses and overhead of the code authority during the first year thereafter; and
# Md. Code Ann., GHS § 12-312(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
shall appropriate that amount to the code authority out of money in the political subdivision’s treasury not appropriated to some other purpose.
# Md. Code Ann., GHS § 12-312(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The political subdivision shall pay the money appropriated to the code authority as a donation.
# Md. Code Ann., GHS § 12-312(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-312(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to paragraph (2) of this subsection, the political subdivision shall appropriate to the code authority money needed to comply with any requirement imposed on it by its articles of organization, if enough money for the code authority to comply is not available from State, federal, or other sources.
# Md. Code Ann., GHS § 12-312(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A political subdivision is not required to provide any money for a code authority to satisfy a judgment, liability, debt, or other financial obligation to a third party.
# Md. Code Ann., GHS § 12-312(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 12-312(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A political subdivision located wholly or partly in the area of operation of a code authority may lend, donate, or agree to lend or donate money to the code authority.
# Md. Code Ann., GHS § 12-312(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The code authority, when it has the money available, shall reimburse the political subdivision for all loans made to it by the political subdivision.
# Md. Code Ann., GHS § 12-312(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-312 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–401
(a)
It is State policy that an authority:
# Md. Code Ann., GHS § 12-401(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
shall manage and operate its housing projects efficiently to enable it to fix the rent for housing units at the lowest rates consistent with its providing decent, safe, and sanitary housing units and meeting the financial needs under subsection (b) of this section; but
# Md. Code Ann., GHS § 12-401(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may not operate for profit or as a source of revenue to the political subdivision.
# Md. Code Ann., GHS § 12-401(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An authority shall fix the rents for housing units in its housing projects at rates no higher than it finds necessary to produce revenues that with all other available money, revenue, income, and receipts will be sufficient to:
# Md. Code Ann., GHS § 12-401(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
pay the principal and interest on bonds of the authority, as they become due;
# Md. Code Ann., GHS § 12-401(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
pay and provide for maintaining and operating the housing projects, including the cost of insurance and the administrative expenses of the authority;
# Md. Code Ann., GHS § 12-401(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 12-401(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
create during a period of at least 6 years right after it issues any bonds, a reserve that can meet the largest principal and interest payments that will be due on the bonds in any year thereafter; and
# Md. Code Ann., GHS § 12-401(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
maintain the reserve;
# Md. Code Ann., GHS § 12-401(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
create reserves for operations, emergencies, renovations, replacements, and the repayment of debt; and
# Md. Code Ann., GHS § 12-401(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
create funds necessary or desirable to:
# Md. Code Ann., GHS § 12-401(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
subsidize rents;
# Md. Code Ann., GHS § 12-401(b)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
develop or operate housing projects; or
# Md. Code Ann., GHS § 12-401(b)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
operate or provide services located in housing projects or that otherwise benefit their residents.
# Md. Code Ann., GHS § 12-401(b)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–402
Except for rental units that may be occupied by others under § 12-503(a)(4) of this title, an authority:
(1)
shall rent the housing units in a housing project only:
# Md. Code Ann., GHS § 12-402(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
to persons of eligible income, except for a reasonable number of housing units that may be occupied by management and security personnel; and
# Md. Code Ann., GHS § 12-402(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
at rentals within the financial reach of persons of eligible income;
# Md. Code Ann., GHS § 12-402(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
may not accept a person as a tenant in a housing project if the aggregate annual income of the person or persons who would occupy the housing unit exceeds the maximum income level established for persons of eligible income; and
# Md. Code Ann., GHS § 12-402(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
shall prohibit subletting by tenants.
# Md. Code Ann., GHS § 12-402(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–403
Except as provided in § 12-506(b)(9) of this title, all housing projects of an authority are subject to the planning, zoning, sanitary, health, fire, housing, subdivision, and building laws, ordinances, codes, rules, and regulations that apply where the housing project is located.
# Md. Code Ann., GHS § 12-403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–404
(a)
At least annually, an authority shall file with the custodian of records a financial report of its activities for the preceding year and recommend any further action by the political subdivision that it considers necessary or useful to carry out the purpose of this Division II.
# Md. Code Ann., GHS § 12-404(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The political subdivision may require an authority to provide it with an annual operating budget and program reports that the political subdivision designates.
# Md. Code Ann., GHS § 12-404(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The political subdivision or its designee may at any time:
# Md. Code Ann., GHS § 12-404(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
examine the books and records of the authority; or
# Md. Code Ann., GHS § 12-404(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
conduct an audit of the authority.
# Md. Code Ann., GHS § 12-404(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–405
This subtitle does not limit the power of an authority to vest in an obligee the right, if the authority defaults, to:
(1)
take possession of a housing project;
# Md. Code Ann., GHS § 12-405(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
have a receiver of a housing project appointed; or
# Md. Code Ann., GHS § 12-405(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
acquire title to a housing project, through foreclosure or otherwise, free from all restrictions of this subtitle.
# Md. Code Ann., GHS § 12-405(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-405 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–501
An authority is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 12-501(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 12-501(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-501 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–502
(a)
In addition to any powers set forth elsewhere, an authority has the powers set forth in this section.
# Md. Code Ann., GHS § 12-502(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An authority may:
# Md. Code Ann., GHS § 12-502(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
sue and be sued;
# Md. Code Ann., GHS § 12-502(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
have and alter a seal at pleasure;
# Md. Code Ann., GHS § 12-502(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
have perpetual existence;
# Md. Code Ann., GHS § 12-502(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
make contracts and other instruments necessary or convenient to the exercise of the authority’s powers;
# Md. Code Ann., GHS § 12-502(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
make, amend, and repeal bylaws, rules, and regulations not inconsistent with this Division II; and
# Md. Code Ann., GHS § 12-502(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
carry out the purposes of the authority.
# Md. Code Ann., GHS § 12-502(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
An authority may also:
# Md. Code Ann., GHS § 12-502(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
prepare, carry out, acquire, own, lease, and operate housing projects in its area of operation;
# Md. Code Ann., GHS § 12-502(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
provide for the construction, reconstruction, improvement, alteration, or repair of a housing project;
# Md. Code Ann., GHS § 12-502(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
provide directly or arrange or contract for a person or governmental unit to furnish facilities or services, including drug rehabilitation, elderly or child day care, and other social services for or in connection with:
# Md. Code Ann., GHS § 12-502(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a housing project; or
# Md. Code Ann., GHS § 12-502(c)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the residents of a housing project; and
# Md. Code Ann., GHS § 12-502(c)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
notwithstanding any other law, require in a contract in connection with a housing project that the contractor and any subcontractors comply with:
# Md. Code Ann., GHS § 12-502(c)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
requirements about minimum wages and maximum hours of labor; and
# Md. Code Ann., GHS § 12-502(c)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
any conditions that the State or federal government attaches to financial aid for the housing project.
# Md. Code Ann., GHS § 12-502(c)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
An authority may also:
# Md. Code Ann., GHS § 12-502(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make rent subsidy payments to or on behalf of persons of eligible income;
# Md. Code Ann., GHS § 12-502(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
rent out houses, accommodations, lands, buildings, structures, or facilities in a housing project;
# Md. Code Ann., GHS § 12-502(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
subject to the limitations contained in this Division II, establish and revise the rents or charges;
# Md. Code Ann., GHS § 12-502(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
own, hold, and improve real and personal property;
# Md. Code Ann., GHS § 12-502(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
purchase, lease, obtain options on, or acquire by gift, grant, bequest, devise, or otherwise any real or personal property;
# Md. Code Ann., GHS § 12-502(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
sell, lease, exchange, transfer, assign, pledge, or dispose of any real or personal property;
# Md. Code Ann., GHS § 12-502(d)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
insure or provide for the insurance of real or personal property or operations of the authority against any risks or hazards; and
# Md. Code Ann., GHS § 12-502(d)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
get from the State or federal government insurance or guarantees of payment of debts secured by mortgages on property in any of its housing projects, whether or not the debts are incurred by the authority.
# Md. Code Ann., GHS § 12-502(d)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 12-502(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
When an authority has money that is held in a reserve or sinking fund or is not needed for immediate disbursement, the authority may invest the money in property or securities in which savings banks may invest.
# Md. Code Ann., GHS § 12-502(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
An authority may purchase its bonds at not more than their principal amount and accrued interest, all bonds so purchased to be canceled.
# Md. Code Ann., GHS § 12-502(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
An authority may also:
# Md. Code Ann., GHS § 12-502(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
investigate living and housing conditions in its area of operation and ways to improve those conditions;
# Md. Code Ann., GHS § 12-502(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
determine where:
# Md. Code Ann., GHS § 12-502(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
economically depressed or physically deteriorated areas exist; or
# Md. Code Ann., GHS § 12-502(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
there is a shortage of decent, safe, and sanitary housing for persons of eligible income;
# Md. Code Ann., GHS § 12-502(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make studies and recommendations on clearing, replanning, and reconstructing economically depressed or physically deteriorated areas and providing housing for persons of eligible income;
# Md. Code Ann., GHS § 12-502(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
cooperate with the State or a political subdivision to solve the problems set forth in this subsection; and
# Md. Code Ann., GHS § 12-502(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
conduct research, studies, and experiments on housing issues.
# Md. Code Ann., GHS § 12-502(f)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
Acting through one or more of its commissioners or designees, an authority may also:
# Md. Code Ann., GHS § 12-502(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
examine, investigate, hear testimony, and take evidence at public or private hearings on any matter material to its duties;
# Md. Code Ann., GHS § 12-502(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make findings and recommendations about any property where conditions pose a danger to the public health, morals, safety, or welfare; and
# Md. Code Ann., GHS § 12-502(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make those findings and recommendations available to appropriate governmental units, including those that in its area of operation have the duty to:
# Md. Code Ann., GHS § 12-502(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
abate or require the correction of nuisances or like conditions; or
# Md. Code Ann., GHS § 12-502(g)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
demolish unsafe or unsanitary structures.
# Md. Code Ann., GHS § 12-502(g)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
An authority may also establish and control nonprofit entities, including corporations, partnerships, and limited liability companies, that may own, operate, and take steps necessary or convenient to develop or otherwise undertake housing projects in the authority’s area of operation.
# Md. Code Ann., GHS § 12-502(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
# Md. Code Ann., GHS § 12-502(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In the manner provided under Title 12 of the Real Property Article or any other applicable statutory law, an authority may also acquire by eminent domain real property that the authority considers necessary for its purposes under this Division II, if:
# Md. Code Ann., GHS § 12-502(i)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the authority adopts a resolution declaring that the acquisition of the real property is necessary for those purposes; and
# Md. Code Ann., GHS § 12-502(i)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the legislative body and the chief elected official approve.
# Md. Code Ann., GHS § 12-502(i)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 12-502(i)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Subject to subparagraph (ii) of this paragraph, property devoted to a public use may similarly be acquired by eminent domain.
# Md. Code Ann., GHS § 12-502(i)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
Real property that belongs to the State or a political subdivision may not be acquired without the consent of the State or the political subdivision.
# Md. Code Ann., GHS § 12-502(i)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(j)
An authority may also:
# Md. Code Ann., GHS § 12-502(j) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
borrow money and accept grants and other financial assistance from the political subdivision, the State, and the federal government and accept grants from nongovernmental sources for a housing project in its area of operation;
# Md. Code Ann., GHS § 12-502(j)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
take over, lease, or manage a housing project or undertaking constructed, financed, or owned by the political subdivision, the State, or the federal government; and
# Md. Code Ann., GHS § 12-502(j)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
comply with conditions and enter into mortgages, trust indentures, leases, and agreements as may be necessary or desirable.
# Md. Code Ann., GHS § 12-502(j)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-502 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–503
(a)
If authorized under its articles of organization, an authority within its area of operation may:
# Md. Code Ann., GHS § 12-503(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make mortgage loans and mortgage subsidy payments to or for the benefit of persons of eligible income;
# Md. Code Ann., GHS § 12-503(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make construction loans and long-term mortgage loans to any person to produce housing for persons of eligible income;
# Md. Code Ann., GHS § 12-503(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
purchase mortgages secured by housing for persons of eligible income;
# Md. Code Ann., GHS § 12-503(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
subject to any applicable agreement, allow a number of residents of a housing project or a part of one that the authority finances to have incomes above the levels for persons of eligible income, if the number does not exceed the percentage allowed in the articles of organization, which may not exceed 80%;
# Md. Code Ann., GHS § 12-503(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
acquire, develop, construct, rehabilitate, own, operate, and lease, as lessor or lessee, commercial facilities on the site of a housing project that make an economic or social contribution to the housing project, if:
# Md. Code Ann., GHS § 12-503(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the commercial facilities are intended substantially for the use and benefit of the tenants of the housing project; and
# Md. Code Ann., GHS § 12-503(a)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the intended use by other persons is incidental;
# Md. Code Ann., GHS § 12-503(a)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
with the approval of the legislative body and the chief elected official, acquire, develop, construct, rehabilitate, own, operate, and lease, as lessor or lessee, commercial facilities that:
# Md. Code Ann., GHS § 12-503(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
are adjacent to the site of a housing project;
# Md. Code Ann., GHS § 12-503(a)(6)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
are not intended substantially for the use and benefit of the tenants of the housing project; or
# Md. Code Ann., GHS § 12-503(a)(6)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
are intended for use more than incidentally by persons other than the tenants of the housing project; and
# Md. Code Ann., GHS § 12-503(a)(6)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
act and invest as a general partner and as a limited partner in housing projects.
# Md. Code Ann., GHS § 12-503(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
This section does not limit the powers granted to authorities by other titles in this Division II.
# Md. Code Ann., GHS § 12-503(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-503 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–504
(a)
An authority may exercise the powers that are granted by this Division II, even if economic competition is displaced or limited as a result.
# Md. Code Ann., GHS § 12-504(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
This section does not preempt or supersede the regulatory authority of a State unit under public general law.
# Md. Code Ann., GHS § 12-504(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-504 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–505
Unless the General Assembly specifically states otherwise, State law on the financing, acquisition, operation, or disposition of property by other State public bodies does not apply to an authority.
# Md. Code Ann., GHS § 12-505 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–506
(a)
Two or more authorities may join or cooperate with one another in the exercise of any power under this subtitle to finance, plan, undertake, construct, or operate a housing project or housing projects in the area of operation of any one or more of them.
# Md. Code Ann., GHS § 12-506(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To aid and cooperate in the planning, undertaking, construction, or operation of housing projects located wholly or partly in the area in which it may act, a State public body, with or without consideration and on terms that it determines, may:
# Md. Code Ann., GHS § 12-506(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
dedicate, sell, convey, or lease any of the State public body’s property to an authority or the federal government;
# Md. Code Ann., GHS § 12-506(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
cause parks, playgrounds, recreational, community, water, sewer, or drainage facilities, or any other works that the State public body otherwise may undertake, to be furnished adjacent to or in connection with housing projects;
# Md. Code Ann., GHS § 12-506(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
furnish, dedicate, close, pave, install, grade, regrade, plan, or replan streets, roads, roadways, alleys, sidewalks, or other places that the State public body otherwise may undertake;
# Md. Code Ann., GHS § 12-506(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
make, with an authority, the State, or the federal government, agreements that:
# Md. Code Ann., GHS § 12-506(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
deal with action to be taken by the State public body under a power granted by this Division II; and
# Md. Code Ann., GHS § 12-506(b)(4)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may last for any length of time, notwithstanding any other law;
# Md. Code Ann., GHS § 12-506(b)(4)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
do what is necessary or convenient to aid and cooperate in the planning, financing, undertaking, construction, or operation of the housing projects;
# Md. Code Ann., GHS § 12-506(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
grant easements, licenses, or any other related rights to an authority or the federal government;
# Md. Code Ann., GHS § 12-506(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
cause services to be furnished to the authority of the character that the State public body otherwise may furnish;
# Md. Code Ann., GHS § 12-506(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
make agreements about the exercise by the State public body of its powers relating to repairing, closing, or demolishing unsafe, unsanitary, or unfit housing;
# Md. Code Ann., GHS § 12-506(b)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
plan, replan, zone, or rezone any part of the State public body, make exceptions to its sanitary, building, housing, fire, health, subdivision, or other similar laws, rules, regulations, and ordinances or make any changes to its map or master plan; and
# Md. Code Ann., GHS § 12-506(b)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
agree with an authority that the authority pay the State public body an amount, if any, in lieu of taxes for any year or period of years.
# Md. Code Ann., GHS § 12-506(b)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Powers conferred under this section on State public bodies are in addition to and do not supplant any other power conferred by law.
# Md. Code Ann., GHS § 12-506(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 12-506(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The State public body may incur the entire expense of any public improvement that the State public body makes under this section.
# Md. Code Ann., GHS § 12-506(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Notwithstanding any other law, a State public body may make a sale, conveyance, lease, or agreement provided for in this section without appraisal, public notice, advertisement, or public bidding.
# Md. Code Ann., GHS § 12-506(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-506 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–507
A State public body may not require changes to be made in a housing project or the manner of its construction or take any other action relating to the construction if the authority:
(1)
has acquired or taken over the housing project from the federal government; and
# Md. Code Ann., GHS § 12-507(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has found and declared by resolution that the housing project was constructed in a way that will promote the public interest and afford necessary safety, sanitation, and other protection.
# Md. Code Ann., GHS § 12-507(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-507 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–601
(a)
An authority may develop and administer projects to make safe and sanitary housing available for military personnel.
# Md. Code Ann., GHS § 12-601(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-601(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An authority has all the rights, powers, privileges, and immunities under this subtitle that it has under any law relating to the ownership, development, or administration of housing projects for persons of eligible income.
# Md. Code Ann., GHS § 12-601(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Except as otherwise provided in this subtitle, a project is not subject to the limitations under §§ 12-401 and 12-402 of this title, or any other limitation on the amount of rentals or the eligibility of tenants, if an authority, or another authority cooperating with it, administers the project under this subtitle:
# Md. Code Ann., GHS § 12-601(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
with financial aid from the federal government; or
# Md. Code Ann., GHS § 12-601(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
as agent for the federal government.
# Md. Code Ann., GHS § 12-601(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
An authority may pay the amount that it finds necessary or desirable for any services, facilities, works, privileges, or improvements furnished for or in connection with housing for military personnel.
# Md. Code Ann., GHS § 12-601(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-601 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–602
An authority may:
(1)
exercise its powers to cooperate with, or act as agent for, the federal government in the development or administration of projects by the federal government to make safe and sanitary housing available for military personnel; and
# Md. Code Ann., GHS § 12-602(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
develop or administer such a project for the federal government.
# Md. Code Ann., GHS § 12-602(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-602 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–603
A State public body has the same rights and powers to cooperate with authorities in the development or administration of projects to make safe and sanitary housing available for military personnel that the State public body has under this Division II to assist in the development or administration of housing projects for persons of eligible income.
# Md. Code Ann., GHS § 12-603 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–604
Bonds issued by an authority for a project developed or administered under this subtitle are legal investments to the same extent and for the same bodies and officers as bonds issued under any other section of this Division II to develop a housing project for persons of eligible income.
# Md. Code Ann., GHS § 12-604 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–605
(a)
This subtitle is an independent authorization for an authority to:
# Md. Code Ann., GHS § 12-605(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
develop or administer projects to make safe and sanitary housing available for military personnel as provided in this Division II; and
# Md. Code Ann., GHS § 12-605(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
cooperate with, or act as agent for, the federal government in the development or administration of similar projects by the federal government.
# Md. Code Ann., GHS § 12-605(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Except for laws relating to land acquisition, an authority acting under this subtitle is not subject to any limitation, restriction, or requirement of any other law that sets forth the procedure or action to develop or administer public works.
# Md. Code Ann., GHS § 12-605(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
To develop speedily or administer projects for safe and sanitary housing for military personnel, an authority may do all that is necessary or desirable to:
# Md. Code Ann., GHS § 12-605(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
work with or act as agent for the federal government;
# Md. Code Ann., GHS § 12-605(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
get financial aid; and
# Md. Code Ann., GHS § 12-605(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
carry out the purposes of this subtitle.
# Md. Code Ann., GHS § 12-605(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-605 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–606
An authority may exercise its powers anywhere in the State as an agent or lessee of the federal government in the development, construction, operation, or management of a project undertaken by the federal government for housing military personnel.
# Md. Code Ann., GHS § 12-606 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–607
(a)
The powers conferred under this subtitle are in addition to and do not supplant any other powers conferred by law.
# Md. Code Ann., GHS § 12-607(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
This subtitle does not limit any other power of an authority.
# Md. Code Ann., GHS § 12-607(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-607 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–701
(a)
An authority may:
# Md. Code Ann., GHS § 12-701(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
issue bonds for any of its corporate purposes;
# Md. Code Ann., GHS § 12-701(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
issue refunding bonds to pay or retire its bonds; and
# Md. Code Ann., GHS § 12-701(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
issue any kinds of bonds, including bonds on which the principal and interest are payable:
# Md. Code Ann., GHS § 12-701(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
only from the income and revenues of the housing project financed with the proceeds of the bonds or with these proceeds and a grant from the State or federal government in aid of the housing project;
# Md. Code Ann., GHS § 12-701(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
only from the income and revenues of designated housing projects whether or not they were financed wholly or partly with the proceeds of the bonds; or
# Md. Code Ann., GHS § 12-701(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
from its revenues generally.
# Md. Code Ann., GHS § 12-701(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To secure any of its bonds, an authority may pledge any revenue or mortgage a housing project or other property of the authority.
# Md. Code Ann., GHS § 12-701(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-701 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–702
(a)
Bonds of an authority are issued for an essential public and governmental purpose.
# Md. Code Ann., GHS § 12-702(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-702(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Neither a commissioner of an authority nor a person who executes the bond for an authority is personally liable on the bonds.
# Md. Code Ann., GHS § 12-702(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Neither the State nor a political subdivision is liable on the bonds.
# Md. Code Ann., GHS § 12-702(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The bonds of an authority:
# Md. Code Ann., GHS § 12-702(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
are not a debt of the State or a political subdivision and shall state so on their face;
# Md. Code Ann., GHS § 12-702(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
are payable only out of money or property of the authority; and
# Md. Code Ann., GHS § 12-702(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
are not an indebtedness for purposes of a constitutional or statutory debt limitation or restriction.
# Md. Code Ann., GHS § 12-702(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Bonds issued under this Division II and their transfer and the income from them, including any profit made on their sale, shall be free from taxation of every kind by the State and by all political subdivisions.
# Md. Code Ann., GHS § 12-702(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
Bonds issued by an authority are negotiable for the purposes of the Maryland Uniform Commercial Code, subject to the registration provisions of the Code.
# Md. Code Ann., GHS § 12-702(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 12-702(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Bonds issued by an authority are securities in which money may be invested by:
# Md. Code Ann., GHS § 12-702(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
public officers and governmental units of the State or its political subdivisions;
# Md. Code Ann., GHS § 12-702(f)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
banks, trust companies, savings and loan associations, investment companies, and others carrying on a banking business;
# Md. Code Ann., GHS § 12-702(f)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
insurance companies, insurance associations, and others carrying on an insurance business;
# Md. Code Ann., GHS § 12-702(f)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
personal representatives, guardians, trustees, and other fiduciaries; and
# Md. Code Ann., GHS § 12-702(f)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
all other persons.
# Md. Code Ann., GHS § 12-702(f)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Money that may be invested in the bonds includes capital that an investor owns or controls.
# Md. Code Ann., GHS § 12-702(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
Bonds issued by an authority are securities that may be deposited with or received by any State or municipal officer, governmental unit, or political subdivision of the State for any purpose for which the deposit of bonds of the State is authorized by law.
# Md. Code Ann., GHS § 12-702(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 12-702(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subsection:
# Md. Code Ann., GHS § 12-702(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is intended only for any public approval requirement of the Internal Revenue Code relating to the issuance of tax-exempt obligations; and
# Md. Code Ann., GHS § 12-702(h)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
does not determine whether an authority is a governmental unit of the State or of a political subdivision.
# Md. Code Ann., GHS § 12-702(h)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to paragraph (1) of this subsection, an authority authorized under a resolution or ordinance of a political subdivision derives its authorization from the resolution or enactment rather than directly from State law.
# Md. Code Ann., GHS § 12-702(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-702 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–703
(a)
# Md. Code Ann., GHS § 12-703(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Bonds of an authority shall be authorized by its resolution and may be issued in one or more series.
# Md. Code Ann., GHS § 12-703(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The resolution, the trust indenture, or the mortgage shall provide for the bonds:
# Md. Code Ann., GHS § 12-703(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a date or dates;
# Md. Code Ann., GHS § 12-703(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the time or times of maturity;
# Md. Code Ann., GHS § 12-703(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the interest rate or rates;
# Md. Code Ann., GHS § 12-703(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the denomination or denominations;
# Md. Code Ann., GHS § 12-703(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
whether they will be in coupon or registered form;
# Md. Code Ann., GHS § 12-703(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
the conversion or registration privileges;
# Md. Code Ann., GHS § 12-703(a)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
their rank or priority;
# Md. Code Ann., GHS § 12-703(a)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
the manner of execution;
# Md. Code Ann., GHS § 12-703(a)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
the medium of payment;
# Md. Code Ann., GHS § 12-703(a)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
the place or places of payment; and
# Md. Code Ann., GHS § 12-703(a)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xi)
the terms of redemption, with or without premium.
# Md. Code Ann., GHS § 12-703(a)(2)(xi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Bonds may be sold at public or private sale in the manner and on the terms that a resolution of the authority authorizes.
# Md. Code Ann., GHS § 12-703(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If a commissioner or officer of the authority whose signature is on a bond or coupon leaves office before the bond is delivered, the signature nevertheless is valid and sufficient, the same as if the commissioner or officer had remained in office until delivery.
# Md. Code Ann., GHS § 12-703(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A bond reciting in substance that it has been issued by an authority to aid in financing a housing project to provide housing for persons of eligible income shall be considered to have been issued for that purpose in a proceeding involving the validity or enforceability of the bond or its security.
# Md. Code Ann., GHS § 12-703(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-703 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–704
(a)
In connection with issuing bonds or incurring obligations under leases, and to secure payment of the bonds or obligations, an authority, in addition to its other powers, may:
# Md. Code Ann., GHS § 12-704(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
pledge any or all of the gross or net rents, fees, or revenues that are or will become due to it;
# Md. Code Ann., GHS § 12-704(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
mortgage any or all of the real or personal property that it owns or will own;
# Md. Code Ann., GHS § 12-704(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
covenant against:
# Md. Code Ann., GHS § 12-704(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
pledging any or all of its rents, fees, or other revenue;
# Md. Code Ann., GHS § 12-704(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
mortgaging any or all of the real or personal property that it owns or will own; or
# Md. Code Ann., GHS § 12-704(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
suffering any lien on anything listed under item (i) or (ii) of this item;
# Md. Code Ann., GHS § 12-704(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
covenant about limits on its right to sell, lease, or dispose of all or part of a housing project;
# Md. Code Ann., GHS § 12-704(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
covenant as to what other debts or obligations it may incur;
# Md. Code Ann., GHS § 12-704(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
covenant as to:
# Md. Code Ann., GHS § 12-704(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the bonds to be issued;
# Md. Code Ann., GHS § 12-704(a)(6)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
their issuance, in escrow or otherwise; and
# Md. Code Ann., GHS § 12-704(a)(6)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the use and disposition of their proceeds;
# Md. Code Ann., GHS § 12-704(a)(6)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
provide for the replacement of lost, destroyed, or mutilated bonds;
# Md. Code Ann., GHS § 12-704(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
covenant against extending the time for the payment of its bonds or interest on them;
# Md. Code Ann., GHS § 12-704(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
redeem the bonds, covenant for their redemption, and provide the terms and conditions for their redemption;
# Md. Code Ann., GHS § 12-704(a)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
covenant, subject to the limitations in this Division II, as to:
# Md. Code Ann., GHS § 12-704(a)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the rents and fees to be charged in the operation of a housing project or projects;
# Md. Code Ann., GHS § 12-704(a)(10)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the amount to be raised each year or other period by rents, fees, and other revenues; and
# Md. Code Ann., GHS § 12-704(a)(10)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the use and disposition of the rents, fees, and other revenues;
# Md. Code Ann., GHS § 12-704(a)(10)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
create or authorize the creation of special funds for money held for construction or operating costs, debt service reserves, or other purposes, and covenant as to the use and disposition of the money held in those funds;
# Md. Code Ann., GHS § 12-704(a)(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
prescribe any procedure by which the terms of contracts with bondholders may be amended or abrogated, the dollar amount of bonds whose holders must consent to an amendment or abrogation, and the way in which consent may be given;
# Md. Code Ann., GHS § 12-704(a)(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(13)
covenant as to the use of any or all of the authority’s real or personal property, the replacement of the property, the insurance to be carried on the property, and the use and disposition of insurance money;
# Md. Code Ann., GHS § 12-704(a)(13) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(14)
covenant as to the rights, liabilities, powers, and duties arising on the breach by it of a covenant, condition, or obligation;
# Md. Code Ann., GHS § 12-704(a)(14) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(15)
covenant and prescribe as to the events of default and terms and conditions on which any or all of its bonds become or may be declared due before maturity, and as to the terms and conditions on which a declaration and its consequences may be waived;
# Md. Code Ann., GHS § 12-704(a)(15) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(16)
vest in a trustee or trustees or in the bondholders or any proportion of them the right to enforce:
# Md. Code Ann., GHS § 12-704(a)(16) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
payment of the bonds; or
# Md. Code Ann., GHS § 12-704(a)(16)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
covenants securing or relating to the bonds;
# Md. Code Ann., GHS § 12-704(a)(16)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(17)
vest in a trustee or trustees the right, if the authority defaults, to:
# Md. Code Ann., GHS § 12-704(a)(17) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
take in possession, use, operate, and manage all or part of a housing project;
# Md. Code Ann., GHS § 12-704(a)(17)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
collect the rents and revenues; and
# Md. Code Ann., GHS § 12-704(a)(17)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
dispose of the money in accordance with the agreement of the authority with the trustee or trustees;
# Md. Code Ann., GHS § 12-704(a)(17)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(18)
provide for the powers and duties of a trustee or trustees and limit the liabilities of the trustee or trustees;
# Md. Code Ann., GHS § 12-704(a)(18) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(19)
provide the terms and conditions on which the trustee or trustees or bondholders or any proportion of them may enforce any covenant or rights securing or relating to the bonds;
# Md. Code Ann., GHS § 12-704(a)(19) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(20)
make other covenants of a character like or unlike that of the covenants expressly authorized under this section; and
# Md. Code Ann., GHS § 12-704(a)(20) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(21)
make covenants and do acts and things that, although not listed in this section:
# Md. Code Ann., GHS § 12-704(a)(21) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
are necessary, convenient, or desirable to secure the bonds of the authority; or
# Md. Code Ann., GHS § 12-704(a)(21)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in the discretion of the authority, will tend to make the bonds more marketable.
# Md. Code Ann., GHS § 12-704(a)(21)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-704(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A pledge made by an authority is binding from the time the pledge is made.
# Md. Code Ann., GHS § 12-704(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The lien of the pledge, without any physical delivery or further act, attaches immediately to revenues or property pledged and thereafter received by an authority.
# Md. Code Ann., GHS § 12-704(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The lien is binding against all persons having claims against the authority, whether or not:
# Md. Code Ann., GHS § 12-704(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
those persons have notice of the pledge; or
# Md. Code Ann., GHS § 12-704(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the determination or other instrument has been recorded or filed.
# Md. Code Ann., GHS § 12-704(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-704 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 12–705
(a)
In addition to all other rights that a contract may confer on an obligee of an authority, subject only to binding contractual restrictions, the obligee may:
# Md. Code Ann., GHS § 12-705(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
by a writ of mandamus or a proceeding at law or in equity, compel the authority and the authority’s commissioners, officers, agents, or employees to perform each term, provision, and covenant contained in a contract of the authority with or for the benefit of the obligee;
# Md. Code Ann., GHS § 12-705(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
require the carrying out of any covenant or agreement of the authority and the fulfillment of all duties imposed on the authority by this Division II; and
# Md. Code Ann., GHS § 12-705(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
by a proceeding in equity, enjoin any unlawful act or thing or the violation of any right of the obligee.
# Md. Code Ann., GHS § 12-705(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 12-705(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
By resolution, trust indenture, mortgage, lease, or other contract, an authority may confer the right to take action under subsection (c) of this section if a default, as defined in the resolution or instrument, occurs.
# Md. Code Ann., GHS § 12-705(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The right may be conferred on an obligee that:
# Md. Code Ann., GHS § 12-705(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
holds or represents a specified amount in bonds or notes; or
# Md. Code Ann., GHS § 12-705(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
holds a mortgage, deed of trust, security instrument, or lease.
# Md. Code Ann., GHS § 12-705(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 12-705(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An obligee that has the right under subsection (b) of this section to take action under this subsection may, by a proceeding in a court of competent jurisdiction:
# Md. Code Ann., GHS § 12-705(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
have possession of all or part of a housing project surrendered to any such obligee;
# Md. Code Ann., GHS § 12-705(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
require the authority and its commissioners to account as if the authority and its commissioners were trustees of an express trust; and
# Md. Code Ann., GHS § 12-705(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
have a receiver appointed for all or part of a housing project and its rents and profits.
# Md. Code Ann., GHS § 12-705(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If a receiver is appointed, the receiver may:
# Md. Code Ann., GHS § 12-705(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
enter and take possession of the housing project or any part of the housing project;
# Md. Code Ann., GHS § 12-705(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
operate and maintain it; and
# Md. Code Ann., GHS § 12-705(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
collect and receive all fees, rents, revenues, or other charges thereafter arising from it.
# Md. Code Ann., GHS § 12-705(c)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The receiver shall keep the money in a separate account or accounts and apply the money in accordance with the obligations of the authority as the court directs.
# Md. Code Ann., GHS § 12-705(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 12-705 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 13-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Annapolis Authority” means the Housing Authority of the City of Annapolis.
# Md. Code Ann., GHS § 13-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Commissioner” means a Commissioner of the Annapolis Authority.
# Md. Code Ann., GHS § 13-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–102
Title 12 of this article applies to the Annapolis Authority except where it is inconsistent with this title.
# Md. Code Ann., GHS § 13-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–103
The Housing Authority of the City of Annapolis is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 13-103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 13-103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–104
(a)
# Md. Code Ann., GHS § 13-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Annapolis Authority consists of seven Commissioners appointed by the Mayor of Annapolis and approved by the Annapolis City Council.
# Md. Code Ann., GHS § 13-104(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Of the seven Commissioners:
# Md. Code Ann., GHS § 13-104(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
one shall be a tenant of an Annapolis Authority property other than an Annapolis Authority property for seniors; and
# Md. Code Ann., GHS § 13-104(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
one shall be a tenant of an Annapolis Authority property for seniors.
# Md. Code Ann., GHS § 13-104(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 13-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a Commissioner is 5 years.
# Md. Code Ann., GHS § 13-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The terms of Commissioners are staggered as required by the terms provided for Commissioners on October 1, 2006.
# Md. Code Ann., GHS § 13-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
At the end of a term, a Commissioner continues to serve until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 13-104(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A Commissioner who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 13-104(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 13-104(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, a Commissioner while in office and for 2 years after leaving office may not be employed by the Annapolis Authority for compensation on a permanent or temporary full-time, part-time, contractual, or other basis.
# Md. Code Ann., GHS § 13-104(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to approval by the Mayor of Annapolis and by the United States Department of Housing and Urban Development, the prohibition contained in paragraph (1) of this subsection may be waived for good cause shown.
# Md. Code Ann., GHS § 13-104(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–105
(a)
Notwithstanding any other law, the Annapolis Authority’s Commissioners, Executive Director, and deputy directors are local officials under any public ethics law of the Annapolis City Council.
# Md. Code Ann., GHS § 13-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 13-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
When first retained by the Annapolis Authority, attorneys and consultants shall disclose potential conflicts of interest relating to representation of the Annapolis Authority.
# Md. Code Ann., GHS § 13-105(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Annapolis Authority shall adopt regulations to carry out this subsection.
# Md. Code Ann., GHS § 13-105(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–106
The Annapolis Authority may remove the Executive Director by the affirmative vote of at least five Commissioners.
# Md. Code Ann., GHS § 13-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–107
(a)
# Md. Code Ann., GHS § 13-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (3) of this subsection, the Annapolis Authority shall publish notice of each of its meetings in at least two newspapers of general circulation in the City of Annapolis at least 7 days before the meeting.
# Md. Code Ann., GHS § 13-107(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The notice shall contain:
# Md. Code Ann., GHS § 13-107(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the date, time, and place of the meeting; and
# Md. Code Ann., GHS § 13-107(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a summary of the subject matter to be considered at the meeting.
# Md. Code Ann., GHS § 13-107(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The Chair of the Annapolis Authority may waive the notice required under paragraph (1) of this subsection for an emergency meeting if:
# Md. Code Ann., GHS § 13-107(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
notice cannot reasonably be given; and
# Md. Code Ann., GHS § 13-107(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
minutes of the emergency meeting will be included in the minutes of the next open meeting of the Annapolis Authority.
# Md. Code Ann., GHS § 13-107(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The Annapolis Authority may add an item to the agenda for the meeting after publication of the notice if the item is necessary to the business of the Annapolis Authority and could not reasonably have been placed on the agenda when the notice was published.
# Md. Code Ann., GHS § 13-107(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 13-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Annapolis Authority may meet in closed session or adjourn an open session and reconvene in a closed session only to:
# Md. Code Ann., GHS § 13-107(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
discuss the appointment, employment, assignment, promotion, discipline, demotion, removal, or resignation of appointees, employees, or officials over whom the Annapolis Authority has jurisdiction;
# Md. Code Ann., GHS § 13-107(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
consider the acquisition of real property for a public purpose and matters directly related to the acquisition;
# Md. Code Ann., GHS § 13-107(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
consult with counsel;
# Md. Code Ann., GHS § 13-107(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
consult with staff, consultants, or other individuals about pending or potential litigation;
# Md. Code Ann., GHS § 13-107(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
comply with a specific constitutional, statutory, or judicially imposed requirement that prevents public disclosures about a particular proceeding or matter; or
# Md. Code Ann., GHS § 13-107(b)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
satisfy an exceptional reason, if at least two–thirds of the Commissioners present vote to find that the reason is so compelling that it overrides the general public policy in favor of open sessions.
# Md. Code Ann., GHS § 13-107(b)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Annapolis Authority meeting in closed session under this section may not discuss or act on any matter not specified under paragraph (1) of this subsection.
# Md. Code Ann., GHS § 13-107(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–108
(a)
Except as provided in subsection (c) of this section, unless the action is approved in advance by the Annapolis Authority at an open meeting, the Annapolis Authority may not:
# Md. Code Ann., GHS § 13-108(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
award a contract exceeding $5,000;
# Md. Code Ann., GHS § 13-108(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
pay more than $350 for official travel, hotel, and meal expenses; or
# Md. Code Ann., GHS § 13-108(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
pay more than $350 for items for personal use, including automobiles.
# Md. Code Ann., GHS § 13-108(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Annapolis Authority may not reimburse a Commissioner or an employee for expenses incurred unless the reimbursement is approved in advance by the Annapolis Authority at an open meeting.
# Md. Code Ann., GHS § 13-108(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
In an emergency, the Annapolis Authority or the Executive Director may award a contract exceeding $5,000 if the contract is brought before the Annapolis Authority for review at its next regularly scheduled meeting.
# Md. Code Ann., GHS § 13-108(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
Money awarded or spent in violation of this section may be recovered by the Annapolis Authority or the City of Annapolis, as appropriate, from the person compensated, together with costs and reasonable attorney’s fees that the court determines.
# Md. Code Ann., GHS § 13-108(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–109
(a)
The Annapolis Authority shall adopt purchasing provisions that conform to the Code of the City of Annapolis.
# Md. Code Ann., GHS § 13-109(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
All purchases by the Annapolis Authority that are not specifically regulated by federal procurement requirements shall be made:
# Md. Code Ann., GHS § 13-109(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
as provided by the provisions adopted under this section; or
# Md. Code Ann., GHS § 13-109(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
as approved by federal authorities.
# Md. Code Ann., GHS § 13-109(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–110
(a)
At least 30 days before submission of the proposed annual operating budget to the United States Department of Housing and Urban Development, the Annapolis Authority shall publish a brief summary of the proposed annual operating budget in at least two newspapers of general circulation in the City of Annapolis.
# Md. Code Ann., GHS § 13-110(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
At least 2 weeks before the submission of a proposed annual operating budget, the Annapolis Authority shall hold an open meeting that gives the public an adequate opportunity to comment to the Executive Director of the Annapolis Authority and its Board of Commissioners.
# Md. Code Ann., GHS § 13-110(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
At least 5 days before the open meeting required under subsection (b) of this section, the Annapolis Authority shall make the proposed annual operating budget available to the public.
# Md. Code Ann., GHS § 13-110(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-110 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–111
(a)
Before March 1 of each year, the Annapolis Authority shall submit an audit of its books and records to the Mayor of Annapolis and City Council of Annapolis.
# Md. Code Ann., GHS § 13-111(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The audit shall:
# Md. Code Ann., GHS § 13-111(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
be performed in accordance with the federal Single Audit Act, 31 U.S.C. §§ 7501-7507;
# Md. Code Ann., GHS § 13-111(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
follow generally accepted governmental auditing standards; and
# Md. Code Ann., GHS § 13-111(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
be performed by an independent certified public accountant approved by the Annapolis Authority and by federal authorities.
# Md. Code Ann., GHS § 13-111(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-111 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 13–112
(a)
Except as provided in subsection (b) of this section, a State public body may not make an exception for the Annapolis Authority to a law, a rule, a regulation, or an ordinance that:
# Md. Code Ann., GHS § 13-112(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
operates in the City of Annapolis; and
# Md. Code Ann., GHS § 13-112(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
relates to:
# Md. Code Ann., GHS § 13-112(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
licensure; or
# Md. Code Ann., GHS § 13-112(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the inspection of real property.
# Md. Code Ann., GHS § 13-112(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A State public body may, for the Annapolis Authority:
# Md. Code Ann., GHS § 13-112(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
extend the time period, within an inspection cycle, for the reinspection of a unit that fails an initial inspection; or
# Md. Code Ann., GHS § 13-112(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
waive a fee or fine that is associated with the licensure or inspection of real property.
# Md. Code Ann., GHS § 13-112(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 13-112 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 14–101
Title 12 of this article applies to the Housing Commission of Anne Arundel County, formerly the Housing Authority of Anne Arundel County, except where it is inconsistent with this title.
# Md. Code Ann., GHS § 14-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 14–102
The Housing Commission of Anne Arundel County is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 14-102(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 14-102(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 14-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 14–103
(a)
The Housing Commission of Anne Arundel County consists of seven Commissioners, appointed by the County Executive.
# Md. Code Ann., GHS § 14-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The term of a Commissioner is 4 years coterminous with that of the County Executive.
# Md. Code Ann., GHS § 14-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A Commissioner who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 14-103(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 14-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 15-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Baltimore Authority” means the Housing Authority of Baltimore City.
# Md. Code Ann., GHS § 15-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 15-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Housing project” means a work or undertaking that is planned, acquired, owned, used, developed, constructed, reconstructed, rehabilitated, or improved to provide:
# Md. Code Ann., GHS § 15-101(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
housing, of which a substantial part shall be for persons of eligible income; and
# Md. Code Ann., GHS § 15-101(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
streets, roads, sewers, water service, and other supporting public or private commercial, educational, cultural, recreational, community, or civic facilities that are needed for sound community development.
# Md. Code Ann., GHS § 15-101(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Housing project” includes lands, buildings, improvements, and other real or personal property.
# Md. Code Ann., GHS § 15-101(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Person of eligible income” means an individual or a family that lacks sufficient income or assets without financial assistance to live in decent, safe, and sanitary housing without overcrowding.
# Md. Code Ann., GHS § 15-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 15-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–102
Title 12 of this article applies to the Baltimore Authority except where it is inconsistent with this title.
# Md. Code Ann., GHS § 15-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–103
The General Assembly finds that:
(1)
in Baltimore City and in the area of operation of the Baltimore Authority there is unsafe and unsanitary housing, and there is a critical shortage of decent, safe, and sanitary housing that persons of eligible income can afford to rent or buy;
# Md. Code Ann., GHS § 15-103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
as a result of this shortage, persons of eligible income must occupy overcrowded and congested housing or must pay too much of their income for shelter;
# Md. Code Ann., GHS § 15-103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
these conditions require too much public money to be spent for public health and safety, fire and accident protection, crime prevention and punishment, and other public services and facilities;
# Md. Code Ann., GHS § 15-103(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the shortage of decent, safe, and sanitary housing cannot be wholly relieved through private enterprise, and therefore building housing for persons of eligible income and spending public money to help get it built do not compete with private enterprise;
# Md. Code Ann., GHS § 15-103(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the construction and operation of housing to remedy the conditions described in this section and the implementation of this title are valid public purposes and essential government functions for which public money may be spent; and
# Md. Code Ann., GHS § 15-103(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the provisions of this title are necessary in the public interest.
# Md. Code Ann., GHS § 15-103(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 15-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–104
The Housing Authority of Baltimore City is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 15-104(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 15-104(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 15-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–105
(a)
In addition to the powers listed elsewhere in this Division II and any powers given by local law, the Baltimore Authority within its area of operation may:
# Md. Code Ann., GHS § 15-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make mortgage loans;
# Md. Code Ann., GHS § 15-105(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make rent subsidy payments to or for persons of eligible income;
# Md. Code Ann., GHS § 15-105(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make construction loans and long-term mortgage loans to any person to produce housing for persons of eligible income; and
# Md. Code Ann., GHS § 15-105(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
purchase and insure mortgages secured by housing for persons of eligible income.
# Md. Code Ann., GHS § 15-105(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Not more than 80% of the residents of a housing project may have incomes above the levels for persons of eligible income.
# Md. Code Ann., GHS § 15-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The listing of powers in this section does not imply that the exercise of those powers by the Baltimore Authority before July 1, 1990, was unauthorized.
# Md. Code Ann., GHS § 15-105(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The power of the Baltimore Authority to rent housing to persons of eligible income is not limited by § 12-402 of this article.
# Md. Code Ann., GHS § 15-105(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 15-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–106
An employee of the Baltimore City Department of Housing and Community Development or of any unit succeeding to its functions may be a Commissioner of the Baltimore Authority.
# Md. Code Ann., GHS § 15-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–107
A housing project may not be commenced, arranged, contracted for, or carried out in the City of Baltimore unless the Board of Estimates of Baltimore City approves its location.
# Md. Code Ann., GHS § 15-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–108
(a)
In this section, “Baltimore Authority police officer” means a member of the Housing Authority of Baltimore City Police Force who, when acting in an official capacity, may make arrests.
# Md. Code Ann., GHS § 15-108(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
There is a Housing Authority of Baltimore City Police Force.
# Md. Code Ann., GHS § 15-108(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Executive Director of the Baltimore Authority or the Director’s designee shall appoint the Baltimore Authority police officers.
# Md. Code Ann., GHS § 15-108(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 15-108(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
A Baltimore Authority police officer has all of the powers of a law enforcement officer in the State.
# Md. Code Ann., GHS § 15-108(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
A Baltimore Authority police officer may exercise these powers on property that is owned, leased, operated by, or under the control of the Baltimore Authority.
# Md. Code Ann., GHS § 15-108(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A Baltimore Authority police officer may exercise these powers elsewhere only if:
# Md. Code Ann., GHS § 15-108(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
doing so is necessary to facilitate the orderly flow of traffic to or from property that is owned, leased, operated by, or under the control of the Baltimore Authority; or
# Md. Code Ann., GHS § 15-108(d)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the officer is:
# Md. Code Ann., GHS § 15-108(d)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
ordered to do so by the Mayor of Baltimore City;
# Md. Code Ann., GHS § 15-108(d)(3)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
asked or authorized to do so by the Police Commissioner of Baltimore City; or
# Md. Code Ann., GHS § 15-108(d)(3)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
engaged in fresh pursuit of a suspected offender.
# Md. Code Ann., GHS § 15-108(d)(3)(ii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 15-108(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Baltimore Authority shall adopt standards, qualifications, and prerequisites of character, training, education, human and public relations, experience, and performance for Baltimore Authority police officers.
# Md. Code Ann., GHS § 15-108(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
To the extent feasible, the standards shall be similar to those adopted for the Baltimore City Police Department.
# Md. Code Ann., GHS § 15-108(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 15-108(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This section does not:
# Md. Code Ann., GHS § 15-108(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
treat a Baltimore Authority police officer as a member of the Baltimore City Police Department; or
# Md. Code Ann., GHS § 15-108(f)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
affect the salary, benefits, or retirement program of an employee of the Baltimore Authority.
# Md. Code Ann., GHS § 15-108(f)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The list of powers in this section does not imply that the exercise of powers by the Baltimore Authority before July 1, 1991, was unauthorized.
# Md. Code Ann., GHS § 15-108(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 15-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 15–109
(a)
# Md. Code Ann., GHS § 15-109(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Baltimore Authority may recognize and engage in collective bargaining with the exclusive bargaining representatives of all appropriate employee bargaining units, including units consisting of:
# Md. Code Ann., GHS § 15-109(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
maintenance, housekeeping, and technical personnel;
# Md. Code Ann., GHS § 15-109(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
administrative and clerical personnel; and
# Md. Code Ann., GHS § 15-109(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
supervisory personnel.
# Md. Code Ann., GHS § 15-109(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The power under paragraph (1) of this section includes the power of the Baltimore Authority to:
# Md. Code Ann., GHS § 15-109(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
deal with and, through an exclusive bargaining representative, address grievances and settle disputes;
# Md. Code Ann., GHS § 15-109(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
meet and bargain in good faith with an exclusive bargaining representative about wages, hours, working conditions, and other terms and conditions of employment to form a binding labor agreement; and
# Md. Code Ann., GHS § 15-109(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
draft and execute labor agreements that last not more than 3 consecutive fiscal years.
# Md. Code Ann., GHS § 15-109(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A bargaining unit under paragraph (1) of this subsection may not include:
# Md. Code Ann., GHS § 15-109(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
confidential employees;
# Md. Code Ann., GHS § 15-109(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
contractual employees employed for less than 5 consecutive years;
# Md. Code Ann., GHS § 15-109(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
probationary employees;
# Md. Code Ann., GHS § 15-109(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
attorneys in the general counsel’s office;
# Md. Code Ann., GHS § 15-109(a)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
supervisors, as defined in 29 U.S.C. § 152(11); or
# Md. Code Ann., GHS § 15-109(a)(3)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
employees whose main responsibility is to manage or direct independently the assets and affairs of the Baltimore Authority.
# Md. Code Ann., GHS § 15-109(a)(3)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Baltimore Authority may engage in binding third-party arbitration of:
# Md. Code Ann., GHS § 15-109(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
disputes over a term or condition of employment; and
# Md. Code Ann., GHS § 15-109(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
grievances that relate to the interpretation or application of a written collective bargaining agreement, employment regulation, or work rule.
# Md. Code Ann., GHS § 15-109(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Baltimore Authority may exercise any power that is necessary and appropriate to establish and implement a system of collective bargaining with its employees.
# Md. Code Ann., GHS § 15-109(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 15-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 16-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Commissioner” means a Commissioner of the Montgomery Commission.
# Md. Code Ann., GHS § 16-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Housing project” means an undertaking or project, including lands, buildings and improvements, and real and personal property, that is planned, acquired, owned, used, developed, constructed, reconstructed, rehabilitated, or improved to provide:
# Md. Code Ann., GHS § 16-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
housing, a substantial part of which is for persons of eligible income; and
# Md. Code Ann., GHS § 16-101(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
streets, roads, sewer and water service, and other supporting public or private commercial, educational, cultural, recreational, community, or civic facilities needed for sound community development.
# Md. Code Ann., GHS § 16-101(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Montgomery Commission” means the Housing Opportunities Commission of Montgomery County.
# Md. Code Ann., GHS § 16-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Person of eligible income” means an individual or family that qualifies under § 16-108 of this subtitle.
# Md. Code Ann., GHS § 16-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–102
Title 12 of this article applies to the Montgomery Commission except where it is inconsistent with this title.
# Md. Code Ann., GHS § 16-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–103
This title applies only to Montgomery County.
# Md. Code Ann., GHS § 16-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–104
The General Assembly finds that:
(1)
there is unsafe and unsanitary housing in the county and there is a critical shortage of decent, safe, and sanitary housing that persons of eligible income can afford to rent or buy;
# Md. Code Ann., GHS § 16-104(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
as a result, persons of eligible income must occupy overcrowded and congested housing or must pay too much of their income for shelter;
# Md. Code Ann., GHS § 16-104(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
these conditions cause too much public money to be spent for crime prevention and punishment, public health and safety, fire and accident protection, and other public services and facilities;
# Md. Code Ann., GHS § 16-104(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
there is a public emergency in the county caused in part by rapidly rising construction costs, operating and maintenance expenses, and the increase in conversions of rental housing to condominiums;
# Md. Code Ann., GHS § 16-104(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
the serious problems created by these inflationary conditions and conversions include:
# Md. Code Ann., GHS § 16-104(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a major displacement of large numbers of tenants, including elderly individuals and individuals with disabilities, from their housing;
# Md. Code Ann., GHS § 16-104(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a scarcity of low and moderate income housing on the market as demand for such housing increases;
# Md. Code Ann., GHS § 16-104(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
too few rental units available, planned, or under construction to replace the rental units being converted into condominiums; and
# Md. Code Ann., GHS § 16-104(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
frustration of general plan concepts of balanced housing mix and adequate housing for all economic segments of the community;
# Md. Code Ann., GHS § 16-104(5)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the shortage of decent, safe, and sanitary housing cannot be wholly relieved through private enterprise, and therefore building housing for persons of eligible income and spending public money to help get it built or ready for use do not compete with private enterprise;
# Md. Code Ann., GHS § 16-104(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
to remedy these conditions, construction and operation of such housing as set forth in this title are valid public purposes and essential government functions for which public money may be spent; and
# Md. Code Ann., GHS § 16-104(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
this title is necessary in the public interest.
# Md. Code Ann., GHS § 16-104(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–105
(a)
The Housing Opportunities Commission of Montgomery County, formerly the Housing Authority of Montgomery County, is a public body corporate and politic that:
# Md. Code Ann., GHS § 16-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 16-105(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 16-105(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A committee of the Commission is a public body for the purposes of the Open Meetings Act.
# Md. Code Ann., GHS § 16-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–106
(a)
# Md. Code Ann., GHS § 16-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission consists of seven Commissioners nominated by the County Executive and approved by the County Council.
# Md. Code Ann., GHS § 16-106(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The County Council shall conduct a public interview with each nominee before voting on whether to approve the nominee’s appointment.
# Md. Code Ann., GHS § 16-106(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The term of a Commissioner is 5 years.
# Md. Code Ann., GHS § 16-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Removal of a Commissioner by the County Executive requires the approval of the County Council.
# Md. Code Ann., GHS § 16-106(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–107
(a)
Under the powers given elsewhere in this Division II, the Montgomery Commission may provide housing or housing projects for persons of eligible income, but may do so only in accordance with local law or under a contract with Montgomery County.
# Md. Code Ann., GHS § 16-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
In accordance with subsection (a) of this section and in addition to the powers listed elsewhere in this Division II or given by local law, the Montgomery Commission may:
# Md. Code Ann., GHS § 16-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make mortgage loans and rent subsidy payments to persons of eligible income;
# Md. Code Ann., GHS § 16-107(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make construction loans and long-term mortgage loans to any person to produce housing for persons of eligible income; and
# Md. Code Ann., GHS § 16-107(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
purchase mortgages secured by housing for persons of eligible income.
# Md. Code Ann., GHS § 16-107(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Under the powers listed elsewhere in this Division II, the Montgomery Commission may:
# Md. Code Ann., GHS § 16-107(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
enter into development agreements as may be necessary or convenient in which:
# Md. Code Ann., GHS § 16-107(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
at least 50% of the units are initially occupied by individuals of families whose income individually or as part of a family unit is equal to or less than:
# Md. Code Ann., GHS § 16-107(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
60% of the median income for the statistical area in which the units are located as determined by the federal Office of Management and Budget; or
# Md. Code Ann., GHS § 16-107(c)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
a lesser income that may be determined by the chief elected official or chief elected official’s designee in the jurisdiction in which the property is located; or
# Md. Code Ann., GHS § 16-107(c)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
at least 20% of the units are initially occupied by individuals who are eligible for federal subsidies; and
# Md. Code Ann., GHS § 16-107(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
contract to furnish services, consultation, advice, and assistance to other housing authorities or other persons in or outside of the State to assist in developing, managing, renovating, or constructing housing described under item (1) of this subsection.
# Md. Code Ann., GHS § 16-107(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–107.1
The Montgomery Commission shall:
(1)
prepare written minutes of each meeting as soon as practicable after the meeting; and
# Md. Code Ann., GHS § 16-107.1(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
stream live video of the open meetings of the Montgomery Commission.
# Md. Code Ann., GHS § 16-107.1(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-107.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–108
(a)
An individual or family qualifies as a person of eligible income if the individual or family lacks enough income or assets without financial assistance to live in decent, safe, and sanitary housing without overcrowding.
# Md. Code Ann., GHS § 16-108(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-108(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The County Executive, or the County Executive’s designee, shall determine whether an individual or family qualifies as a person of eligible income.
# Md. Code Ann., GHS § 16-108(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For elderly individuals, individuals with disabilities, and other individuals or families with special needs, the County Executive or the County Executive’s designee may adjust the requirements for qualifying as a person of eligible income if the County Executive or designee considers that other standards are more appropriate to achieve the public purposes stated in this subtitle.
# Md. Code Ann., GHS § 16-108(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A determination made under this subsection is conclusive of the matters determined.
# Md. Code Ann., GHS § 16-108(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-108(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The County Executive may change the definition of “person of eligible income” by issuing a proposed regulation.
# Md. Code Ann., GHS § 16-108(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The regulation shall take effect only after a public hearing held in accordance with procedures established by the County Council.
# Md. Code Ann., GHS § 16-108(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-108 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–109
A substantial part of the housing in a housing project is deemed to be for persons of eligible income if:
(1)
after financing is provided by the Montgomery Commission, 50% or more of the housing units are occupied first by persons of eligible income;
# Md. Code Ann., GHS § 16-109(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
20% or more of the housing units are for low-income persons who are assisted or who are eligible to be assisted with federal subsidies; or
# Md. Code Ann., GHS § 16-109(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the owners of the housing certify to the Montgomery Commission that they will make their best efforts to meet the standard under item (1) or (2) of this section.
# Md. Code Ann., GHS § 16-109(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-109 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–110
(a)
By May 1 each year, the Montgomery Commission shall submit its proposed budget to the County Council.
# Md. Code Ann., GHS § 16-110(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The public shall have an appropriate opportunity to comment on the proposed budget.
# Md. Code Ann., GHS § 16-110(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-110 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–111
(a)
On or before November 30 each year, the Montgomery Commission shall issue a financial report for the previous fiscal year based on a certified audit.
# Md. Code Ann., GHS § 16-111(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-111(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On or before December 15 each year, the Montgomery Commission shall publish on its website:
# Md. Code Ann., GHS § 16-111(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the financial report issued under subsection (a) of this section; and
# Md. Code Ann., GHS § 16-111(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a full and complete copy of the certified audit report for the previous fiscal year.
# Md. Code Ann., GHS § 16-111(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to paragraph (3) of this subsection, in performing the duties required under paragraph (1) of this subsection, the Montgomery Commission shall publish all information in a public record that relates to a financial report or a certified audit report of which the Montgomery Commission is not specifically required to deny an inspection under the Public Information Act.
# Md. Code Ann., GHS § 16-111(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Paragraph (2) of this subsection may not be construed as a waiver of information that is protected by privilege.
# Md. Code Ann., GHS § 16-111(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-111 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–112
(a)
The County Executive and County Council may require an audit of the books of the Montgomery Commission.
# Md. Code Ann., GHS § 16-112(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
To perform the audit, the County Executive and County Council may choose:
# Md. Code Ann., GHS § 16-112(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an independent certified public accountant licensed by the State; or
# Md. Code Ann., GHS § 16-112(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a firm of certified public accountants licensed by the State.
# Md. Code Ann., GHS § 16-112(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Montgomery Commission shall pay for the audit out of its operating budget.
# Md. Code Ann., GHS § 16-112(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-112 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–113
(a)
# Md. Code Ann., GHS § 16-113(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
In this section the following words have the meanings indicated.
# Md. Code Ann., GHS § 16-113(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 16-113(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
“Payee” means a person that receives from the Montgomery Commission an aggregate payment of at least $25,000 in a single fiscal year.
# Md. Code Ann., GHS § 16-113(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
“Payee” does not include:
# Md. Code Ann., GHS § 16-113(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
an employee of the Montgomery Commission with respect to the employee’s compensation; or
# Md. Code Ann., GHS § 16-113(a)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
a retiree of the Montgomery Commission with respect to the retiree’s retirement allowance.
# Md. Code Ann., GHS § 16-113(a)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
“Payment data” means, at a minimum, the following information for a particular fiscal year:
# Md. Code Ann., GHS § 16-113(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the name of each payee that received a payment from the Montgomery Commission;
# Md. Code Ann., GHS § 16-113(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the location of the payee by postal zip code;
# Md. Code Ann., GHS § 16-113(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the amount of the payment; and
# Md. Code Ann., GHS § 16-113(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the purpose of the payment.
# Md. Code Ann., GHS § 16-113(a)(3)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
“Searchable website” means a website created in accordance with this section that allows a user to search and display payment data of the Montgomery Commission.
# Md. Code Ann., GHS § 16-113(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
On or before December 1, 2021, the Montgomery Commission shall report payment data in accordance with subsection (c) of this section.
# Md. Code Ann., GHS § 16-113(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-113(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission shall develop and operate a single searchable website accessible to the public at no cost.
# Md. Code Ann., GHS § 16-113(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The searchable website shall allow a user to:
# Md. Code Ann., GHS § 16-113(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
search payment data for fiscal year 2020 and each fiscal year thereafter; and
# Md. Code Ann., GHS § 16-113(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
search by the following data fields:
# Md. Code Ann., GHS § 16-113(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
payee name; and
# Md. Code Ann., GHS § 16-113(c)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
payee zip code.
# Md. Code Ann., GHS § 16-113(c)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
This section may not be construed to require the disclosure of information that is required to be kept confidential under federal, State, or local law.
# Md. Code Ann., GHS § 16-113(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-113 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–201
(a)
Montgomery County may provide by local law for the county’s guarantee of the principal and interest on bonds that the Montgomery Commission issues:
# Md. Code Ann., GHS § 16-201(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
to finance the acquisition, provision, development, or rehabilitation of housing at rental rates and prices not being offered in adequate quantity by the private sector; or
# Md. Code Ann., GHS § 16-201(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
to finance wholly or partly:
# Md. Code Ann., GHS § 16-201(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
mortgage loans secured by the housing; and
# Md. Code Ann., GHS § 16-201(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
fund-related reserves and costs that are approved under this subtitle.
# Md. Code Ann., GHS § 16-201(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
When a mortgage loan is financed partly by bonds guaranteed by Montgomery County and partly by bonds not so guaranteed, the part of the mortgage loan that is financed by bonds not so guaranteed shall be insured by:
# Md. Code Ann., GHS § 16-201(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Federal Housing Administration;
# Md. Code Ann., GHS § 16-201(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the Maryland Housing Fund;
# Md. Code Ann., GHS § 16-201(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a private mortgage insurer that is:
# Md. Code Ann., GHS § 16-201(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
authorized to do business in the State; and
# Md. Code Ann., GHS § 16-201(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
approved by the Federal National Mortgage Association or the Federal National Mortgage Loan Corporation; or
# Md. Code Ann., GHS § 16-201(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
more than one of these insurers.
# Md. Code Ann., GHS § 16-201(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-201 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–202
(a)
# Md. Code Ann., GHS § 16-202(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission shall meet the terms and conditions that the county government imposes in guaranteeing bonds issued under this subtitle and § 12-702 of this article.
# Md. Code Ann., GHS § 16-202(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If guaranteed revenue bonds are to finance the total cost of the housing, the Montgomery Commission shall meet any requirements that the county government imposes after the bonds are issued to protect the financial solvency of the housing project.
# Md. Code Ann., GHS § 16-202(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The total principal of the bonds guaranteed under this subtitle may not exceed $50,000,000.
# Md. Code Ann., GHS § 16-202(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-202 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–203
(a)
Except as provided in subsections (b) and (c) of this section, the bonds authorized to be guaranteed under this subtitle are subject to § 312 of the County Charter.
# Md. Code Ann., GHS § 16-203(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The bonds may be structured with:
# Md. Code Ann., GHS § 16-203(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
substantially level debt service payments; and
# Md. Code Ann., GHS § 16-203(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
interest-only payments during the projected period for construction or rehabilitation of the housing project financed with bonds issued under this subtitle and § 12-702 of this article.
# Md. Code Ann., GHS § 16-203(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-203(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The bonds shall be issued on a serial maturity plan.
# Md. Code Ann., GHS § 16-203(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Part of each issue may be sold as term bonds structured with mandatory sinking fund payments, if required for market acceptance and approved by the county government in the manner specified by the County Council resolution adopted under § 16-206 of this subtitle.
# Md. Code Ann., GHS § 16-203(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-203 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–204
(a)
# Md. Code Ann., GHS § 16-204(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On determining to issue bonds, the Montgomery Commission shall provide to the County Executive information about the bonds and the housing projects benefiting from the bond proceeds.
# Md. Code Ann., GHS § 16-204(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The information shall include:
# Md. Code Ann., GHS § 16-204(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the terms and conditions of the bonds;
# Md. Code Ann., GHS § 16-204(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
an estimate of the bond interest rate and the basis for the estimate;
# Md. Code Ann., GHS § 16-204(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the estimated timing and other provisions about the advertising and sale of the bonds;
# Md. Code Ann., GHS § 16-204(a)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a description of the proposed housing project, with detailed estimates of construction and related costs to make it ready to rent or sell;
# Md. Code Ann., GHS § 16-204(a)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
detailed estimates of operating costs and debt service;
# Md. Code Ann., GHS § 16-204(a)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
schedules of reserves for depreciation and major maintenance;
# Md. Code Ann., GHS § 16-204(a)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
separate schedules that show how, after allowance for vacancies, revenues are expected to cover:
# Md. Code Ann., GHS § 16-204(a)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
operating costs;
# Md. Code Ann., GHS § 16-204(a)(2)(vii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
debt service and capital costs; and
# Md. Code Ann., GHS § 16-204(a)(2)(vii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
reserves for depreciation and major maintenance;
# Md. Code Ann., GHS § 16-204(a)(2)(vii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
separate schedules that:
# Md. Code Ann., GHS § 16-204(a)(2)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
show the cost, benefit, and effect on rent schedules of added safeguards to ensure solvency of the housing project;
# Md. Code Ann., GHS § 16-204(a)(2)(viii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
address devices such as mortgage insurance and debt service reserves; and
# Md. Code Ann., GHS § 16-204(a)(2)(viii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
state the recommendation of the Montgomery Commission on use of those devices;
# Md. Code Ann., GHS § 16-204(a)(2)(viii)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
a description of the terms and conditions for construction of the housing project, including any safeguards against construction default and the conditions under which construction financing is to be provided by the Montgomery Commission; and
# Md. Code Ann., GHS § 16-204(a)(2)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
a description of the accounting system for recording and controlling expenditures of bond funds, debt service, operating costs, reserves, and revenues.
# Md. Code Ann., GHS § 16-204(a)(2)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Each housing project shall be established as an independent accounting entity for revenues, expenditures, debt service, and reserves.
# Md. Code Ann., GHS § 16-204(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-204 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–205
(a)
The local law implementing this subtitle shall provide procedures for review and approval of the issuance of bonds guaranteed by the county government.
# Md. Code Ann., GHS § 16-205(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-205(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The procedures shall include requirements for the County Executive to:
# Md. Code Ann., GHS § 16-205(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
comment on the feasibility of the proposed bond guarantee and each housing project contemplated by the proposed bond guarantee; and
# Md. Code Ann., GHS § 16-205(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
recommend whether the proposed bond guarantee should be approved and any terms and conditions for approval.
# Md. Code Ann., GHS § 16-205(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the County Executive recommends approval, the recommendation shall include a statement that the proposed housing project is fully self-supporting.
# Md. Code Ann., GHS § 16-205(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 16-205(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Except as provided in subparagraph (ii) of this paragraph, a recommendation by the County Executive to approve the proposed bond guarantee shall be supported by an acceptable independent feasibility study or studies that the Montgomery Commission submits.
# Md. Code Ann., GHS § 16-205(b)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The County Executive may waive the feasibility study requirement for a housing project financed, insured, or assisted by the State or the federal government.
# Md. Code Ann., GHS § 16-205(b)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-205 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–206
(1)
After considering the recommendations of the County Executive and holding a public hearing, the County Council shall approve, approve with modifications, or disapprove the proposed bond guarantee.
# Md. Code Ann., GHS § 16-206(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The County Council shall state the terms and conditions of an approved bond guarantee, including:
# Md. Code Ann., GHS § 16-206(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the maximum interest payable;
# Md. Code Ann., GHS § 16-206(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the terms of the bond issue;
# Md. Code Ann., GHS § 16-206(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the purposes for which the bond proceeds may be expended; and
# Md. Code Ann., GHS § 16-206(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the method of controlling the expenditures of the bond proceeds and the revenues and expenditures for housing projects financed by the bond proceeds.
# Md. Code Ann., GHS § 16-206(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-206 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–207
(a)
# Md. Code Ann., GHS § 16-207(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An approval of a bond guarantee by the County Council shall be submitted to the County Executive within 3 days for concurrence or disapproval.
# Md. Code Ann., GHS § 16-207(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the County Executive does not communicate disapproval and reasons for the disapproval to the County Council within 10 days after receipt of an approval of a bond guarantee from the Council, the Council’s approval shall stand.
# Md. Code Ann., GHS § 16-207(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The County Council may override a disapproval of a bond guarantee by a vote of at least six members.
# Md. Code Ann., GHS § 16-207(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The County Council may rescind an approval of a bond guarantee by resolution adopted:
# Md. Code Ann., GHS § 16-207(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
before the advertisement of the bonds; or
# Md. Code Ann., GHS § 16-207(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
if the sale is to be private, before the earlier of:
# Md. Code Ann., GHS § 16-207(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the sale of the bonds; and
# Md. Code Ann., GHS § 16-207(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the distribution of a related offering circular.
# Md. Code Ann., GHS § 16-207(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-207 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–208
(a)
On request of the Montgomery Commission, the county may allocate by local law a part of the total guarantee authorized by this subtitle in an amount that the local law determines.
# Md. Code Ann., GHS § 16-208(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-208(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Without further approval by the County Council, the County Executive may approve by executive order the use of all or part of the allocation authorized under subsection (a) of this section as a bond guarantee.
# Md. Code Ann., GHS § 16-208(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Montgomery Commission may then issue bonds guaranteed by as much of the allocation as the County Executive has approved as a bond guarantee, and the proceeds of the bonds shall be used to:
# Md. Code Ann., GHS § 16-208(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
finance wholly or partly mortgage loans secured by housing; and
# Md. Code Ann., GHS § 16-208(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
fund related reserves and costs approved under this subtitle.
# Md. Code Ann., GHS § 16-208(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-208 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–209
(a)
# Md. Code Ann., GHS § 16-209(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission shall provide annually to the county government an audit of each housing project financed by bonds guaranteed by the county.
# Md. Code Ann., GHS § 16-209(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The audit shall be done by:
# Md. Code Ann., GHS § 16-209(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
an independent certified public accountant licensed by the State; or
# Md. Code Ann., GHS § 16-209(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a firm of independent certified public accountants licensed by the State.
# Md. Code Ann., GHS § 16-209(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The accountant or firm of accountants shall provide appropriate certified financial statements and a management letter on the financial soundness of the housing project.
# Md. Code Ann., GHS § 16-209(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The county government may undertake financial and compliance audits on housing projects financed by bonds guaranteed under this subtitle.
# Md. Code Ann., GHS § 16-209(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-209 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–210
A bond stating in substance that it has been issued by the Montgomery Commission to help finance a housing project for persons of eligible income shall be considered to have been issued for that purpose in a proceeding in which the validity or enforceability of the bond or the security for the bond is in question.
# Md. Code Ann., GHS § 16-210 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–211
Montgomery Commission bonds may be sold at a public or private sale in the manner and on the terms authorized by resolution of the Montgomery Commission.
# Md. Code Ann., GHS § 16-211 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–301
This subtitle does not apply to:
(1)
an attorney in the General Counsel’s office;
# Md. Code Ann., GHS § 16-301(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an employee who assists or acts in a confidential capacity for an individual who formulates, determines, or carries out management policies in the field of labor-management relations;
# Md. Code Ann., GHS § 16-301(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
a Montgomery Commission merit system employee during the employee’s initial probationary period; or
# Md. Code Ann., GHS § 16-301(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
a supervisor, as defined in § 2(11) of the National Labor Relations Act, 29 U.S.C. § 152(11).
# Md. Code Ann., GHS § 16-301(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-301 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–302
(a)
Montgomery Commission employees are divided into two bargaining units:
# Md. Code Ann., GHS § 16-302(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the office/professional/technical unit; and
# Md. Code Ann., GHS § 16-302(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the service/labor/trade unit.
# Md. Code Ann., GHS § 16-302(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The office/professional/technical unit includes:
# Md. Code Ann., GHS § 16-302(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
office classification titles in which employees are responsible for communications, recording and retrieving information, and paperwork required in an office;
# Md. Code Ann., GHS § 16-302(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
professional classification titles in which employees have special or theoretical knowledge that usually is acquired through college training, other training that provides comparable knowledge, or work experience;
# Md. Code Ann., GHS § 16-302(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
paraprofessional classification titles in which employees perform, in a supportive role, some duties of a professional or technician that usually require less formal training or experience than those duties performed by those with professional or technical status; and
# Md. Code Ann., GHS § 16-302(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
technical classification titles in which employees have both basic scientific or technical knowledge and manual skill that are usually acquired through specialized postsecondary school education or through equivalent on-the-job training.
# Md. Code Ann., GHS § 16-302(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The service/labor/trade unit includes:
# Md. Code Ann., GHS § 16-302(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
classification titles in which employees:
# Md. Code Ann., GHS § 16-302(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
perform service and maintenance;
# Md. Code Ann., GHS § 16-302(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
may operate specialized machinery or heavy equipment; and
# Md. Code Ann., GHS § 16-302(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
have duties that contribute to the comfort and convenience of the public or to the upkeep and care of Montgomery Commission buildings, facilities, or grounds; and
# Md. Code Ann., GHS § 16-302(c)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
classification titles in which employees must have a special manual skill and thorough knowledge of processes that are acquired through on-the-job training, experience, apprenticeship, or formal training programs.
# Md. Code Ann., GHS § 16-302(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-302 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–303
(a)
# Md. Code Ann., GHS § 16-303(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission shall recognize the right of an employee organization certified under this subtitle as the exclusive representative of a bargaining unit to represent the employees of the bargaining unit in collective bargaining and in the settlement of grievances.
# Md. Code Ann., GHS § 16-303(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If a single employee organization is certified to represent more than one bargaining unit, the Montgomery Commission shall negotiate a single contract with that organization covering all employees the organization represents.
# Md. Code Ann., GHS § 16-303(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-303(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An employee organization certified as the exclusive representative of a bargaining unit shall:
# Md. Code Ann., GHS § 16-303(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
serve as the only bargaining agent for the unit in collective bargaining; and
# Md. Code Ann., GHS § 16-303(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
except as provided in subsection (c) of this section, represent all employees in the unit fairly and without discrimination.
# Md. Code Ann., GHS § 16-303(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
An employee organization meets the requirements of paragraph (1)(ii) of this subsection as long as its actions are not arbitrary, discriminatory, or in bad faith toward an employee in the bargaining unit.
# Md. Code Ann., GHS § 16-303(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-303(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The exclusive representative may require an employee who does not pay membership dues or equivalent fees to pay:
# Md. Code Ann., GHS § 16-303(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the reasonable costs and fees, including expenses for staff time and materials, arbitrator fees, and related attorney’s fees, for filing a grievance or arbitrating a matter that arises under a collective bargaining agreement negotiated under this subtitle brought by the exclusive representative at the request of the employee; and
# Md. Code Ann., GHS § 16-303(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
any anticipated proportional costs and fees before a grievance is filed or arbitration is pursued.
# Md. Code Ann., GHS § 16-303(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Failure by the employee to pay the costs and fees required under paragraph (1) of this subsection shall relieve the exclusive representative of any further responsibility to the employee.
# Md. Code Ann., GHS § 16-303(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A dispute concerning the reasonableness of the costs and fees imposed under paragraph (1) of this subsection shall be submitted to the labor relations administrator in accordance with the procedures established under § 16–318 of this subtitle for unfair labor practices.
# Md. Code Ann., GHS § 16-303(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 16-303(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
An exclusive representative’s duty of fair representation owed to a public employee who is in the bargaining unit shall be limited to the negotiation and enforcement of the terms of the collective bargaining agreement with the public employer.
# Md. Code Ann., GHS § 16-303(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Nothing in this subsection may be construed to limit an employee organization from providing only to the organization’s members legal, economic, or job–related services or benefits outside the collective bargaining agreement.
# Md. Code Ann., GHS § 16-303(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-303 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–304
(a)
The exclusive representative or representatives and the Montgomery Commission shall appoint a labor relations administrator from a list of five nominees on whom they have agreed.
# Md. Code Ann., GHS § 16-304(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The term of the labor relations administrator is 5 years.
# Md. Code Ann., GHS § 16-304(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A labor relations administrator is eligible for reappointment.
# Md. Code Ann., GHS § 16-304(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-304 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–305
(a)
An employee organization that is certified or that seeks certification as an exclusive representative shall submit to the labor relations administrator a copy of the employee organization’s constitution and bylaws and any amendment to them.
# Md. Code Ann., GHS § 16-305(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The constitution or bylaws shall include:
# Md. Code Ann., GHS § 16-305(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
a pledge that the employee organization accepts members without regard to age, marital status, national origin, race, religion, disabilities, sex, sexual orientation, or gender identity;
# Md. Code Ann., GHS § 16-305(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the right of members to participate in the affairs of the employee organization;
# Md. Code Ann., GHS § 16-305(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
procedures for periodic elections of officers by secret ballot;
# Md. Code Ann., GHS § 16-305(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
fair procedures governing disciplinary actions;
# Md. Code Ann., GHS § 16-305(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
procedures for the accurate accounting of all income and expenditures;
# Md. Code Ann., GHS § 16-305(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
a requirement that a certified annual financial report be produced; and
# Md. Code Ann., GHS § 16-305(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
the right of members to inspect the employee organization’s accounts.
# Md. Code Ann., GHS § 16-305(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-305 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–306
(a)
The labor relations administrator shall hold an election for an exclusive representative after:
# Md. Code Ann., GHS § 16-306(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an employee organization shows by petition that at least 30% of the eligible employees in a bargaining unit support representation by an exclusive representative for collective bargaining; or
# Md. Code Ann., GHS § 16-306(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an employee or an employee organization shows by petition that at least 30% of the eligible employees in a bargaining unit no longer support the current exclusive representative.
# Md. Code Ann., GHS § 16-306(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-306(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Elections may not be held:
# Md. Code Ann., GHS § 16-306(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
within 1 year after the date of an election under this subtitle; or
# Md. Code Ann., GHS § 16-306(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
except as provided in paragraph (2) of this subsection, during the term of a collective bargaining agreement.
# Md. Code Ann., GHS § 16-306(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
During the term of a collective bargaining agreement, a petition for an election may be filed only in November of the fiscal year in which the agreement expires.
# Md. Code Ann., GHS § 16-306(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-306(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
At least 30 days before an election under subsection (a) of this section, the labor relations administrator shall get from the Montgomery Commission and provide to the employee organization a list of the name, home address, and telephone number of each employee in the bargaining unit.
# Md. Code Ann., GHS § 16-306(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Providing a list under this subsection by the Montgomery Commission, the labor relations administrator, or any Montgomery Commission officials, employees, or other agents does not violate § 4–331 of the General Provisions Article or any State or local law.
# Md. Code Ann., GHS § 16-306(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
An election shall be held by secret ballot.
# Md. Code Ann., GHS § 16-306(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The ballot shall contain:
# Md. Code Ann., GHS § 16-306(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the name of each employee organization that submits a valid petition for an election;
# Md. Code Ann., GHS § 16-306(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the name of any other employee organization supported by a petition signed by at least 10% of the eligible employees in the bargaining unit; and
# Md. Code Ann., GHS § 16-306(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
an option for no representation.
# Md. Code Ann., GHS § 16-306(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 16-306(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If a petition described in subsection (a)(1) is submitted at the same time that a petition described in subsection (a)(2) is submitted, one election shall be held to determine which employee organization, if any, shall be the exclusive representative.
# Md. Code Ann., GHS § 16-306(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The ballot shall contain:
# Md. Code Ann., GHS § 16-306(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the name of the current certified employee organization;
# Md. Code Ann., GHS § 16-306(f)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the name of the petitioning employee organization; and
# Md. Code Ann., GHS § 16-306(f)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a provision for “No representation”.
# Md. Code Ann., GHS § 16-306(f)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
If none of the choices on the ballot receives a majority of the votes, the labor relations administrator shall hold a runoff election between the two choices receiving the most votes.
# Md. Code Ann., GHS § 16-306(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
# Md. Code Ann., GHS § 16-306(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
After the election, the labor relations administrator shall certify the employee organization with the most votes as the exclusive representative.
# Md. Code Ann., GHS § 16-306(h)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the petitioning employee organization is certified as a result of an election carried out under subsection (f) of this section, that employee organization shall be treated as a successor in interest and party to any collective bargaining agreement to which the previous employee organization was a party.
# Md. Code Ann., GHS § 16-306(h)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
The Montgomery Commission and the employee organization shall share the costs of the election procedures equally.
# Md. Code Ann., GHS § 16-306(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-306 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–307
(a)
An individual is eligible to vote in an election under this subtitle only if the individual is a Montgomery Commission employee to whom this subtitle applies.
# Md. Code Ann., GHS § 16-307(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
If the Montgomery Commission and an employee organization dispute the eligibility of an employee in a bargaining unit, the dispute shall be submitted to the labor relations administrator.
# Md. Code Ann., GHS § 16-307(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The labor relations administrator shall hold evidentiary hearings at which the Montgomery Commission and interested employee organizations shall have the opportunity to present:
# Md. Code Ann., GHS § 16-307(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
testimony;
# Md. Code Ann., GHS § 16-307(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
documentary and other evidence; and
# Md. Code Ann., GHS § 16-307(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
arguments.
# Md. Code Ann., GHS § 16-307(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
The decision of the labor relations administrator is final.
# Md. Code Ann., GHS § 16-307(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The Montgomery Commission and the employee organization shall share the costs of the hearings equally.
# Md. Code Ann., GHS § 16-307(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-307 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–308
(a)
The Montgomery Commission and an employee organization certified as exclusive representative shall meet and engage in collective bargaining in good faith about:
# Md. Code Ann., GHS § 16-308(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
salary and wages, including the percentage of an increase in the salary and wages budget that will be devoted to merit increments and cash awards, but salaries and wages shall be the same for all employees in the same classification;
# Md. Code Ann., GHS § 16-308(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
pension and other retirement benefits for active employees;
# Md. Code Ann., GHS § 16-308(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
employee benefits such as insurance, leave, holidays, and vacations;
# Md. Code Ann., GHS § 16-308(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
hours and working conditions;
# Md. Code Ann., GHS § 16-308(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
matters affecting the health and safety of employees;
# Md. Code Ann., GHS § 16-308(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the effect of the exercise of the Montgomery Commission’s rights and responsibilities under § 16-314 of this subtitle on employees; and
# Md. Code Ann., GHS § 16-308(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
provisions for orderly processing and settling grievances about the interpretation and implementation of a collective bargaining agreement that may include:
# Md. Code Ann., GHS § 16-308(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
provisions for the exclusivity of forum;
# Md. Code Ann., GHS § 16-308(a)(7)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
binding third party arbitration, if:
# Md. Code Ann., GHS § 16-308(a)(7)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
the Montgomery Commission and the employee organization share the costs of binding arbitration equally; and
# Md. Code Ann., GHS § 16-308(a)(7)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
the arbitrator does not have authority to amend, add to, or subtract from the collective bargaining agreement.
# Md. Code Ann., GHS § 16-308(a)(7)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
This section does not require the Montgomery Commission or the employee organization to agree to any proposal or to make any concession.
# Md. Code Ann., GHS § 16-308(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-308(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission and an employee organization certified as exclusive representative:
# Md. Code Ann., GHS § 16-308(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
shall begin collective bargaining on or before September 1 in the fiscal year before the beginning of a fiscal year for which an agreement has not been reached; and
# Md. Code Ann., GHS § 16-308(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
shall complete collective bargaining on or before the following February 1.
# Md. Code Ann., GHS § 16-308(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
During the period set forth in paragraph (1) of this subsection, the parties shall negotiate in good faith.
# Md. Code Ann., GHS § 16-308(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-308 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–308.1
An employee organization certified as exclusive representative shall disclose to the employees represented by the employee organization all offers regarding wages made by the Montgomery Commission during collective bargaining negotiations conducted under this subtitle.
# Md. Code Ann., GHS § 16-308.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–309
(a)
If a party considers that a bargaining proposal contravenes the rights and duties of the Montgomery Commission under § 16–314 of this subtitle or otherwise violates this subtitle, the party shall petition the labor relations administrator for a determination of whether the bargaining proposal is a negotiability dispute that contravenes this subtitle.
# Md. Code Ann., GHS § 16-309(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-309(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Except as provided in paragraph (2) of this subsection, the procedure for resolving a negotiability dispute shall follow the procedure for reviewing unfair labor practice charges.
# Md. Code Ann., GHS § 16-309(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The labor relations administrator may shorten the time periods or order any expedited procedure appropriate under the circumstances.
# Md. Code Ann., GHS § 16-309(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The labor relations administrator may order a party to withdraw all or part of a bargaining proposal that contravenes this subtitle.
# Md. Code Ann., GHS § 16-309(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A decision and order under this section is final unless it is appealed for being arbitrary, capricious, or exceeding the authority of a party.
# Md. Code Ann., GHS § 16-309(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-309 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–310
(a)
# Md. Code Ann., GHS § 16-310(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the parties have not reached an agreement on or before December 1 on a collective bargaining agreement that would become effective the following July 1, the parties shall jointly appoint a mediator–arbitrator panel.
# Md. Code Ann., GHS § 16-310(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the parties are unable to agree on a jointly appointed mediator–arbitrator as required under § 16–311 of this subtitle, the labor relations administrator shall name the jointly appointed mediator–arbitrator on or before December 7.
# Md. Code Ann., GHS § 16-310(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Notwithstanding appointment of the mediator–arbitrator panel, this subsection does not require beginning mediation–arbitration before the date set forth in subsection (b)(2) of this section.
# Md. Code Ann., GHS § 16-310(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-310(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
During the collective bargaining:
# Md. Code Ann., GHS § 16-310(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
either party may declare an impasse and request the services of the mediator–arbitrator panel; or
# Md. Code Ann., GHS § 16-310(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the parties may jointly request the services of a mediator–arbitrator panel before an impasse is declared.
# Md. Code Ann., GHS § 16-310(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the mediator–arbitrator panel finds in the discretion of the panel that the parties are at a bona fide impasse, or on February 1, if they still have not agreed on a contract, whichever happens first, the mediator–arbitrator panel shall require the parties to submit:
# Md. Code Ann., GHS § 16-310(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a joint memorandum listing all items to which the parties have previously agreed; and
# Md. Code Ann., GHS § 16-310(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a separate memorandum of the party’s last final offer presented in negotiations on all items to which the parties have not previously agreed.
# Md. Code Ann., GHS § 16-310(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-310(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On or before February 10, if the parties have not agreed on a contract, the mediator–arbitrator panel shall hold a nonpublic hearing on the parties’ proposals at a time, date, and place chosen by the mediator–arbitrator panel.
# Md. Code Ann., GHS § 16-310(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Each party shall submit evidence or make oral and written argument in support of the party’s last final offer.
# Md. Code Ann., GHS § 16-310(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The mediator–arbitrator panel may not open the hearing to a person who is not a party to the mediation–arbitration.
# Md. Code Ann., GHS § 16-310(c)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 16-310(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
On or before February 15, the mediator–arbitrator panel shall issue a report choosing the final offer that the mediator–arbitrator panel determines to be more reasonable when viewed as a whole.
# Md. Code Ann., GHS § 16-310(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to paragraph (3) of this subsection, in determining the more reasonable offer, the mediator–arbitrator panel may consider only:
# Md. Code Ann., GHS § 16-310(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
past collective bargaining contracts between the parties, including the bargaining history that led to the agreement or the precollective bargaining history of employee wages, hours, benefits, and other working conditions;
# Md. Code Ann., GHS § 16-310(d)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a comparison of wages, hours, benefits, and conditions of employment of similar employees of other public employers in the Washington Metropolitan Area and in the State;
# Md. Code Ann., GHS § 16-310(d)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a comparison of wages, hours, benefits, and conditions of employment of similar employees of private employers in Montgomery County;
# Md. Code Ann., GHS § 16-310(d)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the public interest and welfare;
# Md. Code Ann., GHS § 16-310(d)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the ability of the employer to finance any economic adjustments required under the proposed agreement;
# Md. Code Ann., GHS § 16-310(d)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
the effects of any economic adjustments on the standard of public services normally provided by the employer; and
# Md. Code Ann., GHS § 16-310(d)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
the annual increase or decrease in consumer prices for all items as shown in the most recent Consumer Price Index – Wage Earners and Clerical Workers (“CPI–W”) for the Washington Metropolitan Area.
# Md. Code Ann., GHS § 16-310(d)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
In considering the terms and conditions of the final offer regarding wages, the mediator–arbitrator panel shall first consider and give the highest priority to the ability of the Montgomery Commission to pay for additional short–term and long–term expenses by considering:
# Md. Code Ann., GHS § 16-310(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the limits on the ability of the Montgomery Commission to raise revenue;
# Md. Code Ann., GHS § 16-310(d)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the added burden raising revenue would have on customers of the Montgomery Commission; and
# Md. Code Ann., GHS § 16-310(d)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the ability of the Montgomery Commission to continue providing the current level of service to its customers.
# Md. Code Ann., GHS § 16-310(d)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
In determining the more reasonable offer, the mediator–arbitrator panel shall consider that all items on which the parties agreed before the mediation–arbitration are integrated with each offer.
# Md. Code Ann., GHS § 16-310(d)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
The mediator–arbitrator panel may not receive or consider the history of collective bargaining relating to the immediate dispute, including any offers of settlement not contained in the offer submitted to the mediator–arbitrator panel.
# Md. Code Ann., GHS § 16-310(d)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The mediator–arbitrator panel may not compromise or alter the final offer that the mediator–arbitrator panel chooses.
# Md. Code Ann., GHS § 16-310(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 16-310(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to paragraphs (2) and (5) of this subsection and without ratification by the parties, the offer that the mediator–arbitrator panel chooses as integrated with the items on which the parties previously agreed is the final agreement between the Montgomery Commission and the exclusive representative.
# Md. Code Ann., GHS § 16-310(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The economic provisions of the final agreement are subject to funding by the Montgomery Commission.
# Md. Code Ann., GHS § 16-310(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Except as provided in paragraph (5) of this subsection, the Montgomery Commission shall appropriate money in the Montgomery Commission’s final budget for all economic provisions of the final agreement.
# Md. Code Ann., GHS § 16-310(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The parties shall execute an agreement that incorporates the final agreement, including arbitration awards and all issues agreed to under this section.
# Md. Code Ann., GHS § 16-310(f)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
# Md. Code Ann., GHS § 16-310(f)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
On or before April 1 or a later date determined by mutual agreement of the parties due to extenuating circumstances, the Executive Director of the Montgomery Commission shall submit to the Montgomery Commission any term or condition of the final offer that requires:
# Md. Code Ann., GHS § 16-310(f)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
an appropriation of funds or that may result in a present or future fiscal impact on the Montgomery Commission or its customers; or
# Md. Code Ann., GHS § 16-310(f)(5)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
action by the Montgomery Commission to implement the collective bargaining agreement.
# Md. Code Ann., GHS § 16-310(f)(5)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The Montgomery Commission may accept or reject all or part of any term or condition that the Executive Director is required to submit under subparagraph (i) of this paragraph.
# Md. Code Ann., GHS § 16-310(f)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Montgomery Commission and the employee organization shall share the costs of the mediator–arbitrator panel’s services equally.
# Md. Code Ann., GHS § 16-310(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-310 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–310.1
(a)
During the term of a collective bargaining agreement:
# Md. Code Ann., GHS § 16-310.1(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
either party may declare an impasse and request the services of a mediator–arbitrator; and
# Md. Code Ann., GHS § 16-310.1(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
the parties jointly may request the services of a mediator–arbitrator at any time without declaring an impasse.
# Md. Code Ann., GHS § 16-310.1(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-310.1(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the services of a mediator–arbitrator are requested, the parties jointly shall appoint a mediator–arbitrator.
# Md. Code Ann., GHS § 16-310.1(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the parties are unable to agree on a jointly appointed mediator–arbitrator as required under § 16–311 of this subtitle, the labor relations administrator shall name the jointly appointed mediator–arbitrator within 7 days after the services of a mediator–arbitrator were requested.
# Md. Code Ann., GHS § 16-310.1(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If the mediator–arbitrator finds in the discretion of the mediator–arbitrator that the parties are in a bona fide impasse, the mediator–arbitrator shall require each party to submit a separate memorandum of the party’s last final offer presented in negotiations on items with regard to which the parties are in dispute.
# Md. Code Ann., GHS § 16-310.1(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 16-310.1(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Within 10 days after the submission of the memorandum required under subsection (c) of this section, the mediator–arbitrator shall hold a nonpublic hearing on the parties’ offers at a time, date, and place chosen by the mediator–arbitrator.
# Md. Code Ann., GHS § 16-310.1(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Each party shall submit evidence or make oral and written argument in support of the party’s last final offer.
# Md. Code Ann., GHS § 16-310.1(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The mediator–arbitrator may not open the hearing to a person who is not a party to the mediation–arbitration.
# Md. Code Ann., GHS § 16-310.1(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 16-310.1(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Within 5 days after the hearing required under subsection (d)(1) of this section, the mediator–arbitrator shall issue a report choosing the final offer that the mediator–arbitrator determines to be more reasonable when viewed as a whole.
# Md. Code Ann., GHS § 16-310.1(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Subject to paragraph (3) of this subsection, in determining the more reasonable offer, the mediator–arbitrator may consider only:
# Md. Code Ann., GHS § 16-310.1(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
past collective bargaining contracts between the parties, including the bargaining history that led to the agreement or the precollective bargaining history of employee wages, hours, benefits, and other working conditions;
# Md. Code Ann., GHS § 16-310.1(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a comparison of wages, hours, benefits, and conditions of employment of similar employees of other public employers in the Washington Metropolitan Area and in the State;
# Md. Code Ann., GHS § 16-310.1(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a comparison of wages, hours, benefits, and conditions of employment of similar employees of private employers in Montgomery County;
# Md. Code Ann., GHS § 16-310.1(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
the public interest and welfare;
# Md. Code Ann., GHS § 16-310.1(e)(2)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
the ability of the employer to finance any economic adjustments required under the proposed agreement;
# Md. Code Ann., GHS § 16-310.1(e)(2)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
the effects of any economic adjustments on the standard of public services normally provided by the employer; and
# Md. Code Ann., GHS § 16-310.1(e)(2)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
the annual increase or decrease in consumer prices for all items as shown in the most recent Consumer Price Index – Wage Earners and Clerical Workers (“CPI–W”) for the Washington Metropolitan Area.
# Md. Code Ann., GHS § 16-310.1(e)(2)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
In considering the terms and conditions of the final offer, the mediator–arbitrator shall first consider and give the highest priority to the ability of the Montgomery Commission to pay for additional short–term and long–term expenses by considering:
# Md. Code Ann., GHS § 16-310.1(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the limits on the ability of the Montgomery Commission to raise revenue;
# Md. Code Ann., GHS § 16-310.1(e)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the added burden raising revenue would have on customers of the Montgomery Commission; and
# Md. Code Ann., GHS § 16-310.1(e)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
the ability of the Montgomery Commission to continue providing the current level of service to its customers.
# Md. Code Ann., GHS § 16-310.1(e)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
In determining the more reasonable offer, the mediator–arbitrator shall consider that all items on which the parties agreed before the mediation–arbitration are integrated with each offer.
# Md. Code Ann., GHS § 16-310.1(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
The mediator–arbitrator may not receive or consider the history of collective bargaining relating to the immediate dispute, including any offers of settlement not contained in the offer submitted to the mediator–arbitrator.
# Md. Code Ann., GHS § 16-310.1(e)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
The mediator–arbitrator may not compromise or alter the final offer that the mediator–arbitrator chooses.
# Md. Code Ann., GHS § 16-310.1(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
# Md. Code Ann., GHS § 16-310.1(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Subject to paragraphs (2) and (5) of this subsection and without ratification by the parties, the offer that the mediator–arbitrator chooses as integrated with the items on which the parties previously agreed is the final agreement between the Montgomery Commission and the exclusive representative.
# Md. Code Ann., GHS § 16-310.1(g)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The economic provisions of the final agreement are subject to funding by the Montgomery Commission.
# Md. Code Ann., GHS § 16-310.1(g)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Except as provided in paragraph (5) of this subsection, the Montgomery Commission shall appropriate money in the Montgomery Commission’s final budget for all economic provisions of the final agreement.
# Md. Code Ann., GHS § 16-310.1(g)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
The parties shall execute an agreement that incorporates the final agreement, including arbitration awards and all issues agreed to under this section.
# Md. Code Ann., GHS § 16-310.1(g)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
# Md. Code Ann., GHS § 16-310.1(g)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Within 45 days after the execution of an agreement under paragraph (4) of this subsection or on a later date determined by mutual agreement of the parties due to extenuating circumstances, the Executive Director of the Montgomery Commission shall submit to the Montgomery Commission any term or condition of the final offer that requires:
# Md. Code Ann., GHS § 16-310.1(g)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
an appropriation of funds or that may result in a present or future fiscal impact on the Montgomery Commission or its customers; or
# Md. Code Ann., GHS § 16-310.1(g)(5)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
action by the Montgomery Commission to implement the collective bargaining agreement.
# Md. Code Ann., GHS § 16-310.1(g)(5)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The Montgomery Commission may accept or reject all or part of any term or condition that the Executive Director is required to submit under subparagraph (i) of this paragraph.
# Md. Code Ann., GHS § 16-310.1(g)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
The Montgomery Commission and the employee organization shall share equally the costs of the mediator–arbitrator’s services.
# Md. Code Ann., GHS § 16-310.1(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-310.1 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–311
(a)
A mediator panel may be used in collective bargaining when:
# Md. Code Ann., GHS § 16-311(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
the Montgomery Commission and the employee organization agree to mediation; or
# Md. Code Ann., GHS § 16-311(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
an impasse results, and the Montgomery Commission or the employee organization requests mediation.
# Md. Code Ann., GHS § 16-311(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-311(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission and the employee organization shall:
# Md. Code Ann., GHS § 16-311(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
each choose one mediator from a list supplied by the American Arbitration Association or the Federal Mediation and Conciliation Service; and
# Md. Code Ann., GHS § 16-311(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
together choose a third mediator from a list supplied by the American Arbitration Association or the Federal Mediation and Conciliation Service.
# Md. Code Ann., GHS § 16-311(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If the Montgomery Commission and the employee organization cannot agree on a jointly appointed mediator, the labor relations administrator shall choose the third mediator.
# Md. Code Ann., GHS § 16-311(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The Montgomery Commission and the employee organization shall share the costs of mediation equally.
# Md. Code Ann., GHS § 16-311(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-311 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–312
(a)
# Md. Code Ann., GHS § 16-312(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission and an employee organization certified as the exclusive representative of a bargaining unit shall execute a collective bargaining agreement incorporating all matters of agreement on wages, hours, and other terms and conditions of employment.
# Md. Code Ann., GHS § 16-312(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
If a collective bargaining agreement provides for a grievance procedure, that grievance procedure shall be the only procedure for employees in the bargaining unit.
# Md. Code Ann., GHS § 16-312(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The collective bargaining agreement may include an agency shop or other union security provision.
# Md. Code Ann., GHS § 16-312(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The collective bargaining agreement supersedes any conflicting regulation or administrative policy of the Montgomery Commission.
# Md. Code Ann., GHS § 16-312(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
A collective bargaining agreement takes effect on the approval of the Montgomery Commission and the membership of the employee organization representing the bargaining unit.
# Md. Code Ann., GHS § 16-312(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
A single year or multiple–year collective bargaining agreement shall expire at the close of the appropriate fiscal year.
# Md. Code Ann., GHS § 16-312(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
If a provision in a collective bargaining agreement is ruled invalid or is not funded adequately, the rest of the agreement remains in effect unless reopened under § 16–313(b) of this subtitle.
# Md. Code Ann., GHS § 16-312(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-312 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–313
(a)
The Montgomery Commission shall include in its annual proposed operating budget adequate funding to carry out a collective bargaining agreement.
# Md. Code Ann., GHS § 16-313(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-313(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Unless the Montgomery Commission’s budget is funded adequately to carry out the terms of the collective bargaining agreement, the Montgomery Commission and the employee organization shall reopen the negotiated agreement and bargain about the provisions of the agreement not approved by the Montgomery Commission.
# Md. Code Ann., GHS § 16-313(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The bargaining shall begin within 5 days after the final budget of the Montgomery Commission has been adopted.
# Md. Code Ann., GHS § 16-313(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-313 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–314
(a)
# Md. Code Ann., GHS § 16-314(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subtitle and any agreement made under it do not impair the right and duty of the Montgomery Commission to:
# Md. Code Ann., GHS § 16-314(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
determine the budget and mission of the Montgomery Commission;
# Md. Code Ann., GHS § 16-314(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
maintain and improve the efficiency and effectiveness of operations;
# Md. Code Ann., GHS § 16-314(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
determine the services to be rendered and the operations to be performed;
# Md. Code Ann., GHS § 16-314(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
determine the location of facilities and the organizational structure, methods, processes, means, job classifications, and personnel by which operations are to be conducted;
# Md. Code Ann., GHS § 16-314(a)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
direct and supervise employees;
# Md. Code Ann., GHS § 16-314(a)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vi)
hire, choose, and establish the standards governing promotion of employees, and classify positions;
# Md. Code Ann., GHS § 16-314(a)(1)(vi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(vii)
relieve employees from duties because of lack of work or money or when the Montgomery Commission determines that continued work would be inefficient or nonproductive;
# Md. Code Ann., GHS § 16-314(a)(1)(vii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(viii)
take action to carry out the missions of government in emergencies;
# Md. Code Ann., GHS § 16-314(a)(1)(viii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ix)
transfer and schedule employees;
# Md. Code Ann., GHS § 16-314(a)(1)(ix) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(x)
determine the size, grades, and composition of the workforce;
# Md. Code Ann., GHS § 16-314(a)(1)(x) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xi)
set the standards of productivity and technology;
# Md. Code Ann., GHS § 16-314(a)(1)(xi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xii)
establish employee performance standards and evaluate and assign employees, except that evaluation and assignment procedures shall be a subject for bargaining;
# Md. Code Ann., GHS § 16-314(a)(1)(xii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xiii)
make and carry out systems for awarding outstanding service increments, extraordinary performance awards, and other merit awards;
# Md. Code Ann., GHS § 16-314(a)(1)(xiii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xiv)
introduce new or improved technology, research, development, and services;
# Md. Code Ann., GHS § 16-314(a)(1)(xiv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xv)
control and regulate the use of machinery, equipment, and other property and facilities of the Montgomery Commission, subject to § 16–308(a)(5) of this subtitle;
# Md. Code Ann., GHS § 16-314(a)(1)(xv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xvi)
maintain internal security standards;
# Md. Code Ann., GHS § 16-314(a)(1)(xvi) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xvii)
suspend, discharge, or otherwise discipline employees for cause, subject to the grievance procedure set forth in the collective bargaining agreement; and
# Md. Code Ann., GHS § 16-314(a)(1)(xvii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(xviii)
issue and enforce rules, policies, and regulations necessary to carry out this subsection and all other managerial functions that are not inconsistent with this Division II, federal or State law, or the terms of a collective bargaining agreement.
# Md. Code Ann., GHS § 16-314(a)(1)(xviii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 16-314(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
Subject to subparagraph (ii) of this paragraph, this subtitle and any agreement made under it do not impair the right and responsibility of the Montgomery Commission to create, alter, combine, contract out, or abolish a job classification, department, operation, unit, or other division or service.
# Md. Code Ann., GHS § 16-314(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The Montgomery Commission may undertake the contracting of work that will displace employees only if the Montgomery Commission gives written notice to the certified representative at least 90 days before signing the contract or within a different period that is agreed to by the parties.
# Md. Code Ann., GHS § 16-314(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-314(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Montgomery Commission may not:
# Md. Code Ann., GHS § 16-314(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
interfere with, coerce, or restrain an employee in the exercise of rights under this subtitle;
# Md. Code Ann., GHS § 16-314(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
dominate, interfere with, or assist in the formation, administration, or existence of any employee organization or contribute financial assistance or other support to an employee organization;
# Md. Code Ann., GHS § 16-314(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
encourage or discourage membership in an employee organization by discriminating against an employee through hiring, tenure, promotion, or other conditions of employment;
# Md. Code Ann., GHS § 16-314(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
discharge or discriminate against an employee because the employee has signed or filed an affidavit, petition, or complaint or given any information or testimony under this subtitle; or
# Md. Code Ann., GHS § 16-314(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(v)
refuse to bargain in good faith with an employee organization that is certified as the exclusive representative of a bargaining unit over any subject of bargaining or refuse to participate in good faith in the mediation, fact–finding, or grievance procedure under this subtitle.
# Md. Code Ann., GHS § 16-314(b)(1)(v) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Paragraph (1)(ii) of this subsection does not prohibit the Montgomery Commission from allowing employees to negotiate or to confer with the Montgomery Commission over labor matters during work hours without the loss of pay or time.
# Md. Code Ann., GHS § 16-314(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-314 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–315
(a)
An employee organization may not:
# Md. Code Ann., GHS § 16-315(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
interfere with, restrain, or coerce any employee in the employee’s exercise of a right under this subtitle;
# Md. Code Ann., GHS § 16-315(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
cause or attempt to cause the Montgomery Commission to discriminate against an employee in the employee’s exercise of a right under this subtitle;
# Md. Code Ann., GHS § 16-315(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
coerce, discipline, fine, or attempt to coerce a member of an employee organization as punishment or reprisal;
# Md. Code Ann., GHS § 16-315(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
coerce, discipline, fine, or attempt to coerce a member of an employee organization to impede the member’s work performance;
# Md. Code Ann., GHS § 16-315(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
refuse to negotiate in good faith with the Montgomery Commission as required by this subtitle; or
# Md. Code Ann., GHS § 16-315(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
fail or refuse to cooperate in impasse procedures and impasse decisions as required by this subtitle.
# Md. Code Ann., GHS § 16-315(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
An individual may file an unfair labor charge against an employee organization for a violation of subsection (a)(3) or (4) of this section only if the individual is a Montgomery Commission employee to whom this subtitle applies.
# Md. Code Ann., GHS § 16-315(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-315 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–316
(a)
Employees of the Montgomery Commission retain the right to:
# Md. Code Ann., GHS § 16-316(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
form, join, or assist an employee organization;
# Md. Code Ann., GHS § 16-316(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
bargain collectively through a representative that the employees have chosen;
# Md. Code Ann., GHS § 16-316(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
engage in other lawful concerted activities for the purpose of collective bargaining; or
# Md. Code Ann., GHS § 16-316(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
refrain from an activity covered under this subsection.
# Md. Code Ann., GHS § 16-316(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
When an employee has a grievance under a collective bargaining agreement, the employee may present the grievance to the Montgomery Commission but may do so only through the employee organization certified as the exclusive representative for the bargaining unit.
# Md. Code Ann., GHS § 16-316(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-316 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–317
(a)
In this section, “strike” means the action of an employee, in concert with others, to:
# Md. Code Ann., GHS § 16-317(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
refuse to report to work;
# Md. Code Ann., GHS § 16-317(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
stop or slow down work; or
# Md. Code Ann., GHS § 16-317(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
abstain wholly or partly from the full, faithful, and proper performance of duties when the object is to induce, influence, or coerce a change in the terms, conditions, rights, or privileges of employment.
# Md. Code Ann., GHS § 16-317(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
A Montgomery Commission employee, a group of Montgomery Commission employees, or an employee organization may not engage in, induce, initiate, or ratify a strike by Montgomery Commission employees.
# Md. Code Ann., GHS § 16-317(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
If a strike occurs, on request of the Montgomery Commission, a court of competent jurisdiction may enjoin the strike.
# Md. Code Ann., GHS § 16-317(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
An employee may not receive compensation from the Montgomery Commission while the employee is engaged in a strike.
# Md. Code Ann., GHS § 16-317(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 16-317(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If an employee engages in, induces, initiates, or ratifies a strike, the Montgomery Commission may take appropriate disciplinary action against the employee, including suspension or discharge.
# Md. Code Ann., GHS § 16-317(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The labor relations administrator shall hold a hearing on the disciplinary action at which the Montgomery Commission, the employee, and any interested employee organization may present evidence and argument.
# Md. Code Ann., GHS § 16-317(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
# Md. Code Ann., GHS § 16-317(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the labor relations administrator finds after a hearing that an employee organization certified as an exclusive representative assisted, authorized, or initiated a strike involving the refusal of Montgomery Commission employees to report for work, the labor relations administrator shall revoke the certification of the employee organization.
# Md. Code Ann., GHS § 16-317(f)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
An employee organization decertified under paragraph (1) of this paragraph may not be recertified for 2 years after the end of the strike.
# Md. Code Ann., GHS § 16-317(f)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
If the labor relations administrator finds after a hearing that an employee organization certified as an exclusive representative assisted, authorized, or initiated any other kind of strike, the labor relations administrator may revoke the certification of the employee organization for up to 1 year from the end of the strike.
# Md. Code Ann., GHS § 16-317(f)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-317 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–318
(a)
It is an unfair labor practice for the Montgomery Commission or an employee organization certified as an exclusive representative of a bargaining unit to violate the rights of a Montgomery Commission employee under this subtitle.
# Md. Code Ann., GHS § 16-318(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Within 30 business days after an alleged unfair labor practice occurs, the party charging the unfair labor practice shall submit the charge in writing to the labor relations administrator and the party alleged to have committed the unfair labor practice.
# Md. Code Ann., GHS § 16-318(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 16-318(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
Within 15 business days after a party submits an unfair labor practice charge, the party shall ask the labor relations administrator to hold a hearing and decide whether an unfair labor practice has occurred.
# Md. Code Ann., GHS § 16-318(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The labor relations administrator shall hold a hearing and make findings of fact and conclusions of law.
# Md. Code Ann., GHS § 16-318(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
# Md. Code Ann., GHS § 16-318(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the labor relations administrator finds that a party has committed an unfair labor practice, the labor relations administrator shall:
# Md. Code Ann., GHS § 16-318(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
order that party to cease and desist from the unfair labor practice; and
# Md. Code Ann., GHS § 16-318(d)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
order all relief necessary to:
# Md. Code Ann., GHS § 16-318(d)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
remedy the violation of this subtitle; and
# Md. Code Ann., GHS § 16-318(d)(1)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
make whole any injured employee or party and restore the employee or party to the position or condition in which the employee or party would have been but for the violation.
# Md. Code Ann., GHS § 16-318(d)(1)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Relief may include reinstatement, restitution, back pay, and injunctions.
# Md. Code Ann., GHS § 16-318(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
Relief may not include attorney fees, punitive damages, consequential damages, or damages for pain, suffering, or emotional distress.
# Md. Code Ann., GHS § 16-318(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
The decision of the labor relations administrator is final unless appealed on the basis of being arbitrary, capricious, or exceeding authority.
# Md. Code Ann., GHS § 16-318(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
If the labor relations administrator finds that the party charged with the unfair labor practice has not committed any prohibited practice, the labor relations administrator shall issue an order dismissing the charges.
# Md. Code Ann., GHS § 16-318(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(g)
The Montgomery Commission and the employee organization shall share the cost of any unfair labor practice proceeding equally.
# Md. Code Ann., GHS § 16-318(g) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(h)
If the party found to have committed the unfair labor practice fails or refuses to comply with the labor relations administrator’s decision, the charging party may file an action to enforce the order with the circuit court for a county in which any of the involved employees work.
# Md. Code Ann., GHS § 16-318(h) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-318 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–319
(a)
This section applies to the expression of any personal view, argument, or opinion or the making of any personal statement that:
# Md. Code Ann., GHS § 16-319(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
does not contain a threat of reprisal, force, or promise of benefit;
# Md. Code Ann., GHS § 16-319(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
was not made under coercive conditions; and
# Md. Code Ann., GHS § 16-319(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
# Md. Code Ann., GHS § 16-319(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
publicizes a representational election or encourages employees to exercise their right to vote in the election;
# Md. Code Ann., GHS § 16-319(a)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
corrects the record with respect to a false or misleading statement made by any person; or
# Md. Code Ann., GHS § 16-319(a)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
informs employees of the Montgomery Commission’s policy about labor–management relations and representation.
# Md. Code Ann., GHS § 16-319(a)(3)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The expression of any personal view, argument, opinion, or statement described in subsection (a) of this section is not:
# Md. Code Ann., GHS § 16-319(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
an unfair labor practice under this subtitle; or
# Md. Code Ann., GHS § 16-319(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
grounds for setting aside an election held under this subtitle.
# Md. Code Ann., GHS § 16-319(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-319 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–401
(a)
In this subtitle the following words have the meanings indicated.
# Md. Code Ann., GHS § 16-401(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 16-401(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Adversely affect” means:
# Md. Code Ann., GHS § 16-401(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the elimination of more than two employee positions assigned to perform bargaining unit work if the positions are authorized, fully funded, and either vacant for less than 90 calendar days or occupied at the time the Montgomery Commission solicits a service contract;
# Md. Code Ann., GHS § 16-401(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a permanent and involuntary reduction below the number of hours for regular full–time employment for more than five employees currently assigned to a regular full–time work schedule to perform bargaining unit work when the Montgomery Commission solicits a service contract;
# Md. Code Ann., GHS § 16-401(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a permanent and involuntary reduction in the pay grade for more than five employees currently assigned to a regular full–time work schedule to perform bargaining unit work when the Montgomery Commission solicits a service contract; or
# Md. Code Ann., GHS § 16-401(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iv)
a permanent and involuntary reduction in the base pay or fringe benefits otherwise applicable to a job classification covering more than five employees currently assigned on a full–time basis to perform bargaining unit work when the Montgomery Commission solicits a service contract.
# Md. Code Ann., GHS § 16-401(b)(1)(iv) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Adversely affect” does not include any action by the Montgomery Commission taken in accordance with:
# Md. Code Ann., GHS § 16-401(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a bona fide disciplinary proceeding;
# Md. Code Ann., GHS § 16-401(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
a collective bargaining agreement then applicable in accordance with § 16–312 of this title; or
# Md. Code Ann., GHS § 16-401(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
a reallocation or reassignment to other bargaining unit work or other duties that does not result in a change in job classification or grade.
# Md. Code Ann., GHS § 16-401(b)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
“Bargaining unit work” means work duties assigned or allocated to any position occupied within the preceding 90 calendar days by an employee who is represented by a certified representative.
# Md. Code Ann., GHS § 16-401(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Certified representative” means an employee organization certified as the collective bargaining representative of Montgomery Commission employees in accordance with § 16–306 of this title.
# Md. Code Ann., GHS § 16-401(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Executive Director” means the Executive Director of the Montgomery Commission.
# Md. Code Ann., GHS § 16-401(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
“Service contract” means a procurement contract for services that will be provided to the Montgomery Commission.
# Md. Code Ann., GHS § 16-401(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-401 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–402
(a)
# Md. Code Ann., GHS § 16-402(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
This subtitle applies to a service contract that:
# Md. Code Ann., GHS § 16-402(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
is solicited by the Montgomery Commission as a management plan intended to adversely affect Montgomery Commission employees represented by a certified representative; and
# Md. Code Ann., GHS § 16-402(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
in the estimation of the Montgomery Commission procurement officer, will exceed an annual cost of $75,000 as calculated under paragraph (2) of this subsection.
# Md. Code Ann., GHS § 16-402(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The Montgomery Commission shall adjust the annual cost estimation described in paragraph (1)(ii) of this subsection to the nearest $100 every 2 years, beginning on October 1, 2008, to reflect any aggregate increase in the Consumer Price Index for All Urban Consumers, for the Washington Metropolitan Area, or any successor index, for the previous 2 years.
# Md. Code Ann., GHS § 16-402(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
This subtitle does not apply to:
# Md. Code Ann., GHS § 16-402(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
solicitation of a service contract as part of a management plan and not for a present or eventual purpose of adversely affecting Montgomery Commission employees represented by the certified representative;
# Md. Code Ann., GHS § 16-402(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
solicitation of a service contract for which the primary purpose is to obtain goods or construction services;
# Md. Code Ann., GHS § 16-402(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
solicitation of a service contract that the Montgomery Commission’s purchasing officials reasonably believe and express in writing may negatively affect the potential for participation by a minority, female, or disabled owned business in the Montgomery Commission’s minority, female, and disabled persons program under procurement policies, as amended;
# Md. Code Ann., GHS § 16-402(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
solicitation of a service contract for a service provided by a consultant;
# Md. Code Ann., GHS § 16-402(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
solicitation of a service contract for a professional service, unless the scope of service is provided by bargaining unit employees when the contract is solicited;
# Md. Code Ann., GHS § 16-402(b)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
solicitation of a service contract that the Montgomery Commission reasonably believes is:
# Md. Code Ann., GHS § 16-402(b)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
necessary to meet an emergent or imminent threat to public health, welfare, or safety;
# Md. Code Ann., GHS § 16-402(b)(6)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
required to comply with the requirements of any grant related to the funding of that contract; or
# Md. Code Ann., GHS § 16-402(b)(6)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
related to the settlement of an insurance claim;
# Md. Code Ann., GHS § 16-402(b)(6)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
solicitation of a service contract that is in the best interest of an employee based on a need for specialized safety experience or expertise;
# Md. Code Ann., GHS § 16-402(b)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
solicitation of a service contract for any service provided by a public entity or provided to the Montgomery Commission in accordance with a public–private partnership with a private entity;
# Md. Code Ann., GHS § 16-402(b)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
solicitation of a service contract to be awarded on a noncompetitive basis in accordance with all applicable laws, rules, and regulations regarding those contracts;
# Md. Code Ann., GHS § 16-402(b)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
a service contract entered into prior to October 31, 2008;
# Md. Code Ann., GHS § 16-402(b)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
the renewal or rebidding of a service contract entered into prior to October 31, 2008, if the renewal or rebidding of the service contract does not result in a greater adverse effect on bargaining unit employees than existed prior to its renewal or rebidding;
# Md. Code Ann., GHS § 16-402(b)(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
solicitation of a service contract for a capital improvement project, a U.S. Department of Housing and Urban Development 236 property, a newly–acquired or developed property, unless that property is both owned and managed by the Montgomery Commission, or an asset management project;
# Md. Code Ann., GHS § 16-402(b)(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(13)
solicitation of any class, type, category, or particular service contract that the Montgomery Commission reasonably believes should be performed by an independent contractor to eliminate a conflict of interest otherwise apparent if the services are performed by a bargaining unit employee;
# Md. Code Ann., GHS § 16-402(b)(13) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(14)
solicitation of any class, type, category, or particular service contract when the need for the service or activity is such that the time necessary for the analysis required under § 16–403 of this subtitle would:
# Md. Code Ann., GHS § 16-402(b)(14) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
result in damage to Montgomery Commission property;
# Md. Code Ann., GHS § 16-402(b)(14)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
result in injury to individuals; or
# Md. Code Ann., GHS § 16-402(b)(14)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
substantially hinder the objective of constructing or maintaining safe, sanitary, and decent properties and facilities; or
# Md. Code Ann., GHS § 16-402(b)(14)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(15)
a service contract required to comply with an applicable rule, regulation, or guideline established by the U.S. Department of Housing and Urban Development.
# Md. Code Ann., GHS § 16-402(b)(15) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
This subtitle does not apply to or limit the authority of the Montgomery Commission to abolish a bargaining unit position or conduct a reduction in force.
# Md. Code Ann., GHS § 16-402(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-402 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–403
Before the Montgomery Commission solicits any service contract under this subtitle, the Executive Director shall certify that the Montgomery Commission has complied with §§ 16–404 and 16–405 of this subtitle.
# Md. Code Ann., GHS § 16-403 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–404
(a)
The Executive Director may not certify that the Montgomery Commission has complied with the requirements of this subtitle unless the Montgomery Commission:
# Md. Code Ann., GHS § 16-404(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
has taken steps to consider alternatives to the service contract, including reorganization, reevaluation of service, and reevaluation of performance;
# Md. Code Ann., GHS § 16-404(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has consulted with the certified representative of any Montgomery Commission employees who will be adversely affected if the Montgomery Commission enters into the service contract; and
# Md. Code Ann., GHS § 16-404(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
has demonstrated, based on a cost comparison analysis utilizing good faith estimates, that the Montgomery Commission will save, by entering into a service contract, at least an amount equal to the lesser of $200,000 or 20% of the estimated net present value of the cost of the service contract.
# Md. Code Ann., GHS § 16-404(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Montgomery Commission shall estimate and compare at least the following in the cost comparison analysis:
# Md. Code Ann., GHS § 16-404(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
direct costs, including fringe benefits and the assumption that the contractor will pay employees who perform work under the service contract, at a minimum, the county living wage rate for Montgomery County;
# Md. Code Ann., GHS § 16-404(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
indirect overhead costs properly allocable to the bargaining unit work or service contract according to generally accepted accounting principles; and
# Md. Code Ann., GHS § 16-404(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
any costs associated with unemployment compensation or outplacement assistance for displaced employees.
# Md. Code Ann., GHS § 16-404(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-404 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–405
(a)
The Montgomery Commission shall provide not less than 60 days’ advance notice and maintain at all times a formal plan of outplacement assistance for each Montgomery Commission employee who is represented by a certified representative and will be adversely affected by a service contract that is subject to this subtitle.
# Md. Code Ann., GHS § 16-405(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The plan described in subsection (a) of this section shall include:
# Md. Code Ann., GHS § 16-405(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
efforts to transfer or place each adversely affected Montgomery Commission employee in a vacant Montgomery Commission position that the employee is qualified to perform;
# Md. Code Ann., GHS § 16-405(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
a requirement in the service contract that the contractor shall:
# Md. Code Ann., GHS § 16-405(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
notify the Montgomery Commission of any vacant position for which displaced Montgomery Commission employees may apply; and
# Md. Code Ann., GHS § 16-405(b)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
consider and give preference to hiring displaced Montgomery Commission employees; and
# Md. Code Ann., GHS § 16-405(b)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
written notification of the anticipated adverse effect on one or more job classifications to the certified representative at least 90 calendar days before the anticipated adverse effect will occur.
# Md. Code Ann., GHS § 16-405(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-405 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–406
The certified representative of an adversely affected Montgomery Commission employee may submit a proposal for existing bargaining unit employees to continue performing the services described in the solicitation while achieving the targeted savings.
# Md. Code Ann., GHS § 16-406 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 16–407
(a)
# Md. Code Ann., GHS § 16-407(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
If the Montgomery Commission fails to comply with any provision of this subtitle and a Montgomery Commission employee is adversely affected, the certified representative of the employee may file an appeal on the record on behalf of the employee before the State Office of Administrative Hearings in accordance with the contested case provisions of the Administrative Procedure Act, Title 10, Subtitle 2 of the State Government Article.
# Md. Code Ann., GHS § 16-407(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
# Md. Code Ann., GHS § 16-407(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
If the hearing officer finds that the Montgomery Commission was arbitrary and capricious in soliciting or entering into a service contract that is subject to the requirements of this section, and the Montgomery Commission employee has been adversely affected, the hearing officer may award the employee actual damages for back pay and front pay for a combined period of up to 2 years beginning on the date the employee was first adversely affected, provided that the employee is obligated to mitigate the actual damages.
# Md. Code Ann., GHS § 16-407(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
The award of actual damages authorized under this paragraph shall be the sole and exclusive remedy for a violation of this subtitle that is available to the employee, and no liability shall accrue for punitive damages, consequential damages, or damages for emotional distress or pain and suffering.
# Md. Code Ann., GHS § 16-407(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
Noncompliance with this section may not invalidate a contract award or proposed contract award that the Montgomery Commission has otherwise validly awarded or issued.
# Md. Code Ann., GHS § 16-407(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 16-407 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 17-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Continuing care facility” means a facility in which shelter and medical and nursing services or other health related services are made available:
# Md. Code Ann., GHS § 17-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
to an individual who is 60 years old or older and not related by blood or marriage to the provider;
# Md. Code Ann., GHS § 17-101(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
for the life of the individual or for a period exceeding 1 year; and
# Md. Code Ann., GHS § 17-101(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
under a written agreement that requires a transfer of assets or an entrance fee, notwithstanding periodic charges.
# Md. Code Ann., GHS § 17-101(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 17-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Housing project” means a work or undertaking to provide decent, safe, and sanitary urban or rural apartments, or other housing for the persons of eligible income who live in the area of the housing.
# Md. Code Ann., GHS § 17-101(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Housing project” includes buildings, land, equipment, facilities, and other real or personal property that is planned, acquired, owned, used, developed, reconstructed, rehabilitated, or improved to provide:
# Md. Code Ann., GHS § 17-101(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the housing; or
# Md. Code Ann., GHS § 17-101(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the necessary, convenient, or desirable:
# Md. Code Ann., GHS § 17-101(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
appurtenances, streets, roads, sewers, water service, parks, site preparation, or gardening; or
# Md. Code Ann., GHS § 17-101(c)(2)(ii)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
supporting public or private administrative, commercial, educational, cultural, recreational, welfare, community, or civic facilities that are needed for sound community development.
# Md. Code Ann., GHS § 17-101(c)(2)(ii)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Person of eligible income” means an individual or a family that:
# Md. Code Ann., GHS § 17-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
lives in the area of operation of the Prince George’s Authority that undertakes a housing project; and
# Md. Code Ann., GHS § 17-101(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
as determined by the Prince George’s Authority, lacks sufficient income without financial assistance to live in decent, safe, and sanitary housing without overcrowding.
# Md. Code Ann., GHS § 17-101(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Prince George’s Authority” means the Housing Authority of Prince George’s County.
# Md. Code Ann., GHS § 17-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 17-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–102
Title 12 of this article applies to the Prince George’s Authority and other housing authorities in Prince George’s County except where it is inconsistent with this title.
# Md. Code Ann., GHS § 17-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–103
(a)
The General Assembly finds that:
# Md. Code Ann., GHS § 17-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
there are in Prince George’s County:
# Md. Code Ann., GHS § 17-103(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
a shortage of decent, safe, and adequate housing and continuing care facilities for the elderly;
# Md. Code Ann., GHS § 17-103(a)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
economically depressed areas; and
# Md. Code Ann., GHS § 17-103(a)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
housing in need of rehabilitation;
# Md. Code Ann., GHS § 17-103(a)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
as a result of these conditions:
# Md. Code Ann., GHS § 17-103(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
county residents are forced to occupy overcrowded, congested, and deteriorated housing and live in depressed neighborhoods; and
# Md. Code Ann., GHS § 17-103(a)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
many of the elderly must remain in housing that is ill-suited to their current needs and abilities;
# Md. Code Ann., GHS § 17-103(a)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
these conditions require too much public money to be spent for protection of the public health, safety, and welfare, and for other public services and facilities;
# Md. Code Ann., GHS § 17-103(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the operation of continuing care facilities absorbs costs of health, safety, and social services of the residents of those facilities while adding to the available housing stock of the county;
# Md. Code Ann., GHS § 17-103(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
private enterprise alone cannot wholly meet the need to:
# Md. Code Ann., GHS § 17-103(a)(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
relieve the shortage of decent, safe, and adequate housing and continuing care facilities;
# Md. Code Ann., GHS § 17-103(a)(5)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
revitalize depressed neighborhoods; and
# Md. Code Ann., GHS § 17-103(a)(5)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
rehabilitate housing;
# Md. Code Ann., GHS § 17-103(a)(5)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(6)
the construction and rehabilitation of housing, including continuing care facilities for county residents, and the acquisition and expenditure of public money to produce that housing therefore do not compete with private enterprise;
# Md. Code Ann., GHS § 17-103(a)(6) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(7)
a need exists for mortgage credit to be made available for constructing new housing and rehabilitating existing housing for many buyers and owners of housing who cannot afford mortgage credit at the market interest rate or get mortgage credit because the mortgage credit market is severely restricted;
# Md. Code Ann., GHS § 17-103(a)(7) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(8)
# Md. Code Ann., GHS § 17-103(a)(8) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
there is a need to:
# Md. Code Ann., GHS § 17-103(a)(8)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
acquire, construct, and rehabilitate continuing care facilities at the least cost to those who use them;
# Md. Code Ann., GHS § 17-103(a)(8)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
construct housing that is decent, safe, and adequate; and
# Md. Code Ann., GHS § 17-103(a)(8)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
rehabilitate housing to make it decent, safe, and adequate; and
# Md. Code Ann., GHS § 17-103(a)(8)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
it is in the public interest to expend public resources and give assistance to meet this need;
# Md. Code Ann., GHS § 17-103(a)(8)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(9)
many families live in housing that is decent and safe, but is inadequate for the size of the family;
# Md. Code Ann., GHS § 17-103(a)(9) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(10)
some of those families could afford to buy new housing if their existing homes could be sold to smaller families for whom the homes would be more adequate;
# Md. Code Ann., GHS § 17-103(a)(10) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(11)
many potential buyers of these existing homes are first-time buyers, who find it difficult or impossible to afford newly constructed housing because they do not have an equity interest in their present housing to help finance a home purchase; and
# Md. Code Ann., GHS § 17-103(a)(11) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(12)
therefore, it is in the public interest to help first-time homebuyers acquire existing housing as well as newly constructed or rehabilitated housing, as the assistance will:
# Md. Code Ann., GHS § 17-103(a)(12) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
help nonhomeowners acquire housing;
# Md. Code Ann., GHS § 17-103(a)(12)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
help homeowners to acquire more adequate housing; and
# Md. Code Ann., GHS § 17-103(a)(12)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
stimulate the private sector production of new housing.
# Md. Code Ann., GHS § 17-103(a)(12)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The General Assembly finds that this title:
# Md. Code Ann., GHS § 17-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
creates a sound housing stock;
# Md. Code Ann., GHS § 17-103(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
contributes towards a balanced economy;
# Md. Code Ann., GHS § 17-103(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
promotes the health, welfare, and safety of the residents; and
# Md. Code Ann., GHS § 17-103(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
serves valid public purposes.
# Md. Code Ann., GHS § 17-103(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 17-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–104
The Housing Authority of Prince George’s County is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 17-104(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 17-104(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 17-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–105
(a)
# Md. Code Ann., GHS § 17-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Prince George’s Authority consists of seven Commissioners nominated by the County Executive and confirmed by the County Council.
# Md. Code Ann., GHS § 17-105(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The County Council shall hold a public hearing before voting whether to confirm each nominee.
# Md. Code Ann., GHS § 17-105(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 17-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The term of a Prince George’s Authority Commissioner is 5 years.
# Md. Code Ann., GHS § 17-105(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The terms of Commissioners are staggered as required by the terms of the members serving on October 1, 2006.
# Md. Code Ann., GHS § 17-105(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
At the end of a term, a Commissioner continues to serve until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 17-105(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A Commissioner who is appointed after a term has begun serves only for the rest of that term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 17-105(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
The County Executive may remove a Commissioner with the approval of the County Council of Prince George’s County.
# Md. Code Ann., GHS § 17-105(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 17-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–106
The County Executive shall choose the chair of the Prince George’s Authority from among its Commissioners.
# Md. Code Ann., GHS § 17-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 17–107
(a)
In addition to the powers listed elsewhere in this Division II, the Prince George’s Authority may:
# Md. Code Ann., GHS § 17-107(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
exercise all or any part of those powers to provide housing, housing rehabilitation, housing projects, integrally related commercial structures, and their financing for county residents;
# Md. Code Ann., GHS § 17-107(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
exercise other functions and responsibilities required by the county, including community development; and
# Md. Code Ann., GHS § 17-107(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
acquire and spend public money for any purpose authorized under this Division II, if the exercise of all powers of the Prince George’s Authority is in accordance with Prince George’s County law or a contract or contracts with Prince George’s County.
# Md. Code Ann., GHS § 17-107(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
As required by Prince George’s County, the Prince George’s Authority annually shall issue a financial report for the previous fiscal year based on a certified audit.
# Md. Code Ann., GHS § 17-107(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
Prince George’s County by local law may require the Prince George’s Authority to comply with budgetary, financial, personnel, and ethics procedures of the county.
# Md. Code Ann., GHS § 17-107(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
With the approval of the Prince George’s County governing body, the Prince George’s Authority within its area of operation also may:
# Md. Code Ann., GHS § 17-107(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make construction loans and long-term mortgage loans to any person to produce housing under this title;
# Md. Code Ann., GHS § 17-107(d)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
buy and insure mortgages secured by such housing; and
# Md. Code Ann., GHS § 17-107(d)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make or buy mortgage loans to help first-time homebuyers to buy existing homes, if:
# Md. Code Ann., GHS § 17-107(d)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
the first-time homebuyers:
# Md. Code Ann., GHS § 17-107(d)(3)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
are residents of the county;
# Md. Code Ann., GHS § 17-107(d)(3)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
qualify based on income limits established by the Prince George’s Authority with the approval of the county governing body; and
# Md. Code Ann., GHS § 17-107(d)(3)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3.)
are buying housing determined to be decent, safe, and adequate according to standards adopted by the Prince George’s Authority; and
# Md. Code Ann., GHS § 17-107(d)(3)(i)(3.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
the Prince George’s Authority determines that income from the assistance program will cover the costs of the program.
# Md. Code Ann., GHS § 17-107(d)(3)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
# Md. Code Ann., GHS § 17-107(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
With the approval of the Prince George’s County governing body, the Prince George’s Authority within its area of operation may finance housing, housing rehabilitation, a housing project, or a continuing care facility authorized by this title by issuing and selling the bonds of any type.
# Md. Code Ann., GHS § 17-107(e)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
Bonds that may be issued under this subsection include those on which the principal and interest are payable:
# Md. Code Ann., GHS § 17-107(e)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
only from the income and revenues of the housing project or continuing care facility that is financed with the proceeds of the bonds or with both those proceeds and a federal grant;
# Md. Code Ann., GHS § 17-107(e)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
only from the income and revenues of designated housing projects whether or not they were financed wholly or partly with the proceeds of the bonds; or
# Md. Code Ann., GHS § 17-107(e)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
from its revenues generally.
# Md. Code Ann., GHS § 17-107(e)(2)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
A bond under this subsection may be secured by pledge of any revenue or a mortgage of a housing project, projects, or other property of the Prince George’s Authority.
# Md. Code Ann., GHS § 17-107(e)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
Bonds of the Prince George’s Authority may be sold at public or private sale in the manner and on the terms that are authorized by resolution of the Prince George’s Authority.
# Md. Code Ann., GHS § 17-107(e)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(f)
This section does not preempt or supersede the regulatory authority of a State governmental unit under State law.
# Md. Code Ann., GHS § 17-107(f) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 17-107 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 18–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 18-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Board of County Commissioners” means the Board of County Commissioners of Queen Anne’s County.
# Md. Code Ann., GHS § 18-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 18-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Housing project” means a work or undertaking to provide housing for persons of eligible income.
# Md. Code Ann., GHS § 18-101(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Housing project” includes:
# Md. Code Ann., GHS § 18-101(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
buildings, land, improvements, and other real or personal property that is planned, acquired, owned, used, developed, reconstructed, rehabilitated, or improved; and
# Md. Code Ann., GHS § 18-101(c)(2)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
streets, roads, sewers, water service, and supporting public or private commercial, educational, cultural, recreational, community, and civic facilities that are needed for sound community development.
# Md. Code Ann., GHS § 18-101(c)(2)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Person of eligible income” means an individual or a family that lacks sufficient income or assets without financial assistance to live in decent, safe, and sanitary housing without overcrowding.
# Md. Code Ann., GHS § 18-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Queen Anne’s Authority” means the Housing Authority of Queen Anne’s County.
# Md. Code Ann., GHS § 18-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 18-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 18–102
Title 12 of this article applies to the Queen Anne’s Authority except where it is inconsistent with this title.
# Md. Code Ann., GHS § 18-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 18–103
The Housing Authority of Queen Anne’s County is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 18-103(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 18-103(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 18-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 18–104
(a)
This section does not apply if its application would disqualify the State or a county from receiving federal money.
# Md. Code Ann., GHS § 18-104(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 18-104(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Board of County Commissioners shall:
# Md. Code Ann., GHS § 18-104(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
adopt policies, regulations, or amendments that are necessary to implement:
# Md. Code Ann., GHS § 18-104(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
federally or State assisted housing programs; and
# Md. Code Ann., GHS § 18-104(b)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
locally funded housing programs undertaken in accordance with this Division II;
# Md. Code Ann., GHS § 18-104(b)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
review and approve each housing project that the Queen Anne’s Authority proposes before the housing project is started; and
# Md. Code Ann., GHS § 18-104(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
establish maximum income limits for persons of eligible income.
# Md. Code Ann., GHS § 18-104(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For special housing projects, the Board of County Commissioners may establish exceptions to the maximum income limits for persons of eligible income.
# Md. Code Ann., GHS § 18-104(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 18-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 18–105
(a)
Subject to the power of the Board of County Commissioners under § 18-104 of this title, the Queen Anne’s Authority, in addition to the powers listed elsewhere in this Division II or any other law, may:
# Md. Code Ann., GHS § 18-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make mortgage loans;
# Md. Code Ann., GHS § 18-105(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make rent subsidy payments to or for persons of eligible income;
# Md. Code Ann., GHS § 18-105(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make construction loans and long-term mortgage loans to a person to produce housing for persons of eligible income; or
# Md. Code Ann., GHS § 18-105(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
waive maximum income limits for persons 65 years of age or older.
# Md. Code Ann., GHS § 18-105(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Queen Anne’s Authority may sell its bonds at public or private sale in the manner and on the terms that it authorizes by resolution.
# Md. Code Ann., GHS § 18-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 18-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 19–101
Title 12 of this article applies to the Housing Authority of St. Mary’s County except where it is inconsistent with this title.
# Md. Code Ann., GHS § 19-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 19–102
(a)
The Housing Authority of St. Mary’s County is a public body corporate and politic that:
# Md. Code Ann., GHS § 19-102(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 19-102(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 19-102(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 19-102(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Housing Authority of St. Mary’s County consists of seven members appointed by the Commissioners for St. Mary’s County.
# Md. Code Ann., GHS § 19-102(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
The term of a member is 5 years.
# Md. Code Ann., GHS § 19-102(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
The terms of the members are staggered as required by the terms provided for members of the Commissioners of the Housing Authority of St. Mary’s County on October 1, 2006.
# Md. Code Ann., GHS § 19-102(b)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
A member who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
# Md. Code Ann., GHS § 19-102(b)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 19-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 20–101
Title 12 of this article applies to Somerset County except where it is inconsistent with this title.
# Md. Code Ann., GHS § 20-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 20–102
In Somerset County, members of the council of a municipal corporation may serve as commissioners of the housing authority of the municipal corporation.
# Md. Code Ann., GHS § 20-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 21–101
(a)
In this title the following words have the meanings indicated.
# Md. Code Ann., GHS § 21-101(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
“Board of County Commissioners” means the Board of County Commissioners of Washington County.
# Md. Code Ann., GHS § 21-101(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(c)
# Md. Code Ann., GHS § 21-101(c) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
“Housing project” means a work or undertaking that is planned, acquired, owned, used, developed, constructed, reconstructed, rehabilitated, or improved to provide:
# Md. Code Ann., GHS § 21-101(c)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
housing of which a substantial part shall be for persons of eligible income; and
# Md. Code Ann., GHS § 21-101(c)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
streets, roads, sewers, water service, and other supporting public or private commercial, educational, cultural, recreational, community, or civic facilities that are needed for sound community development.
# Md. Code Ann., GHS § 21-101(c)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
“Housing project” includes lands, buildings, improvements, and other real or personal property.
# Md. Code Ann., GHS § 21-101(c)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(d)
“Person of eligible income” means an individual or family who the Washington Authority determines lacks sufficient income or assets without financial assistance to live in decent, safe, and sanitary housing without overcrowding.
# Md. Code Ann., GHS § 21-101(d) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(e)
“Washington Authority” means the Housing Authority of Washington County.
# Md. Code Ann., GHS § 21-101(e) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 21-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 21–102
The General Assembly finds that:
(1)
there are in the area of operation of the Washington Authority unsafe and unsanitary housing and a shortage of safe and sanitary housing for persons of eligible income;
# Md. Code Ann., GHS § 21-102(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
these conditions cause too much public money to be spent for crime prevention and punishment, public health and safety, fire and accident protection, and other public services and facilities;
# Md. Code Ann., GHS § 21-102(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
the public interest requires the remedying of these conditions;
# Md. Code Ann., GHS § 21-102(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
the assistance provided under this title to remedy these conditions is a public use and purpose and an essential governmental function for which public money may be spent; and
# Md. Code Ann., GHS § 21-102(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(5)
this title is necessary in the public interest.
# Md. Code Ann., GHS § 21-102(5) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 21-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 21–103
Title 12 of this article applies to the Washington Authority except where it is inconsistent with this title.
# Md. Code Ann., GHS § 21-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 21–104
The Housing Authority of Washington County is a public body corporate and politic that:
(1)
exercises public and essential governmental functions; and
# Md. Code Ann., GHS § 21-104(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
has all the powers necessary or convenient to carry out the purposes of this Division II.
# Md. Code Ann., GHS § 21-104(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 21-104 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 21–105
(a)
This section does not apply if its application would disqualify the State or a county from receiving federal money.
# Md. Code Ann., GHS § 21-105(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
# Md. Code Ann., GHS § 21-105(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
The Board of County Commissioners shall:
# Md. Code Ann., GHS § 21-105(b)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(i)
adopt policies, regulations, or amendments that are necessary to implement:
# Md. Code Ann., GHS § 21-105(b)(1)(i) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1.)
federally or State assisted housing programs; and
# Md. Code Ann., GHS § 21-105(b)(1)(i)(1.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2.)
locally funded housing programs undertaken in accordance with this Division II;
# Md. Code Ann., GHS § 21-105(b)(1)(i)(2.) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(ii)
review and approve each housing project that the Washington Authority proposes before the housing project may be started; and
# Md. Code Ann., GHS § 21-105(b)(1)(ii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(iii)
establish maximum income limits for persons of eligible income.
# Md. Code Ann., GHS § 21-105(b)(1)(iii) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
For special housing projects, the Board of County Commissioners may establish exceptions to the maximum income limits for persons of eligible income.
# Md. Code Ann., GHS § 21-105(b)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 21-105 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 21–106
(a)
Subject to the power of the Board of County Commissioners under § 21-105 of this title, the Washington Authority, in addition to the powers listed in this Division II and provided by local law, may:
# Md. Code Ann., GHS § 21-106(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
make mortgage loans;
# Md. Code Ann., GHS § 21-106(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
make rent subsidy payments to or for persons of eligible income;
# Md. Code Ann., GHS § 21-106(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
make construction loans and long-term mortgage loans to a person to produce housing for persons of eligible income; or
# Md. Code Ann., GHS § 21-106(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(4)
waive maximum income limits for persons 65 years of age or older.
# Md. Code Ann., GHS § 21-106(a)(4) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Washington Authority may sell its bonds at public or private sale in the manner and on the terms that it authorizes by resolution.
# Md. Code Ann., GHS § 21-106(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 21-106 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 22–101
Title 12 of this article applies to Indian housing authorities except where it is inconsistent with this title.
# Md. Code Ann., GHS § 22-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 22–102
An Indian tribe may establish an authority on approval by ordinance or resolution of the governing body and chief elected official of the political subdivision where the authority is to be located.
# Md. Code Ann., GHS § 22-102 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 22–103
(a)
An Indian authority may do anything necessary or convenient to participate in any State or federal program of low and moderate income housing assistance and community development, including:
# Md. Code Ann., GHS § 22-103(a) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(1)
entering into and performing a contract or agreement with the State, the United States, or a unit of the federal government;
# Md. Code Ann., GHS § 22-103(a)(1) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(2)
developing or operating a housing project if approval by ordinance or resolution is obtained from the governing body and chief elected official of the political subdivision where the housing project is located; and
# Md. Code Ann., GHS § 22-103(a)(2) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(3)
acting as a public housing agency within the meaning of federal law and as an authority within the meaning of State law.
# Md. Code Ann., GHS § 22-103(a)(3) (as displayed at mgaleg.maryland.gov, August 30, 2026)
(b)
The Department of Housing and Community Development or an authority, acting as a local public agency or public housing agency, may do anything necessary or convenient on behalf of Native American Indians or an Indian tribe in the State.
# Md. Code Ann., GHS § 22-103(b) (as displayed at mgaleg.maryland.gov, August 30, 2026)
# Md. Code Ann., GHS § 22-103 (as displayed at mgaleg.maryland.gov, August 30, 2026)
§ 23–101
This Division II is the Housing Authorities Law.
# Md. Code Ann., GHS § 23-101 (as displayed at mgaleg.maryland.gov, August 30, 2026)